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        <title>Retirement Talk for Boomers, Seniors, and Retirees</title>
        <description>Retirement Talk is a weekly podcast intended for seniors, boomers and retirees. We will examine all aspects of retirement: actions, ideas, memories, and plans. We will consider travel, life goals, family, community, exercise, relocating, housing, continuing education, friends, health, and end of life issues.</description>
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        <managingEditor>Del@retirementtalk.org (Del Lowery)</managingEditor>
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        <itunes:subtitle>Retirement talk is intended for people who are retired or considering retirement. We will examine all aspects of retirement: actions, ideas, memories, and plans.</itunes:subtitle>
        <itunes:summary>Retirement Talk is an audio podcast intended to help people who are retired, or considering retirement, to examine their own lives. We will consider retirement in all its facets - not just financial. We want to examine our own lives and those of  others, who seem to have looked closely, made choices, and are pretty happy with the consequences We want to encourage thought and action.</itunes:summary>
        <itunes:author>Del Lowery</itunes:author>
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            <itunes:name>Del Lowery</itunes:name>
            <itunes:email>del@retirementtalk.org</itunes:email>
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            <title>984 Limits</title>
            <description>One worn out piece of advice that seems to hold true all of our life is that we need to &quot;pick our battles&quot;. Retirement has its limits. We are older. Our bodies do not move like they once did.</description>
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            <author>del@retirementtalk.org</author>
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            <itunes:subtitle>Limits</itunes:subtitle>
            <itunes:summary>One worn out piece of advice that seems to hold true all of our life is that we need to &quot;pick our battles&quot;. Retirement has its limits. We are older. Our bodies do not move like they once did.</itunes:summary>
            <itunes:duration>00:08:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
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            <title>983 Road Trip Planning</title>
            <description>We love a road trip in the family car. We feel free - and like we are truly on vacation. We are now making our plans. We are enjoying the stage of anticipation according to the cult of happiness.</description>
            <link>https://retirementtalk.org/rt983.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 26 Apr 2026 08:02:14 -0700</pubDate>
            <itunes:subtitle>Road Trip Planning</itunes:subtitle>
            <itunes:summary>We love a road trip in the family car. We feel free - and like we are truly on vacation. We are now making our plans. We are enjoying the stage of anticipation according to the cult of happiness.</itunes:summary>
            <itunes:duration>8:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
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            <title>982 Finding Meaning in Life (2)</title>
            <description>Finding meaning in our lives was the topic of the previous podcast. I wanted to continue that train of thought. We know having meaning in our lives is important but sometimes we have trouble finding it. Many times It may be more of a problem of recognizing it.</description>
            <link>https://retirementtalk.org/rt982.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 19 Apr 2026 08:19:01 -0700</pubDate>
            <itunes:subtitle>Meaning in Life (2)</itunes:subtitle>
            <itunes:summary>Finding meaning in our lives was the topic of the previous podcast. I wanted to continue that train of thought. We know having meaning in our lives is important but sometimes we have trouble finding it. Many times It may be more of a problem of recognizing it.</itunes:summary>
            <itunes:duration>9:03</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
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            <title>981 Finding Meaning in Life</title>
            <description>Finding meaning in life seems to be a never ending quest - sort of like pursuing more air to breath. Parents, teachers, bosses and our own children no longer control us and they no longer give meaning to our lives. We are on our own.Many of us are still pursuing that topic.</description>
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            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 12 Apr 2026 08:01:51 -0700</pubDate>
            <itunes:subtitle>Finding Meaning in Life</itunes:subtitle>
            <itunes:summary>Finding meaning in life seems to be a never ending quest - sort of like pursuing more air to breath. Parents, teachers, bosses and our own children no longer control us and they no longer give meaning to our lives. We are on our own.Many of us are still pursuing that topic.</itunes:summary>
            <itunes:duration>8:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
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            <title>980 Watch Your Step</title>
            <description>Musicians fall in love with their instruments. Artists fall in love with their creations. Kids fall down and skin their knees. Football players fall down and break their necks. We need to be a bit more careful about falling as we grow older.</description>
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            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 5 Apr 2026 08:01:17 -0700</pubDate>
            <itunes:subtitle>Watch Your Step</itunes:subtitle>
            <itunes:summary>Musicians fall in love with their instruments. Artists fall in love with their creations. Kids fall down and skin their knees. Football players fall down and break their necks. We need to be a bit more careful about falling as we grow older.</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>979 The Devil is in the Details</title>
            <description>Though the change is slow it does happen. Spinoza would love it. It is that ever changing motion in a positive direction that brings happiness according to him. He convinced me.</description>
            <link>https://retirementtalk.org/rt979.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 29 Mar 2026 08:26:31 -0700</pubDate>
            <itunes:subtitle>The Devil is in the Details</itunes:subtitle>
            <itunes:summary>Though the change is slow it does happen. Spinoza would love it. It is that ever changing motion in a positive direction that brings happiness according to him. He convinced me.</itunes:summary>
            <itunes:duration>7:53</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>978 Miserable with Much</title>
            <description>What brings us happiness is so very relative. If we have just finished eating food we don&apos;t like or aren&apos;t satisfied we can go crazy over something familiar and filling. If our hands are cold a good pair of gloves can seem like a god send. Happiness is all about improving our condition.</description>
            <link>https://retirementtalk.org/rt757.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt757.mp3" length="6233860" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Mar 2026 08:46:02 -0700</pubDate>
            <itunes:subtitle>Miserable with Much</itunes:subtitle>
            <itunes:summary>What brings us happiness is so very relative. If we have just finished eating food we don&apos;t like or aren&apos;t satisfied we can go crazy over something familiar and filling. If our hands are cold a good pair of gloves can seem like a god send. Happiness is all about improving our condition.</itunes:summary>
            <itunes:duration>6:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>977 Road Trip</title>
            <description>I know people who pride themselves on how many miles they travel in one day. I have a hard time understanding this type of living. If you are truly interesting in enjoying a road trip here is a suggestion that may help you adjust to retirement.</description>
            <link>https://retirementtalk.org/rt977.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt977.mp3" length="5029987" type="audio/mpeg"/>
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            <pubDate>Sun, 15 Mar 2026 08:03:37 -0700</pubDate>
            <itunes:subtitle>Road Trip</itunes:subtitle>
            <itunes:summary>I know people who pride themselves on how many miles they travel in one day. I have a hard time understanding this type of living. If you are truly interesting in enjoying a road trip here is a suggestion that may help you adjust to retirement.</itunes:summary>
            <itunes:duration>9:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>976 Meditation</title>
            <description>Sometimes we just want to do nothing or at least whatever it is that we are supposed to be doing. We have no energy and no impulse to try to find some. We just want to lay low. Is there something wrong with that?</description>
            <link>https://retirementtalk.org/rt976.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 8 Mar 2026 08:27:52 -0700</pubDate>
            <itunes:subtitle>Meditation</itunes:subtitle>
            <itunes:summary>Sometimes we just want to do nothing or at least whatever it is that we are supposed to be doing. We have no energy and no impulse to try to find some. We just want to lay low. Is there something wrong with that?</itunes:summary>
            <itunes:duration>7:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>975 Ashes to ...</title>
            <description>What we do with ourselves, our family or friends when death comes is important to some. I don&apos;t think it is important to the ones who die but it is to those that are left behind. We need to be comfortable with the decision.</description>
            <link>https://retirementtalk.org/rt975.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt975.mp3" length="4943086" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Mar 2026 08:06:44 -0800</pubDate>
            <itunes:subtitle>Ashes to...</itunes:subtitle>
            <itunes:summary>What we do with ourselves, our family or friends when death comes is important to some. I don&apos;t think it is important to the ones who die but it is to those that are left behind. We need to be comfortable with the decision.</itunes:summary>
            <itunes:duration>6:57</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>974 Diagnosis: MCI</title>
            <description>Sixteen months ago my primary care doctor told me I had developed Mild Cognitive Impairment(MCI). In lay terms that means I am losing my mind. It could happen slowly over the next few years or it could happen more quickly. That seems like a life changer.</description>
            <link>https://retirementtalk.org/rt974.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 22 Feb 2026 08:10:01 -0800</pubDate>
            <itunes:subtitle>Diagnosis: MCI</itunes:subtitle>
            <itunes:summary>Sixteen months ago my primary care doctor told me I had developed Mild Cognitive Impairment(MCI). In lay terms that means I am losing my mind. It could happen slowly over the next few years or it could happen more quickly. That seems like a life changer.</itunes:summary>
            <itunes:duration>7:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
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        <item>
            <title>973 &quot;You Just Don&apos;t Get It&quot;</title>
            <description>How much of our life do we really remember? I have a hard time even considering the question. I like to think that I remember what happened in detail. When I launch into a story at a dinner party I have no doubt in mind as to the details. How wrong can one be?</description>
            <link>https://retirementtalk.org/rt973.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 15 Feb 2026 08:12:57 -0800</pubDate>
            <itunes:subtitle>&quot;You Just Don&apos;t Get It&quot;</itunes:subtitle>
            <itunes:summary>How much of our life do we really remember? I have a hard time even considering the question. I like to think that I remember what happened in detail. When I launch into a story at a dinner party I have no doubt in mind as to the details. How wrong can one be?</itunes:summary>
            <itunes:duration>7:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>972 Time to Let Go</title>
            <description>Age has a way with all of us. Time is a universal leveler. We have our day in the sun and then it is over. We learn as children that we had best prepare for the future.</description>
            <link>https://retirementtalk.org/rt972.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 8 Feb 2026 07:51:52 -0800</pubDate>
            <itunes:subtitle>Time to Let go</itunes:subtitle>
            <itunes:summary>Age has a way with all of us. Time is a universal leveler. We have our day in the sun and then it is over. We learn as children that we had best prepare for the future.</itunes:summary>
            <itunes:duration>7:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
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        <item>
            <title>97The &quot;We&quot; Party</title>
            <description>We should start a new political party entitled &quot;We&quot;. It would be based on the premise that we should help and care for one another. We have rights to our privacy and our public life. We have responsibilities to ourselves and to others. We would try to turn paying taxes into a bragable activity.</description>
            <link>https://retirementtalk.org/rt971.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt971.mp3" length="5296253" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Feb 2026 08:12:10 -0800</pubDate>
            <itunes:subtitle>The &quot;We&quot; Party</itunes:subtitle>
            <itunes:summary>We should start a new political party entitled &quot;We&quot;. It would be based on the premise that we should help and care for one another. We have rights to our privacy and our public life. We have responsibilities to ourselves and to others. We would try to turn paying taxes into a bragable activity.</itunes:summary>
            <itunes:duration>9:21</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>970 Milestones</title>
            <description>Milestones are like mountain peaks - they give us a sense of where we are. We locate ourselves in relationship to them. That is what birthdays, graduations, marriages, moves from place to place, job changes, and deaths are all about. Retirement has to be one of the more significant milestones we can experience in life.</description>
            <link>https://retirementtalk.org/rt970.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 25 Jan 2026 07:55:08 -0800</pubDate>
            <itunes:subtitle>Milestones</itunes:subtitle>
            <itunes:summary>Milestones are like mountain peaks - they give us a sense of where we are. We locate ourselves in relationship to them. That is what birthdays, graduations, marriages, moves from place to place, job changes, and deaths are all about. Retirement has to be one of the more significant milestones we can experience in life.</itunes:summary>
            <itunes:duration>7:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>969 Grit</title>
            <description>Grit. The word has reappeared lately relating to child rearing and  educational philosophy. There is no doubt in my mind that grit is needed in all phases of life including retirement.</description>
            <link>https://retirementtalk.org/rt969.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 18 Jan 2026 08:33:46 -0800</pubDate>
            <itunes:subtitle>Grit</itunes:subtitle>
            <itunes:summary>Grit. The word has reappeared lately relating to child rearing and  educational philosophy. There is no doubt in my mind that grit is needed in all phases of life including retirement.</itunes:summary>
            <itunes:duration>9:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>968 Five Years Left</title>
            <description>Graphs and charts: One dealt with the average life span. I still have 17 years left according to statistical data. Another dealt with how much time we have left after arriving at age 65 to enjoy good health.</description>
            <link>https://retirementtalk.org/rt698.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt698.mp3" length="4784493" type="audio/mpeg"/>
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            <pubDate>Sun, 11 Jan 2026 15:07:21 -0800</pubDate>
            <itunes:subtitle>Five Years Left</itunes:subtitle>
            <itunes:summary>Graphs and charts: One dealt with the average life span. I still have 17 years left according to statistical data. Another dealt with how much time we have left after arriving at age 65 to enjoy good health.</itunes:summary>
            <itunes:duration>7:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>967 Reconnecting</title>
            <description>Retirement has its moments of isolation and then again it provides us time to reestablish contact with moments and people from our past. There is something about reaching into the past and touching one another that makes retirement so sweet.</description>
            <link>https://retirementtalk.org/rt967.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt967.mp3" length="5019240" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Jan 2026 07:57:03 -0800</pubDate>
            <itunes:subtitle>Reconnecting</itunes:subtitle>
            <itunes:summary>Retirement has its moments of isolation and then again it provides us time to reestablish contact with moments and people from our past. There is something about reaching into the past and touching one another that makes retirement so sweet.</itunes:summary>
            <itunes:duration>6:21</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>966 Recognition</title>
            <description>People used to work until they died and for the most part live in an extended family structure where some recognition was assured. Today&apos;s retired people face a true challenge in this life quest. We must create a means of being recognized.</description>
            <link>https://retirementtalk.org/rt966.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt966.mp3" length="5888561" type="audio/mpeg"/>
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            <pubDate>Sun, 28 Dec 2025 08:42:15 -0800</pubDate>
            <itunes:subtitle>Recognition</itunes:subtitle>
            <itunes:summary>People used to work until they died and for the most part live in an extended family structure where some recognition was assured. Today&apos;s retired people face a true challenge in this life quest. We must create a means of being recognized.</itunes:summary>
            <itunes:duration>7:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>965 The Story</title>
            <description>Is there anything more important than a good story? And I might answer, &quot;Very little&quot;. If there is one thing that we retired folks possess more than younger folks is the number of stories we have in our bag. We have had experiences that come only with time.</description>
            <link>https://retirementtalk.org/rt965.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt965.mp3" length="6766823" type="audio/mpeg"/>
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            <pubDate>Sun, 21 Dec 2025 08:01:33 -0800</pubDate>
            <itunes:subtitle>The Story</itunes:subtitle>
            <itunes:summary>Is there anything more important than a good story? And I might answer, &quot;Very little&quot;. If there is one thing that we retired folks possess more than younger folks is the number of stories we have in our bag. We have had experiences that come only with time.</itunes:summary>
            <itunes:duration>9:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>964 Politics &amp; Persistence</title>
            <description>Is it so important - to be politically astute? We all know the correct answer to that question. Our elementary teachers taught us that democracy demands an educated citizenry. It is easy to see the need.</description>
            <link>https://retirementtalk.org/rt964.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt964.mp3" length="7192823" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Dec 2025 08:12:21 -0800</pubDate>
            <itunes:subtitle>Politics &amp; Persistence</itunes:subtitle>
            <itunes:summary>Is it so important - to be politically astute? We all know the correct answer to that question. Our elementary teachers taught us that democracy demands an educated citizenry. It is easy to see the need.</itunes:summary>
            <itunes:duration>10:18</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>963 Neighbors</title>
            <description>Neighbors are important and we might all find more comfort in life by engaging those close by rather than spending all of our time reaching across the world via Facebook for friends. It isn’t an all or nothing choice. There is no reason we can’t have both. It just takes a little time and effort.</description>
            <link>https://retirementtalk.org/rt963.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt963.mp3" length="3526321" type="audio/mpeg"/>
            <guid isPermaLink="false">18D86436-79FA-473A-B5CF-29966FF6A95E</guid>
            <pubDate>Sun, 7 Dec 2025 07:56:25 -0800</pubDate>
            <itunes:subtitle>Neighbors</itunes:subtitle>
            <itunes:summary>Neighbors are important and we might all find more comfort in life by engaging those close by rather than spending all of our time reaching across the world via Facebook for friends. It isn’t an all or nothing choice. There is no reason we can’t have both. It just takes a little time and effort.</itunes:summary>
            <itunes:duration>6:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>962 Benefits of Failure</title>
            <description>We try and fail at many things in life and that isn&apos;t always bad. But perhaps my old history professor was right in his thoughts concerning why we study history. Best to learn from other people&apos;s mistakes or failures.</description>
            <link>https://retirementtalk.org/rt962.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt962.mp3" length="5234475" type="audio/mpeg"/>
            <guid isPermaLink="false">A10646C0-A75F-4001-852F-2E74FAF14E45</guid>
            <pubDate>Sun, 30 Nov 2025 08:00:02 -0800</pubDate>
            <itunes:subtitle>Benefits of Failure</itunes:subtitle>
            <itunes:summary>We try and fail at many things in life and that isn&apos;t always bad. But perhaps my old history professor was right in his thoughts concerning why we study history. Best to learn from other people&apos;s mistakes or failures.</itunes:summary>
            <itunes:duration>8:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>961 Looking for Direction</title>
            <description>Those new to retirement and having a tough time figuring out just exactly what they want to do with this new phase of life could do well by asking themselves what they really like to do. And by that I mean things they like to do so much that they lose themselves in it.</description>
            <link>https://retirementtalk.org/rt961.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt961.mp3" length="5350407" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Nov 2025 08:22:29 -0800</pubDate>
            <itunes:subtitle>Looking for Direction</itunes:subtitle>
            <itunes:summary>Those new to retirement and having a tough time figuring out just exactly what they want to do with this new phase of life could do well by asking themselves what they really like to do. And by that I mean things they like to do so much that they lose themselves in it.</itunes:summary>
            <itunes:duration>7:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>960 Why Retire?</title>
            <description>We all grow up in our own worlds. Our experiences are different from our brothers and sisters, our neighbors, or people that live across town. No wonder we have differences with people in other communities, states, or countries. No wonder we have different reasons for retirement plans.</description>
            <link>https://retirementtalk.org/rt960.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt960.mp3" length="7356963" type="audio/mpeg"/>
            <guid isPermaLink="false">3CF84D77-56BF-4123-8C79-84C5383C1703</guid>
            <pubDate>Sun, 16 Nov 2025 07:31:36 -0800</pubDate>
            <itunes:subtitle>Why Retire?</itunes:subtitle>
            <itunes:summary>We all grow up in our own worlds. Our experiences are different from our brothers and sisters, our neighbors, or people that live across town. No wonder we have differences with people in other communities, states, or countries. No wonder we have different reasons for retirement plans</itunes:summary>
            <itunes:duration>7:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>959 A Retired State of Mind</title>
            <description>What we learned as a teenager, a college student, a mature adult, a parent, and citizen intertwines and forges a strong yet pliable state of mind.We can afford the time to sit back and consider. When we do, a retired state of mind emerges that gives us the most comprehensive picture of the world we will ever have.</description>
            <link>https://retirementtalk.org/rt959.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt959.mp3" length="4683953" type="audio/mpeg"/>
            <guid isPermaLink="false">6C4F2F4A-E5DA-4532-8072-80E2E6308630</guid>
            <pubDate>Sun, 9 Nov 2025 08:18:39 -0800</pubDate>
            <itunes:subtitle>A Retired State of Mind</itunes:subtitle>
            <itunes:summary>What we learned as a teenager, a college student, a mature adult, a parent, and citizen intertwines and forges a strong yet pliable state of mind.We can afford the time to sit back and consider. When we do, a retired state of mind emerges that gives us the most comprehensive picture of the world we will ever have.</itunes:summary>
            <itunes:duration>8:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>958 The Good Old Days</title>
            <description>&quot;The good old days&quot;. Did the good old days ever exist? I&apos;ve heard people talk about them all my life and yet I have never had a desire to revisit any of my old days. Not only have I not had a desire to visit any of my old days but I have never had a desire to visit any old days.</description>
            <link>https://retirementtalk.org/rt958.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt958.mp3" length="5859760" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Nov 2025 07:43:22 -0800</pubDate>
            <itunes:subtitle>The Good Old Days</itunes:subtitle>
            <itunes:summary>&quot;The good old days&quot;. Did the good old days ever exist? I&apos;ve heard people talk about them all my life and yet I have never had a desire to revisit any of my old days. Not only have I not had a desire to visit any of my old days but I have never had a desire to visit any old days.</itunes:summary>
            <itunes:duration>7:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>957 Lists</title>
            <description>Making a list is not my favorite thing to do. But we are retired. We have different priorities. What is important has changed. But if you haven&apos;t got a living list in mind you might find one in writing to be valuable.</description>
            <link>https://retirementtalk.org/rt957.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt957.mp3" length="4081263" type="audio/mpeg"/>
            <guid isPermaLink="false">5338BC0B-99DF-43C3-81F3-FC83D6385043</guid>
            <pubDate>Sun, 26 Oct 2025 07:58:59 -0700</pubDate>
            <itunes:subtitle>Lists</itunes:subtitle>
            <itunes:summary>Making a list is not my favorite thing to do. But we are retired. We have different priorities. What is important has changed. But if you haven&apos;t got a living list in mind you might find one in writing to be valuable.</itunes:summary>
            <itunes:duration>8:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>956 It&apos;s Magic</title>
            <description>Who among us doesn&apos;t want to be loved? Maybe retirement is the time to become a magician. Or whatever else you dreamed of when you were a child. Or whatever you dream about now that you are retired. I&apos;ll bet with just a few years of practice most of us could learn to pull rabbits out of hats.</description>
            <link>https://retirementtalk.org/rt956.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt956.mp3" length="8111067" type="audio/mpeg"/>
            <guid isPermaLink="false">8EC11677-E3BF-4822-BC4E-3A70EAD87147</guid>
            <pubDate>Sun, 19 Oct 2025 08:40:45 -0700</pubDate>
            <itunes:subtitle>It&apos;s Magic</itunes:subtitle>
            <itunes:summary>Who among us doesn&apos;t want to be loved? Maybe retirement is the time to become a magician. Or whatever else you dreamed of when you were a child. Or whatever you dream about now that you are retired. I&apos;ll bet with just a few years of practice most of us could learn to pull rabbits out of hats.</itunes:summary>
            <itunes:duration>8:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>955 Exercise for the Brain</title>
            <description>Now I find that if I really want to do something good for my brain I would lace up my running shoes. No kidding. Exercise. Exercises like big body movements are what really perk up the old brain.</description>
            <link>https://retirementtalk.org/rt955.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt955.mp3" length="5649484" type="audio/mpeg"/>
            <guid isPermaLink="false">739AC764-4497-496F-9AC9-D36325787273</guid>
            <pubDate>Sun, 12 Oct 2025 07:50:06 -0700</pubDate>
            <itunes:subtitle>Exercise for the Brain</itunes:subtitle>
            <itunes:summary>Now I find that if I really want to do something good for my brain I would lace up my running shoes. No kidding. Exercise. Exercises like big body movements are what really perk up the old brain.</itunes:summary>
            <itunes:duration>8:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>954 I Don&apos;t Remember That</title>
            <description>How many times have you forgotten  something? I can&apos;t remember how many times I have forgotten something. It must number in the millions or at least the hundreds of thousands. &quot;Senior Moments&quot; some folks call them. l don&apos;t like that label.</description>
            <link>https://retirementtalk.org/rt954.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt954.mp3" length="4895820" type="audio/mpeg"/>
            <guid isPermaLink="false">6FDBF8E0-81EC-4F13-BBA5-3647624C1A83</guid>
            <pubDate>Sun, 5 Oct 2025 08:01:52 -0700</pubDate>
            <itunes:subtitle>I Don&apos;t Remember That</itunes:subtitle>
            <itunes:summary>How many times have you forgotten  something? I can&apos;t remember how many times I have forgotten something. It must number in the millions or at least the hundreds of thousands. &quot;Senior Moments&quot; some folks call them. l don&apos;t like that label.</itunes:summary>
            <itunes:duration>6:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>953 Retired and Being a Caregiver</title>
            <description>Retirement usually comes to us in our sixties and it is at that same age that our parents are moving into their eighties. It is also at this time that our children are moving into their thirties and forties - the time for splitting up - divorce. There are very likely grandchildren that may need some attention from grandparents.</description>
            <link>https://retirementtalk.org/rt953.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt953.mp3" length="6093797" type="audio/mpeg"/>
            <guid isPermaLink="false">04665D2F-E2C3-48CB-91B9-EAF94A6726B5</guid>
            <pubDate>Sun, 28 Sep 2025 08:06:27 -0700</pubDate>
            <itunes:subtitle>Retirement and Being a Caregiver</itunes:subtitle>
            <itunes:summary>Retirement usually comes to us in our sixties and it is at that same age that our parents are moving into their eighties. It is also at this time that our children are moving into their thirties and forties - the time for splitting up - divorce. There are very likely grandchildren that may need some attention from grandparents.</itunes:summary>
            <itunes:duration>9:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>952 Ownership of Your Own Life</title>
            <description>When the end nears and you ask the question; &quot;Did I live as I wanted?&quot; or &quot;Did I do what I wanted in my retirement years?&quot; it would sure be nice to be able to answer with a firm &quot;yes&quot;.</description>
            <link>https://retirementtalk.org/rt952.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt952.mp3" length="36265611" type="audio/mpeg"/>
            <guid isPermaLink="false">5FCDF823-1BD6-4E1C-9D3D-BDA0A1907CD1</guid>
            <pubDate>Sun, 21 Sep 2025 08:19:03 -0700</pubDate>
            <itunes:subtitle>Ownership of Your Own Life</itunes:subtitle>
            <itunes:summary>When the end nears and you ask the question; &quot;Did I live as I wanted?&quot; or &quot;Did I do what I wanted in my retirement years?&quot; it would sure be nice to be able to answer with a firm &quot;yes&quot;.</itunes:summary>
            <itunes:duration>7:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>951 A Change of Direction</title>
            <description>Two weeks ago the wife of a good friend of mine died. She was 66: three years younger than myself. Cancer. Two months elapsed between diagnosis and death. Two months. Sort of puts an edge on things.</description>
            <link>https://retirementtalk.org/rt951%20(2).mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 14 Sep 2025 16:19:40 -0700</pubDate>
            <itunes:subtitle>A Change of Direction</itunes:subtitle>
            <itunes:summary>Two weeks ago the wife of a good friend of mine died. She was 66: three years younger than myself. Cancer. Two months elapsed between diagnosis and death. Two months. Sort of puts an edge on things.</itunes:summary>
            <itunes:duration>7:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>950 Changing Gears</title>
            <description>Retiring calls for learning to shift gears in a big way. We may make a few mistakes. We may grind a few gears as we adjust, but change we must. We know we want to move in another direction but we may not be aware of where or how. It is like sitting behind the wheel of that car when we were 15 knowing that we wanted to go somewhere but not knowing exactly where or how.</description>
            <link>https://retirementtalk.org/rt950.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt950.mp3" length="4775762" type="audio/mpeg"/>
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            <pubDate>Sat, 6 Sep 2025 20:50:03 -0700</pubDate>
            <itunes:subtitle>Changing Gears</itunes:subtitle>
            <itunes:summary>Retiring calls for learning to shift gears in a big way. We may make a few mistakes. We may grind a few gears as we adjust, but change we must. We know we want to move in another direction but we may not be aware of where or how. It is like sitting behind the wheel of that car when we were 15 knowing that we wanted to go somewhere but not knowing exactly where or how.</itunes:summary>
            <itunes:duration>8:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>949 Feet</title>
            <description>&quot;If you take care of your feet your feet will take care of you&quot;.  Whenever I say that my wife and my grandchildren roll their eyes. I usually don&apos;t say it around anyone else. Feet are something we do not talk about.</description>
            <link>https://retirementtalk.org/rt949.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
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            <pubDate>Sun, 31 Aug 2025 07:47:36 -0700</pubDate>
            <itunes:subtitle>Feet</itunes:subtitle>
            <itunes:summary>&quot;If you take care of your feet your feet will take care of you&quot;.  Whenever I say that my wife and my grandchildren roll their eyes. I usually don&apos;t say it around anyone else. Feet are something we do not talk about.</itunes:summary>
            <itunes:duration>6:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>948 The Sky Is Falling</title>
            <description>We retired people have one big advantage over others. We have been around the block. We have “seen it all before”.  We do have some years behind us. We&apos;ve seen many changes. We have a history.  This movement from one crisis to another; one doomsayer&apos;s story after another has a numbing effect: the boy crying wolf effect.</description>
            <link>https://retirementtalk.org/rt948.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt948.mp3" length="5540798" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Aug 2025 08:03:21 -0700</pubDate>
            <itunes:subtitle>The Sky Is Falling</itunes:subtitle>
            <itunes:summary>We retired people have one big advantage over others. We have been around the block. We have “seen it all before”.  We do have some years behind us. We&apos;ve seen many changes. We have a history.  This movement from one crisis to another; one doomsayer&apos;s story after another has a numbing effect: the boy crying wolf effect.</itunes:summary>
            <itunes:duration>8:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>947 A Time to Dream</title>
            <description>Retirement offers us a chance to reignite the imagination concerning what we can do with our life. We are no longer young and we cannot aspire to some things that require a youthful body. But other than that we are free to explore to our hearts delight</description>
            <link>https://retirementtalk.org/rt947.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt947.mp3" length="7930108" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Aug 2025 07:44:34 -0700</pubDate>
            <itunes:subtitle>A Time to Dream</itunes:subtitle>
            <itunes:summary>Retirement offers us a chance to reignite the imagination concerning what we can do with our life. We are no longer young and we cannot aspire to some things that require a youthful body. But other than that we are free to explore to our hearts delight</itunes:summary>
            <itunes:duration>8:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>946 Movies</title>
            <description>Retirement affords us a special time in life when we can pick and choose how we spend our time. One could do worse than making movies a big part of retirement. Music, dance, visual art and drama all come together. I&apos;m constantly amazed.</description>
            <link>https://retirementtalk.org/rt946.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt946.mp3" length="6197664" type="audio/mpeg"/>
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            <pubDate>Sun, 10 Aug 2025 07:46:55 -0700</pubDate>
            <itunes:subtitle>Movies</itunes:subtitle>
            <itunes:summary>Retirement affords us a special time in life when we can pick and choose how we spend our time. One could do worse than making movies a big part of retirement. Music, dance, visual art and drama all come together. I&apos;m constantly amazed.</itunes:summary>
            <itunes:duration>8:18</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>945 Give Life a Poke</title>
            <description>One time after a snowstorm I went with him to brush the snow off the wings of one of his planes. Under the snow the wings were covered in fur. He was trying to see if fur would change the performance of the plane. He made a profession of poking life.</description>
            <link>https://retirementtalk.org/rt945.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt945.mp3" length="5464949" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Aug 2025 08:00:13 -0700</pubDate>
            <itunes:subtitle>Give Life a Poke</itunes:subtitle>
            <itunes:summary>One time after a snowstorm I went with him to brush the snow off the wings of one of his planes. Under the snow the wings were covered in fur. He was trying to see if fur would change the performance of the plane. He made a profession of poking life.</itunes:summary>
            <itunes:duration>7:38</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>944 Home Projects</title>
            <description>Brenda and I had careers that were mental not physical. We worked mostly with our minds. We were teachers. When we retired one of our delights was to build things with our hands. We wanted to be able to see the results of what we did. Household projects have filled this role to a T.</description>
            <link>https://retirementtalk.org/rt944.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt944.mp3" length="5704352" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Jul 2025 07:52:01 -0700</pubDate>
            <itunes:subtitle>Home Projects</itunes:subtitle>
            <itunes:summary>Brenda and I had careers that were mental not physical. We worked mostly with our minds. We were teachers. When we retired one of our delights was to build things with our hands. We wanted to be able to see the results of what we did. Household projects have filled this role to a T.</itunes:summary>
            <itunes:duration>8:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>943 Money Thoughts</title>
            <description>I know: money is important. But is it the only thing that is important? I recently read a study of happiness as it relates to money. Retired folks might want to give this some thought.</description>
            <link>https://retirementtalk.org/rt943.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt943.mp3" length="3662806" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Jul 2025 08:02:53 -0700</pubDate>
            <itunes:subtitle>Money Thoughts</itunes:subtitle>
            <itunes:summary>I know: money is important. But is it the only thing that is important? I recently read a study of happiness as it relates to money. Retired folks might want to give this some thought.</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>942 One Thousand Hours</title>
            <description>I don&apos;t want to have any regrets. It takes a certain amount of forward thinking to conclude this. It also takes a certain amount of courage to realize it. Maybe the young man in the coffee shop did the math concerning one thousand months.</description>
            <link>https://retirementtalk.org/rt942.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt942.mp3" length="4653709" type="audio/mpeg"/>
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            <pubDate>Sun, 13 Jul 2025 08:14:29 -0700</pubDate>
            <itunes:subtitle>One Thousand Hours</itunes:subtitle>
            <itunes:summary>I don&apos;t want to have any regrets. It takes a certain amount of forward thinking to conclude this. It also takes a certain amount of courage to realize it. Maybe the young man in the coffee shop did the math concerning one thousand months.</itunes:summary>
            <itunes:duration>6:38</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>941 Kindness, Gentleness, Compassion</title>
            <description>We have to learn to be kind, gentle, and compassionate. We are not born possessing these qualities. This thought has been like a brain worm of late. I can&apos;t get theme out of my mind. These three qualities would look good on a grave stone.</description>
            <link>https://retirementtalk.org/rt941.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt941.mp3" length="5604062" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Jul 2025 08:19:42 -0700</pubDate>
            <itunes:subtitle>Kindness,Gentleness,Compassion</itunes:subtitle>
            <itunes:summary>We have to learn to be kind, gentle, and compassionate. We are not born possessing these qualities. This thought has been like a brain worm of late. I can&apos;t get theme out of my mind. These three qualities would look good on a grave stone.</itunes:summary>
            <itunes:duration>8:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>940 Small is Beautiful</title>
            <description>We don&apos;t have to have the biggest house, farm, car or anything else. They may not be the most desirable. As a matter of fact; in many instances small is much better -  if not beautiful.</description>
            <link>https://retirementtalk.org/rt940.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt940.mp3" length="8025289" type="audio/mpeg"/>
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            <pubDate>Sun, 29 Jun 2025 08:44:06 -0700</pubDate>
            <itunes:subtitle>Small is Beautiful</itunes:subtitle>
            <itunes:summary>We don&apos;t have to have the biggest house, farm, car or anything else. They may not be the most desirable. As a matter of fact; in many instances small is much better -  if not beautiful.</itunes:summary>
            <itunes:duration>9:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>939 Talking Across Generations</title>
            <description>We retired folks have a perfect opportunity to talk to younger people. We have had a lifetime of  experiences and education. We have been down many roads; made good choices and bad. We just need to learn how to tell a good story - with a point.</description>
            <link>https://retirementtalk.org/rt939%20(1).mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt939%20(1).mp3" length="5169973" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Jun 2025 07:41:37 -0700</pubDate>
            <itunes:subtitle>Talking Across Generations</itunes:subtitle>
            <itunes:summary>We retired folks have a perfect opportunity to talk to younger people. We have had a lifetime of  experiences and education. We have been down many roads; made good choices and bad. We just need to learn how to tell a good story - with a point.</itunes:summary>
            <itunes:duration>7:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>938 The Coffee Shop</title>
            <description>No matter what is scheduled, we go to coffee. It is a social hour for us. When we retired and relocated we took into consideration the distance to restaurants, grocery stores, drug store, book shops and of course, coffee shops. We wanted to be able to walk to all of them. We can, and we do.</description>
            <link>https://retirementtalk.org/rt938.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt938.mp3" length="4696001" type="audio/mpeg"/>
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            <pubDate>Sun, 15 Jun 2025 08:03:33 -0700</pubDate>
            <itunes:subtitle>The Coffee Shop</itunes:subtitle>
            <itunes:summary>No matter what is scheduled, we go to coffee. It is a social hour for us. When we retired and relocated we took into consideration the distance to restaurants, grocery stores, drug store, book shops and of course, coffee shops. We wanted to be able to walk to all of them. We can, and we do.</itunes:summary>
            <itunes:duration>8:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>937 The Ten Thousand Hour Rule</title>
            <description>Malcom Gladwell, writer for the New Yorker magazine, recently wrote a book where he suggested that if you do anything for 10 thousand hours you can be successful at it. I&apos;m living proof that there are exceptions.</description>
            <link>https://retirementtalk.org/rt937.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt937.mp3" length="5478590" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Jun 2025 08:31:03 -0700</pubDate>
            <itunes:subtitle>The Ten Thousand Hour Rule</itunes:subtitle>
            <itunes:summary>Malcom Gladwell, writer for the New Yorker magazine, recently wrote a book where he suggested that if you do anything for 10 thousand hours you can be successful at it. I&apos;m living proof that there are exceptions.</itunes:summary>
            <itunes:duration>7:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>936 Tai Chi</title>
            <description>In a recent email to Retirement Talk, John from McLean, Virginia wondered if I could talk a bit about Tai Chi. He exercises regularly, is close to retirement age and feel a bit tense at his work. He wanted to know if I thought Tai Chi might be worked into a routine that might help him.</description>
            <link>https://retirementtalk.org/rt936.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt936.mp3" length="4762726" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Jun 2025 08:17:58 -0700</pubDate>
            <itunes:subtitle>Tai Chi</itunes:subtitle>
            <itunes:summary>In a recent email to Retirement Talk, John from McLean, Virginia wondered if I could talk a bit about Tai Chi. He exercises regularly, is close to retirement age and feel a bit tense at his work. He wanted to know if I thought Tai Chi might be worked into a routine that might help him.</itunes:summary>
            <itunes:duration>9:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>935 What Am I Doing Here</title>
            <description>Maybe the existentialists had it wrong. The real life of the absurd would be if we were to live forever. The idea of accepting our own death is a comforting step to take. It relieves us of youthful misconceptions and philosophical rationalizations that are not as substantial as they earlier seemed.</description>
            <link>https://retirementtalk.org/rt935.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt935.mp3" length="3972387" type="audio/mpeg"/>
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            <pubDate>Sun, 25 May 2025 07:49:10 -0700</pubDate>
            <itunes:subtitle>What Am I Doing Here</itunes:subtitle>
            <itunes:summary>Maybe the existentialists had it wrong. The real life of the absurd would be if we were to live forever. The idea of accepting our own death is a comforting step to take. It relieves us of youthful misconceptions and philosophical rationalizations that are not as substantial as they earlier seemed.</itunes:summary>
            <itunes:duration>8:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>934 Moving to be Close to Children</title>
            <description>Modern life demands mobility for education and employment. The family is uprooted. The extended family is a casualty. It all seems pretty academic until it happens to you. Suddenly, one day, it all becomes very personal. What to do?</description>
            <link>https://retirementtalk.org/rt934.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt934.mp3" length="4121163" type="audio/mpeg"/>
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            <pubDate>Sun, 18 May 2025 08:09:07 -0700</pubDate>
            <itunes:subtitle>Moving to be Close to Children</itunes:subtitle>
            <itunes:summary>Modern life demands mobility for education and employment. The family is uprooted. The extended family is a casualty. It all seems pretty academic until it happens to you. Suddenly, one day, it all becomes very personal. What to do?</itunes:summary>
            <itunes:duration>7:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>933 Watermelon Burgers</title>
            <description>This is one of the greatest things about retirement. When we are working at going to school or going to work our lives are pretty well filled up. We don&apos;t have time or energy to really consider some of the basics of our lives.</description>
            <link>https://retirementtalk.org/rt933.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt933.mp3" length="4085240" type="audio/mpeg"/>
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            <pubDate>Sun, 11 May 2025 08:20:51 -0700</pubDate>
            <itunes:subtitle>Watermelon Burgers</itunes:subtitle>
            <itunes:summary>This is one of the greatest things about retirement. When we are working at going to school or going to work our lives are pretty well filled up. We don&apos;t have time or energy to really consider some of the basics of our lives.</itunes:summary>
            <itunes:duration>8:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>932 Human Touch</title>
            <description>Thoughts about increasing demands on our social security system brought a former vision of mine to the surface. Human Touch was the title of my Master’s thesis work. I wrote up a proposal  to the State of Alaska for the creation of a program that would benefit seniors, students and society.</description>
            <link>https://www.retirementtalk.org/rt932.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt932.mp3" length="4813934" type="audio/mpeg"/>
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            <pubDate>Sun, 4 May 2025 07:51:37 -0700</pubDate>
            <itunes:subtitle>Human Touch</itunes:subtitle>
            <itunes:summary>Thoughts about increasing demands on our social security system brought a former vision of mine to the surface. Human Touch was the title of my Master’s thesis work. I wrote up a proposal  to the State of Alaska for the creation of a program that would benefit seniors, students and society.</itunes:summary>
            <itunes:duration>6:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>931 The Dark Ages</title>
            <description>When I was a kid my thoughts roamed on to include ideas that when these old people die off we will be left with only people who have been educated to rely on the scientific method and all that it offers. Now I am one of those older people and I read, hear and see things in the press that seem completely out of sync with science and the belief in reason.</description>
            <link>https://retirementtalk.org/rt931.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt931.mp3" length="4335323" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Apr 2025 08:07:37 -0700</pubDate>
            <itunes:subtitle>The Dark Ages</itunes:subtitle>
            <itunes:summary>When I was a kid my thoughts roamed on to include ideas that when these old people die off we will be left with only people who have been educated to rely on the scientific method and all that it offers. Now I am one of those older people and I read, hear and see things in the press that seem completely out of sync with science and the belief in reason.</itunes:summary>
            <itunes:duration>7:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>930 Risk It</title>
            <description>Retirement itself involves a degree of risk. We don&apos;t know if we will be happy or not. We don&apos;t know if we will have enough income to live comfortably. We don&apos;t know if we will have enough income to last until our death since we never know how much time we have yet to live.</description>
            <link>https://retirementtalk.org/rt930.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt930.mp3" length="6726865" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Apr 2025 08:24:41 -0700</pubDate>
            <itunes:subtitle>Risk It</itunes:subtitle>
            <itunes:summary>Retirement itself involves a degree of risk. We don&apos;t know if we will be happy or not. We don&apos;t know if we will have enough income to live comfortably. We don&apos;t know if we will have enough income to last until our death since we never know how much time we have yet to live.</itunes:summary>
            <itunes:duration>1868:34:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>929 Murder Trial</title>
            <description>Retirement allows us time to expand our horizons. New experiences may be closer than we think. You might want to check out your local courthouse and find out what trials are scheduled to start soon. Here is the story of our experience.</description>
            <link>https://retirementtalk.org/rt929.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt929.mp3" length="6068017" type="audio/mpeg"/>
            <guid isPermaLink="false">FFB311F6-448E-4BFB-8D88-8DCA7EDA9617</guid>
            <pubDate>Sun, 13 Apr 2025 08:01:03 -0700</pubDate>
            <itunes:subtitle>Murder Trial</itunes:subtitle>
            <itunes:summary>Retirement allows us time to expand our horizons. New experiences may be closer than we think. You might want to check out your local courthouse and find out what trials are scheduled to start soon. Here is the story of our experience.</itunes:summary>
            <itunes:duration>8:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>928 Road Trip: The Vehicle</title>
            <description>We wanted a rig that was relatively safe. We wanted airbags and all of that other fancy stuff. And as well as safety we wanted a bit of comfort. When one decides to take a road trip that could last a few months, comfort becomes important.</description>
            <link>https://retirementtalk.org/rt928.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt928.mp3" length="4722392" type="audio/mpeg"/>
            <guid isPermaLink="false">83FEC78B-740E-44A9-ADAA-8CD47EA35CDE</guid>
            <pubDate>Sun, 6 Apr 2025 07:34:48 -0700</pubDate>
            <itunes:subtitle>Road Trip: The Vehicle</itunes:subtitle>
            <itunes:summary>We wanted a rig that was relatively safe. We wanted airbags and all of that other fancy stuff. And as well as safety we wanted a bit of comfort. When one decides to take a road trip that could last a few months, comfort becomes important.</itunes:summary>
            <itunes:duration>8:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>927 Road Trip USA</title>
            <description>Deciding to see America from the road is an easy choice to make when one enters retirement. It’s a big country and to drive around it takes a lot of time; time that most folks don’t have until they retire.</description>
            <link>https://retirementtalk.org/rt927.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt927.mp3" length="5760556" type="audio/mpeg"/>
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            <pubDate>Sun, 30 Mar 2025 08:36:12 -0700</pubDate>
            <itunes:subtitle>Road Trip USA</itunes:subtitle>
            <itunes:summary>Deciding to see America from the road is an easy choice to make when one enters retirement. It’s a big country and to drive around it takes a lot of time; time that most folks don’t have until they retire.</itunes:summary>
            <itunes:duration>8:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>926  More Questions Than Answers</title>
            <description>&quot;Why&quot; has to be among the first words we learn. Little children have a way of repeating it over and over until we just wind up saying, &quot;It just is. I don&apos;t know why.” It is strange how this simple exchange seems to hold over the years.</description>
            <link>https://retirementtalk.org/rt926.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt926.mp3" length="5752180" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Mar 2025 07:24:27 -0700</pubDate>
            <itunes:subtitle>More Questions Than Answers</itunes:subtitle>
            <itunes:summary>&quot;Why&quot; has to be among the first words we learn. Little children have a way of repeating it over and over until we just wind up saying, &quot;It just is. I don&apos;t know why.” It is strange how this simple exchange seems to hold over the years..</itunes:summary>
            <itunes:duration>7:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>925 Don&quot;t Waffle</title>
            <description>Words have a way of sometimes getting us into trouble; take the word waffling. Now that word has a negative connotation. No question about it. However, it might indicate a pause in the mind to consider or think of alternatives.</description>
            <link>https://retirementtalk.org/rt925.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt925.mp3" length="4547391" type="audio/mpeg"/>
            <guid isPermaLink="false">3B0A59BF-C68C-4536-920F-B8986D320CC5</guid>
            <pubDate>Sun, 16 Mar 2025 08:05:15 -0700</pubDate>
            <itunes:subtitle>Don&apos;t Waffle</itunes:subtitle>
            <itunes:summary>Words have a way of sometimes getting us into trouble; take the word waffling. Now that word has a negative connotation. No question about it. However, it might indicate a pause in the mind to consider or think of alternatives.</itunes:summary>
            <itunes:duration>8:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>924 Man Thinking</title>
            <description>No wonder that retirement comes as such a shock to the system for many of us. We have never had to really engage our mind independently of family, school or job. It is no wonder that a person can be 60 years old, very well educated, skilled and competent and yet say, &quot;I don&apos;t even know who I am. I don&apos;t know what I am.&quot;</description>
            <link>https://retirementtalk.org/rt924.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt924.mp3" length="6073841" type="audio/mpeg"/>
            <guid isPermaLink="false">C7B1BC75-80F9-4EAF-B374-DD797D2F68F2</guid>
            <pubDate>Sun, 9 Mar 2025 08:45:28 -0700</pubDate>
            <itunes:subtitle>Man Thinking</itunes:subtitle>
            <itunes:summary>No wonder that retirement comes as such a shock to the system for many of us. We have never had to really engage our mind independently of family, school or job. It is no wonder that a person can be 60 years old, very well educated, skilled and competent and yet say, &quot;I don&apos;t even know who I am. I don&apos;t know what I am.&quot;</itunes:summary>
            <itunes:duration>8:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>923 Poetry</title>
            <description>Retirement gives us time to pause with poets both living and dead. We could do worse than spend some time in their world. Poetry has a way of staying with us. It becomes part of our blood. It is concise, meaningful, and nourishing.</description>
            <link>https://retirementtalk.org/rt923.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt923.mp3" length="7026502" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Mar 2025 08:08:32 -0800</pubDate>
            <itunes:subtitle>Poetry</itunes:subtitle>
            <itunes:summary>Retirement gives us time to pause with poets both living and dead. We could do worse than spend some time in their world. Poetry has a way of staying with us. It becomes part of our blood. It is concise, meaningful, and nourishing.</itunes:summary>
            <itunes:duration>11:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>922 Staying Healthy (Part 2)</title>
            <description>There are many ways around the mountain. I guess it is up to each of us to find our own route. We know that without good health life itself disappears. That tells us how important it is when we consider what we are doing with our life on a daily basis. It is always best to put health in first position.</description>
            <link>https://retirementtalk.org/rt922.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>htps://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt922.mp3" length="4894363" type="audio/mpeg"/>
            <guid isPermaLink="false">9CEF9C43-2148-43DC-BC39-1477310D2A22</guid>
            <pubDate>Sun, 23 Feb 2025 08:18:04 -0800</pubDate>
            <itunes:subtitle>Staying Healthy (Part 2)</itunes:subtitle>
            <itunes:summary>There are many ways around the mountain. I guess it is up to each of us to find our own route. We know that without good health life itself disappears. That tells us how important it is when we consider what we are doing with our life on a daily basis. It is always best to put health in first position.</itunes:summary>
            <itunes:duration>8:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>921 Staying Healthy</title>
            <description>What is the key to keeping healthy in life? There are about as many theories as there are people. The older I get the less attention I pay to all of these &quot;secrets to a long life&quot;. What I like are ideas that fit in with what I am already doing.</description>
            <link>https://retirementtalk.org/rt921.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt921.mp3" length="6202270" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Feb 2025 07:51:04 -0800</pubDate>
            <itunes:subtitle>Staying Healthy</itunes:subtitle>
            <itunes:summary>What is the key to keeping healthy in life? There are about as many theories as there are people. The older I get the less attention I pay to all of these &quot;secrets to a long life&quot;. What I like are ideas that fit in with what I am already doing.</itunes:summary>
            <itunes:duration>8:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>920 The Lost Art of Conversation</title>
            <description>Conversation depends on sharing some experiences that two or more people can discuss. Retirement presents a different problem. We don&apos;t see the same people every day. We don&apos;t have common goals. We tend to become isolatos in our own houses.</description>
            <link>https://retirementtalk.org/rt920.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt920.mp3" length="4448810" type="audio/mpeg"/>
            <guid isPermaLink="false">8B315F95-758D-4E01-B0A4-8BD850E6914C</guid>
            <pubDate>Sun, 9 Feb 2025 07:57:37 -0800</pubDate>
            <itunes:subtitle>The Lost Art of Conversation</itunes:subtitle>
            <itunes:summary>Conversation depends on sharing some experiences that two or more people can discuss. Retirement presents a different problem. We don&apos;t see the same people every day. We don&apos;t have common goals. We tend to become isolatos in our own houses.</itunes:summary>
            <itunes:duration>8:03</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>919 Imagination &amp; What to Do</title>
            <description>Imagine retiring and moving to Mexico. Last year I met this guy in Vancouver who was off to join his retired friend in Puerto Vallarta. The friend was living out his retirement dream. He was running a school for dump children at the city dump in Puerto Vallarta.</description>
            <link>https://retirementtalk.org/rt919.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt919.mp3" length="6784473" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Feb 2025 08:48:34 -0800</pubDate>
            <itunes:subtitle>Imagination &amp; What to Do</itunes:subtitle>
            <itunes:summary>Imagine retiring and moving to Mexico. Last year I met this guy in Vancouver who was off to join his retired friend in Puerto Vallarta. The friend was living out his retirement dream. He was running a school for dump children at the city dump in Puerto Vallarta.</itunes:summary>
            <itunes:duration>7:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>918 Something New</title>
            <description>Trying something new can be a real treat for retired people. It just takes getting up off of the couch and walking out the door. Sometimes that isn&apos;t as easy as it sounds but it can certainly add a new dimension to the retirement experience. It just takes that first step.</description>
            <link>https://retirementtalk.org/rt918.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt918.mp3" length="4701330" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Jan 2025 08:30:20 -0800</pubDate>
            <itunes:subtitle>Something New</itunes:subtitle>
            <itunes:summary>Trying something new can be a real treat for retired people. It just takes getting up off of the couch and walking out the door. Sometimes that isn&apos;t as easy as it sounds but it can certainly add a new dimension to the retirement experience. It just takes that first step.</itunes:summary>
            <itunes:duration>7:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>917 The Hot Generation</title>
            <description>We don&apos;t have to wait for the future to see the results. Yet, many people call it false and talk of it like it is a fantasy. Our grandchildren&apos;s generation is being referred to as the &quot;hot generation&quot;. They will live in a different world.</description>
            <link>https://retirementtalk.org/rt917.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt917.mp3" length="5661342" type="audio/mpeg"/>
            <guid isPermaLink="false">3ADC43B7-4C76-459D-8F63-68B83F77F849</guid>
            <pubDate>Sun, 19 Jan 2025 08:02:21 -0800</pubDate>
            <itunes:subtitle>The Hot Generation</itunes:subtitle>
            <itunes:summary>We don&apos;t have to wait for the future to see the results. Yet, many people call it false and talk of it like it is a fantasy. Our grandchildren&apos;s generation is being referred to as the &quot;hot generation&quot;. They will live in a different world.</itunes:summary>
            <itunes:duration>8:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>916 Doing Nothing &amp; Guilt</title>
            <description>That is it with retirement isn&apos;t it? We don&apos;t know what we are supposed to be or do. We have no parents to tell us what to do or not do. We have no teachers to direct us. And we have no bosses or supervisors to dictate our efforts.</description>
            <link>https://retirementtalk.org/rt916.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt916.mp3" length="4917462" type="audio/mpeg"/>
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            <pubDate>Sun, 12 Jan 2025 08:42:01 -0800</pubDate>
            <itunes:subtitle>Doing Nothing &amp; Guilt</itunes:subtitle>
            <itunes:summary>That is it with retirement isn&apos;t it? We don&apos;t know what we are supposed to be or do. We have no parents to tell us what to do or not do. We have no teachers to direct us. And we have no bosses or supervisors to dictate our efforts.</itunes:summary>
            <itunes:duration>7:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>915 Looking for Something to Do</title>
            <description>I assume we all agree that we should all pay our fair share of taxes. We owe it to our country; we owe it to our children and we owe it to our founding fathers who struggled to insure life, liberty and pursuit of happiness.</description>
            <link>https://retirementtalk.org/rt915.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>htps://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt915.mp3" length="6898447" type="audio/mpeg"/>
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            <pubDate>Sun, 5 Jan 2025 07:36:14 -0800</pubDate>
            <itunes:subtitle>Looking for Something to Do</itunes:subtitle>
            <itunes:summary>I assume we all agree that we should all pay our fair share of taxes. We owe it to our country; we owe it to our children and we owe it to our founding fathers who struggled to insure life, liberty and pursuit of happiness.</itunes:summary>
            <itunes:duration>9:10</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>913 Staying Focused</title>
            <description>How can we stay focused or even get focused on something we really want to do? This is where priorities come in. We have to establish them with careful thought and approach them with dedicated effort.</description>
            <link>https://retirementtalk.org/rt913.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt913.mp3" length="5468325" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Dec 2024 08:10:04 -0800</pubDate>
            <itunes:subtitle>Staying Focused</itunes:subtitle>
            <itunes:summary>How can we stay focused or even get focused on something we really want to do? This is where priorities come in. We have to establish them with careful thought and approach them with dedicated effort.</itunes:summary>
            <itunes:duration>7:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>912 Making the Most of It</title>
            <description>Eileen examines life closely. There are things to worry about in life. There are setbacks, but seeds of a new beginning always seem to be present. There are people out there who have mastered the art of living, including retirement.</description>
            <link>https://retirementtalk.org/rt912.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt912.mp3" length="8093081" type="audio/mpeg"/>
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            <pubDate>Sat, 14 Dec 2024 19:05:37 -0800</pubDate>
            <itunes:subtitle>Making the Most of It</itunes:subtitle>
            <itunes:summary>Eileen examines life closely. There are things to worry about in life. There are setbacks, but seeds of a new beginning always seem to be present. There are people out there who have mastered the art of living, including retirement.</itunes:summary>
            <itunes:duration>7:23</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>911 Ready to Learn</title>
            <description>Life is filled with examples of people who could not learn something and then at a different time they seem to master whatever it is. Retirement brings time into our lives when we are allowed to explore some of these areas where we might learn something that has escaped us thus far.</description>
            <link>https://retirementtalk.org/rt911.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt911.mp3" length="6530180" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Dec 2024 07:53:23 -0800</pubDate>
            <itunes:subtitle>Ready to Learn</itunes:subtitle>
            <itunes:summary>Life is filled with examples of people who could not learn something and then at a different time they seem to master whatever it is. Retirement brings time into our lives when we are allowed to explore some of these areas where we might learn something that has escaped us thus far.</itunes:summary>
            <itunes:duration>6:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>910 Free At Last</title>
            <description>&quot;I don’t own a thing&quot;, said Diane Athill, a British editor and writer. She has just recently moved into an assisted living facility. &quot;And I love it&quot;, She added, &quot;For the first time in my life I feel free&quot;.</description>
            <link>https://retirementtalk.org/rt910.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt910.mp3" length="3678945" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Dec 2024 08:28:28 -0800</pubDate>
            <itunes:subtitle>Free At Last</itunes:subtitle>
            <itunes:summary>&quot;I don’t own a thing&quot;, said Diane Athill, a British editor and writer. She has just recently moved into an assisted living facility. &quot;And I love it”, She added, &quot;For the first time in my life I feel free&quot;.</itunes:summary>
            <itunes:duration>7:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>909 Rich and Poor</title>
            <description>Poverty isn’t good for anyone. When the least fortunate suffer we all suffer. Who would want to live in a mansion that is surrounded by squallier?</description>
            <link>https://retirementtalk.org/rt909.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt909.mp3" length="5279854" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Nov 2024 08:57:58 -0800</pubDate>
            <itunes:subtitle>Rich and Poor</itunes:subtitle>
            <itunes:summary>Poverty isn’t good for anyone. When the least fortunate suffer we all suffer. Who would want to live in a mansion that is surrounded by squallier?</itunes:summary>
            <itunes:duration>8:38</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>908 The Pacific  Northwest</title>
            <description>For us it was: a temperate climate  not hot and not cold. We wanted a university in the town and we wanted it on the west coast, close to mountains and salt water, close to a big city (Seattle and Vancouver in this case), not so small that we would know everyone and not so big that we couldn’t feel like part of the community.</description>
            <link>https://retirementtalk.org/rt908.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt908.mp3" length="4840384" type="audio/mpeg"/>
            <guid isPermaLink="false">18DFB94E-C726-4758-80BD-75E010294AE8</guid>
            <pubDate>Sun, 17 Nov 2024 08:51:31 -0800</pubDate>
            <itunes:subtitle>The Pacific Northwest</itunes:subtitle>
            <itunes:summary>For us it was: a temperate climate  not hot and not cold. We wanted a university in the town and we wanted it on the west coast, close to mountains and salt water, close to a big city (Seattle and Vancouver in this case), not so small that we would know everyone and not so big that we couldn’t feel like part of the community.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>907 Finding Meaning in Retirement</title>
            <description>Retirement is like that. Life is like that. It isn’t that you grow Dahlias, write the great American novel, or build a better boat. The questions to answer are: Does it work for you? Are you committed? Do you understand what you&apos;re doing with your life and why?</description>
            <link>https://retirementtalk.org/rt907.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt907.mp3" length="6372371" type="audio/mpeg"/>
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            <pubDate>Sun, 10 Nov 2024 11:33:53 -0800</pubDate>
            <itunes:subtitle>Finding Meaning in Retirement</itunes:subtitle>
            <itunes:summary>Retirement is like that. Life is like that. It isn’t that you grow Dahlias, write the great American novel, or build a better boat. The questions to answer are: Does it work for you? Are you committed? Do you understand what you&apos;re doing with your life and why?</itunes:summary>
            <itunes:duration>8:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>906 Meaning &amp; Purpose</title>
            <description>Giving meaning to life is important for all of us. We need to feel that we have something for which life is worth living. If ancient religion doesn’t provide it then something else must.</description>
            <link>https://retirementtalk.org/rt906%20(1).mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>htps://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt906%20(1).mp3" length="4166149" type="audio/mpeg"/>
            <guid isPermaLink="false">23C893BC-6043-4234-8A71-E6CA6D7BAF3A</guid>
            <pubDate>Wed, 6 Nov 2024 14:48:18 -0800</pubDate>
            <itunes:subtitle>Meaning &amp; Purpose</itunes:subtitle>
            <itunes:summary>Giving meaning to life is important for all of us. We need to feel that we have something for which life is worth living. If ancient religion doesn’t provide it then something else must.</itunes:summary>
            <itunes:duration>7:45</itunes:duration>
            <itunes:author>Del Lowerry</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>904 Vegetarian at 67</title>
            <description>One thing about retirement: it gives us time to slow down and try different ways of living than those that have dominated our life through custom, convenience and habit. &quot;Thanksgiving without turkey?&quot; How could that be?</description>
            <link>https://retirementtalk.org/rt904.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt904.mp3" length="3724890" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Oct 2024 09:24:23 -0700</pubDate>
            <itunes:subtitle>Vegetarian at 67</itunes:subtitle>
            <itunes:summary>One thing about retirement: it gives us time to slow down and try different ways of living than those that have dominated our life through custom, convenience and habit. &quot;Thanksgiving without turkey?&quot; How could that be?</itunes:summary>
            <itunes:duration>6:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>903 Denial &amp; Truth</title>
            <description>&quot;The worst thing you can do is lie about something. Don’t deny something that is true. If people can’t trust you to tell the truth then we lose all trust. That would be the very worst thing. Do you understand.&quot;</description>
            <link>https://retirementtalk.org/rt903.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt903.mp3" length="4119941" type="audio/mpeg"/>
            <guid isPermaLink="false">5E0555AA-F228-4C9E-AC43-53F9697A48EC</guid>
            <pubDate>Sun, 20 Oct 2024 08:28:09 -0700</pubDate>
            <itunes:subtitle>Denial &amp; Truth</itunes:subtitle>
            <itunes:summary>&quot;The worst thing you can do is lie about something. Don’t deny something that is true. If people can’t trust you to tell the truth then we lose all trust. That would be the very worst thing. Do you understand.&quot;</itunes:summary>
            <itunes:duration>8:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>902 Friend Turnover</title>
            <description>A friend gave me a bottle of wine maybe 50 years ago. It is really good wine he said. And then added, &quot;If you open it when you have a good friend over it will be all the better&quot;. How true.</description>
            <link>https://retirementtalk.org/rt902.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt902.mp3" length="3151432" type="audio/mpeg"/>
            <guid isPermaLink="false">AF0E54E7-7FAA-4FBC-AF40-7662135C532C</guid>
            <pubDate>Sun, 13 Oct 2024 09:35:20 -0700</pubDate>
            <itunes:subtitle>Friend Turnover</itunes:subtitle>
            <itunes:summary>A friend gave me a bottle of wine maybe 50 years ago. &quot;It is really good wine&quot; he said. And then added, &quot;If you open it when you have a good friend over it will be all the better&quot;. How true.</itunes:summary>
            <itunes:duration>5:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>901 Retirement &amp; Expectations</title>
            <description>In the younger phase we are always being asked what we are going to do in life. The question usually refers to a career plan. In the last half or so of life we are usually asked what we are going to do in retirement. Many of us never prepare. We just launched into it.</description>
            <link>https://retirementtalk.org/rt901.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt901.mp3" length="5561251" type="audio/mpeg"/>
            <guid isPermaLink="false">5AD79B37-9C59-43EA-89E9-65E009A52568</guid>
            <pubDate>Sat, 5 Oct 2024 12:05:51 -0700</pubDate>
            <itunes:subtitle>Retirement &amp; Expectations</itunes:subtitle>
            <itunes:summary>In the younger phase we are always being asked what we are going to do in life. The question usually refers to a career plan. In the last half or so of life we are usually asked what we are going to do in retirement. Many of us never prepare. We just launched into it.</itunes:summary>
            <itunes:duration>7:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>900 A Second Opinion</title>
            <description>Health decisions seem to mount as we move towards and in retirement. We are faced with choosing between alternative treatments. What to do? Where do we turn for advice? Most of the time, we can readily agree with our doctor.  Other times, it just doesn’t feel right. We want a second opinion.</description>
            <link>https://retirementtalk.org/rt900.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt900.mp3" length="6767860" type="audio/mpeg"/>
            <guid isPermaLink="false">F3F8607D-7492-4797-9E6A-BD0635418468</guid>
            <pubDate>Fri, 27 Sep 2024 14:23:26 -0700</pubDate>
            <itunes:subtitle>A Second Opinion</itunes:subtitle>
            <itunes:summary>Health decisions seem to mount as we move towards and in retirement. We are faced with choosing between alternative treatments. What to do? Where do we turn for advice? Most of the time, we can readily agree with our doctor.  Other times, it just doesn’t feel right. We want a second opinion.</itunes:summary>
            <itunes:duration>7:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>899 Bicycling &amp; Retirement</title>
            <description>It always amazes me that we can do all of our little errands and at the same time get terrific exercise. The papers and magazines are filled with articles that report about the effect of exercise on this or that disease. It seems like exercise is the only thing that is always recommended. I don’t think you can do too much.</description>
            <link>https://retirementtalk.org/rt899.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt899.mp3" length="6384256" type="audio/mpeg"/>
            <guid isPermaLink="false">9BBB87D1-222C-40DE-8282-9AD97A941C52</guid>
            <pubDate>Thu, 19 Sep 2024 13:53:42 -0700</pubDate>
            <itunes:subtitle>Bicycling &amp; Retirement</itunes:subtitle>
            <itunes:summary>It always amazes me that we can do all of our little errands and at the same time get terrific exercise. The papers and magazines are filled with articles that report about the effect of exercise on this or that disease. It seems like exercise is the only thing that is always recommended. I don’t think you can do too much.</itunes:summary>
            <itunes:duration>8:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>898 Being Taken Advantage Of</title>
            <description>We like to trust people. That is a good thing. However, sometimes we can be taken advantage of if we are not careful. As we grow older this can become a very serious problem.</description>
            <link>https://retirementtalk.org/rt105.mp3</link>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt105.mp3" length="7450539" type="audio/mpeg"/>
            <guid isPermaLink="false">7C657E36-EBEE-43E7-A3B7-524607576010</guid>
            <pubDate>Wed, 11 Sep 2024 17:25:30 -0600</pubDate>
            <itunes:subtitle>Being Taken Advantage Of</itunes:subtitle>
            <itunes:summary>We like to trust people. That is a good thing. However, sometimes we can be taken advantage of if we are not careful. As we grow older this can become a very serious problem.</itunes:summary>
            <itunes:duration>7:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>897 What do You Do</title>
            <description>I know some people who say they don’t know what they would do if they were retired. My experience tells me that you will, or can be, very busy. Busy, but busy doing exactly what you want to.</description>
            <link>https://retirementtalk.org/rt897.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt897.mp3" length="6683377" type="audio/mpeg"/>
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            <pubDate>Tue, 3 Sep 2024 20:33:17 -0500</pubDate>
            <itunes:subtitle>What Do You Do</itunes:subtitle>
            <itunes:summary>I know some people who say they don’t know what they would do if they were retired. My experience tells me that you will, or can be, very busy. Busy, but busy doing exactly what you want to.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>896 Retirement and Freedom</title>
            <description>Freedom has all sorts of limitations. Retirement does open up new doors that were always closed. We now gain an advantage in life we have never experienced. But we must be aware of and willing to open those new doors.</description>
            <link>https://retirementtalk.org/rt595.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt595.mp3" length="6843244" type="audio/mpeg"/>
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            <pubDate>Sun, 25 Aug 2024 21:16:50 -0600</pubDate>
            <itunes:subtitle>Retirement and Freedom</itunes:subtitle>
            <itunes:summary>Freedom has all sorts of limitations. Retirement does open up new doors that were always closed. We now gain an advantage in life we have never experienced. But we must be aware of and willing to open those new doors.</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>895 Being Alone in Retirement</title>
            <description>Social isolation is a major problem for retired people. We can lose all emotional contact with others. We lose people to care about. Our phone never rings. We sit at home alone; perhaps get a dog, a cat or a bird. According to a recently published book it is our major problem in retirement.</description>
            <link>https://retirementtalk.org/rt895.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt895.mp3" length="5668302" type="audio/mpeg"/>
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            <pubDate>Sun, 18 Aug 2024 08:08:08 -0700</pubDate>
            <itunes:subtitle>Being Alone in Retirement</itunes:subtitle>
            <itunes:summary>Social isolation is a major problem for retired people. We can lose all emotional contact with others. We lose people to care about. Our phone never rings. We sit at home alone; perhaps get a dog, a cat or a bird. According to a recently published book it is our major problem in retirement.</itunes:summary>
            <itunes:duration>7:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>894 Doing the Dishes</title>
            <description>Daily routines present themselves to us - like it or not. What&apos;s to be said concerning these daily tasks? Are they to be avoided; to let slide, to dread? Or are they jobs that can be done and even enjoyed?</description>
            <link>https://retirementtalk.org/rt894.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt894.mp3" length="4063640" type="audio/mpeg"/>
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            <pubDate>Tue, 13 Aug 2024 17:13:58 -0700</pubDate>
            <itunes:subtitle>Doing the Dishes</itunes:subtitle>
            <itunes:summary>Daily routines present themselves to us - like it or not. What&apos;s to be said concerning these daily tasks? Are they to be avoided; to let slide, to dread? Or are they jobs that can be done and even enjoyed?</itunes:summary>
            <itunes:duration>8:14</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>893 How Much Is Enough</title>
            <description>How much money is enough? That’s a pretty good question. When people consider retirement, that is always first and foremost in their minds. They just don’t seem to know how much is enough. There seems to be no hard and fast rule.</description>
            <link>https://retirementtalk.org/rt893.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt893.mp3" length="5817137" type="audio/mpeg"/>
            <guid isPermaLink="false">D77C1D35-E83B-4365-BD1C-1F894FE2B264</guid>
            <pubDate>Mon, 5 Aug 2024 08:05:25 -0700</pubDate>
            <itunes:subtitle>How Much Is Enough</itunes:subtitle>
            <itunes:summary>How much money is enough? That’s a pretty good question. When people consider retirement, that is always first and foremost in their minds. They just don’t seem to know how much is enough. There seems to be no hard and fast rule.</itunes:summary>
            <itunes:duration>8:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>892Flat Earthers</title>
            <description>How do we determine truth from fiction? We still have some people among us who are &quot;Flat-Earthers&quot;. When it comes to politics, well, we have people telling us everything. Who are you supposed to believe?</description>
            <link>https://retirementtalk.org/rt892.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt892.mp3" length="3571061" type="audio/mpeg"/>
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            <pubDate>Sun, 28 Jul 2024 07:33:17 -0700</pubDate>
            <itunes:subtitle>Flat Earthers</itunes:subtitle>
            <itunes:summary>How do we determine truth from fiction? We still have some people among us who are &quot;Flat-Earthers&quot;. When it comes to politics, well, we have people telling us everything. Who are you supposed to believe?</itunes:summary>
            <itunes:duration>6:12</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>891 Birds</title>
            <description>I think of retired people I know who love to watch birds. They get outside; fair or foul. They travel around the world to see different species. They send money to organizations to help protect birds or bird habitat. Retirement would be well spent if one were to focus on birds.</description>
            <link>https://retirementtalk.org/rt891.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt891.mp3" length="5809587" type="audio/mpeg"/>
            <guid isPermaLink="false">129B6AAC-A086-4E0F-97C6-5D29D23DF0EB</guid>
            <pubDate>Sun, 21 Jul 2024 07:35:24 -0700</pubDate>
            <itunes:subtitle>Birds</itunes:subtitle>
            <itunes:summary>I think of retired people I know who love to watch birds. They get outside; fair or foul. They travel around the world to see different species. They send money to organizations to help protect birds or bird habitat. Retirement would be well spent if one were to focus on birds</itunes:summary>
            <itunes:duration>8:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>890 Music</title>
            <description>Does music come to mean something else when one retires or moves into the later stages of life? Perhaps Nietzsche’s most acceptable aphorism was: &quot;Without music, life would be a mistake.&quot;</description>
            <link>https://retirementtalk.org/rt890.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt890.mp3" length="7868591" type="audio/mpeg"/>
            <guid isPermaLink="false">28D2DAF7-F825-417B-8696-69E88EA8381D</guid>
            <pubDate>Sun, 14 Jul 2024 08:04:52 -0700</pubDate>
            <itunes:subtitle>Music</itunes:subtitle>
            <itunes:summary>Does music come to mean something else when one retires or moves into the later stages of life? Perhaps Nietzsche’s most acceptable aphorism was: &quot;Without music, life would be a mistake.&quot;</itunes:summary>
            <itunes:duration>8:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>889 Retiring to Mexico</title>
            <description>This is the second part in a series concerning a trip to Puerto Vallarta and thoughts of moving south for retirement. Here are two examples of folks that did just that.</description>
            <link>https://retirementtalk.org/rt889.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt889.mp3" length="6504204" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Jul 2024 07:45:11 -0700</pubDate>
            <itunes:subtitle>Retiring to Mexico</itunes:subtitle>
            <itunes:summary>This is the second part in a series concerning a trip to Puerto Vallarta and thoughts of moving south for retirement. Here are two examples of folks that did just that.</itunes:summary>
            <itunes:duration>8:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>888 Changing Our Ways</title>
            <description>We tend to develop daily routines. Aristotle knew that and advised us to take care with the routines that we establish. We are habitual creatures, he said. He claimed that we are good people because we have developed good habits. I believe that. I know that I&apos;m a creature of habit.</description>
            <link>https://retirementtalk.org/rt888.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt888.mp3" length="4001857" type="audio/mpeg"/>
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            <pubDate>Sun, 30 Jun 2024 08:16:23 -0700</pubDate>
            <itunes:subtitle>Changing Our Ways</itunes:subtitle>
            <itunes:summary>We tend to develop daily routines. Aristotle knew that and advised us to take care with the routines that we establish. We are habitual creatures, he said. He claimed that we are good people because we have developed good habits. I believe that. I know that I&apos;m a creature of habit.</itunes:summary>
            <itunes:duration>6:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>887 Fear of Missing Out</title>
            <description>I know that whenever I talk of doing something in the future my daughter&apos;s advice rattles around in my mind, &quot;Don&apos;t wait too long.&quot;</description>
            <link>https://retirementtalk.org/rt887.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt887.mp3" length="3799779" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Jun 2024 07:54:13 -0700</pubDate>
            <itunes:subtitle>Fear of Missing Out</itunes:subtitle>
            <itunes:summary>I know that whenever I talk of doing something in the future my daughter&apos;s advice rattles around in my mind, &quot;Don&apos;t wait too long.&quot;</itunes:summary>
            <itunes:duration>5:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>886 Alarm Clocks and the News</title>
            <description>What wakes you on a daily basis? How do you get your news? Do you control it? It might be worth giving it a bit of consideration. Something to think about.</description>
            <link>https://retirementtalk.org/rt886.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt886.mp3" length="5105426" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Jun 2024 09:30:01 -0700</pubDate>
            <itunes:subtitle>Alarm Clocks and the Newes</itunes:subtitle>
            <itunes:summary>What wakes you on a daily basis? How do you get your news? Do you control it? It might be worth giving it a bit of consideration. Something to think about.</itunes:summary>
            <itunes:duration>7:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>884 What are the Symptoms</title>
            <description>A week ago a vascular surgeon inserted a stent into my iliac artery and on up into the aorta. The aneurysm was big and could pop any time. The aorta was clear but just below that was trouble waiting to cut my time just a bit short at any moment. Symptoms?</description>
            <link>https://retirementtalk.org/rt884.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt884.mp3" length="3968386" type="audio/mpeg"/>
            <guid isPermaLink="false">A08B3601-EEA9-4BC4-BAC5-59F55C0A04F4</guid>
            <pubDate>Sun, 2 Jun 2024 08:17:19 -0700</pubDate>
            <itunes:subtitle>What are the Symptoms</itunes:subtitle>
            <itunes:summary>A week ago a vascular surgeon inserted a stent into my iliac artery and on up into the aorta. The aneurysm was big and could pop any time. The aorta was clear but just below that was trouble waiting to cut my time just a bit short at any moment. Symptoms?</itunes:summary>
            <itunes:duration>7:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>883 Traveling by Plane</title>
            <description>39,000 feet and feeling miserable. My eyes burn; my butt is numb. I&apos;m scrunched; trying to be thin. Is there a secret to flying that I haven’t figured out?</description>
            <link>https://retirementtalk.org/rt883.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt883.mp3" length="4094541" type="audio/mpeg"/>
            <guid isPermaLink="false">2F2C3C79-2D9B-4A1D-884B-7C4073F02B55</guid>
            <pubDate>Sun, 26 May 2024 08:21:08 -0700</pubDate>
            <itunes:subtitle>Traveling By Plane</itunes:subtitle>
            <itunes:summary>39,000 feet and feeling miserable. My eyes burn; my butt is numb. I&apos;m scrunched; trying to be thin. Is there a secret to flying that I haven’t figured out?</itunes:summary>
            <itunes:duration>8:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>882 Kicking Back Without Guilt</title>
            <description>My education and culture have taught me very little about the benefits of sitting still. Many of us approach retirement with the idea that we must keep busy. We must continue to be &quot;active&quot; and for us that means moving or traveling.</description>
            <link>https://retirementtalk.org/rt882.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt882.mp3" length="5389083" type="audio/mpeg"/>
            <guid isPermaLink="false">720A6C5A-AD24-4510-B12C-F928D073DA26</guid>
            <pubDate>Sun, 19 May 2024 09:05:10 -0700</pubDate>
            <itunes:subtitle>Kicking Back Without Guilt</itunes:subtitle>
            <itunes:summary>My education and culture have taught me very little about the benefits of sitting still. Many of us approach retirement with the idea that we must keep busy. We must continue to be &quot;active&quot; and for us that means moving or traveling.</itunes:summary>
            <itunes:duration>8:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>880 Meaning &amp; Purpose</title>
            <description>&quot;Individuals who have a strong sense of meaning and purpose generally have better health, recover quicker from illnesses, and typically live longer&quot;. This is a quote from one of the many health newsletters we receive. It is a publication from the Wellness Council of America.</description>
            <link>https://retirementtalk.org/rt880.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt880.mp3" length="6117721" type="audio/mpeg"/>
            <guid isPermaLink="false">D4933EB6-C316-40CF-B440-DB2D83123D30</guid>
            <pubDate>Sun, 12 May 2024 08:25:40 -0700</pubDate>
            <itunes:subtitle>Meaning &amp; Purpose</itunes:subtitle>
            <itunes:summary>&quot;Individuals who have a strong sense of meaning and purpose generally have better health, recover quicker from illnesses, and typically live longer&quot;. This is a quote from one of the many health newsletters we receive. It is a publication from the Wellness Council of America.</itunes:summary>
            <itunes:duration>8:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>879 Using Your Hands</title>
            <description>That’s the thing about working with your hands. When you finish the job you can run your hand along a smooth surface, take a picture of it, sit on it or put things in the drawers. You can even show it to other people and bask in momentary praise. It’s real.</description>
            <link>https://retirementtalk.org/rt789.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt789.mp3" length="3685800" type="audio/mpeg"/>
            <guid isPermaLink="false">6646B22F-8B20-470A-BB71-CFA7B99ADDCC</guid>
            <pubDate>Sun, 28 Apr 2024 08:07:24 -0700</pubDate>
            <itunes:subtitle>Using Your Hands</itunes:subtitle>
            <itunes:summary>That’s the thing about working with your hands. When you finish the job you can run your hand along a smooth surface, take a picture of it, sit on it or put things in the drawers. You can even show it to other people and bask in momentary praise. It’s real.</itunes:summary>
            <itunes:duration>7:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>878 What Now</title>
            <description>Years ago I came across some happiness advice that has never failed me. I liked it because it worked for me and I loved the name of the originator, Baruch de Espinosa: or, Spinoza. &quot;Spinoza knowza&quot;, I used to tell my philosophy students.</description>
            <link>https://retirementtalk.org/rt878.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt878.mp3" length="4291897" type="audio/mpeg"/>
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            <pubDate>Sun, 21 Apr 2024 08:40:04 -0700</pubDate>
            <itunes:subtitle>What Now</itunes:subtitle>
            <itunes:summary>Years ago I came across some happiness advice that has never failed me. I liked it because it worked for me and I loved the name of the originator, Baruch de Espinosa: or, Spinoza. &quot;Spinoza knowza&quot;, I used to tell my philosophy students.</itunes:summary>
            <itunes:duration>7:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>877 Look Around</title>
            <description>I knew that if I stayed there just a bit longer I would become the evening meal of some carnivore. Considering the absurdity of life I thought about it. Then I moved on. Hope is something else that is in our genes. All of our ancestors possessed that gene as well as the one that told them to look around.</description>
            <link>https://retirementtalk.org/rt877.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt877.mp3" length="5954314" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Apr 2024 07:48:19 -0700</pubDate>
            <itunes:subtitle>Look Around</itunes:subtitle>
            <itunes:summary>I knew that if I stayed there just a bit longer I would become the evening meal of some carnivore. Considering the absurdity of life I thought about it. Then I moved on. Hope is something else that is in our genes. All of our ancestors possessed that gene as well as the one that told them to look around.</itunes:summary>
            <itunes:duration>8:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>876 As We Age</title>
            <description>Health issues become more and more personal as we move into and through retirement. Our interest and attention become very relevant individually. They have a way of grabbing our attention.</description>
            <link>https://retirementtalk.org/rt876.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt876.mp3" length="4548046" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Apr 2024 08:06:39 -0700</pubDate>
            <itunes:subtitle>As we Age</itunes:subtitle>
            <itunes:summary>Health issues become more and more personal as we move into and through retirement. Our interest and attention become very relevant individually. They have a way of grabbing our attention.</itunes:summary>
            <itunes:duration>6:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>875 The List</title>
            <description>Retirement is a time when a list might be as important as ever. As we enter the latter stages of life our time becomes more important. That is why we have a tendency to slow down. We don&apos;t want to rush life.</description>
            <link>https://retirementtalk.org/rt875.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt875.mp3" length="3920216" type="audio/mpeg"/>
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            <pubDate>Sun, 31 Mar 2024 07:23:07 -0700</pubDate>
            <itunes:subtitle>The List</itunes:subtitle>
            <itunes:summary>Retirement is a time when a list might be as important as ever. As we enter the latter stages of life our time becomes more important. That is why we have a tendency to slow down. We don&apos;t want to rush life.</itunes:summary>
            <itunes:duration>8:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>874 Continue Dreaming</title>
            <description>Maybe retirement is the time to become a magician. Or whatever else you dreamed of when you were a child. Or whatever you dream about now that you are retired. I&apos;ll bet with just a few years of practice most of us could learn to pull rabbits out of hats.</description>
            <link>https://www.retirementtalk.org/rt874.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt874.mp3" length="7033449" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Mar 2024 10:38:30 -0700</pubDate>
            <itunes:subtitle>Continue Dreaming</itunes:subtitle>
            <itunes:summary>Maybe retirement is the time to become a magician. Or whatever else you dreamed of when you were a child. Or whatever you dream about now that you are retired. I&apos;ll bet with just a few years of practice most of us could learn to pull rabbits out of hats.</itunes:summary>
            <itunes:duration>7:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>873 Pick A Fight</title>
            <description>&quot;Picking a Fight&quot; is not something our parents told us was a good thing to do. Perhaps we need to rethink this advice. Retirement might be the perfect time to look around and pick a fight with some bully.</description>
            <link>https://retirementtalk.org/rt873.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt873.mp3" length="5990332" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Mar 2024 06:59:34 -0700</pubDate>
            <itunes:subtitle>Pick A Fight</itunes:subtitle>
            <itunes:summary>&quot;Picking a Fight&quot; is not something our parents told us was a good thing to do. Perhaps we need to rethink this advice. Retirement might be the perfect time to look around and pick a fight with some bully.</itunes:summary>
            <itunes:duration>8:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>872 Vacations</title>
            <description>A good thing about vacations is that it shines a new light on the life we now live and the life we may want to lead. We can lay out plans, read travel logs, browse book stores and magazine racks, and have something to dream about when we take our afternoon nap.</description>
            <link>https://retirementtalk.org/rt872.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt872.mp3" length="3734945" type="audio/mpeg"/>
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            <pubDate>Sun, 10 Mar 2024 08:34:41 -0700</pubDate>
            <itunes:subtitle>Vacations</itunes:subtitle>
            <itunes:summary>A good thing about vacations is that it shines a new light on the life we now live and the life we may want to lead. We can lay out plans, read travel logs, browse book stores and magazine racks, and have something to dream about when we take our afternoon nap.</itunes:summary>
            <itunes:duration>7:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>871 How Much Is Enough</title>
            <description>The bottom line remains firm. You just have to spend a bit less than you earn. You might be surprised by how much pleasure can come from a walk in the woods compared to a cruise in the Aegean.</description>
            <link>https://retirementtalk.org/rt871.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt871.mp3" length="4010600" type="audio/mpeg"/>
            <guid isPermaLink="false">4D0009C0-3EAB-4AB5-BCD9-CD804AAED2C1</guid>
            <pubDate>Sun, 3 Mar 2024 08:10:47 -0800</pubDate>
            <itunes:subtitle>How Much Is Enough</itunes:subtitle>
            <itunes:summary>The bottom line remains firm. You just have to spend a bit less than you earn. You might be surprised by how much pleasure can come from a walk in the woods compared to a cruise in the Aegean.</itunes:summary>
            <itunes:duration>8:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>870 When Should I Retire</title>
            <description>How great are your needs? Do they expand with every paycheck or salary raise? Were we kidding ourselves about how much we loved our job and really were working for the money? I mean if we quit working and receiving a check do you suppose we would still go in every day and help out for free? We needed to answer all of those questions.</description>
            <link>https://retirementtalk.org/rt870.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt870.mp3" length="5488403" type="audio/mpeg"/>
            <guid isPermaLink="false">DE37EE07-9C0C-456F-AD7E-69CEC5B047DF</guid>
            <pubDate>Sun, 25 Feb 2024 07:39:33 -0800</pubDate>
            <itunes:subtitle>When Should I Retire</itunes:subtitle>
            <itunes:summary>How great are your needs? Do they expand with every paycheck or salary raise? Were we kidding ourselves about how much we loved our job and really were working for the money? I mean if we quit working and receiving a check do you suppose we would still go in every day and help out for free? We needed to answer all of those questions.</itunes:summary>
            <itunes:duration>8:12</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>869 Winter Road Trip</title>
            <description>I feel like I must relate a few lessons learned on this winter trip. They might help you think about ramifications if you may someday consider taking off during the cold season.</description>
            <link>https://retirementtalk.org/rt869.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt869.mp3" length="6413707" type="audio/mpeg"/>
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            <pubDate>Sun, 18 Feb 2024 08:04:26 -0800</pubDate>
            <itunes:subtitle>Winter Road Trip</itunes:subtitle>
            <itunes:summary>I feel like I must relate a few lessons learned on this winter trip. They might help you think about ramifications if you may someday consider taking off during the cold season.</itunes:summary>
            <itunes:duration>9:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>868 Deciding to be Happy</title>
            <description>&quot;I Like Being Old&quot;, is the title of a book I recently came across. It is written by k. Eileen Allen. She is a 90 year old woman who is blind. She says she likes being old and I believe her.</description>
            <link>https://retirementtalk.org/rt868.mp3</link>
            <author>del@retirementtalk.org</author>
            <enclosure url="https://retirementtalk.org/rt868.mp3" length="5326145" type="audio/mpeg"/>
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            <pubDate>Sun, 11 Feb 2024 07:48:12 -0800</pubDate>
            <itunes:subtitle>Deciding to be Happy</itunes:subtitle>
            <itunes:summary>“I Like Being Old”, is the title of a book I recently came across. It is written by k. Eileen Allen. She is a 90 year old woman who is blind. She says she likes being old and I believe her.</itunes:summary>
            <itunes:duration>7:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>867 FOMO</title>
            <description>Some of us want to know what is around the bend. We want to move on. Perhaps it is just a simple case of the grass always being greener; the longing for that which we don’t have. It might pertain to our geographical location or our tasks or work at hand.</description>
            <link>https://retirementtalk.org/rt867.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt867.mp3" length="4219877" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Feb 2024 07:16:30 -0800</pubDate>
            <itunes:subtitle>Deciding to be Happy</itunes:subtitle>
            <itunes:summary>&quot;I Like Being Old&quot;, is the title of a book I recently came across. It is written by k. Eileen Allen. She is a 90 year old woman who is blind. She says she likes being old and I believe her.</itunes:summary>
            <itunes:duration>5:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>866 Take a Risk</title>
            <description>Nietzsche advised us to step out  on the edge and take a chance. He urged us to do something different with our lives. &quot;We need to break ourselves in two,&quot; he said. And then create an even greater self.</description>
            <link>https://retirementtalk.org/rt866.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt866.mp3" length="5508418" type="audio/mpeg"/>
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            <pubDate>Sun, 28 Jan 2024 07:32:06 -0800</pubDate>
            <itunes:subtitle>866 Take a Risk</itunes:subtitle>
            <itunes:summary>Nietzsche advised us to step out  on the edge and take a chance. He urged us to do something different with our lives. &quot;We need to break ourselves in two,&quot; he said. And then create an even greater self.</itunes:summary>
            <itunes:duration>6:49</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>865 No One Listens</title>
            <description>I recently read of a Barbie Doll who is connected to the Internet via wi-fi. It hears your voice and responds similar to Seri but it remembers everything and can thus personalize each response instantly. Imagine something similar to this in the hands of an isolated senior? A new best friend and listener may be as near as Best Buy.</description>
            <link>https://retirementtalk.org/rt865.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt865.mp3" length="6683005" type="audio/mpeg"/>
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            <pubDate>Sun, 21 Jan 2024 07:55:51 -0800</pubDate>
            <itunes:subtitle>No One Listens</itunes:subtitle>
            <itunes:summary>I recently read of a Barbie Doll who is connected to the Internet via wi-fi. It hears your voice and responds similar to Seri but it remembers everything and can thus personalize each response instantly. Imagine something similar to this in the hands of an isolated senior? A new best friend and listener may be as near as Best Buy.</itunes:summary>
            <itunes:duration>7:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>864 Looking Forward - Looking Backward</title>
            <description>When retired we&apos;re allowed more time to choose different paths; to explore new roads. All we have to do is make up our mind as to which direction we want to go. We don&apos;t want to  just sit in the middle of the highway and let life wiz on by.</description>
            <link>https://retirementtalk.org/rt864.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt864.mp3" length="4543780" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Jan 2024 08:32:55 -0800</pubDate>
            <itunes:subtitle>Looking Forward - Looking Backward</itunes:subtitle>
            <itunes:summary>When retired we&apos;re allowed more time to choose different paths; to explore new roads. All we have to do is make up our mind as to which direction we want to go. We don&apos;t want to  just sit in the middle of the highway and let life wiz on by.</itunes:summary>
            <itunes:duration>6:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>863 Weather</title>
            <description>&quot;You never want to let the weather dictate what you do with your life&quot;. That is a line I used to recite to the kids whenever we wanted to go hiking, biking, or skiing.</description>
            <link>https://retirementtalk.org/rt863.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt863.mp3" length="5846473" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Jan 2024 07:50:23 -0800</pubDate>
            <itunes:subtitle>Weather</itunes:subtitle>
            <itunes:summary>&quot;You never want to let the weather dictate what you do with your life&quot;. That is a line I used to recite to the kids whenever we wanted to go hiking, biking, or skiing.</itunes:summary>
            <itunes:duration>8:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>862 Aging &amp; Expectations</title>
            <description>It only seems reasonable that we should indeed do some preparation for a period of  perhaps 30 or 40 years of living. We need to develop some expectations. I’m not sure they need to be &quot;Great Expectations&quot;, but at least some might be wise.</description>
            <link>https://retirementtalk.org/rt862.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt862.mp3" length="5938285" type="audio/mpeg"/>
            <guid isPermaLink="false">B43E9C6F-CDA0-42FB-8CBB-DA4D18233302</guid>
            <pubDate>Sun, 31 Dec 2023 08:02:31 -0800</pubDate>
            <itunes:subtitle>Aging &amp; Expectations</itunes:subtitle>
            <itunes:summary>It only seems reasonable that we should indeed do some preparation for a period of  perhaps 30 or 40 years of living. We need to develop some expectations. I’m not sure they need to be &quot;Great Expectations&quot;, but at least some might be wise.</itunes:summary>
            <itunes:duration>8:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>861 Keeping Busy Plan (KBP)</title>
            <description>&quot;In my early 40s I decided to develop a spreadsheet of activities and interests I had (or was interested in learning) that would keep me physically fit, keep my brain active and provide me with the much needed social connections.&quot;</description>
            <link>https://retirementtalk.org/rt861.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt861.mp3" length="3558909" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Dec 2023 07:41:36 -0800</pubDate>
            <itunes:subtitle>Keeping Busy Plan</itunes:subtitle>
            <itunes:summary>&quot;In my early 40s I decided to develop a spreadsheet of activities and interests I had (or was interested in learning) that would keep me physically fit, keep my brain active and provide me with the much needed social connections.&quot;</itunes:summary>
            <itunes:duration>8:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>860 Changing Our Ways</title>
            <description>Sometimes we wish we could change. Change our life. Change our habits. But change just doesn&apos;t come easy for some of us. These stories illustrate the power of habits and any attempt to change them.</description>
            <link>https://retirementtalk.org/rt860.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt860.mp3" length="5151864" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Dec 2023 07:44:45 -0800</pubDate>
            <itunes:subtitle>Changing Our Ways</itunes:subtitle>
            <itunes:summary>Sometimes we wish we could change. Change our life. Change our habits. But change just doesn&apos;t come easy for some of us. These stories illustrate the power of habits and any attempt to change them.</itunes:summary>
            <itunes:duration>9:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>859 Elders &amp; Environment</title>
            <description>Our experiences in life can become a treasure chest from which we can share. We can keep alive the bond between Elders, wisdom and nature.</description>
            <link>https://retirementtalk.org/rt859.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt859.mp3" length="5223554" type="audio/mpeg"/>
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            <pubDate>Sun, 10 Dec 2023 07:35:59 -0800</pubDate>
            <itunes:subtitle>Elders &amp; Environment</itunes:subtitle>
            <itunes:summary>Our experiences in life can become a treasure chest from which we can share. We can keep alive the bond between Elders, wisdom and nature</itunes:summary>
            <itunes:duration>6:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>858 Screen Apnea</title>
            <description>Ever had a breathing problem? I have. Now I find that a new cause of the problem may lie with electronic screens: phones, tablets, television, or gaming screens of any sort.</description>
            <link>https://retirementtalk.org/rt858.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt858.mp3" length="6329310" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Dec 2023 08:18:59 -0800</pubDate>
            <itunes:subtitle>Screen Apnea</itunes:subtitle>
            <itunes:summary>Ever had a breathing problem? I have. Now I find that a new cause of the problem may lie with electronic screens: phones, tablets, television, or gaming screens of any sort.</itunes:summary>
            <itunes:duration>8:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>857 Chop Wood, Carry Water</title>
            <description>&quot;As I lie idly drifting on Walden Pond I cease to think and begin to be&quot;. When does that happen? Trouble is; we wake up. We look at the front page of the paper, we talk to our kids or our grandchildren, we know that even though our days might be numbered for people we care about, life goes on.</description>
            <link>https://retirementtalk.org/rt857.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt857.mp3" length="6579915" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Nov 2023 07:25:33 -0800</pubDate>
            <itunes:subtitle>Chop Wood, Carry Water</itunes:subtitle>
            <itunes:summary>&quot;As I lie idly drifting on Walden Pond I cease to think and begin to be&quot;. When does that happen? Trouble is; we wake up. We look at the front page of the paper, we talk to our kids or our grandchildren, we know that even though our days might be numbered for people we care about, life goes on.</itunes:summary>
            <itunes:duration>7:19</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>856 Who Made That Rule</title>
            <description>&quot;Who made the rule, anyway?&quot; We retired folks need to ask that question about a lot of things. We have a lifetime of experiences to guide us in decision  making.</description>
            <link>https://retirementtalk.org/rt856.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt856.mp3" length="4529720" type="audio/mpeg"/>
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            <pubDate>Sun, 19 Nov 2023 07:49:53 -0800</pubDate>
            <itunes:subtitle>Who Made that Rule</itunes:subtitle>
            <itunes:summary>&quot;Who made the rule, anyway?&quot; We retired folks need to ask that question about a lot of things. We have a lifetime of experiences to guide us in decision  making.</itunes:summary>
            <itunes:duration>8:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>855 Flat Earthers</title>
            <description>Staying informed isn&apos;t easy. Our forefathers had to rely on word of mouth or the slim pamphlet that might circulate among the masses at the speed of a slow horse. Today it’s instantaneous. Electronics flash news across the screen as it is happening.</description>
            <link>https://retirementtalk.org/rt855.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt855.mp3" length="4930506" type="audio/mpeg"/>
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            <pubDate>Sun, 12 Nov 2023 07:52:09 -0800</pubDate>
            <itunes:subtitle>Flat Earthers</itunes:subtitle>
            <itunes:summary>Staying informed isn&apos;t easy. Our forefathers had to rely on word of mouth or the slim pamphlet that might circulate among the masses at the speed of a slow horse. Today it’s instantaneous. Electronics flash news across the screen as it is happening.</itunes:summary>
            <itunes:duration>7:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>854 Venturing Into Politics</title>
            <description>This podcast has tried to avoid the topic of politics. It has not been easy. Politics is a topic that retired people have plenty of time to discuss. From this time on politics will be fair game. It is a big part of retirement.</description>
            <link>https://retirementtalk.org/rt854.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt854.mp3" length="4531987" type="audio/mpeg"/>
            <guid isPermaLink="false">340987AA-811E-4C4F-B483-A767EF174876</guid>
            <pubDate>Sat, 4 Nov 2023 08:44:12 -0700</pubDate>
            <itunes:subtitle>Venturing Into Politics</itunes:subtitle>
            <itunes:summary>This podcast has tried to avoid the topic of politics. It has not been easy. Politics is a topic that retired people have plenty of time to discuss. From this time on politics will be fair game. It is a big part of retirement.</itunes:summary>
            <itunes:duration>6:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>853 Holidays</title>
            <description>Modern societal demands have moved children far away from parents, cousins away from cousins, and sometimes, brothers and sisters away from each other. The nuclear family is not an exaggeration in any way. Family gatherings on holidays have been one of the casualties. What to do?</description>
            <link>https://retirementtalk.org/rt853.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt853.mp3" length="6343246" type="audio/mpeg"/>
            <guid isPermaLink="false">217C9002-0944-42A5-A73B-F065DF9E281D</guid>
            <pubDate>Sun, 29 Oct 2023 08:03:34 -0700</pubDate>
            <itunes:subtitle>Holidays</itunes:subtitle>
            <itunes:summary>Modern societal demands have moved children far away from parents, cousins away from cousins, and sometimes, brothers and sisters away from each other. The nuclear family is not an exaggeration in any way. Family gatherings on holidays have been one of the casualties. What to do?</itunes:summary>
            <itunes:duration>8:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>852 How Much Is Enough?</title>
            <description>One question that people getting close to retirement always ask is, &quot;How much money do I need? How much is enough?&quot; There seems to be no hard and fast rule. What is a person to do?</description>
            <link>https://retirementtalk.org/rt852.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt852.mp3" length="6184583" type="audio/mpeg"/>
            <guid isPermaLink="false">9B3AB363-1E15-4CE1-B8EA-E815542FEAE8</guid>
            <pubDate>Sun, 22 Oct 2023 08:18:49 -0700</pubDate>
            <itunes:subtitle>How Much Is enough</itunes:subtitle>
            <itunes:summary>One question that people getting close to retirement always ask is, &quot;How much money do I need? How much is enough?&quot; There seems to be no hard and fast rule. What is a person to do?</itunes:summary>
            <itunes:duration>8:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>851 Retired, Camping, Biking</title>
            <description>Camping and biking. The memories and stories they produce are priceless. And they don&apos;t have to end with retirement.</description>
            <link>https://retirementtalk.org/rt851.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt851.mp3" length="4741135" type="audio/mpeg"/>
            <guid isPermaLink="false">F0AC57FE-D732-4E75-A625-5B3EE9605BC0</guid>
            <pubDate>Sun, 15 Oct 2023 06:00:18 -0700</pubDate>
            <itunes:subtitle>Retired, Camping, Biking</itunes:subtitle>
            <itunes:summary>Camping and biking. The memories and stories they produce are priceless. And they don&apos;t have to end with retirement.</itunes:summary>
            <itunes:duration>9:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>850 Technology - Keeping Up</title>
            <description>&quot;I just can&apos;t keep up&quot; Ever heard someone say that. My parents used to say it when I was a kid seventy to eighty  years ago. If they only knew how fast the pace of change was to accelerate they would have completely given up.</description>
            <link>https://retirementtalk.org/rt850.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt850.mp3" length="4181970" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Oct 2023 08:03:10 -0700</pubDate>
            <itunes:subtitle>Technology - Keeping Up</itunes:subtitle>
            <itunes:summary>&quot;I just can&apos;t keep up&quot; Ever heard someone say that. My parents used to say it when I was a kid seventy to eighty  years ago. If they only knew how fast the pace of change was to accelerate they would have completely given up.</itunes:summary>
            <itunes:duration>7:57</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>849 Downsizing</title>
            <description>Downsizing seems to be a move that accompanies retirement or just getting older. Changes accumulate and we find ourselves for any combination of reasons looking to find a change in residence.</description>
            <link>https://retirementtalk.org/rt849.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt849.mp3" length="7278997" type="audio/mpeg"/>
            <guid isPermaLink="false">FB791FB0-5D7A-49B1-A3F5-E78CA6A5E5C0</guid>
            <pubDate>Sun, 1 Oct 2023 20:22:57 -0700</pubDate>
            <itunes:subtitle>Downsizing</itunes:subtitle>
            <itunes:summary>Downsizing seems to be a move that accompanies retirement or just getting older. Changes accumulate and we find ourselves for any combination of reasons looking to find a change in residence.</itunes:summary>
            <itunes:duration>8:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>848 Reunions &amp; Attitude</title>
            <description>Time always seemed short and conversations rushed. There was no time to develop any sort of meaningful exchange. I would like to have had an hour or two with several of them in a one on one conversation. That would have made it worthwhile.</description>
            <link>https://retirementtalk.org/rt848.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt848.mp3" length="5637687" type="audio/mpeg"/>
            <guid isPermaLink="false">F286A1B3-47BC-46D6-A1BF-D3994A94D6D7</guid>
            <pubDate>Sun, 24 Sep 2023 09:10:42 -0600</pubDate>
            <itunes:subtitle>Reunions &amp; Attitude</itunes:subtitle>
            <itunes:summary>Time always seemed short and conversations rushed. There was no time to develop any sort of meaningful exchange. I would like to have had an hour or two with several of them in a one on one conversation. That would have made it worthwhile.</itunes:summary>
            <itunes:duration>8:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>847 Retirements Many Roads</title>
            <description>I think about all of the different roads one may choose to take in retirement and it is almost overwhelming. It is hard to make that choice.  Perhaps that is why many of us don’t do much. We just can&apos;t choose.</description>
            <link>https://retirementtalk.org/rt847.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt847.mp3" length="4400484" type="audio/mpeg"/>
            <guid isPermaLink="false">27288F0F-9A61-4A81-87F3-AFE57667B694</guid>
            <pubDate>Sun, 17 Sep 2023 08:27:18 -0700</pubDate>
            <itunes:subtitle>Retirements Many Roads</itunes:subtitle>
            <itunes:summary>I think about all of the different roads one may choose to take in retirement and it is almost overwhelming. It is hard to make that choice.  Perhaps that is why many of us don’t do much. We just can&apos;t choose.</itunes:summary>
            <itunes:duration>8:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>846 Beauty of Routine</title>
            <description>According to Aristotle are good people because we have created good habits. We need to  carefully consider what it is we are doing with our life, and then choosing the right actions we need to make them habitual.</description>
            <link>https://retirementtalk.org/rt846.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt846.mp3" length="6578197" type="audio/mpeg"/>
            <guid isPermaLink="false">B9AA1082-2EA9-4248-A3E1-C6D85C2A36A3</guid>
            <pubDate>Sun, 10 Sep 2023 08:01:17 -0700</pubDate>
            <itunes:subtitle>Beauty of Routine</itunes:subtitle>
            <itunes:summary>According to Aristotle are good people because we have created good habits. We need to  carefully consider what it is we are doing with our life, and then choosing the right actions we need to make them habitual.</itunes:summary>
            <itunes:duration>8:18</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>845 Heroes</title>
            <description>I had a great talk with a guy one time while sitting around a fire on the Serengeti Plan about heroes. This guy, Don Hill, surprised me by confessing to his strong need to lead a heroic life.</description>
            <link>https://retirementtalk.org/rt845.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt845.mp3" length="6392806" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Sep 2023 07:42:20 -0700</pubDate>
            <itunes:subtitle>Heroes</itunes:subtitle>
            <itunes:summary>I had a great talk with a guy one time while sitting around a fire on the Serengeti Plan about heroes. This guy, Don Hill, surprised me by confessing to his strong need to lead a heroic life.</itunes:summary>
            <itunes:duration>8:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>844 The Coffee Shop</title>
            <description>Retirement should include some time for indulgence. Bertrand Russell the great British mathematician and philosopher once said; &quot; The time you enjoy wasting is not wasted time&quot;.</description>
            <link>https://retirementtalk.org/rt844.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt844.mp3" length="5058837" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Aug 2023 08:09:28 -0700</pubDate>
            <itunes:subtitle>The Coffee Shop</itunes:subtitle>
            <itunes:summary>Retirement should include some time for indulgence. Bertrand Russell the great British mathematician and philosopher once said; &quot; The time you enjoy wasting is not wasted time&quot;.</itunes:summary>
            <itunes:duration>9:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>843 Fall Road Trip</title>
            <description>A road trip calls. Every fall season we get the urge to head out on the open road. I never want to go and talk badly about it but my wife knows enough to push ahead. As soon as I leave the house on the trip I won&apos;t want to come home.</description>
            <link>https://retirementtalk.org/rt843.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt843.mp3" length="5223422" type="audio/mpeg"/>
            <guid isPermaLink="false">A3B46457-5D99-4220-A20A-0CE003ED44EE</guid>
            <pubDate>Sun, 20 Aug 2023 07:29:30 -0700</pubDate>
            <itunes:subtitle>Fall Road Trip</itunes:subtitle>
            <itunes:summary>A road trip calls. Every fall season we get the urge to head out on the open road. I never want to go and talk badly about it but my wife knows enough to push ahead. As soon as I leave the house on the trip I won&apos;t want to come home.</itunes:summary>
            <itunes:duration>7:04</itunes:duration>
            <itunes:author>Dfel Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>842 Taking One&apos;s Own Life (Part 2)</title>
            <description>842 Taking One&apos;s Own Life (Part 2) 	
This is a follow up on episode 836 entitled &quot;Taking One’s Own Life&quot;. I recently received the following letter from a listener concerning this topic which I feel had a great deal of merit and deserved to be shared with my listeners.</description>
            <link>https://retirementtalk.org/rt842.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt842.mp3" length="5983232" type="audio/mpeg"/>
            <guid isPermaLink="false">1F6105E9-40F5-454B-9472-A2E2F8B35765</guid>
            <pubDate>Sun, 13 Aug 2023 07:26:24 -0700</pubDate>
            <itunes:subtitle>Taking One&apos;s Own Life (Part 2)</itunes:subtitle>
            <itunes:summary>Taking One&apos;s Own Life (Part 2) 	
This is a follow up on episode 836 entitled &quot;Taking One’s Own Life&quot;. I recently received the following letter from a listener concerning this topic which I feel had a great deal of merit and deserved to be shared with my listeners.</itunes:summary>
            <itunes:duration>7:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>841 Retirement by Projects</title>
            <description>Our retirement has been marked by one project after the other. They have come to form a method for our approach to retirement. They give us direction and purpose. They also give us a way of moving that creates a sense of happiness.</description>
            <link>https://retirementtalk.org/rt841.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt841.mp3" length="6793901" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Aug 2023 07:15:14 -0700</pubDate>
            <itunes:subtitle>Retirement by Projects</itunes:subtitle>
            <itunes:summary>Our retirement has been marked by one project after the other. They have come to form a method for our approach to retirement. They give us direction and purpose. They also give us a way of moving that creates a sense of happiness.</itunes:summary>
            <itunes:duration>9:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>840 Retirement &amp; Neighbors</title>
            <description>Maybe our good luck with neighbors comes from the six foot high cedar fence that encircles the property. It was there when we bought the place. Maybe ‘good fences do make good neighbors’.</description>
            <link>https://retirementtalk.org/rt840.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt840.mp3" length="5224782" type="audio/mpeg"/>
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            <pubDate>Sun, 30 Jul 2023 07:47:03 -0700</pubDate>
            <itunes:subtitle>Retirement &amp; Neighbors</itunes:subtitle>
            <itunes:summary>Maybe our good luck with neighbors comes from the six foot high cedar fence that encircles the property. It was there when we bought the place. Maybe ‘good fences do make good neighbors’.</itunes:summary>
            <itunes:duration>7:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>839 &quot;Here To Help&quot;</title>
            <description>The most terrifying words we could hear would be, “There is no government. You’re on your own.” Just close your eyes and try to imagine that for a minute. It won&apos;t be a pretty picture.</description>
            <link>https://retirementtalk.org/rt839.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt839.mp3" length="6593733" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Jul 2023 07:44:32 -0700</pubDate>
            <itunes:subtitle>&quot;Here To Help&quot;</itunes:subtitle>
            <itunes:summary>The most terrifying words we could hear would be, &quot;There is no government. You’re on your own.&quot; Just close your eyes and try to imagine that for a minute. It won&apos;t be a pretty picture.</itunes:summary>
            <itunes:duration>7:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>838 Exercise for the Brain</title>
            <description>I find that if I really want to do something good for my brain I will lace up my running shoes. No kidding. Exercise. Exercise like big body movements are what really perk up the old brain.</description>
            <link>https://retirementtalk.org/rt838.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt838.mp3" length="5320307" type="audio/mpeg"/>
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            <pubDate>Thu, 13 Jul 2023 15:20:45 -0700</pubDate>
            <itunes:subtitle>Exercise for the Brain</itunes:subtitle>
            <itunes:summary>I find that if I really want to do something good for my brain I will lace up my running shoes. No kidding. Exercise. Exercise like big body movements are what really perk up the old brain.</itunes:summary>
            <itunes:duration>7:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>C</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>837 Retirement and a Work of Love</title>
            <description>I recently made contact with an old friend of mine. He retired and then did exactly what he wanted to do. Then lo and behold. Society did value it. And he does get paid. This is his story. I never had such luck.</description>
            <link>https://retirementtalk.org/rt837.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt837.mp3" length="5356720" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Jul 2023 08:35:44 -0700</pubDate>
            <itunes:subtitle>Retirement and a Work of Love</itunes:subtitle>
            <itunes:summary>I recently made contact with an old friend of mine. He retired and then did exactly what he wanted to do. Then lo and behold. Society did value it. And he does get paid. This is his story. I never had such luck.</itunes:summary>
            <itunes:duration>7:23</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>836 Taking One&apos;s Own Life</title>
            <description>A friend asked if we knew; What group of people in the US commit the most suicides? The correct answer: white males over eighty. &quot;Why do people think that is a negative thing&quot;? Responded another friend a white male, over eighty. &quot;It only makes sense that many people when they get that old, and perhaps have severe health problems take their own life&quot;.</description>
            <link>https://retirementtalk.org/rt836.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt836.mp3" length="7061098" type="audio/mpeg"/>
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            <pubDate>Thu, 6 Jul 2023 16:07:58 -0700</pubDate>
            <itunes:subtitle>Taking One&quot;s Own Life</itunes:subtitle>
            <itunes:summary>A friend asked if we knew; What group of people in the US commit the most suicides? The correct answer: white males over eighty. &quot;Why do people think that is a negative thing&quot;? Responded another friend a white male, over eighty. &quot;It only makes sense that many people when they get that old, and perhaps have severe health problems take their own life&quot;.</itunes:summary>
            <itunes:duration>7:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>835 Letter from Listener</title>
            <description>A few years ago I received an email from Sherri Robinson who lives in Spokane Valley, Washington. She evidently felt interested enough in this topic of retirement to share some of her thoughts. It is definitely worth sharing.</description>
            <link>https://retirementtalk.org/rt835.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt835.mp3" length="3695160" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Jul 2023 08:37:58 -0700</pubDate>
            <itunes:subtitle>Letter from Listener</itunes:subtitle>
            <itunes:summary>A few years ago I received an email from Sherri Robinson who lives in Spokane Valley, Washington. She evidently felt interested enough in this topic of retirement to share some of her thoughts. It is definitely worth sharing.</itunes:summary>
            <itunes:duration>6:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>834 Frustration</title>
            <description>Frustration comes in various ways and at odd times. The question is always what to do when it does work its way into our lives. Of course, the responses vary sort of like the reason for the frustration.</description>
            <link>https://retirementtalk.org/rt834.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>https://retirementtalk.org</comments>
            <enclosure url="https://retirementtalk.org/rt834.mp3" length="5474299" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Jul 2023 08:37:51 -0700</pubDate>
            <itunes:subtitle>Frustration</itunes:subtitle>
            <itunes:summary>Frustration comes in various ways and at odd times. The question is always what to do when it does work its way into our lives. Of course, the responses vary – sort of like the reason for the frustration.</itunes:summary>
            <itunes:duration>7:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>833 Slow Down &amp; Pick Up The Pace</title>
            <description>Creating and maintaining a retirement of your own choosing isn’t easy. The world is so very busy, outside stimuli is so great. It’s easy to get overwhelmed in many ways. Eternal vigilance is required to maintain one’s sense of self.</description>
            <link>https://www.retirementtalk.org/rt833.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt833.mp3" length="6645824" type="audio/mpeg"/>
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            <pubDate>Sun, 28 May 2023 07:24:37 -0700</pubDate>
            <itunes:subtitle>Slow Down &amp; Pick Up The Pace</itunes:subtitle>
            <itunes:summary>Creating and maintaining a retirement of your own choosing isn’t easy. The world is so very busy, outside stimuli is so great. It’s easy to get overwhelmed in many ways. Eternal vigilance is required to maintain one’s sense of self.</itunes:summary>
            <itunes:duration>6:47</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>832 Staying Fit - For What?</title>
            <description>Staying fit is an all encompassing goal. It isn&apos;t enough to be fit for one thing only; we want to be fit for life. That is much different than being able to stack baled hay all day, run a marathon, or do the hundred yard dash.</description>
            <link>https://www.retirementtalk.org/rt832.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt832.mp3" length="5467938" type="audio/mpeg"/>
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            <pubDate>Sun, 21 May 2023 07:58:35 -0700</pubDate>
            <itunes:subtitle>Staying Fit - For What?</itunes:subtitle>
            <itunes:summary>Staying fit is an all encompassing goal. It isn&apos;t enough to be fit for one thing only; we want to be fit for life. That is much different than being able to stack baled hay all day, run a marathon, or do the hundred yard dash.</itunes:summary>
            <itunes:duration>6:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>831 Retirement &amp; Food</title>
            <description>For whatever reasons eating out has come to play a major role in our lives. Retirement and eating out certainly seem to go together. Thus retirement and gaining weight seem to go together. That’s a problem.</description>
            <link>https://www.retirementtalk.org/rt831.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt831.mp3" length="5446903" type="audio/mpeg"/>
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            <pubDate>Sun, 14 May 2023 07:50:25 -0700</pubDate>
            <itunes:subtitle>Retirement &amp; Food</itunes:subtitle>
            <itunes:summary>For whatever reasons eating out has come to play a major role in our lives. Retirement and eating out certainly seem to go together. Thus retirement and gaining weight seem to go together. That’s a problem.</itunes:summary>
            <itunes:duration>7:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>830 Being Prepared for Death</title>
            <description>Most of us have time to consider dying, especially retired people. We have managed to reach the retirement phase of life. We know that death awaits. Why is it then that we hesitate or refuse to plan for this definite destiny?</description>
            <link>https://www.retirementtalk.org/rt830.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt830.mp3" length="6197611" type="audio/mpeg"/>
            <guid isPermaLink="false">4E5158F2-C0FC-4B58-871B-126A1CA47FC0</guid>
            <pubDate>Sun, 7 May 2023 07:32:55 -0700</pubDate>
            <itunes:subtitle>Being Prepared for Death</itunes:subtitle>
            <itunes:summary>Most of us have time to consider dying, especially retired people. We have managed to reach the retirement phase of life. We know that death awaits. Why is it then that we hesitate or refuse to plan for this definite destiny?</itunes:summary>
            <itunes:duration>7:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>829 Life Maintenance Program</title>
            <description>This podcast comes to me from a listener in Australia. The listener has definitely given some serious thought to retirement. Enjoy.</description>
            <link>https://www.retirementtalk.org/rt829.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt829.mp3" length="4664459" type="audio/mpeg"/>
            <guid isPermaLink="false">4AFF04FE-7B3F-4994-9770-FDCCE5C5AE6B</guid>
            <pubDate>Sun, 30 Apr 2023 07:51:44 -0700</pubDate>
            <itunes:subtitle>Life Maintenance Program</itunes:subtitle>
            <itunes:summary>This podcast comes to me from a listener in Australia. The listener has definitely given some serious thought to retirement. Enjoy.</itunes:summary>
            <itunes:duration>5:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>828 Does Retirement Call for a Dermatologist?</title>
            <description>Last week my wife and I went to a dermatologist for a skin scan. A friend of ours who has had skin cancers removed for over thirty years insisted that we do this. He claimed that it went with retirement.</description>
            <link>https://www.retirementtalk.org/rt828.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt828.mp3" length="7798964" type="audio/mpeg"/>
            <guid isPermaLink="false">52DD9642-FE6D-49B0-9427-6B7DF0602F5D</guid>
            <pubDate>Sun, 23 Apr 2023 14:38:06 -0700</pubDate>
            <itunes:subtitle>Does Retirement Call for a Dermatologist?</itunes:subtitle>
            <itunes:summary>Last week my wife and I went to a dermatologist for a skin scan. A friend of ours who has had skin cancers removed for over thirty years insisted that we do this. He claimed that it went with retirement.</itunes:summary>
            <itunes:duration>8:12</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>827 Technology - Keeping Up</title>
            <description>Since you are listening to this program - a podcast - I assume you make an attempt to keep up with technological changes. The thing is – just when you think you have caught up, here comes another “thing”.</description>
            <link>https://www.retirementtalk.org/rt827.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt827.mp3" length="5260434" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Apr 2023 07:29:27 -0700</pubDate>
            <itunes:subtitle>Technology - Keeping Up</itunes:subtitle>
            <itunes:summary>Since you are listening to this program - a podcast - I assume you make an attempt to keep up with technological changes. The thing is  just when you think you have caught up, here comes another “thing”.</itunes:summary>
            <itunes:duration>9:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>826 Friends</title>
            <description>&quot;He who has many friends, has no friends&quot;. I think Aristotle said that. Life experience has supported the truth of it. It seems like developing friendship requires a certain amount of time; but not always.</description>
            <link>https://www.retirementtalk.org/rt826.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt826.mp3" length="5307272" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Apr 2023 08:12:38 -0700</pubDate>
            <itunes:subtitle>Friends</itunes:subtitle>
            <itunes:summary>&quot;He who has many friends, has no friends&quot;. I think Aristotle said that. Life experience has supported the truth of it. It seems like developing friendship requires a certain amount of time; but not always.</itunes:summary>
            <itunes:duration>7:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>825 Upkeep</title>
            <description>We have told our kids that as we grow older we want them to always speak freely and bring us up to speed when they visit. Throw out what needs to be thrown out, and go shopping for things that could use replacing.</description>
            <link>https://www.retirementtalk.org/rt825.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt825.mp3" length="5984312" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Apr 2023 07:54:42 -0700</pubDate>
            <itunes:subtitle>Upkeep</itunes:subtitle>
            <itunes:summary>We have told our kids that as we grow older we want them to always speak freely and bring us up to speed when they visit. Throw out what needs to be thrown out, and go shopping for things that could use replacing.</itunes:summary>
            <itunes:duration>7:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>824 Alaska</title>
            <description>Travel is one thing that people in retirement and those nearing retirement seem to always have on their agenda. I remember my  mother at age 65 bouncing up and down on some tundra just above Anchorage smiling and exclaiming, &quot;Imagine, I am in Alaska!&quot;</description>
            <link>https://www.retirementtalk.org/rt824.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt824.mp3" length="6356584" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Mar 2023 07:34:18 -0700</pubDate>
            <itunes:subtitle>Alaska</itunes:subtitle>
            <itunes:summary>Travel is one thing that people in retirement and those nearing retirement seem to always have on their agenda. I remember my  mother at age 65 bouncing up and down on some tundra just above Anchorage smiling and exclaiming, &quot;Imagine, I am in Alaska!&quot;</itunes:summary>
            <itunes:duration>9:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>823 Relating to Grandchildren</title>
            <description>Communicating across generations is something of a challenge that we retired people have to learn. There are no classes, college courses, or how to books on this one. We must all invent our own method. Or, we can just let it happen if it does.</description>
            <link>https://www.retirementtalk.org/rt823.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt823.mp3" length="4211034" type="audio/mpeg"/>
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            <pubDate>Sun, 19 Mar 2023 07:39:05 -0700</pubDate>
            <itunes:subtitle>Relating to Grandchildren</itunes:subtitle>
            <itunes:summary>Communicating across generations is something of a challenge that we retired people have to learn. There are no classes, college courses, or how to books on this one. We must all invent our own method. Or, we can just let it happen if it does.</itunes:summary>
            <itunes:duration>7:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>822 Habits</title>
            <description>“We don’t have good habits because we are good,” Aristotle said. “We are good because we have good habits.” That line sticks in my mind from somewhere in the past.</description>
            <link>https://www.retirementtalk.org/rt822.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
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            <pubDate>Sun, 12 Mar 2023 07:54:31 -0700</pubDate>
            <itunes:subtitle>Habits</itunes:subtitle>
            <itunes:summary>“We don’t have good habits because we are good,” Aristotle said. “We are good because we have good habits.” That line sticks in my mind from somewhere in the past.</itunes:summary>
            <itunes:duration>8:14</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>821Getting Around</title>
            <description>When it comes to retirement and getting around, the best answer seems to be choosing where you live carefully. If you can walk and find everything you might need or want the problem of getting around can disappear – along with your car.</description>
            <link>https://www.retirementtalk.org/rt821.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
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            <pubDate>Sun, 5 Mar 2023 07:29:13 -0800</pubDate>
            <itunes:subtitle>Getting Around</itunes:subtitle>
            <itunes:summary>When it comes to retirement and getting around, the best answer seems to be choosing where you live carefully. If you can walk and find everything you might need or want the problem of getting around can disappear – along with your car.</itunes:summary>
            <itunes:duration>8:21</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>820 Retired and No Time To Shave</title>
            <description>How long does it take to shave? Five minutes – maybe ten. Not longer. This morning while walking to a health club my wife noted that I had not shaved for a few days. “I haven’t had time to shave,&quot; I responded.</description>
            <link>https://www.retirementtalk.org/rt820.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt820.mp3" length="7004844" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Feb 2023 07:27:56 -0800</pubDate>
            <itunes:subtitle>Retired and No Time to Shave</itunes:subtitle>
            <itunes:summary>How long does it take to shave? Five minutes – maybe ten. Not longer. This morning while walking to a health club my wife noted that I had not shaved for a few days. “I haven’t had time to shave,&quot; I responded.</itunes:summary>
            <itunes:duration>8:23</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>819 Gambling</title>
            <description>Here I am, retired, no child in our society. Casinos and gambling are very much part of our culture; yet I find them beyond understanding. For many of the retired gambling is part of their life. Why?</description>
            <link>https://www.retirementtalk.org/rt819.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
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            <pubDate>Sun, 19 Feb 2023 07:27:45 -0800</pubDate>
            <itunes:subtitle>Gambling</itunes:subtitle>
            <itunes:summary>Here I am, retired, no child in our society. Casinos and gambling are very much part of our culture; yet I find them beyond understanding. For many of the retired gambling is part of their life. Why?</itunes:summary>
            <itunes:duration>9:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>818 Gun Control?</title>
            <description>All the murders, yet no one advocates for gun control in this country, at least not gun control as I came to understand it on that African plain many years ago. Here is my story of what constitutes real gun control.</description>
            <link>https://www.retirementtalk.org/rt818.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt818.mp3" length="10105965" type="audio/mpeg"/>
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            <pubDate>Sun, 12 Feb 2023 07:29:11 -0800</pubDate>
            <itunes:subtitle>Gun Control?</itunes:subtitle>
            <itunes:summary>All the murders, yet no one advocates for gun control in this country, at least not gun control as I came to understand it on that African plain many years ago. Here is my story of what constitutes real gun control.</itunes:summary>
            <itunes:duration>12:31</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>817 Dogs</title>
            <description>There is something about unconditional love. It isn&apos;t easy to find. But that is what a dog gives to a person. It can be a great boon to retirement.</description>
            <link>https://www.retirementtalk.org/rt817.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt817.mp3" length="4012762" type="audio/mpeg"/>
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            <pubDate>Sun, 5 Feb 2023 07:21:36 -0800</pubDate>
            <itunes:subtitle>Dogs</itunes:subtitle>
            <itunes:summary>There is something about unconditional love. It isn&apos;t easy to find. But that is what a dog gives to a person. It can be a great boon to retirement.</itunes:summary>
            <itunes:duration>7:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>816 Is the World Better Off</title>
            <description>Eternal quote: The older generation really messed up this world. When we get older, when we get some younger people elected to office, we will straighten things out. We will leave this a much better world than we found.</description>
            <link>https://www.retirementtalk.org/rt816.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt816.mp3" length="6735458" type="audio/mpeg"/>
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            <pubDate>Sun, 29 Jan 2023 07:52:05 -0800</pubDate>
            <itunes:subtitle>Is the World Better Off</itunes:subtitle>
            <itunes:summary>Eternal quote: The older generation really messed up this world. When we get older, when we get some younger people elected to office, we will straighten things out. We will leave this a much better world than we found.</itunes:summary>
            <itunes:duration>8:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>815 Taking a Break</title>
            <description>I especially want to encourage anyone fairly new to this podcast to go back through the archives to the very earliest episodes to find thoughts on considering retirement that were in my mind shortly after I retired. Enjoy.</description>
            <link>https://www.retirementtalk.org/rt815.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt815.mp3" length="1101683" type="audio/mpeg"/>
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            <pubDate>Tue, 10 Jan 2023 17:20:25 -0800</pubDate>
            <itunes:subtitle>Taking A Break</itunes:subtitle>
            <itunes:summary>I especially want to encourage anyone fairly new to this podcast to go back through the archives to the very earliest episodes to find thoughts on considering retirement that were in my mind shortly after I retired. Enjoy.</itunes:summary>
            <itunes:duration>1:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>814 Being Alone</title>
            <description>According to a recently published book on retirement loneliness is a major problem. When our work life ends many of us have a hard time adjusting to a role where we are not required to socialize with others. We retreat.</description>
            <link>https://www.retirementtalk.org/rt814.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt814.mp3" length="7427045" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Jan 2023 08:15:06 -0800</pubDate>
            <itunes:subtitle>Being Alone</itunes:subtitle>
            <itunes:summary>According to a recently published book on retirement loneliness is a major problem. When our work life ends many of us have a hard time adjusting to a role where we are not required to socialize with others. We retreat.</itunes:summary>
            <itunes:duration>8:18</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>813 Death, Escape, Retirement</title>
            <description>We are always on the road to dying. It can come quickly and quite unexpectedly. We may have escaped death once, twice, or perhaps several times. If we are lucky Retirement becomes a possibility.</description>
            <link>https://www.retirementtalk.org/rt813.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt813.mp3" length="7268842" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Jan 2023 08:38:52 -0800</pubDate>
            <itunes:subtitle>Death, Escape, Retirement</itunes:subtitle>
            <itunes:summary>We are always on the road to dying. It can come quickly and quite unexpectedly. We may have escaped death once, twice, or perhaps several times. If we are lucky Retirement becomes a possibility.</itunes:summary>
            <itunes:duration>9:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>812 Retirement &amp; Freedom</title>
            <description>We retired people really want the same thing we have always wanted. We want to affirm ourselves in our daily lives. We want to have a way of self-actualization. We want to matter. We want to be able to choose.</description>
            <link>https://www.retirementtalk.org/rt812.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt812.mp3" length="7003666" type="audio/mpeg"/>
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            <pubDate>Sun, 25 Dec 2022 10:17:10 -0800</pubDate>
            <itunes:subtitle>Retirement &amp; Freedom</itunes:subtitle>
            <itunes:summary>We retired people really want the same thing we have always wanted. We want to affirm ourselves in our daily lives. We want to have a way of self-actualization. We want to matter. We want to be able to choose.</itunes:summary>
            <itunes:duration>8:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>811 Technology &amp; Retirement</title>
            <description>This age of technology - it isn’t easy for some of us –. It requires that we learn something new constantly. That is, if we wish to keep up with the world around us.</description>
            <link>https://www.retirementtalk.org/rt811.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt811.mp3" length="5909334" type="audio/mpeg"/>
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            <pubDate>Sun, 18 Dec 2022 08:43:27 -0800</pubDate>
            <itunes:subtitle>Technology &amp; Retirement</itunes:subtitle>
            <itunes:summary>This age of technology - it isn’t easy for some of us –. It requires that we learn something new constantly. That is, if we wish to keep up with the world around us.</itunes:summary>
            <itunes:duration>8:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>810 Love Trips</title>
            <description>Love trips. Yes, that’s right. Love trips. It refers to those trips like we retired folks take to see either our children, grandchildren, or our parents – people we love. If those trips involve airplanes it looks like they may soon end. Or at least they should.</description>
            <link>https://www.retirementtalk.org/rt810.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt810.mp3" length="6562710" type="audio/mpeg"/>
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            <pubDate>Sun, 11 Dec 2022 08:03:18 -0800</pubDate>
            <itunes:subtitle>Love Trips</itunes:subtitle>
            <itunes:summary>Love trips. Yes, that’s right. Love trips. It refers to those trips like we retired folks take to see either our children, grandchildren, or our parents – people we love. If those trips involve airplanes it looks like they may soon end. Or at least they should.</itunes:summary>
            <itunes:duration>8:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>How long does it take to shave? Five minutes – maybe ten. Not longer. This morning while walking to a health club my wife noted that I had not shaved for a few days. “I haven’t had time to shave,&quot; I responded.</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>809 No Worries</title>
            <description>Maybe we just need to establish a few hours each day for no worries; sort of a no worry zone. Or perhaps it would be better yet to just establish an hour a day to worry and then have the rest of the day to enjoy life.</description>
            <link>https://www.retirementtalk.org/rt809(1).mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt809(1).mp3" length="6742884" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Dec 2022 08:06:25 -0800</pubDate>
            <itunes:subtitle>No Worries</itunes:subtitle>
            <itunes:summary>Maybe we just need to establish a few hours each day for no worries; sort of a no worry zone. Or perhaps it would be better yet to just establish an hour a day to worry and then have the rest of the day to enjoy life.</itunes:summary>
            <itunes:duration>8:49</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>808 Getting Involved: Politics</title>
            <description>“A sandwich board? You spent the weekend as a sandwich board?” My friend proclaimed his support for “Pro Choice” as a sandwich board.  Roy earned a BA from Harvard and a PHD from the University of Chicago. Now he’s a sandwich board.</description>
            <link>https://www.retirementtalk.org/rt808.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt808.mp3" length="5007504" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Nov 2022 07:52:38 -0800</pubDate>
            <itunes:subtitle>Getting Involved: Politics</itunes:subtitle>
            <itunes:summary>“A sandwich board? You spent the weekend as a sandwich board?” My friend proclaimed his support for “Pro Choice” as a sandwich board.  Roy earned a BA from Harvard and a PHD from the University of Chicago. Now he’s a sandwich board.</itunes:summary>
            <itunes:duration>6:47</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>807 My Funeral</title>
            <description>Where do you start when planning your own funeral? Why should you start? Funerals are for the living and perhaps the entire process should be left to them. But it does seem like some of the deceased wishes might be included.</description>
            <link>https://www.retirementtalk.org/rt807.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt807.mp3" length="6325418" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Nov 2022 08:11:38 -0800</pubDate>
            <itunes:subtitle>My Funeral</itunes:subtitle>
            <itunes:summary>Where do you start when planning your own funeral? Why should you start? Funerals are for the living and perhaps the entire process should be left to them. But it does seem like some of the deceased wishes might be included.</itunes:summary>
            <itunes:duration>7:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>806 Retirement &amp; Priorities</title>
            <description>The importance of priorities hasn&apos;t changed much from when we were young children chasing after kitchen cupboards and electrical outlets. We just change direction a bit. It is the direction that must be kept in mind. We need to know what we really value.</description>
            <link>https://www.retirementtalk.org/rt806.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt806.mp3" length="5047544" type="audio/mpeg"/>
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            <pubDate>Sun, 13 Nov 2022 07:53:12 -0800</pubDate>
            <itunes:subtitle>Retirement &amp; Priorities</itunes:subtitle>
            <itunes:summary>The importance of priorities hasn&apos;t changed much from when we were young children chasing after kitchen cupboards and electrical outlets. We just change direction a bit. It is the direction that must be kept in mind. We need to know what we really value.</itunes:summary>
            <itunes:duration>7:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>805 Alarm Clocks and News</title>
            <description>So here is my rant about alarms, alarm clocks, and the news. I don’t mean to pontificate – I just wanted to rant and think about these things.</description>
            <link>https://www.retirementtalk.org/rt805.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
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            <pubDate>Sun, 6 Nov 2022 07:50:13 -0800</pubDate>
            <itunes:subtitle>Alarm Clocks and News</itunes:subtitle>
            <itunes:summary>So here is my rant about alarms, alarm clocks, and the news. I don’t mean to pontificate – I just wanted to rant and think about these things.</itunes:summary>
            <itunes:duration>7:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>804 Weather &amp; News</title>
            <description>As a retired person I might fill much of my time with weather and news. But, I can’t imagine anything less enjoyable. I’ve always wanted to enjoy life as much as possible.</description>
            <link>https://www.retirementtalk.org/rt804.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt804.mp3" length="6577961" type="audio/mpeg"/>
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            <pubDate>Sun, 30 Oct 2022 07:55:14 -0700</pubDate>
            <itunes:subtitle>Weather &amp; News</itunes:subtitle>
            <itunes:summary>As a retired person I might fill much of my time with weather and news. But, I can’t imagine anything less enjoyable. I’ve always wanted to enjoy life as much as possible.</itunes:summary>
            <itunes:duration>7:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>803 Family &amp; Relocating</title>
            <description>As we grow older all family ties seem to be ever more valuable. The desire for family ties grows stronger each day. There is something about blood. We want a chance to sit down with our own son and daughter, and share in their lives and the lives of the grandchildren.</description>
            <link>https://www.retirementtalk.org/rt803.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt803.mp3" length="5730273" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Oct 2022 08:18:32 -0700</pubDate>
            <itunes:subtitle>Family &amp; Relocating</itunes:subtitle>
            <itunes:summary>As we grow older all family ties seem to be ever more valuable. The desire for family ties grows stronger each day. There is something about blood. We want a chance to sit down with our own son and daughter, and share in their lives and the lives of the grandchildren.</itunes:summary>
            <itunes:duration>6:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>802 Home Exchange</title>
            <description>We heard about this place on the Internet where one could participate in a home exchange network.  You agree to trade the use of your residence for that of someone else’s. The trade is cash free. No charge to members.</description>
            <link>https://www.retirementtalk.org/rt802.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt802.mp3" length="6760670" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Oct 2022 07:06:30 -0700</pubDate>
            <itunes:subtitle>Home Exchange</itunes:subtitle>
            <itunes:summary>We heard about this place on the Internet where one could participate in a home exchange network.  You agree to trade the use of your residence for that of someone else’s. The trade is cash free. No charge to members.</itunes:summary>
            <itunes:duration>9:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>801 Health, Tai Chi, and the Lost Wallet</title>
            <description>Several years have passed and regrets of losing my wallet are gone. But the memory of an elderly woman in black moving every so slowly along the water&apos;s edge remains as if etched in stone.</description>
            <link>https://www.retirementtalk.org/rt801.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt801.mp3" length="6536791" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Oct 2022 08:15:49 -0700</pubDate>
            <itunes:subtitle>Health, Tai Chi and the Lost Wallet</itunes:subtitle>
            <itunes:summary>Several years have passed and regrets of losing my wallet are gone. But the memory of an elderly woman in black moving every so slowly along the water&apos;s edge remains as if etched in stone.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>800 The Past</title>
            <description>I pleaded the case for history. I argued that only by studying the successes and failures of the past can we hope to rise above the past and avoid the pitfalls that have entrapped our ancestors. I used the old map analogy.</description>
            <link>https://www.retirementtalk.org/rt800.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt800.mp3" length="8286399" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Oct 2022 07:46:45 -0700</pubDate>
            <itunes:subtitle>The Past</itunes:subtitle>
            <itunes:summary>I pleaded the case for history. I argued that only by studying the successes and failures of the past can we hope to rise above the past and avoid the pitfalls that have entrapped our ancestors. I used the old map analogy.</itunes:summary>
            <itunes:duration>7:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>799 The Con</title>
            <description>Remember that movie in the 60s:The Flim Flam Man.What I recall is his basic philosophy that you can’t cheat an honest man. He always thought that the way you take advantage of someone is if they think they are getting a good deal. Like they think they are beating system also. That opens them up.</description>
            <link>https://www.retirementtalk.org/rt799.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt799.mp3" length="5933983" type="audio/mpeg"/>
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            <pubDate>Sun, 25 Sep 2022 08:11:45 -0700</pubDate>
            <itunes:subtitle>The Con</itunes:subtitle>
            <itunes:summary>Remember that movie in the 60s: The Flim Flam Man.What I recall is his basic philosophy that you can’t cheat an honest man. He always thought that the way you take advantage of someone is if they think they are getting a good deal”. Like they think they are beating system also. That opens them up.</itunes:summary>
            <itunes:duration>8:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>798 Aging Advantages</title>
            <description>There seem to be so many advantages of aging that I don’t know where to start. But one that jumped out to me as most important was the ability to be a better judge of character.</description>
            <link>https://www.retirementtalk.org/rt798.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt798.mp3" length="6072353" type="audio/mpeg"/>
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            <pubDate>Sun, 18 Sep 2022 07:58:54 -0700</pubDate>
            <itunes:subtitle>Aging Advantages</itunes:subtitle>
            <itunes:summary>There seem to be so many advantages of aging that I don’t know where to start. But one that jumped out to me as most important was the ability to be a better judge of character.</itunes:summary>
            <itunes:duration>7:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>797 Time Reminders</title>
            <description>&quot;It is pancreatic cancer&quot; a doctor recently told a fellow watercolorist who is an email friend of my wife. &quot;One year&quot; followed the announcement of pancreatic cancer: one year. How would it feel to get that kind of prognosis? It can happen. It can happen tomorrow.</description>
            <link>https://www.retirementtalk.org/rt797.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt803.mp3" length="4824484" type="audio/mpeg"/>
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            <pubDate>Sun, 11 Sep 2022 08:09:54 -0700</pubDate>
            <itunes:subtitle>Time Reminders</itunes:subtitle>
            <itunes:summary>&quot;It is pancreatic cancer&quot; a doctor recently told a fellow watercolorist who is an email friend of my wife. &quot;One year&quot; followed the announcement of pancreatic cancer: one year. How would it feel to get that kind of prognosis? It can happen. It can happen tomorrow.</itunes:summary>
            <itunes:duration>6:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>796 Road Trip Reflections</title>
            <description>According to the cult of happiness the last phase to be practiced is reflection. We look back and consider what we have done or what has happened and hopefully enjoy the memories. We just completed a road trip and we have reached the stage of reflection.</description>
            <link>https://www.retirementtalk.org/rt796.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt796.mp3" length="5903810" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Sep 2022 09:30:55 -0700</pubDate>
            <itunes:subtitle>Road Trip Reflections</itunes:subtitle>
            <itunes:summary>According to the cult of happiness the last phase to be practiced is reflection. We look back and consider what we have done or what has happened and hopefully enjoy the memories. We just completed a road trip and we have reached the stage of reflection.</itunes:summary>
            <itunes:duration>7:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>795 On the Road</title>
            <description>We decided to get an early start so that we might take advantage of the daylight hours. We do not like nor plan to be driving after dark. We want to see where we are going. We aimed for 8 am and were on the road by 8:15. The first problem occurred 5 minutes from home when I discovered I had forgotten my phone.</description>
            <link>https://www.retirementtalk.org/rt795.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt795.mp3" length="7831317" type="audio/mpeg"/>
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            <pubDate>Sun, 28 Aug 2022 08:19:28 -0700</pubDate>
            <itunes:subtitle>On the Road</itunes:subtitle>
            <itunes:summary>We decided to get an early start so that we might take advantage of the daylight hours. We do not like nor plan to be driving after dark. We want to see where we are going. We aimed for 8 am and were on the road by 8:15. The first problem occurred 5 minutes from home when I discovered I had forgotten my phone.</itunes:summary>
            <itunes:duration>8:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>794 Road Trip Ideas</title>
            <description>I am not trying to talk you into one way of road tripping or another.  I just want to stimulate thinking about various ways to go.</description>
            <link>https://www.retirementtalk.org/rt794.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt794.mp3" length="7143801" type="audio/mpeg"/>
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            <pubDate>Sun, 21 Aug 2022 08:07:00 -0700</pubDate>
            <itunes:subtitle>Road Trip Ideas</itunes:subtitle>
            <itunes:summary>I am not trying to talk you into one way of road tripping or another.  I just want to stimulate thinking about various ways to go.</itunes:summary>
            <itunes:duration>7:47</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>793 Road Trip</title>
            <description>When we drive out we always feel like we have seen Wallace, Idaho; Tonopah, Nevada; Arcadia, California; or wherever we might be. After all, that is why we are traveling.</description>
            <link>https://www.retirementtalk.org/rt793.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt793.mp3" length="7688004" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Aug 2022 07:51:45 -0700</pubDate>
            <itunes:subtitle>Road Trip</itunes:subtitle>
            <itunes:summary>When we drive out we always feel like we have seen Wallace, Idaho; Tonopah, Nevada; Arcadia, California; or wherever we might be. After all, that is why we are traveling.</itunes:summary>
            <itunes:duration>8:14</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>792 Looking Forward</title>
            <description>We always need to have something out in front of us to pursue. I don&apos;t want to argue with that but I do want to pause for a few minutes and think about it. That is what this podcast is all about: pausing to consider what it is we are doing with our life.</description>
            <link>https://www.retirementtalk.org/rt792.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt792.mp3" length="5771682" type="audio/mpeg"/>
            <guid isPermaLink="false">7CBFB961-A530-41DC-907B-76F93B40B85B</guid>
            <pubDate>Sun, 7 Aug 2022 08:01:24 -0700</pubDate>
            <itunes:subtitle>Looking Forward</itunes:subtitle>
            <itunes:summary>We always need to have something out in front of us to pursue. I don&apos;t want to argue with that but I do want to pause for a few minutes and think about it. That is what this podcast is all about: pausing to consider what it is we are doing with our life.</itunes:summary>
            <itunes:duration>7:03</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>791 Retirement Without Guilt</title>
            <description>What would we do if we retired? Everyone told us we were too young to retire. We had to work – it was a given. But after doing the math we found we did not need to work at a job. Feeling guilty about retiring never entered the picture.</description>
            <link>https://www.retirementtalk.org/rt791.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt791.mp3" length="5895696" type="audio/mpeg"/>
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            <pubDate>Sun, 31 Jul 2022 08:03:16 -0700</pubDate>
            <itunes:subtitle>Retirement Without Guilt</itunes:subtitle>
            <itunes:summary>What would we do if we retired? Everyone told us we were too young to retire. We had to work – it was a given. But after doing the math we found we did not need to work at a job. Feeling guilty about retiring never entered the picture.</itunes:summary>
            <itunes:duration>7:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>790 Second Opinion</title>
            <description>Health decisions seem to mount as we move towards and into retirement. What to do? Where do we turn for advice? Most of the time, we can readily agree with our doctor. Other times, it just doesn’t feel right. We want a second opinion.</description>
            <link>https://www.retirementtalk.org/rt790.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt790.mp3" length="7756325" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Jul 2022 07:45:31 -0700</pubDate>
            <itunes:subtitle>Second Opinion</itunes:subtitle>
            <itunes:summary>Health decisions seem to mount as we move towards and into retirement. What to do? Where do we turn for advice? Most of the time, we can readily agree with our doctor. Other times, it just doesn’t feel right. We want a second opinion.</itunes:summary>
            <itunes:duration>8:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>789 What Do You Do</title>
            <description>I know some people who say they don’t know what they would do if they were retired. My experience tells me that you will, or can be, very busy. Busy, but busy doing exactly what you want to.</description>
            <link>https://www.retirementtalk.org/rt789.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt789.mp3" length="6683377" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Jul 2022 08:27:34 -0700</pubDate>
            <itunes:subtitle>What Do You Do</itunes:subtitle>
            <itunes:summary>I know some people who say they don’t know what they would do if they were retired. My experience tells me that you will, or can be, very busy. Busy, but busy doing exactly what you want to.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>788 Retiring at the Same Time</title>
            <description>I remember deciding to retire and told my wife that I would always drop her a card from exotic destinations all over the world. She didn’t see the humor. She knew that there might be a chance that I would do that very thing. The day I retired - she retired.</description>
            <link>https://www.retirementtalk.org/rt788.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt788.mp3" length="5192857" type="audio/mpeg"/>
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            <pubDate>Sun, 10 Jul 2022 07:53:28 -0700</pubDate>
            <itunes:subtitle>Retiring at the Same Time-</itunes:subtitle>
            <itunes:summary>I remember deciding to retire and told my wife that I would always drop her a card from exotic destinations all over the world. She didn’t see the humor. She knew that there might be a chance that I would do that very thing. The day I retired - she retired.</itunes:summary>
            <itunes:duration>6:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>787 Relocating Alternative</title>
            <description>My wife and I found that there is another choice; other than moving or staying. You can stay and move at the same time. No, it doesn’t seem to logically follow, but it is true. Here is what we did.</description>
            <link>https://www.retirementtalk.org/rt787.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
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            <pubDate>Sun, 3 Jul 2022 07:58:03 -0700</pubDate>
            <itunes:subtitle>Relocating Alternative</itunes:subtitle>
            <itunes:summary>My wife and I found that there is another choice; other than moving or staying. You can stay and move at the same time. No, it doesn’t seem to logically follow, but it is true. Here is what we did.</itunes:summary>
            <itunes:duration>8:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>786 Relocating</title>
            <description>One of the early decisions one can make when retiring is where to live. You are no longer bound by your job to live in one particular place. For the first time in your life you can really choose where to live.</description>
            <link>https://www.retirementtalk.org/rt786.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
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            <pubDate>Sun, 26 Jun 2022 07:51:25 -0700</pubDate>
            <itunes:subtitle>Relocating</itunes:subtitle>
            <itunes:summary>One of the early decisions one can make when retiring is where to live. You are no longer bound by your job to live in one particular place. For the first time in your life you can really choose where to live.</itunes:summary>
            <itunes:duration>8:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>785 What Now (2)</title>
            <description>On the last podcast I set out Spinoza&apos;s thoughts concerning happiness as a possible rule to follow. Recall that Spinoza advised us to realize that happiness lies in the movement from a state of lesser perfection to yet that of a greater one.</description>
            <link>https://www.retirementtalk.org/rt785.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
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            <pubDate>Sun, 19 Jun 2022 07:21:57 -0700</pubDate>
            <itunes:subtitle>What Now (2)</itunes:subtitle>
            <itunes:summary>On the last podcast I set out Spinoza&apos;s thoughts concerning happiness as a possible rule to follow. Recall that Spinoza advised us to realize that happiness lies in the movement from a state of lesser perfection to yet that of a greater one.</itunes:summary>
            <itunes:duration>8:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>784 What Now?</title>
            <description>This is a revisited performance of the second episode ever aired on this podcast entitled &quot;What Now&quot;. I have made some changes that might better clarify and illustrate the topic. &quot;What Now&quot; of course relates to retiring and what comes after that. Some of us have big dreams.</description>
            <link>https://www.retirementtalk.org/rt784.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt784.mp3" length="6208122" type="audio/mpeg"/>
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            <pubDate>Tue, 14 Jun 2022 19:30:38 -0700</pubDate>
            <itunes:subtitle>What Now</itunes:subtitle>
            <itunes:summary>This is a revisited performance of the second episode ever aired on this podcast entitled &quot;What Now&quot;. I have made some changes that might better clarify and illustrate the topic. &quot;What Now&quot; of course relates to retiring and what comes after that. Some of us have big dreams.</itunes:summary>
            <itunes:duration>7:19</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>783 Home Free</title>
            <description>This past week I came across an article about two folks - age 71 and 68 - who sold their house, sold their worldly possessions and bought a ticket to ride. They have decided to live house free during their retirement years.</description>
            <link>https://www.retirementtalk.org/rt783.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt783.mp3" length="5419332" type="audio/mpeg"/>
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            <pubDate>Tue, 14 Jun 2022 19:25:21 -0700</pubDate>
            <itunes:subtitle>Home Free</itunes:subtitle>
            <itunes:summary>This past week I came across an article about two folks - age 71 and 68 - who sold their house, sold their worldly possessions and bought a ticket to ride. They have decided to live house free during their retirement years.</itunes:summary>
            <itunes:duration>7:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>782 When Should I Retire</title>
            <description>When should I retire is a question we all consider if we are lucky. I wrote about this topic in the very first podcast of Retirement Talk. It seemed fitting. That was 15 years ago. I&apos;m wondering If my thinking may have changed. I hope I&apos;ve learned something during this period.</description>
            <link>https://www.retirementtalk.org/rt782.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt782.mp3" length="6076031" type="audio/mpeg"/>
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            <pubDate>Sun, 29 May 2022 07:39:15 -0700</pubDate>
            <itunes:subtitle>When Should I Retire</itunes:subtitle>
            <itunes:summary>When should I retire is a question we all consider if we are lucky. I wrote about this topic in the very first podcast of Retirement Talk. It seemed fitting. That was 15 years ago. I&apos;m wondering If my thinking may have changed. I hope I&apos;ve learned something during this period.</itunes:summary>
            <itunes:duration>8:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>781 Enjoying Food</title>
            <description>Of course we do eat to live but many of us find that living to eat certainly has attraction. We do this for no other reason than enjoyment. It is hard to find fault. We just have to remember to control the quantity.</description>
            <link>https://www.retirementtalk.org/rt781.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt781.mp3" length="5524560" type="audio/mpeg"/>
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            <pubDate>Sun, 22 May 2022 08:03:25 -0700</pubDate>
            <itunes:subtitle>Enjoying Food</itunes:subtitle>
            <itunes:summary>Of course we do eat to live but many of us find that living to eat certainly has attraction. We do this for no other reason than enjoyment. It is hard to find fault. We just have to remember to control the quantity.</itunes:summary>
            <itunes:duration>8:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>780 Assist or Enable</title>
            <description>We grandparents, we elders, pass on the responsibility of learning to another generation and hope for the best. We hope we have done our job in an effective fashion. One last challenge lies ahead. We have to let go.</description>
            <link>https://www.retirementtalk.org/rt780.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt780.mp3" length="5705275" type="audio/mpeg"/>
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            <pubDate>Sun, 15 May 2022 08:29:54 -0700</pubDate>
            <itunes:subtitle>Assist or Enable</itunes:subtitle>
            <itunes:summary>We grandparents, we elders, pass on the responsibility of learning to another generation and hope for the best. We hope we have done our job in an effective fashion. One last challenge lies ahead. We have to let go.</itunes:summary>
            <itunes:duration>7:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>779 Electric Cigarette</title>
            <description>When I stepped into the world of retirement I never thought I was leaving the real world. Now it seems like I see something, read something or hear of something of which I know nothing every day. I’m completely in the dark today about crypto-currancy. Also tick-tock, Instagram, snap-chat and all sorts of other stuff.</description>
            <link>https://www.retirementtalk.org/rt779.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt779.mp3" length="5628853" type="audio/mpeg"/>
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            <pubDate>Sun, 8 May 2022 08:22:48 -0700</pubDate>
            <itunes:subtitle>Electric Cigarette</itunes:subtitle>
            <itunes:summary>When I stepped into the world of retirement I never thought I was leaving the real world. Now it seems like I see something, read something or hear of something of which I know nothing every day. I’m completely in the dark today about crypto-currancy. Also tick-tock, Instagram, snap-chat and all sorts of other stuff.</itunes:summary>
            <itunes:duration>7:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>778 The Pause</title>
            <description>Sometimes we just get too busy doing things that we forget to think. Not that I am against doing things. I like to be busy. But not busy all the time and not busy without giving much thought as to why I am doing whatever I am doing.</description>
            <link>https://www.retirementtalk.org/rt778.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt778.mp3" length="5938190" type="audio/mpeg"/>
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            <pubDate>Sun, 1 May 2022 08:27:31 -0700</pubDate>
            <itunes:subtitle>The Pause</itunes:subtitle>
            <itunes:summary>Sometimes we just get too busy doing things that we forget to think. Not that I am against doing things. I like to be busy. But not busy all the time and not busy without giving much thought as to why I am doing whatever I am doing.</itunes:summary>
            <itunes:duration>8:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>777 Stepping Off As Others Step On</title>
            <description>There is something about ritual ceremonies that glue us all together. I had thought it was just a couple of hours to sit through and then present them with a gift and that would be it. But that wasn&apos;t the case.</description>
            <link>https://www.retirementtalk.org/rt777.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt777.mp3" length="5081545" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Apr 2022 08:25:21 -0700</pubDate>
            <itunes:subtitle>Stepping Off As Others Step On</itunes:subtitle>
            <itunes:summary>There is something about ritual ceremonies that glue us all together. I had thought it was just a couple of hours to sit through and then present them with a gift and that would be it. But that wasn&apos;t the case.</itunes:summary>
            <itunes:duration>7:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>776 Irresponsibility</title>
            <description>For some reason the whole idea of becoming irresponsible is so very attractive to me. Now I just have to think of something that might fill the bill.</description>
            <link>https://www.retirementtalk.org/rt776.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt776.mp3" length="5623509" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Apr 2022 08:05:22 -0700</pubDate>
            <itunes:subtitle>Irresponsibility</itunes:subtitle>
            <itunes:summary>For some reason the whole idea of becoming irresponsible is so very attractive to me. Now I just have to think of something that might fill the bill.</itunes:summary>
            <itunes:duration>7:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>775 Focus</title>
            <description>How many times a day does one have to be informed of the stock market report or the weather forecast? Seems like once a day might be plenty. It is hard to stay focused on enjoying the birds in the sky or the smell of the flowers when one&apos;s attention is constantly being jerked about.</description>
            <link>https://www.retirementtalk.org/rt775.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt775.mp3" length="4972270" type="audio/mpeg"/>
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            <pubDate>Sun, 10 Apr 2022 08:13:45 -0700</pubDate>
            <itunes:subtitle>Focus</itunes:subtitle>
            <itunes:summary>How many times a day does one have to be informed of the stock market report or the weather forecast? Seems like once a day might be plenty. It is hard to stay focused on enjoying the birds in the sky or the smell of the flowers when one&apos;s attention is constantly being jerked about.</itunes:summary>
            <itunes:duration>6:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>774 Energy?</title>
            <description>Energy is a precious commodity. We want to put one step in front of the other. The tank will eventually run dry but if there is a way to get a refill or plug any leaks we want to take advantage.</description>
            <link>https://www.retirementtalk.org/rt774.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt774.mp3" length="5127292" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Apr 2022 07:41:01 -0700</pubDate>
            <itunes:subtitle>Energy?</itunes:subtitle>
            <itunes:summary>Energy is a precious commodity. We want to put one step in front of the other. The tank will eventually run dry but if there is a way to get a refill or plug any leaks we want to take advantage.</itunes:summary>
            <itunes:duration>6:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>773 Connections</title>
            <description>Life continues to offer us new experiences. They come if we are willing to take a bit of a risk and accept them. It is much safer to just keep life on an even keel. New ventures require new efforts and thoughts. Reconnecting to old friends may be very well worth the effort.</description>
            <link>https://www.retirementtalk.org/rt773.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt773.mp3" length="6812992" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Mar 2022 07:48:56 -0700</pubDate>
            <itunes:subtitle>Connections</itunes:subtitle>
            <itunes:summary>Life continues to offer us new experiences. They come if we are willing to take a bit of a risk and accept them. It is much safer to just keep life on an even keel. New ventures require new efforts and thoughts. Reconnecting to old friends may be very well worth the effort.</itunes:summary>
            <itunes:duration>7:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>772 Get Up and Get</title>
            <description>I love our days in the city. You don&apos;t have to go far to feel like an explorer. There is more novelty and more surprises waiting just around the corner. It is this daily discovery that keeps me smiling.</description>
            <link>https://www.retirementtalk.org/rt772.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt772.mp3" length="6499077" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Mar 2022 07:28:39 -0700</pubDate>
            <itunes:subtitle>Get Up and Get Out</itunes:subtitle>
            <itunes:summary>I love our days in the city. You don&apos;t have to go far to feel like an explorer. There is more novelty and more surprises waiting just around the corner. It is this daily discovery that keeps me smiling.</itunes:summary>
            <itunes:duration>8:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>771 What Money Can&apos;t Buy</title>
            <description>It has been the basic premise of these podcasts that there is more to life than money. Thinking carefully about what we are doing with our limited time seems much more important.</description>
            <link>https://www.retirementtalk.org/rt771.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt771.mp3" length="6264771" type="audio/mpeg"/>
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            <pubDate>Sun, 13 Mar 2022 08:01:38 -0700</pubDate>
            <itunes:subtitle>What Money Can&apos;t Buy</itunes:subtitle>
            <itunes:summary>It has been the basic premise of these podcasts that there is more to life than money. Thinking carefully about what we are doing with our limited time seems much more important.</itunes:summary>
            <itunes:duration>8:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>770 Guest Adventure</title>
            <description>Why,you might ask, am I going into such detail for you. It is our response to your recent podcast topic. In January you spoke of &quot;Finding Meaning in Retirement&quot;. Here is the story of one podcast listener.</description>
            <link>https://www.retirementtalk.org/rt770.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt770.mp3" length="5608737" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Mar 2022 07:58:11 -0800</pubDate>
            <itunes:subtitle>Guest Adventure</itunes:subtitle>
            <itunes:summary>Why,you might ask, am I going into such detail for you. It is our response to your recent podcast topic. In January you spoke of &quot;Finding Meaning in Retirement&quot;. Here is the story of one podcast listener.</itunes:summary>
            <itunes:duration>7:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>769 The Family Story</title>
            <description>It is important to share information from one generation to the other. History gives stability and a sense of identity to children. This stability and sense of self control helps establish a positive psychological grounding that enables children to face realities of life.</description>
            <link>https://www.retirementtalk.org/rt769.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt769.mp3" length="8090891" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Feb 2022 07:40:38 -0800</pubDate>
            <itunes:subtitle>The Family Story</itunes:subtitle>
            <itunes:summary>It is important to share information from one generation to the other. History gives stability and a sense of identity to children. This stability and sense of self control helps establish a positive psychological grounding that enables children to face realities of life.</itunes:summary>
            <itunes:duration>10:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>768 Advanced Directives</title>
            <description>Considering the end of one&apos;s life is not a pleasant subject. But considering the little known information that is in direct opposition to reality is even more unpleasant. This is one place where it might pay off to plan ahead and be very proactive.</description>
            <link>https://www.retirementtalk.org/rt768.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt768.mp3" length="5874492" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Feb 2022 08:38:23 -0800</pubDate>
            <itunes:subtitle>Advanced Directive</itunes:subtitle>
            <itunes:summary>Considering the end of one&apos;s life is not a pleasant subject. But considering the little known information that is in direct opposition to reality is even more unpleasant. This is one place where it might pay off to plan ahead and be very proactive.</itunes:summary>
            <itunes:duration>8:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>767 Woulda, Coulda, Shoulda</title>
            <description>I have always believed that I did take the road less traveled by - and that it did make all the difference. But maybe I have been deluding myself. And you?</description>
            <link>https://www.retirementtalk.org/rt767.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt767.mp3" length="4882503" type="audio/mpeg"/>
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            <pubDate>Sun, 13 Feb 2022 07:51:25 -0800</pubDate>
            <itunes:subtitle>Woulda, Coulda, Shoulda</itunes:subtitle>
            <itunes:summary>I have always believed that I did take the road less traveled by - and that it did make all the difference. But maybe I have been deluding myself. And you?</itunes:summary>
            <itunes:duration>6:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>766 Stuck</title>
            <description>We know when we are spinning our wheels. We know when nothing is happening in our lives. We know we need a change. Perhaps the problem isn&apos;t our being stuck, The problem is getting unstuck. Deciding what to do? Which way to turn?</description>
            <link>https://www.retirementtalk.org/rt766.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt766.mp3" length="6126137" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Feb 2022 07:29:39 -0800</pubDate>
            <itunes:subtitle>Stuck</itunes:subtitle>
            <itunes:summary>We know when we are spinning our wheels. We know when nothing is happening in our lives. We know we need a change. Perhaps the problem isn&apos;t our being stuck, The problem is getting unstuck. Deciding what to do? Which way to turn?</itunes:summary>
            <itunes:duration>8:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>765 Family Day</title>
            <description>Canada is on to something with making Family Day a national holiday. It seems so appropriate and filled with meaning. Hopefully it will prompt many phone calls, trips or letters.</description>
            <link>https://www.retirementtalk.org/rt765.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt765.mp3" length="4933730" type="audio/mpeg"/>
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            <pubDate>Sun, 30 Jan 2022 07:26:50 -0800</pubDate>
            <itunes:subtitle>Family Day</itunes:subtitle>
            <itunes:summary>Canada is on to something with making Family Day a national holiday. It seems so appropriate and filled with meaning. Hopefully it will prompt many phone calls, trips or letters.</itunes:summary>
            <itunes:duration>6:23</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>764 Reading in Retirement</title>
            <description>Retirement introduces a special element to our reading life. We can feast over the entire reading realm. There are no limitations; sort of like our earliest experiences. We can read for pleasure alone.</description>
            <link>https://www.retirementtalk.org/rt764.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt764.mp3" length="6419905" type="audio/mpeg"/>
            <guid isPermaLink="false">08FCA398-2258-4CE7-8299-A11306D9918F</guid>
            <pubDate>Sun, 23 Jan 2022 07:55:49 -0800</pubDate>
            <itunes:subtitle>Reading in Retirement</itunes:subtitle>
            <itunes:summary>Retirement introduces a special element to our reading life. We can feast over the entire reading realm. There are no limitations; sort of like our earliest experiences. We can read for pleasure alone.</itunes:summary>
            <itunes:duration>8:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>763 Regrets</title>
            <description>Dealing with regrets is a topic that was suggested to me by a loyal listener. I thought I could deal with it but it is proving more difficult than I could imagine.
I like to look at the present and the future. Dreams seem to be about the only time mistakes of the past surface.</description>
            <link>https://www.retirementtalk.org/rt763.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt763.mp3" length="7143990" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Jan 2022 07:55:47 -0800</pubDate>
            <itunes:subtitle>Regrets</itunes:subtitle>
            <itunes:summary>Dealing with regrets is a topic that was suggested to me by a loyal listener. I thought I could deal with it but it is proving more difficult than I could imagine.
I like to look at the present and the future. Dreams seem to be about the only time mistakes of the past surface.</itunes:summary>
            <itunes:duration>8:21</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>762 Limits</title>
            <description>We got an email from a friend a few years ago when he was celebrating his 88th birthday in Sarasota, Florida. &quot;Going to dinner with my granddaughter and her Dad. Got myself a massage and just got home from my playwriting class. Busy day for an 88 year old.&quot;</description>
            <link>https://www.retirementtalk.org/rt762.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt762.mp3" length="5533664" type="audio/mpeg"/>
            <guid isPermaLink="false">44902DCF-3F37-4B66-9D24-CAA3BCE55CCC</guid>
            <pubDate>Sun, 9 Jan 2022 07:17:25 -0800</pubDate>
            <itunes:subtitle>Limits</itunes:subtitle>
            <itunes:summary>We got an email from a friend a few years ago when he was celebrating his 88th birthday in Sarasota, Florida. &quot;Going to dinner with my granddaughter and her Dad. Got myself a massage and just got home from my playwriting class. Busy day for an 88 year old.&quot;</itunes:summary>
            <itunes:duration>7:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>761 Finding Meaning in Retirement (2)</title>
            <description>We know having meaning in our lives is important but sometimes we have trouble finding it. Many times It may be more of a problem of recognizing it. We may already have found meaning in our life and just not recognize it as such.</description>
            <link>https://www.retirementtalk.org/rt761.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt761.mp3" length="7049189" type="audio/mpeg"/>
            <guid isPermaLink="false">9D6F3884-D478-42F2-BBCF-E4A33F93685C</guid>
            <pubDate>Sun, 2 Jan 2022 07:49:47 -0800</pubDate>
            <itunes:subtitle>Finding Meaning in Retirement (2)</itunes:subtitle>
            <itunes:summary>We know having meaning in our lives is important but sometimes we have trouble finding it. Many times It may be more of a problem of recognizing it. We may already have found meaning in our life and just not recognize it as such.</itunes:summary>
            <itunes:duration>9:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>760 Finding Meaning in Retirement</title>
            <description>Yes, we retire. The parents, teachers, bosses and our own children no longer control us and they no longer give meaning to our lives. We are on our own. Now we must give meaning to our own lives.</description>
            <link>https://www.retirementtalk.org/rt760.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt760.mp3" length="6187636" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Dec 2021 08:08:30 -0800</pubDate>
            <itunes:subtitle>Finding Meaning in Retirement</itunes:subtitle>
            <itunes:summary>Yes, we retire. The parents, teachers, bosses and our own children no longer control us and they no longer give meaning to our lives. We are on our own. Now we must give meaning to our own lives.</itunes:summary>
            <itunes:duration>8:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>759 Watch Your Step</title>
            <description>Kids fall down and skin their knees. Football players fall down and bounce up - usually. My mother fell down at age 89 and never regained her health. Her fall led to surgery and then the nursing home and then the grave. We need to be a bit more careful about falling as we grow older.</description>
            <link>https://www.retirementtalk.org/rt759.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt759.mp3" length="5597425" type="audio/mpeg"/>
            <guid isPermaLink="false">8538E76C-7143-4E94-80B7-19D6F7A9D684</guid>
            <pubDate>Sun, 19 Dec 2021 07:48:13 -0800</pubDate>
            <itunes:subtitle>Watch Your Step</itunes:subtitle>
            <itunes:summary>Kids fall down and skin their knees. Football players fall down and bounce up - usually. My mother fell down at age 89 and never regained her health. Her fall led to surgery and then the nursing home and then the grave. We need to be a bit more careful about falling as we grow older.</itunes:summary>
            <itunes:duration>6:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>758 The Devil is in the Details</title>
            <description>Detail has never been my forte. Not in anything. As a member of the retirement community I find it most challenging and interesting to try to change this age old habit. Old habits become part and parcel of who we are but that doesn&apos;t mean that they have to stay.</description>
            <link>https://www.retirementtalk.org/rt758.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt758.mp3" length="5866704" type="audio/mpeg"/>
            <guid isPermaLink="false">B257D120-3E71-421E-B68B-23F6DAB9AD43</guid>
            <pubDate>Sun, 12 Dec 2021 07:28:06 -0800</pubDate>
            <itunes:subtitle>The Devil is in the Details</itunes:subtitle>
            <itunes:summary>Detail has never been my forte. Not in anything. As a member of the retirement community I find it most challenging and interesting to try to change this age old habit. Old habits become part and parcel of who we are but that doesn&apos;t mean that they have to stay.</itunes:summary>
            <itunes:duration>7:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>757 Miserable with Much</title>
            <description>What brings us happiness is so very relative. If we have just finished eating food we don&apos;t like or aren&apos;t satisfied we can go crazy over something familiar and filling. If our hands are cold a good pair of gloves can seem like a god send. Happiness is all about improving our condition.</description>
            <link>https://www.retirementtalk.org/rt757.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt757.mp3" length="5866704" type="audio/mpeg"/>
            <guid isPermaLink="false">C2184379-B653-424C-97E5-F9A7DE1772D1</guid>
            <pubDate>Sun, 5 Dec 2021 07:56:42 -0800</pubDate>
            <itunes:subtitle>Miserable with Much</itunes:subtitle>
            <itunes:summary>What brings us happiness is so very relative. If we have just finished eating food we don&apos;t like or aren&apos;t satisfied we can go crazy over something familiar and filling. If our hands are cold a good pair of gloves can seem like a god send. Happiness is all about improving our condition.</itunes:summary>
            <itunes:duration>7:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>756 Looking Ahead</title>
            <description>Retirement offers a different challenge for us when looking ahead. We have never been down this road. We have our own little idiosyncrasies that may make our decisions different from anyone else. We need to prepare for an adventure.</description>
            <link>https://www.retirementtalk.org/rt756.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt756.mp3" length="5671054" type="audio/mpeg"/>
            <guid isPermaLink="false">DA4B3606-408E-4026-B977-89E4B6755121</guid>
            <pubDate>Sun, 28 Nov 2021 08:08:12 -0800</pubDate>
            <itunes:subtitle>Looking Ahead</itunes:subtitle>
            <itunes:summary>Retirement offers a different challenge for us when looking ahead. We have never been down this road. We have our own little idiosyncrasies that may make our decisions different from anyone else. We need to prepare for an adventure.</itunes:summary>
            <itunes:duration>7:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>755 Accepting a Loss</title>
            <description>One thing we all learn as we grow up is that sometimes we win and sometimes we lose. It is the nature of a contest. It is the nature of life. It is a hard lesson to accept. Perhaps  some people never learn. Either that or they never grow up.</description>
            <link>https://www.retirementtalk.org/rt743.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt743.mp3" length="4621622" type="audio/mpeg"/>
            <guid isPermaLink="false">A569A861-9CDC-40A6-867A-09C7886311AB</guid>
            <pubDate>Sun, 21 Nov 2021 07:22:51 -0800</pubDate>
            <itunes:subtitle>Accepting a Loss</itunes:subtitle>
            <itunes:summary>One thing we all learn as we grow up is that sometimes we win and sometimes we lose. It is the nature of a contest. It is the nature of life. It is a hard lesson to accept. Perhaps  some people never learn. Either that or they never grow up.</itunes:summary>
            <itunes:duration>5:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>754 Meditation</title>
            <description>A fellow colleague used to get up at 5:30 every morning so that she could meditate before work. She claimed it was better than sleep and that she, &quot;Couldn&apos;t live without it&quot;. That might not be a bad idea.</description>
            <link>https://www.retirementtalk.org/rt754.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt754.mp3" length="5204718" type="audio/mpeg"/>
            <guid isPermaLink="false">EA29A8F9-B8DD-464D-94EC-A71BF0594799</guid>
            <pubDate>Sun, 14 Nov 2021 08:16:52 -0800</pubDate>
            <itunes:subtitle>Meditation</itunes:subtitle>
            <itunes:summary>A fellow colleague used to get up at 5:30 every morning so that she could meditate before work. She claimed it was better than sleep and that she, &quot;Couldn&apos;t live without it&quot;. That might not be a bad idea.</itunes:summary>
            <itunes:duration>7:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>753 Ashes to...</title>
            <description>What we do with ourselves or with our family or friends when death comes is important to some. I don&apos;t think it is important to the ones who die but it is to those that are left behind. We need to be comfortable with the decision.</description>
            <link>https://www.retirementtalk.org/rt753.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt753.mp3" length="5033030" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Nov 2021 07:14:34 -0800</pubDate>
            <itunes:subtitle>Ashes to ...</itunes:subtitle>
            <itunes:summary>What we do with ourselves or with our family or friends when death comes is important to some. I don&apos;t think it is important to the ones who die but it is to those that are left behind. We need to be comfortable with the decision.</itunes:summary>
            <itunes:duration>6:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>752 Memories?</title>
            <description>Do we remember what has happened in our life? Or do we remember just parts of what happened in our life? The parts we like. Or do we remember what we wish had happened?</description>
            <link>https://www.retirementtalk.org/rt752.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt752.mp3" length="5049189" type="audio/mpeg"/>
            <guid isPermaLink="false">19A3D14E-BDE1-4DAD-B10D-7119B1190C73</guid>
            <pubDate>Sun, 31 Oct 2021 07:35:40 -0700</pubDate>
            <itunes:subtitle>Memories?</itunes:subtitle>
            <itunes:summary>Do we remember what has happened in our life? Or do we remember just parts of what happened in our life? The parts we like. Or do we remember what we wish had happened?</itunes:summary>
            <itunes:duration>6:47</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>750 Time to Let Go</title>
            <description>Some of us make aging difficult by refusing to accept it. It is just as silly as when we are on the other end and irritate people by refusing to &quot;grow up&quot;.</description>
            <link>https://www.retirementtalk.org/rt751.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt751.mp3" length="5181855" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Oct 2021 08:11:30 -0700</pubDate>
            <itunes:subtitle>Time to Let Go</itunes:subtitle>
            <itunes:summary>Some of us make aging difficult by refusing to accept it. It is just as silly as when we are on the other end and irritate people by refusing to &quot;grow up&quot;.</itunes:summary>
            <itunes:duration>6:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>750 The We Party</title>
            <description>Sometimes I think we should start a new political party entitled &quot;We&quot;. It would be based on the premise that we should help and care for one another. That we all have rights and responsibilities to everyone else. That would be different.</description>
            <link>https://www.retirementtalk.org/rt750.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
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            <pubDate>Sun, 17 Oct 2021 08:13:50 -0700</pubDate>
            <itunes:subtitle>The We Party</itunes:subtitle>
            <itunes:summary>Sometimes I think we should start a new political party entitled &quot;We&quot;. It would be based on the premise that we should help and care for one another. That we all have rights and responsibilities to everyone else. That would be different.</itunes:summary>
            <itunes:duration>8:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>749 Milestones</title>
            <description>Retirement has to be one of the more significant milestones we can experience in life. They give us a sense of where we are. They give us something to see, something to point towards or something on which to reflect .</description>
            <link>https://www.retirementtalk.org/rt749.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt749.mp3" length="5988146" type="audio/mpeg"/>
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            <pubDate>Sun, 10 Oct 2021 07:45:35 -0700</pubDate>
            <itunes:subtitle>Milestones</itunes:subtitle>
            <itunes:summary>Retirement has to be one of the more significant milestones we can experience in life. They give us a sense of where we are. They give us something to see, something to point towards or something on which to reflect .</itunes:summary>
            <itunes:duration>7:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>748 Grit</title>
            <description>Grit has always been one of my favorite words. It means business; nothing fancy here. But the word has reappeared lately relating to child rearing and  educational philosophy. There is no doubt in my mind that grit is needed in all phases of life including retirement.</description>
            <link>https://www.retirementtalk.org/rt748.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt748.mp3" length="6116280" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Oct 2021 08:07:08 -0700</pubDate>
            <itunes:subtitle>Grit</itunes:subtitle>
            <itunes:summary>Grit has always been one of my favorite words. It means business; nothing fancy here. But the word has reappeared lately relating to child rearing and  educational philosophy. There is no doubt in my mind that grit is needed in all phases of life including retirement.</itunes:summary>
            <itunes:duration>8:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>747 Retirement &amp; Longevity</title>
            <description>Good health will end. Life will end. We need to consider that in our decisions about what we are doing with our life on a daily basis.  A recent statistical study shows I have about five more years of good health ahead of me. What to do?</description>
            <link>https://www.retirementtalk.org/rt747.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt747.mp3" length="5370653" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Sep 2021 08:06:35 -0700</pubDate>
            <itunes:subtitle>Good Health &amp; Longevity</itunes:subtitle>
            <itunes:summary>Good health will end. Life will end. We need to consider that in our decisions about what we are doing with our life on a daily basis.  A recent statistical study shows I have about five more years of good health ahead of me. What to do?</itunes:summary>
            <itunes:duration>7:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>746 Reconnecting</title>
            <description>One of the pleasures of retirement is hearing a voice from the past calling you to re-establish contact. Our work life sometimes reaches out into our retirement life and touches us. It has a way of warming our old heart.</description>
            <link>https://www.retirementtalk.org/rt746.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt746.mp3" length="5229387" type="audio/mpeg"/>
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            <pubDate>Mon, 20 Sep 2021 15:33:36 -0700</pubDate>
            <itunes:subtitle>Reconnecting</itunes:subtitle>
            <itunes:summary>One of the pleasures of retirement is hearing a voice from the past calling you to re-establish contact. Our work life sometimes reaches out into our retirement life and touches us. It has a way of warming our old heart.</itunes:summary>
            <itunes:duration>5:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>745 Recognition</title>
            <description>Popular culture focuses on the youth. Life goes through a continuing process of replicating itself. Of course that is good - in a way. But hard to accept when you are the one being discarded.</description>
            <link>https://www.retirementtalk.org/rt745.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt745.mp3" length="5523597" type="audio/mpeg"/>
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            <pubDate>Sun, 12 Sep 2021 08:12:53 -0700</pubDate>
            <itunes:subtitle>Recognition</itunes:subtitle>
            <itunes:summary>Popular culture focuses on the youth. Life goes through a continuing process of replicating itself. Of course that is good - in a way. But hard to accept when you are the one being discarded.</itunes:summary>
            <itunes:duration>7:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>744 Neighbors</title>
            <description>Neighbors are important and we might all find more comfort in life by engaging those close by rather than spending all of our time reaching across the world via Facebook for friends. We could at least give it a chance.  It isn’t an all or nothing choice. There is no reason we can’t have both.</description>
            <link>https://www.retirementtalk.org/rt744.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt744.mp3" length="6009769" type="audio/mpeg"/>
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            <pubDate>Sun, 5 Sep 2021 08:20:10 -0700</pubDate>
            <itunes:subtitle>Neighbors</itunes:subtitle>
            <itunes:summary>Neighbors are important and we might all find more comfort in life by engaging those close by rather than spending all of our time reaching across the world via Facebook for friends. We could at least give it a chance.  It isn’t an all or nothing choice. There is no reason we can’t have both.</itunes:summary>
            <itunes:duration>7:10</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>743 The Story</title>
            <description>Everyone has stories to tell. Technology makes it possible for all of us to record our stories and share them with grandchildren and others. We love to tell them and we love to hear them.</description>
            <link>https://www.retirementtalk.org/rt743.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt743.mp3" length="5355904" type="audio/mpeg"/>
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            <pubDate>Sun, 29 Aug 2021 08:32:38 -0700</pubDate>
            <itunes:subtitle>The Story</itunes:subtitle>
            <itunes:summary>Everyone has stories to tell. Technology makes it possible for all of us to record our stories and share them with grandchildren and others. We love to tell them and we love to hear them.</itunes:summary>
            <itunes:duration>8:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>742 Why Retire?</title>
            <description>I always just assumed that most people would be just like me and look at retirement as a gateway into freedom. Freedom to make a life, or create a life of your own choosing. Well, I was wrong. And wrong by a long way.</description>
            <link>https://www.retirementtalk.org/rt742.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt742.mp3" length="6379698" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Aug 2021 09:21:05 -0700</pubDate>
            <itunes:subtitle>Why Retire?</itunes:subtitle>
            <itunes:summary>I always just assumed that most people would be just like me and look at retirement as a gateway into freedom. Freedom to make a life, or create a life of your own choosing. Well, I was wrong. And wrong by a long way.</itunes:summary>
            <itunes:duration>8:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>741 Getting Around</title>
            <description>When it comes to retirement and getting around, the best answer seems to be to choose your location carefully. If you can walk and find anything you might need, or want, the problem of getting around can disappear – along with your car.</description>
            <link>https://www.retirementtalk.org/rt741.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt741.mp3" length="5596969" type="audio/mpeg"/>
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            <pubDate>Sun, 15 Aug 2021 08:18:16 -0700</pubDate>
            <itunes:subtitle>Getting Around</itunes:subtitle>
            <itunes:summary>When it comes to retirement and getting around, the best answer seems to be to choose your location carefully. If you can walk and find anything you might need, or want, the problem of getting around can disappear – along with your car.</itunes:summary>
            <itunes:duration>8:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>740 Deciding to be Happy</title>
            <description>Within two days the whole world had turned. She was receiving lots of smiles back. People were laughing and talking with her. She was soon being invited to coffee or lunch. The next 14 years were very exciting and some of the happiest of her life.</description>
            <link>https://www.retirementtalk.org/rt740.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt740.mp3" length="5602825" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Aug 2021 08:23:34 -0700</pubDate>
            <itunes:subtitle>Deciding to be Happy</itunes:subtitle>
            <itunes:summary>Within two days the whole world had turned. She was receiving lots of smiles back. People were laughing and talking with her. She was soon being invited to coffee or lunch. The next 14 years were very exciting and some of the happiest of her life.</itunes:summary>
            <itunes:duration>7:31</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>739 I Can Fix It</title>
            <description>Time to slow down and fix something is available to us in retirement. We do not have to rush off, wake to an alarm clock, punch a clock, or get to bed. We do not have to do as we are told or expected. We have time to fix it if we so choose.</description>
            <link>https://www.retirementtalk.org/rt739.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt739.mp3" length="5804821" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Aug 2021 08:26:37 -0700</pubDate>
            <itunes:subtitle>I Can Fix It</itunes:subtitle>
            <itunes:summary>Time to slow down and fix something is available to us in retirement. We do not have to rush off, wake to an alarm clock, punch a clock, or get to bed. We do not have to do as we are told or expected. We have time to fix it if we so choose.</itunes:summary>
            <itunes:duration>7:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>738 A Retired State of Mind</title>
            <description>What we learned as a teenager, a college student, a mature adult, a parent, and citizen intertwines and forges a strong yet pliable state of mind.We can afford the time to sit back and consider. A retired state of mind emerges that gives us the most comprehensive picture of the world we will ever have.</description>
            <link>https://www.retirementtalk.org/rt738.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt738.mp3" length="5290052" type="audio/mpeg"/>
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            <pubDate>Sun, 25 Jul 2021 08:10:31 -0700</pubDate>
            <itunes:subtitle>A Retired State of Mind</itunes:subtitle>
            <itunes:summary>What we learned as a teenager, a college student, a mature adult, a parent, and citizen intertwines and forges a strong yet pliable state of mind.We can afford the time to sit back and consider. A retired state of mind emerges that gives us the most comprehensive picture of the world we will ever have.</itunes:summary>
            <itunes:duration>7:52</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>737 Good Ol&apos; Days</title>
            <description>&quot;The good ol’ days&quot;. Did the good ol’ days ever exist? I&apos;ve heard people talk about them all my life and yet I have never had a desire to revisit any of my old days.</description>
            <link>https://www.retirementtalk.org/rt737.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt737.mp3" length="3723361" type="audio/mpeg"/>
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            <pubDate>Sun, 18 Jul 2021 07:56:40 -0700</pubDate>
            <itunes:subtitle>Good Ol&apos; Days</itunes:subtitle>
            <itunes:summary>&quot;The good ol’ days&quot;. Did the good ol’ days ever exist? I&apos;ve heard people talk about them all my life and yet I have never had a desire to revisit any of my old days.</itunes:summary>
            <itunes:duration>7:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>736 Lists</title>
            <description>Retirement is a time when a list might be as important as ever. As we enter the latter stages of life our time becomes more important. That is why we have a tendency to slow down. We don&apos;t want to rush life.</description>
            <link>https://www.retirementtalk.org/rt736.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt736.mp3" length="3936120" type="audio/mpeg"/>
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            <pubDate>Sun, 11 Jul 2021 07:41:25 -0700</pubDate>
            <itunes:subtitle>Lists</itunes:subtitle>
            <itunes:summary>Retirement is a time when a list might be as important as ever. As we enter the latter stages of life our time becomes more important. That is why we have a tendency to slow down. We don&apos;t want to rush life.</itunes:summary>
            <itunes:duration>8:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>735 It&apos;s Magic</title>
            <description>Maybe retirement is the time to become a magician. Or whatever else you dreamed of when you were a child. Or whatever you dream about now that you are retired.</description>
            <link>https://www.retirementtalk.org/rt735.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt735.mp3" length="7723636" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Jul 2021 07:55:39 -0700</pubDate>
            <itunes:subtitle>It&apos;s Magic</itunes:subtitle>
            <itunes:summary>Maybe retirement is the time to become a magician. Or whatever else you dreamed of when you were a child. Or whatever you dream about now that you are retired.</itunes:summary>
            <itunes:duration>8:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>734 Vacations</title>
            <description>Being retired doesn&apos;t mean that vacations are meaningless. They work for us just like they do for others. They recharge our batteries. They bring freshness into our minds and bodies. They help us re-create ourselves. We come back with renewed vision and interest in life.</description>
            <link>https://www.retirementtalk.org/rt734.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt734.mp3" length="6140752" type="audio/mpeg"/>
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            <pubDate>Thu, 1 Jul 2021 14:42:46 -0700</pubDate>
            <itunes:subtitle>Vacations</itunes:subtitle>
            <itunes:summary>Being retired doesn&apos;t mean that vacations are meaningless. They work for us just like they do for others. They recharge our batteries. They bring freshness into our minds and bodies. They help us re-create ourselves. We come back with renewed vision and interest in life.</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>733 Exercise for the Brain</title>
            <description>Most intriguing is this connection between physical exercise and the brain. The common assumption is that exercise benefits the muscles and cardiovascular system. This is true, but the effect exercise has on the emotional and mental aspects of life is rarely discussed.</description>
            <link>https://www.retirementtalk.org/rt733.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt733.mp3" length="3712495" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Jun 2021 08:02:47 -0700</pubDate>
            <itunes:subtitle>Exercise for the Brain</itunes:subtitle>
            <itunes:summary>Most intriguing is this connection between physical exercise and the brain. The common assumption is that exercise benefits the muscles and cardiovascular system. This is true, but the effect exercise has on the emotional and mental aspects of life is rarely discussed.</itunes:summary>
            <itunes:duration>7:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>732 Annual Rituals</title>
            <description>Annual rituals seem to stay with us throughout life. I know that rituals are good things to have in one&apos;s life. They tie us together. They span generations. They remind us of those that have come before.</description>
            <link>https://www.retirementtalk.org/rt732.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt732.mp3" length="5343108" type="audio/mpeg"/>
            <guid isPermaLink="false">5C620533-346B-4521-9D9C-C381C373C621</guid>
            <pubDate>Sun, 13 Jun 2021 07:47:54 -0700</pubDate>
            <itunes:subtitle>Annual Rituals</itunes:subtitle>
            <itunes:summary>These annual rituals seem to stay with us throughout life. I know that rituals are good things to have in one&apos;s life. They tie us together. They span generations. They remind us of those that have come before.</itunes:summary>
            <itunes:duration>7:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>731 Senior Moments?</title>
            <description>I can&apos;t remember how many times I have forgotten something. It must number in the millions or at least the hundreds of thousands. &quot;Senior Moments&quot; some folks call them. l don&apos;t like that label. I&apos;ve forgotten things all of my life.</description>
            <link>https://www.retirementtalk.org/rt731.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt731.mp3" length="3725296" type="audio/mpeg"/>
            <guid isPermaLink="false">8E506F0D-95D0-456A-BE59-FE8E6D1D039E</guid>
            <pubDate>Sun, 6 Jun 2021 08:39:42 -0700</pubDate>
            <itunes:subtitle>Senior Moments</itunes:subtitle>
            <itunes:summary>I can&apos;t remember how many times I have forgotten something. It must number in the millions or at least the hundreds of thousands. &quot;Senior Moments&quot; some folks call them. l don&apos;t like that label. I&apos;ve forgotten things all of my life.</itunes:summary>
            <itunes:duration>5:49</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>730 Retirement/ Caregiving</title>
            <description>Sometimes I think being retired and being a caregiver are synonymous. Perhaps not synonymous but at least closely related. Retirement usually comes to us in our sixties and it is at that same age that our parents are moving into their eighties. At the same time kids or grandkids may be moving in on us.</description>
            <link>https://www.retirementtalk.org/RT730.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/RT730.mp3" length="4274695" type="audio/mpeg"/>
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            <pubDate>Sun, 30 May 2021 08:18:01 -0700</pubDate>
            <itunes:subtitle>Retirement/ Caregiving</itunes:subtitle>
            <itunes:summary>Sometimes I think being retired and being a caregiver are synonymous. Perhaps not synonymous but at least closely related. Retirement usually comes to us in our sixties and it is at that same age that our parents are moving into their eighties. At the same time kids or grandkids may be moving in on us.</itunes:summary>
            <itunes:duration>8:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>729 Ownership of Your Own Life</title>
            <description>When the end nears and you ask the question; &quot;Did I live as I wanted?&quot; or &quot;Did I do what I wanted in my retirement years?&quot; it would sure be nice to be able to answer with a firm &quot;yes&quot;.</description>
            <link>https://www.retirementtalk.org/rt729.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt729.mp3" length="4361939" type="audio/mpeg"/>
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            <pubDate>Sun, 30 May 2021 08:13:06 -0700</pubDate>
            <itunes:subtitle>Ownership of Your Own Life</itunes:subtitle>
            <itunes:summary>When the end nears and you ask the question; &quot;Did I live as I wanted?&quot; or &quot;Did I do what I wanted in my retirement years?&quot; it would sure be nice to be able to answer with a firm &quot;yes&quot;.</itunes:summary>
            <itunes:duration>6:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>728 Look Around</title>
            <description>Vision is an amazing thing! There - I&apos;ve said it. I may keep bumping into things and occasionally  fall off my bike but part of my retirement has to include pausing to look around.</description>
            <link>https://www.retirementtalk.org/rt728.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt728.mp3" length="5966242" type="audio/mpeg"/>
            <guid isPermaLink="false">94827756-9EBB-4194-889B-6C7E0667D52B</guid>
            <pubDate>Sun, 16 May 2021 07:53:13 -0700</pubDate>
            <itunes:subtitle>Look Around</itunes:subtitle>
            <itunes:summary>Vision is an amazing thing! There - I&apos;ve said it. I may keep bumping into things and occasionally  fall off my bike but part of my retirement has to include pausing to look around.</itunes:summary>
            <itunes:duration>8:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>727 Attempting a Change</title>
            <description>Think about what we are doing with our lives. Is it fulfilling or not? Are we doing what we want with our time? Doubt starts circling in the mind and will not stand still.</description>
            <link>https://www.retirementtalk.org/rt759.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt727.mp3" length="5854896" type="audio/mpeg"/>
            <guid isPermaLink="false">7F2E90CE-574B-4475-BC3F-81523E5AB6E4</guid>
            <pubDate>Wed, 12 May 2021 14:39:36 -0700</pubDate>
            <itunes:subtitle>Attempting a Change</itunes:subtitle>
            <itunes:summary>Think about what we are doing with our lives. Is it fulfilling or not? Are we doing what we want with our time? Doubt starts circling in the mind and will not stand still.</itunes:summary>
            <itunes:duration>8:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>624 Government?</title>
            <description>Today I want to give some thought to that famous or infamous statement, “I&apos;m from the government and I&apos;m here to help ”. Retired people have a little history to inform the validity of our relationship to our government.</description>
            <link>https://www.retirementtalk.org/rt737.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt624.mp3" length="3683841" type="audio/mpeg"/>
            <guid isPermaLink="false">EDEC351A-310E-467A-8281-408F3771DE01</guid>
            <pubDate>Sun, 12 May 2019 07:58:35 -0700</pubDate>
            <itunes:subtitle>Government?</itunes:subtitle>
            <itunes:summary>Today I want to give some thought to that famous or infamous statement, “I&apos;m from the government and I&apos;m here to help ”. Retired people have a little history to inform the validity of our relationship to our government.</itunes:summary>
            <itunes:duration>6:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>623 Exercise for the Brain</title>
            <description>Retirement is usually accompanied by getting older. We age. We become a bit more concerned with our health - physical and mental. What to do? It seems like there is one suggestion that improves both. We might do well to make this part of our daily routine.</description>
            <link>https://www.retirementtalk.org/rt623.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt623.mp3" length="3815348" type="audio/mpeg"/>
            <guid isPermaLink="false">568E6F37-CC0A-4A23-9DF5-C2D8A647E629</guid>
            <pubDate>Sun, 5 May 2019 08:30:44 -0700</pubDate>
            <itunes:subtitle>Exercise for the Brain</itunes:subtitle>
            <itunes:summary>Retirement is usually accompanied by getting older. We age. We become a bit more concerned with our health - physical and mental. What to do? It seems like there is one suggestion that improves both. We might do well to make this part of our daily routine.</itunes:summary>
            <itunes:duration>7:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>621 I Love My Work</title>
            <description>&quot;I love my work&quot;. Many of us have said that more than once. However, when we retire we rarely continue to work for free. Money is part of our relationship to the job we love. There can be exceptions.</description>
            <link>https://www.retirementtalk.org/rt621.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt621.mp3" length="6450408" type="audio/mpeg"/>
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            <pubDate>Sun, 21 Apr 2019 08:46:15 -0700</pubDate>
            <itunes:subtitle>I Love My Work</itunes:subtitle>
            <itunes:summary>&quot;I love my work&quot;. Many of us have said that more than once. However, when we retire we rarely continue to work for free. Money is part of our relationship to the job we love. There can be exceptions.</itunes:summary>
            <itunes:duration>7:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>620 Suicide</title>
            <description>We don&apos;t like to think about suicide. It has a stigma attached which we try to avoid. It is not so for many of us under certain conditions. Several states have accepted the practice with just a slight change in terminology to &quot;Death With Dignity&quot; or &quot;Assisted End of Life&quot; terminology.</description>
            <link>https://www.retirementtalk.org/rt620.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt620.mp3" length="6311246" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Apr 2019 08:45:51 -0700</pubDate>
            <itunes:subtitle>Suicide</itunes:subtitle>
            <itunes:summary>We don&apos;t like to think about suicide. It has a stigma attached which we try to avoid. It is not so for many of us under certain conditions. Several states have accepted the practice with just a slight change in terminology to &quot;Death With Dignity&quot; or &quot;Assisted End of Life&quot; terminology.</itunes:summary>
            <itunes:duration>8:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>619 Frustration</title>
            <description>We all have our moments. Moments that are so upsetting; so unsettling that we lose sleep. Frustration circles in our mind and will not let sleep come. Sometimes we can take action and sometimes we just have to ride it out.</description>
            <link>https://www.retirementtalk.org/rt619.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt619.mp3" length="5068237" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Apr 2019 07:39:07 -0700</pubDate>
            <itunes:subtitle>Frustration</itunes:subtitle>
            <itunes:summary>We all have our moments. Moments that are so upsetting; so unsettling that we lose sleep. Frustration circles in our mind and will not let sleep come. Sometimes we can take action and sometimes we just have to ride it out.</itunes:summary>
            <itunes:duration>6:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>618 Maintaining a Sense of Self</title>
            <description>It is not easy to maintain a sense of self and a sense of direction. The media and the commercialization of our society continually undermine it. Retirement throws us into a new world where we have to assert ourselves. Work is no longer our major source of identification.</description>
            <link>https://www.retirementtalk.org/rt618.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt618.mp3" length="16997430" type="audio/mpeg"/>
            <guid isPermaLink="false">2751000F-3983-44AB-95B2-6795381E0D39</guid>
            <pubDate>Sun, 31 Mar 2019 08:17:34 -0700</pubDate>
            <itunes:subtitle>Maintaining a Sense of Self</itunes:subtitle>
            <itunes:summary>It is not easy to maintain a sense of self and a sense of direction. The media and the commercialization of our society continually undermine it. Retirement throws us into a new world where we have to assert ourselves. Work is no longer our major source of identification.</itunes:summary>
            <itunes:duration>7:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>606 Habits</title>
            <description>Falling into or creating new habits are are different. Some times falling into habits can cause problems. It is usually much better to consciously creating habits. We want good habits that have been carefully considered.</description>
            <link>https://www.retirementtalk.org/rt606.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt606.mp3" length="18028711" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Jan 2019 07:57:07 -0800</pubDate>
            <itunes:subtitle>Habits</itunes:subtitle>
            <itunes:summary>Falling into or creating new habits are are different. Some times falling into habits can cause problems. It is usually much better to consciously creating habits. We want good habits that have been carefully considered.</itunes:summary>
            <itunes:duration>7:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>605 New Year List</title>
            <description>Lists of new challenges at the beginning of each new year have always eluded me. They always seemed too important to be left to one special day each year. Here is the story of my kind of list.</description>
            <link>https://www.retirementtalk.org/rt605.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt605.mp3" length="19381486" type="audio/mpeg"/>
            <guid isPermaLink="false">4A0863DF-BA0A-4C74-B08D-0791E31CD68C</guid>
            <pubDate>Sun, 30 Dec 2018 08:30:46 -0800</pubDate>
            <itunes:subtitle>New Year List</itunes:subtitle>
            <itunes:summary>Lists of new challenges at the beginning of each new year have always eluded me. They always seemed too important to be left to one special day each year. Here is the story of my kind of list.</itunes:summary>
            <itunes:duration>8:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>604 Holidays</title>
            <description>Holidays are a time for celebration for many of us. But it doesn&apos;t happen that way without planning. Someone needs to look ahead. That seems to be necessary no matter. Some one needs to plan.</description>
            <link>https://www.retirementtalk.org/rt604.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt604.mp3" length="10766066" type="audio/mpeg"/>
            <guid isPermaLink="false">6E2D29D2-4313-4DCE-A0F0-E7B947D2C724</guid>
            <pubDate>Sun, 23 Dec 2018 08:48:06 -0800</pubDate>
            <itunes:subtitle>Holidays</itunes:subtitle>
            <itunes:summary>Holidays are a time for celebration for many of us. But it doesn&apos;t happen that way without planning. Someone needs to look ahead. That seems to be necessary no matter. Some one needs to plan.</itunes:summary>
            <itunes:duration>7:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>603 Getting Around</title>
            <description>Getting around town or to wherever we want to go can become a major problem as we retire and get older. What to do? There is only one fix that comes to my mind: picking the location of our retirement residence carefully.</description>
            <link>https://www.retirementtalk.org/rt603.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt603.mp3" length="5159150" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Dec 2018 08:20:14 -0800</pubDate>
            <itunes:subtitle>Getting Around</itunes:subtitle>
            <itunes:summary>Getting around town or to wherever we want to go can become a major problem as we retire and get older. What to do? There is only one fix that comes to my mind: picking the location of our retirement residence carefully.</itunes:summary>
            <itunes:duration>8:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>602 Remembering</title>
            <description>Be they good or bad retirement has a way of bringing some of our past actions to mind. We have the time and energy to reflect. We may be surprised at how what we did at one time can change with reflection seasoned by time, experience, and understanding.</description>
            <link>https://www.retirementtalk.org/rt602.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt602.mp3" length="8605457" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Dec 2018 08:05:07 -0800</pubDate>
            <itunes:subtitle>Remembering</itunes:subtitle>
            <itunes:summary>Be they good or bad retirement has a way of bringing some of our past actions to mind. We have the time and energy to reflect. We may be surprised at how what we did at one time can change with reflection seasoned by time, experience, and understanding.</itunes:summary>
            <itunes:duration>8:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>601 No Time To Shave</title>
            <description>Retirement can be a busy time. It can also be a time when we can choose just exactly what we want to do when we want to do it. We do have time for this or we have time for that. We make the choices one way or another.</description>
            <link>https://www.retirementtalk.org/rt601.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt601.mp3" length="7063132" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Dec 2018 07:37:29 -0800</pubDate>
            <itunes:subtitle>No Time To Shave</itunes:subtitle>
            <itunes:summary>Retirement can be a busy time. It can also be a time when we can choose just exactly what we want to do when we want to do it. We do have time for this or we have time for that. We make the choices one way or another.</itunes:summary>
            <itunes:duration>8:53</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>600 Casinos</title>
            <description>Casinos have sprouted up like flowers or weeds, - blooming all along the roads. They can be dangerous places, especially for retired folks. But that doesn&apos;t seem to distract from their popularity.</description>
            <link>https://www.retirementtalk.org/rt600.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt600.mp3" length="8046178" type="audio/mpeg"/>
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            <pubDate>Sun, 25 Nov 2018 08:15:16 -0800</pubDate>
            <itunes:subtitle>Casinos</itunes:subtitle>
            <itunes:summary>Casinos have sprouted up like flowers or weeds, - blooming all along the roads. They can be dangerous places, especially for retired folks. But that doesn&apos;t seem to distract from their popularity.</itunes:summary>
            <itunes:duration>7:52</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>599 Dogs</title>
            <description>Retirement and dogs seem to be a match made for all. The dog gets us out for air and exercise. The dog smothers us with affection. The dog loves us unconditionally. Yet there remains many of us who do not have a dog. Reasons do exist. Probably more than we can imagine.</description>
            <link>https://www.retirementtalk.org/rt599.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt599.mp3" length="6295247" type="audio/mpeg"/>
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            <pubDate>Sat, 17 Nov 2018 08:01:03 -0800</pubDate>
            <itunes:subtitle>Dogs</itunes:subtitle>
            <itunes:summary>Retirement and dogs seem to be a match made for all. The dog gets us out for air and exercise. The dog smothers us with affection. The dog loves us unconditionally. Yet there remains many of us who do not have a dog. Reasons do exist. Probably more than we can imagine.</itunes:summary>
            <itunes:duration>7:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>598 Better or Worse</title>
            <description>How can we tell if the world is better off than it was when we were kids? Sometimes it seems like the country is in the worse shape ever. Only by looking a bit closer at the past can we tell if we are making any progress.</description>
            <link>https://www.retirementtalk.org/rt598.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt598.mp3" length="5411346" type="audio/mpeg"/>
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            <pubDate>Fri, 9 Nov 2018 07:44:44 -0800</pubDate>
            <itunes:subtitle>Better or Worse</itunes:subtitle>
            <itunes:summary>How can we tell if the world is better off than it was when we were kids? Sometimes it seems like the country is in the worse shape ever. Only by looking a bit closer at the past can we tell if we are making any progress.</itunes:summary>
            <itunes:duration>9:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>597 Alone In Retirement</title>
            <description>Social isolation can be a major problem for retired people: no more school or work friends. This is a new field of play. It takes initiative and effort to establish a new network of friends. It can be done.</description>
            <link>https://www.retirementtalk.org/rt597.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt597.mp3" length="7140566" type="audio/mpeg"/>
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            <pubDate>Thu, 1 Nov 2018 08:01:51 -0700</pubDate>
            <itunes:subtitle>Alone In Retirement</itunes:subtitle>
            <itunes:summary>Social isolation can be a major problem for retired people: no more school or work friends. This is a new field of play. It takes initiative and effort to establish a new network of friends. It can be done.</itunes:summary>
            <itunes:duration>8:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>596 The Story</title>
            <description>The story we tell ourselves and others about our lives matters. Moments of when we perceive our life as hanging in the balance. We need the story. And so do those we know. Perhaps it is the thing that matters most; dramatic incidents or incidents that we see as dramatic.</description>
            <link>https://www.retirementtalk.org/rt596.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt596.mp3" length="6607791" type="audio/mpeg"/>
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            <pubDate>Tue, 23 Oct 2018 20:30:14 -0700</pubDate>
            <itunes:subtitle>The Story</itunes:subtitle>
            <itunes:summary>The story we tell ourselves and others about our lives matters. Moments of when we perceive our life as hanging in the balance. We need the story. And so do those we know. Perhaps it is the thing that matters most; dramatic incidents or incidents that we see as dramatic.</itunes:summary>
            <itunes:duration>8:47</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>595 Retirement &amp; Freedom</title>
            <description>Freedom has all sorts of limitations. Retirement does open up new doors that were always closed. We now gain an advantage in life we have never experienced. But we must be aware and willing to open those new doors.</description>
            <link>https://www.retirementtalk.org/rt595.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="https://www.retirementtalk.org/rt595.mp3" length="6843244" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Oct 2018 08:22:26 -0700</pubDate>
            <itunes:subtitle>Retirement &amp; Freedom</itunes:subtitle>
            <itunes:summary>Freedom has all sorts of limitations. Retirement does open up new doors that were always closed. We now gain an advantage in life we have never experienced. But we must be aware and willing to open those new doors.</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>594 Technological Challenge</title>
            <description>We all know it is impossible to keep up with technological change in everything. We have to pick our battles. Or we could just hide and keep our head down. We can keep up with some areas of technology. And we will have to accept that it will be an everlasting challenge.</description>
            <link>http://retirementtalk.org/rt594.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt594.mp3" length="3788731" type="audio/mpeg"/>
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            <pubDate>Sun, 30 Sep 2018 08:28:00 -0700</pubDate>
            <itunes:subtitle>Technological Challenge</itunes:subtitle>
            <itunes:summary>We all know it is impossible to keep up with technological change in everything. We have to pick our battles. Or we could just hide and keep our head down. We can keep up with some areas of technology. And we will have to accept that it will be an everlasting challenge.</itunes:summary>
            <itunes:duration>7:19</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>593 Worries</title>
            <description>Worry seems to be part of what living is all about. Memory is steeped in it. From childhood to old age it seems to always be present. Sometime it might be nice to just stop and enjoy the moment, the day or even a week or two. Retirement may offer the last chance.</description>
            <link>http://retirementtalk.org/rt593.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt593.mp3" length="5209218" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Sep 2018 08:37:21 -0700</pubDate>
            <itunes:subtitle>Worry</itunes:subtitle>
            <itunes:summary>Worry seems to be part of what living is all about. Memory is steeped in it. From childhood to old age it seems to always be present. Sometime it might be nice to just stop and enjoy the moment, the day or even a week or two. Retirement may offer the last chance.</itunes:summary>
            <itunes:duration>9:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>592 Health Care During Gap Years</title>
            <description>Health care expenses are a major problem for many of us. It is of particularly importance for those in the gap years before Medicare benefits apply. Here are some ideas for dealing with the issue that have come in from listeners to this podcast.</description>
            <link>http://retirementtalk.org/rt592.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt592.mp3" length="5454006" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Sep 2018 08:33:17 -0700</pubDate>
            <itunes:subtitle>Health Care During the Gap Years</itunes:subtitle>
            <itunes:summary>Health care expenses are a major problem for many of us. It is of particularly importance for those in the gap years before Medicare benefits apply. Here are some ideas for dealing with the issue that have come in from listeners to this podcast.</itunes:summary>
            <itunes:duration>9:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>591 Planning My Funeral</title>
            <description>Sometimes families and friends disagree on how a funeral should be arranged. Planning our own funeral or at least laying out some parameters might save some of the grief associated with death for those that are left behind.</description>
            <link>http://retirementtalk.org/rt591.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt591.mp3" length="3821988" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Sep 2018 09:30:21 -0700</pubDate>
            <itunes:subtitle>Planning My Funeral</itunes:subtitle>
            <itunes:summary>Sometimes families and friends disagree on how a funeral should be arranged. Planning our own funeral or at least laying out some parameters might save some of the grief associated with death for those that are left behind.</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>590 Priorities</title>
            <description>Keeping in mind what we really want to do in life is not easy. Retirement sometimes even makes it more difficult. We are free to choose and can no longer blame someone else or something else for our actions. It comes down to establishing priorities; keeping them in first position and staying with your own decisions.</description>
            <link>http://retirementtalk.org/rt590.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt590.mp3" length="5699821" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Sep 2018 07:46:54 -0700</pubDate>
            <itunes:subtitle>Priorities</itunes:subtitle>
            <itunes:summary>Keeping in mind what we really want to do in life is not easy. Retirement sometimes even makes it more difficult. We are free to choose and can no longer blame someone else or something else for our actions. It comes down to establishing priorities; keeping them in first position and staying with your own decisions.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>589 Retirement, Weather &amp; News</title>
            <description>Spend any time reading, watching or listening to the news or weather? Why? Retirement offers us time to really think about what we are doing with our life. Are we really doing what we want with our time? Or are we drifting along in our old ruts?</description>
            <link>http://retirementtalk.org/rt589.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt589.mp3" length="6331308" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Aug 2018 08:16:03 -0700</pubDate>
            <itunes:subtitle>Retirement, Weather &amp; News</itunes:subtitle>
            <itunes:summary>Spend any time reading, watching or listening to the news or weather? Why? Retirement offers us time to really think about what we are doing with our life. Are we really doing what we want with our time? Or are we drifting along in our old ruts?</itunes:summary>
            <itunes:duration>8:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>588 Tai Chi &amp; the Lost Wallet</title>
            <description>Sometimes good and bad come at the same time. We need to keep what is more important uppermost in our minds: our health or our money. That is an easy one for me.</description>
            <link>http://retirementtalk.org/rt588.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt588.mp3" length="9085009" type="audio/mpeg"/>
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            <pubDate>Sun, 19 Aug 2018 08:20:33 -0700</pubDate>
            <itunes:subtitle>Tai Chi and the Lost Wallet</itunes:subtitle>
            <itunes:summary>Sometimes good and bad come at the same time. We need to keep what is more important uppermost in our minds: our health or our money. That is an easy one for me.</itunes:summary>
            <itunes:duration>9:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>587 Moving to be Near Children</title>
            <description>Modern society has a way of tearing families apart. Jobs appear and then disappear. Many times a move is required to stay employed. Retired people many times find living close to children and grandchildren very desirable. What to do when a move is required?</description>
            <link>http://retirementtalk.org/rt587.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt587.mp3" length="5044376" type="audio/mpeg"/>
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            <pubDate>Sun, 12 Aug 2018 08:21:57 -0700</pubDate>
            <itunes:subtitle>Moving to be Near Children</itunes:subtitle>
            <itunes:summary>Modern society has a way of tearing families apart. Jobs appear and then disappear. Many times a move is required to stay employed. Retired people many times find living close to children and grandchildren very desirable. What to do when a move is required?</itunes:summary>
            <itunes:duration>6:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>586 The Experience of Others</title>
            <description>It is so easy to follow the wrong road when we decide which way to go. Here is a story about listening and changing. We can still go down different roads. We still have choices to make. Perhaps we just need to listen.</description>
            <link>http://retirementtalk.org/rt586.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt586.mp3" length="7612043" type="audio/mpeg"/>
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            <pubDate>Sun, 5 Aug 2018 08:19:27 -0700</pubDate>
            <itunes:subtitle>586The Experience of Others</itunes:subtitle>
            <itunes:summary>It is so easy to follow the wrong road when we decide which way to go. Here is a story about listening and changing. We can still go down different roads. We still have choices to make. Perhaps we just need to listen.</itunes:summary>
            <itunes:duration>6:52</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>585 Home Exchange</title>
            <description>It cost a yearly fee to be a member of HomeExchange.com. but the benefits are well worth it. You exchange time in your place for time in someone else&apos;s. These exchanges are free. No money exchanges hands. The possibilities are endless. We have found it a great addition to our retirement years.</description>
            <link>http://retirementtalk.org/rt585.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt585.mp3" length="7094584" type="audio/mpeg"/>
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            <pubDate>Sun, 29 Jul 2018 07:58:20 -0700</pubDate>
            <itunes:subtitle>Home Exchange</itunes:subtitle>
            <itunes:summary>It cost a yearly fee to be a member of HomeExchange.com. but the benefits are well worth it. You exchange time in your place for time in someone else&apos;s. These exchanges are free. No money exchanges hands. The possibilities are endless. We have found it a great addition to our retirement years.</itunes:summary>
            <itunes:duration>6:32</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>584 Grandfathers/Grandchildren</title>
            <description>As we get older we have stories to tell. Stories to pass on to the future generations. Stories of where we went wrong and where we went right. Our grandchildren need to learn to value our history and all history. We don&apos;t want to hold back when it comes to telling our stories to one and all.</description>
            <link>http://retirementtalk.org/rt584.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt584.mp3" length="7469866" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Jul 2018 07:47:11 -0700</pubDate>
            <itunes:subtitle>Grandfathers/Grandchildren</itunes:subtitle>
            <itunes:summary>As we get older we have stories to tell. Stories to pass on to the future generations. Stories of where we went wrong and where we went right. Our grandchildren need to learn to value our history and all history. We don&apos;t want to hold back when it comes to telling our stories to one and all.</itunes:summary>
            <itunes:duration>7:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>583 The Con (part 2)</title>
            <description>The con or scam is an ever present threat in life. It seems to be particularly pointed at the elderly and retired. Perhaps it is because they have the money accumulated during a life time and perhaps they are less resistance to mistrust.</description>
            <link>https://www.retirementtalk.org/rt583.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt583.mp3" length="4786849" type="audio/mpeg"/>
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            <pubDate>Sun, 15 Jul 2018 08:23:01 -0700</pubDate>
            <itunes:subtitle>The Con (part 2)</itunes:subtitle>
            <itunes:summary>The con or scam is an ever present threat in life. It seems to be particularly pointed at the elderly and retired. Perhaps it is because they have the money accumulated during a life time and perhaps they are less resistance to mistrust.</itunes:summary>
            <itunes:duration>5:32</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>582 The Con</title>
            <description>Scam is what they call it today. We use to call it a con. There is something about it that is insidious and yet something that makes it so intriguing. Retired people are at high risk. Some of us start to loose a bit of our analytical skills. We become easy marks.</description>
            <link>http://retirementtalk.org/rt582.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt582.mp3" length="4506456" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Jul 2018 08:44:11 -0700</pubDate>
            <itunes:subtitle>The Con</itunes:subtitle>
            <itunes:summary>Scam is what they call it today. We use to call it a con. There is something about it that is insidious and yet something that makes it so intriguing. Retired people are at high risk. Some of us start to loose a bit of our analytical skills. We become easy marks.</itunes:summary>
            <itunes:duration>7:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>581 Age Gage</title>
            <description>How do we determine if someone has lived to a ripe old age? That question has always interested me and does so even more as I move through the retirement years. I&apos;d like to know when I can assume that I qualify and put my mind at rest.</description>
            <link>http://retirementtalk.org/rt581.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt581.mp3" length="5227323" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Jul 2018 08:08:50 -0700</pubDate>
            <itunes:subtitle>Age Gage</itunes:subtitle>
            <itunes:summary>How do we determine if someone has lived to a ripe old age? That question has always interested me and does so even more as I move through the retirement years. I&apos;d like to know when I can assume that I qualify and put my mind at rest.</itunes:summary>
            <itunes:duration>6:49</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>580 Advantage of Aging</title>
            <description>How valuable is it to be a good judge of character? How valuable is it to be able to distinguish between the important and the less important? It seems that we get better at these type of things as we age. We need to be aware and take advantage of our heightened abilities.</description>
            <link>http://retirementtalk.org/rt580.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt580.mp3" length="6038392" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Jun 2018 07:49:10 -0700</pubDate>
            <itunes:subtitle>Advantage of Aging</itunes:subtitle>
            <itunes:summary>How valuable is it to be a good judge of character? How valuable is it to be able to distinguish between the important and the less important? It seems that we get better at these type of things as we age. We need to be aware and take advantage of our heightened abilities.</itunes:summary>
            <itunes:duration>6:47</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>579 Move to Mexico?</title>
            <description>Here are two examples of people we met who had moved to Mexico. They both chose to live off the beaten track. I&apos;m sure you can find more standard stories of retiring to Mexico in many major sources. I tell of these because I have always been drawn to the unusual.</description>
            <link>http://retirementtalk.org/rt579.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt579.mp3" length="9062050" type="audio/mpeg"/>
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            <pubDate>Tue, 19 Jun 2018 15:11:43 -0700</pubDate>
            <itunes:subtitle>Move to Mexico?</itunes:subtitle>
            <itunes:summary>Here are two examples of people we met who had moved to Mexico. They both chose to live off the beaten track. I&apos;m sure you can find more standard stories of retiring to Mexico in many major sources. I tell of these because I have always been drawn to the unusual.</itunes:summary>
            <itunes:duration>8:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>578 Retired and Traveling by Plane</title>
            <description>Retirement means travel for lots of people. We want to take advantage of the off season and the time to visit someplace different. For many that includes Mexico and for many that means air travel. Is it worth the effort? Hummm...</description>
            <link>http://retirementtalk.org/rt578.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt578.mp3" length="6060859" type="audio/mpeg"/>
            <guid isPermaLink="false">2C893507-FDCF-4746-A083-B7D2C7EA12E4</guid>
            <pubDate>Fri, 8 Jun 2018 21:02:49 -0700</pubDate>
            <itunes:subtitle>Retired and Traveling by Plane</itunes:subtitle>
            <itunes:summary>Retirement means travel for lots of people. We want to take advantage of the off season and the time to visit someplace different. For many that includes Mexico and for many that means air travel. Is it worth the effort? Hummm...</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>577 Death &amp; Decision Making (2)</title>
            <description>Death has a way of focusing one&apos;s mind. Retirement brings us just one more step to this required end. We maker lots of choices in retirement and throughout our life that look to the future. We have reasons that inform our choices. Death is always a factor.</description>
            <link>https://www.retirementtalk.org/rt577.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt577.mp3" length="6936194" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Jun 2018 07:35:18 -0700</pubDate>
            <itunes:subtitle>Death &amp; Decision Making (2)</itunes:subtitle>
            <itunes:summary>Death has a way of focusing one&apos;s mind. Retirement brings us just one more step to this required end. We maker lots of choices in retirement and throughout our life that look to the future. We have reasons that inform our choices. Death is always a factor.</itunes:summary>
            <itunes:duration>8:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>576 Death &amp; Decision Making</title>
            <description>Death has a way of focusing one&apos;s mind. Retirement brings us just one more step to this required end. We maker lots of choices in retirement and throughout our life that look to the future. We have reasons that inform our choices. Death is always a factor.</description>
            <link>http://retirementtalk.org/rt576.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt576.mp3" length="6858806" type="audio/mpeg"/>
            <guid isPermaLink="false">7B512425-6211-4D85-A654-E7B5ED5857AC</guid>
            <pubDate>Sun, 27 May 2018 08:23:10 -0700</pubDate>
            <itunes:subtitle>Death &amp; Decision Making</itunes:subtitle>
            <itunes:summary>Death has a way of focusing one&apos;s mind. Retirement brings us just one more step to this required end. We maker lots of choices in retirement and throughout our life that look to the future. We have reasons that inform our choices. Death is always a factor.</itunes:summary>
            <itunes:duration>8:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>575 Retirement Without Guilt</title>
            <description>Many folks who retire feel a bit guilty about not having a job. Life can feel a bit empty and they cast about for meaningful activity. It is safe to say that guilt can sometimes become crippling. Sometimes we just need to rethink things.</description>
            <link>http://retirementtalk.org/rt575.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt575.mp3" length="5681587" type="audio/mpeg"/>
            <guid isPermaLink="false">1D53EAAC-E682-44D1-BB49-730C2E64994B</guid>
            <pubDate>Sun, 20 May 2018 07:49:10 -0700</pubDate>
            <itunes:subtitle>Retirement Without Guilt</itunes:subtitle>
            <itunes:summary>Many folks who retire feel a bit guilty about not having a job. Life can feel a bit empty and they cast about for meaningful activity. It is safe to say that guilt can sometimes become crippling. Sometimes we just need to rethink things.</itunes:summary>
            <itunes:duration>7:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>574 Second Opinion</title>
            <description>Getting a second opinion concerning medical problems is highly recommended. My experience tells me that even that may not be enough. Sometimes a third or fourth opinion might be even better.</description>
            <link>http://retirementtalk.org/rt574.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt574.mp3" length="5196587" type="audio/mpeg"/>
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            <pubDate>Sun, 13 May 2018 07:38:08 -0700</pubDate>
            <itunes:subtitle>Second Opinion</itunes:subtitle>
            <itunes:summary>Getting a second opinion concerning medical problems is highly recommended. My experience tells me that even that may not be enough. Sometimes a third or fourth opinion might be even better.</itunes:summary>
            <itunes:duration>8:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>573 What Do You Do</title>
            <description>Retirement can complicate explaining our life activities. We exchange what was once a job description for a complexity of life experiences. Not easy to explain but wonderful to live.</description>
            <link>http://retirementtalk.org/rt573.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt573.mp3" length="5859261" type="audio/mpeg"/>
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            <pubDate>Sun, 6 May 2018 08:38:34 -0700</pubDate>
            <itunes:subtitle>What Do You Do</itunes:subtitle>
            <itunes:summary>Retirement can complicate explaining our life activities. We exchange what was once a job description for a complexity of life experiences. Not easy to explain but wonderful to live.</itunes:summary>
            <itunes:duration>7:19</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>572 Retiring Together</title>
            <description>&quot;The husband is now underfoot all the time&quot;. I&apos;ve heard that before about retirement. It doesn&apos;t have to be - nor should it be. Quite the contraire.</description>
            <link>http://retirementtalk.org/rt572.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt572.mp3" length="5341750" type="audio/mpeg"/>
            <guid isPermaLink="false">0636A1DC-3F84-4D74-BBD3-E3D41D83C121</guid>
            <pubDate>Sun, 29 Apr 2018 07:49:43 -0700</pubDate>
            <itunes:subtitle>Retiring Together</itunes:subtitle>
            <itunes:summary>&quot;The husband is now underfoot all the time&quot;. I&apos;ve heard that before about retirement. It doesn&apos;t have to be - nor should it be. Quite the contraire.</itunes:summary>
            <itunes:duration>6:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>571 Relocating Alternative</title>
            <description>There is a way to relocate and stay in the same place after retirement. We accidentally discovered this alternative and practiced it for 14 years. It worked out better than we could have imagined.</description>
            <link>http://retirementtalk.org/rt571.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt571.mp3" length="4683547" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Apr 2018 08:34:52 -0700</pubDate>
            <itunes:subtitle>Relocating Alternative</itunes:subtitle>
            <itunes:summary>There is a way to relocate and stay in the same place after retirement. We accidentally discovered this alternative and practiced it for 14 years. It worked out better than we could have imagined.</itunes:summary>
            <itunes:duration>8:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>570 Relocating</title>
            <description>Retiring allows us to seriously consider where we want to live. We may wish to stay where we are and then again we may wish to fulfill some lifelong dream of living somewhere else. What to do?</description>
            <link>http://retirementtalk.org/rt570.mp3</link>
            <author>del@retirementtalk.org</author>
            <enclosure url="http://retirementtalk.org/rt570.mp3" length="7946173" type="audio/mpeg"/>
            <guid isPermaLink="false">EADC0D3C-6BC4-45A9-B659-70AA0A6E4AF7</guid>
            <pubDate>Sun, 15 Apr 2018 08:25:01 -0700</pubDate>
            <itunes:subtitle>Relocating</itunes:subtitle>
            <itunes:summary>Retiring allows us to seriously consider where we want to live. We may wish to stay where we are and then again we may wish to fulfill some lifelong dream of living somewhere else. What to do?</itunes:summary>
            <itunes:duration>7:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>569 What Now (part 2)</title>
            <description>This episode is a continuation of 568. Here are a couple of examples of pursuing the Spinozian concept of happiness. They are not intended to be The ones to pursue. They are just examples. You must choose your own.</description>
            <link>http://retirementtalk.org/rt569.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt569.mp3" length="5911972" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Apr 2018 08:46:58 -0700</pubDate>
            <itunes:subtitle>What Now (part 2)</itunes:subtitle>
            <itunes:summary>This episode is a continuation of 568. Here are a couple of examples of pursuing the Spinozian concept of happiness. They are not intended to be The ones to pursue. They are just examples. You must choose your own.</itunes:summary>
            <itunes:duration>7:23</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>568 What Now (part 2)</title>
            <description>Retirement can seem like a dream for many of us. Then the day comes and the following Monday we feel lost. Now what? That feeling can not only happen but it can drag on. Where will we thought we would find happiness does not appear. Why not?</description>
            <link>http://retirementtalk.org/rt568.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt568.mp3" length="6128943" type="audio/mpeg"/>
            <guid isPermaLink="false">334010B0-8A21-4F36-9F5A-0C2A98EF8C93</guid>
            <pubDate>Sun, 1 Apr 2018 08:31:14 -0700</pubDate>
            <itunes:subtitle>What Now</itunes:subtitle>
            <itunes:summary>Retirement can seem like a dream for many of us. Then the day comes and the following Monday we feel lost. Now what? That feeling can not only happen but it can drag on. Where will we thought we would find happiness does not appear. Why not?</itunes:summary>
            <itunes:duration>7:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>567 What Do I Want?</title>
            <description>When the opportunity to retire first comes to our minds we are most likely to assume we could not live without income from our job. It is then that we have to take a hard look at our life and decide what we really want out of it. More money or more time. It is a choice only we can make. We are the experts on this one.</description>
            <link>http://retirementtalk.org/rt567.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt567.mp3" length="4935686" type="audio/mpeg"/>
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            <pubDate>Sun, 25 Mar 2018 08:07:58 -0700</pubDate>
            <itunes:subtitle>What Do I Want?</itunes:subtitle>
            <itunes:summary>When the opportunity to retire first comes to our minds we are most likely to assume we could not live without income from our job. It is then that we have to take a hard look at our life and decide what we really want out of it. More money or more time. It is a choice only we can make. We are the experts on this one.</itunes:summary>
            <itunes:duration>6:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>566 When Should I Retire (revisited)</title>
            <description>Since writing this podcast over 11 years ago I wanted to revisited it and see if my thoughts have evolved. It still stands but did need a little more consideration. (And the music is different) It never hurts to reconsider.</description>
            <link>http://retirementtalk.org/rt566.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt566.mp3" length="6042663" type="audio/mpeg"/>
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            <pubDate>Sun, 18 Mar 2018 09:09:52 -0700</pubDate>
            <itunes:subtitle>When Should I Retire (revisited)</itunes:subtitle>
            <itunes:summary>Since writing this podcast over 11 years ago I wanted to revisited it and see if my thoughts have evolved. It still stands but did need a little more consideration. (And the music is different) It never hurts to reconsider.</itunes:summary>
            <itunes:duration>8:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>C</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>565 ROMEO</title>
            <description>Isolation is one of retirements major threats. We lose contact with our work friends. Sometimes we move and loose our neighbors we have known for years. No one wants to live a life of complete isolation. That&apos;s where ROMEO comes into play.</description>
            <link>http://retirementtalk.org/rt565.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt565.mp3" length="5925995" type="audio/mpeg"/>
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            <pubDate>Sat, 10 Mar 2018 10:18:47 -0800</pubDate>
            <itunes:subtitle>ROMEO</itunes:subtitle>
            <itunes:summary>Isolation is one of retirements major threats. We lose contact with our work friends. Sometimes we move and loose our neighbors we have known for years. No one wants to live a life of complete isolation. That&apos;s where ROMEO comes into play.</itunes:summary>
            <itunes:duration>6:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>564 Upkeep</title>
            <description>Upkeep seems to be one of life&apos;s necessities. If it isn&apos;t our health it is our car or our house or our family and friends. The line from &quot;Death of a Salesman&quot; pops into my head, &quot;Attention must be paid.&quot;</description>
            <link>http://retirementtalk.org/rt564.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt564.mp3" length="5838429" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Mar 2018 08:32:22 -0800</pubDate>
            <itunes:subtitle>Upkeep</itunes:subtitle>
            <itunes:summary>Upkeep seems to be one of life&apos;s necessities. If it isn&apos;t our health it is our car or our house or our family and friends. The line from &quot;Death of a Salesman&quot; pops into my head, &quot;Attention must be paid.&quot;</itunes:summary>
            <itunes:duration>6:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>563 Thinking Ahead</title>
            <description>Steve is planning on retiring in two years. He wrote me a letter about his career and his thinking concerning retirement. He is giving it serious thought at age 82. He will retire at 84. Here is some of his thinking. It is worth consideration.</description>
            <link>http://retirementtalk.org/rt563%20.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt563%20.mp3" length="5542222" type="audio/mpeg"/>
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            <pubDate>Sun, 25 Feb 2018 08:11:04 -0800</pubDate>
            <itunes:subtitle>Thinking Ahead</itunes:subtitle>
            <itunes:summary>Steve is planning on retiring in two years. He wrote me a letter about his career and his thinking concerning retirement. He is giving it serious thought at age 82. He will retire at 84. Here is some of his thinking. It is worth consideration.</itunes:summary>
            <itunes:duration>5:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>562 Snowbird (2)</title>
            <description>There is a good reason why so many retired people go south in the winter. It feels so good - so very, very good. Clear skies and warm sun for days, weeks or months have a way of relaxing and making life seem so comfortable. We might not want to wait to long to check it out.</description>
            <link>http://retirementtalk.org/rt562.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt562.mp3" length="5278817" type="audio/mpeg"/>
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            <pubDate>Sun, 18 Feb 2018 08:41:04 -0800</pubDate>
            <itunes:subtitle>Snowbird (2)</itunes:subtitle>
            <itunes:summary>There is a good reason why so many retired people go south in the winter. It feels so good - so very, very good. Clear skies and warm sun for days, weeks or months have a way of relaxing and making life seem so comfortable. We might not want to wait to long to check it out.</itunes:summary>
            <itunes:duration>6:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>561 Snowbird</title>
            <description>I never imagined that I would ever be a Snowbird - but here I am. Cold, wet, dark winters drove my wife to request a reprieve from the Pacific Northwest winter. A road trip was planned and now we are in 70 degree weather. Here is our story thus far.</description>
            <link>http://retirementtalk.org/rt561.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt561.mp3" length="7363629" type="audio/mpeg"/>
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            <pubDate>Thu, 8 Feb 2018 07:37:27 -0800</pubDate>
            <itunes:subtitle>Snowbird</itunes:subtitle>
            <itunes:summary>I never imagined that I would ever be a Snowbird - but here I am. Cold, wet, dark winters drove my wife to request a reprieve from the Pacific Northwest winter. A road trip was planned and now we are in 70 degree weather. Here is our story thus far.</itunes:summary>
            <itunes:duration>7:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>560 Ninety &amp; Onward</title>
            <description>My friend just celebrated his ninety third birthday. How does one get to that point? Did he do something special? Does he and others like him have a secret that allows for such longevity?</description>
            <link>http://retirementtalk.org/rt560.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt560.mp3" length="5861484" type="audio/mpeg"/>
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            <pubDate>Sun, 21 Jan 2018 09:04:51 -0800</pubDate>
            <itunes:subtitle>Ninety &amp; Onward</itunes:subtitle>
            <itunes:summary>My friend just celebrated his ninety second birthday. How does one get to that point? Did he do something special? Does he and others like him have a secret that allows for such longevity?</itunes:summary>
            <itunes:duration>6:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>559 Letter</title>
            <description>A letter arrived recently from an active listener and and active retiree. Here is reading of her letter. She seems to have thought carefully about retirement and many of the listeners may find some of her ways of living a retired life to be invigorating.</description>
            <link>http://retirementtalk.org/RT559.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/RT559.mp3" length="5717288" type="audio/mpeg"/>
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            <pubDate>Sat, 13 Jan 2018 06:00:55 -0800</pubDate>
            <itunes:subtitle>Letter</itunes:subtitle>
            <itunes:summary>A letter arrived recently from an active listener and and active retiree. Here is reading of her letter. She seems to have thought carefully about retirement and many of the listeners may find some of her ways of living a retired life to be invigorating.</itunes:summary>
            <itunes:duration>5:57</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>558 Staying Fit</title>
            <description>It is always good to know what we are talking about and what someone else is talking about. We can often misinterpret what is being said. &quot;Staying fit&quot; caught me up short one day. Thinking about it made me feel much better about growing older and retirement.</description>
            <link>http://retirementtalk.org/rt558.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt558.mp3" length="5965556" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Jan 2018 13:57:43 -0800</pubDate>
            <itunes:subtitle>Staying Fit</itunes:subtitle>
            <itunes:summary>It is always good to know what we are talking about and what someone else is talking about. We can often misinterpret what is being said. &quot;Staying fit&quot; caught me up short one day. Thinking about it made me feel much better about growing older and retirement.</itunes:summary>
            <itunes:duration>6:12</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>557 Friends</title>
            <description>Friends enrich our lives. No questions about that. Sometimes we find ourselves just a bit short of friends: they move, they die, we change, they change. There are endless reasons. Sometimes we need to make an effort to enrich our number of friends. Not much but a little. What to do?</description>
            <link>http://retirementtalk.org/rt557.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt557.mp3" length="6834493" type="audio/mpeg"/>
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            <pubDate>Sat, 30 Dec 2017 10:08:22 -0800</pubDate>
            <itunes:subtitle>Friends</itunes:subtitle>
            <itunes:summary>Friends enrich our lives. No questions about that. Sometimes we find ourselves just a bit short of friends: they move, they die, we change, they change. There are endless reasons. Sometimes we need to make an effort to enrich our number of friends. Not much but a little. What to do?</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>556 Lists</title>
            <description>I am not a list maker by nature. There is only one list that has really mattered to me over the long haul. I made it over 40 years ago. It has served me well right into retirement. It may give you something to consider.</description>
            <link>http://retirementtalk.org/rt556.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt556.mp3" length="6656443" type="audio/mpeg"/>
            <guid isPermaLink="false">3BE7AE59-1B8A-4B21-BD41-57D5AEE21EF2</guid>
            <pubDate>Sun, 24 Dec 2017 21:26:01 -0800</pubDate>
            <itunes:subtitle>Lists</itunes:subtitle>
            <itunes:summary>I am not a list maker by nature. There is only one list that has really mattered to me over the long haul. I made it over 40 years ago. It has served me well right into retirement. It may give you something to consider.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>555 Love Trips</title>
            <description>Retired folks love to travel and they especially like to travel to see parents, children and grandchildren. These are sometimes called love trips. They are so revered and yet so damaging. What to do?</description>
            <link>http://retirementtalk.org/rt555.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt555.mp3" length="6333367" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Dec 2017 08:20:36 -0800</pubDate>
            <itunes:subtitle>Love Trips</itunes:subtitle>
            <itunes:summary>Retired folks love to travel and they especially like to travel to see parents, children and grandchildren. These are sometimes called love trips. They are so revered and yet so damaging. What to do?</itunes:summary>
            <itunes:duration>7:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>554 Courage</title>
            <description>Elections can be a challenge. What can we do when things do not go our way. Sometimes the results of an election in a democracy send a shock wave to our very soul. We may need courage the following morning and the next few years.</description>
            <link>http://retirementtalk.org/rt554.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt554.mp3" length="5289264" type="audio/mpeg"/>
            <guid isPermaLink="false">8AF1591C-E001-4600-AE9E-259AE244CEDC</guid>
            <pubDate>Sun, 10 Dec 2017 08:21:25 -0800</pubDate>
            <itunes:subtitle>Courage</itunes:subtitle>
            <itunes:summary>Elections can be a challenge. What can we do when things do not go our way. Sometimes the results of an election in a democracy send a shock wave to our very soul. We may need courage the following morning and the next few years.</itunes:summary>
            <itunes:duration>6:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>553 Taxes &amp; The Good Life</title>
            <description>&quot;Taxes are the price we pay for civilization society&quot; so said Supreme Court Justice Oliver Wendell Holmes. Of course this is the way it should work. Sometimes things go wrong and taxes are assessed unfairly or reduced so civilized society cannot function. I always look at his quote as being the way it should be. I want to believe it.</description>
            <link>http://retirementtalk.org/rt553.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt553.mp3" length="6453471" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Dec 2017 08:14:04 -0800</pubDate>
            <itunes:subtitle>Taxes &amp; The Good Life</itunes:subtitle>
            <itunes:summary>&quot;Taxes are the price we pay for civilization society&quot; so said Supreme Court Justice Oliver Wendell Holmes. Of course this is the way it should work. Sometimes things go wrong and taxes are assessed unfairly or reduced so civilized society cannot function. I always look at his quote as being the way it should be. I want to believe it.</itunes:summary>
            <itunes:duration>8:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>552 Retirement &amp; Guilt</title>
            <description>Some folks feel a tinge of guilt upon retirement. They feel like they should be doing something productive or meaningful with their lives. Perhaps we need to take a step back and consider what we are and have been doing with our lives all along. The guilt may turn to comfort or contentment.</description>
            <link>http://retirementtalk.org/rt552.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt552.mp3" length="6253106" type="audio/mpeg"/>
            <guid isPermaLink="false">4E822575-BB65-45B0-8EA4-3AB7BBBB2C4F</guid>
            <pubDate>Sun, 26 Nov 2017 08:15:30 -0800</pubDate>
            <itunes:subtitle>Retirement &amp; Guilt</itunes:subtitle>
            <itunes:summary>Some folks feel a tinge of guilt upon retirement. They feel like they should be doing something productive or meaningful with their lives. Perhaps we need to take a step back and consider what we are and have been doing with our lives all along. The guilt may turn to comfort or contentment.</itunes:summary>
            <itunes:duration>7:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>551 A Second Opinion</title>
            <description>As we get older more medical issues require attention. We have all heard of getting a second opinion for medical issues. I have had some experience with this throughout the years. Here is something to consider.</description>
            <link>http://retirementtalk.org/rt551.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt551.mp3" length="6767860" type="audio/mpeg"/>
            <guid isPermaLink="false">69C50E96-F42A-4E9A-910D-890663D8CB9F</guid>
            <pubDate>Sun, 26 Nov 2017 08:15:23 -0800</pubDate>
            <itunes:subtitle>A Second Opinion</itunes:subtitle>
            <itunes:summary>As we get older more medical issues require attention. We have all heard of getting a second opinion for medical issues. I have had some experience with this throughout the years. Here is something to consider.</itunes:summary>
            <itunes:duration>7:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>551 A Second Opinion</title>
            <description>As we get older more medical issues require attention. We have all heard of getting a second opinion for medical issues. I have had some experience with this throughout the years. Here is something to consider.</description>
            <link>http://retirementtalk.org/rt551.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt551.mp3" length="6767860" type="audio/mpeg"/>
            <guid isPermaLink="false">F75869E4-C555-44A7-A691-44B8F5E00C8D</guid>
            <pubDate>Sun, 19 Nov 2017 08:57:56 -0800</pubDate>
            <itunes:subtitle>A Second Opinion</itunes:subtitle>
            <itunes:summary>As we get older more medical issues require attention. We have all heard of getting a second opinion for medical issues. I have had some experience with this throughout the years. Here is something to consider.</itunes:summary>
            <itunes:duration>7:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>550 Retiring At The Same Time</title>
            <description>What is it like when one spouse decides to retire and the other one decides to do the same at the same time? Does it work well? Here is one example that might set you to thinking.</description>
            <link>http://retirementtalk.org/rt550.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt550.mp3" length="5757015" type="audio/mpeg"/>
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            <pubDate>Sun, 12 Nov 2017 08:08:38 -0800</pubDate>
            <itunes:subtitle>Retiring At The Same Time</itunes:subtitle>
            <itunes:summary>What is it like when one spouse decides to retire and the other one decides to do the same at the same time? Does it work well? Here is one example that might set you to thinking.</itunes:summary>
            <itunes:duration>5:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>549 Relocating (2)</title>
            <description>Here is the second of a series dealing with retiring and relocating. Should we venture down the road or stay close? Here are a few more examples and lessons to keep in mind.</description>
            <link>http://retirementtalk.org/rt549.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt549.mp3" length="7629892" type="audio/mpeg"/>
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            <pubDate>Sun, 5 Nov 2017 07:15:09 -0800</pubDate>
            <itunes:subtitle>Relocating (2)</itunes:subtitle>
            <itunes:summary>Here is the second of a series dealing with retiring and relocating. Should we venture down the road or stay close? Here are a few more examples and lessons to keep in mind.</itunes:summary>
            <itunes:duration>7:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>548 Relocating</title>
            <description>Retiring and relocating is an option. Many of us want to make more than one change when we end the daily routine. Should we venture down the road or stay close? Here is one story.</description>
            <link>http://retirementtalk.org/rt548.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt548.mp3" length="7377864" type="audio/mpeg"/>
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            <pubDate>Sun, 29 Oct 2017 08:03:51 -0700</pubDate>
            <itunes:subtitle>Relocating</itunes:subtitle>
            <itunes:summary>Retiring and relocating is an option. Many of us want to make more than one change when we end the daily routine. Should we venture down the road or stay close? Here is one story.</itunes:summary>
            <itunes:duration>7:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>547 What Now (Part 2)</title>
            <description>This is the second part in a two part series concerning what to do after retiring. These are just some examples of what has worked for me and I am sure others over the years. They follow the Spinozian idea of the nature of happiness.</description>
            <link>http://retirementtalk.org/rt547.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt547.mp3" length="6620093" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Oct 2017 08:36:44 -0700</pubDate>
            <itunes:subtitle>What Now (Part 2)</itunes:subtitle>
            <itunes:summary>This is the second part in a two part series concerning what to do after retiring. These are just some examples of what has worked for me and I am sure others over the years. They follow the Spinozian idea of the nature of happiness.</itunes:summary>
            <itunes:duration>6:53</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>546 What Now</title>
            <description>Retiring is something new - for most of us. What will we do? Which way will we turn? What will bring us the most happiness? Do we even know what happiness is? We might want to give it some thought.</description>
            <link>http://retirementtalk.org/rt546%20(2).mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt546%20(2).mp3" length="6752586" type="audio/mpeg"/>
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            <pubDate>Sun, 15 Oct 2017 08:36:08 -0700</pubDate>
            <itunes:subtitle>What Now</itunes:subtitle>
            <itunes:summary>Retiring is something new - for most of us. What will we do? Which way will we turn? What will bring us the most happiness? Do we even know what happiness is? We might want to give it some thought.</itunes:summary>
            <itunes:duration>7:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>545 Living Home Free</title>
            <description>Sometimes we throw caution to the wind and live our dreams. This podcast is about two such stories. Retirement can be a time to realize ideas of life as we always wished. All it takes is...</description>
            <link>http://retirementtalk.org/rt545.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt545.mp3" length="6564502" type="audio/mpeg"/>
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            <pubDate>Fri, 6 Oct 2017 16:55:06 -0700</pubDate>
            <itunes:subtitle>Living Home Free</itunes:subtitle>
            <itunes:summary>Sometimes we throw caution to the wind and live our dreams. This podcast is about two such stories. Retirement can be a time to realize ideas of life as we always wished. All it takes is...</itunes:summary>
            <itunes:duration>6:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>544 When Should I Retire</title>
            <description>We don&apos;t really know how long we will live. That presents a problem when we consider retirement. No way of getting around that unknown fact. We have to make our best guess. Then we have to make the most of it.</description>
            <link>http://retirementtalk.org/rt544.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt544.mp3" length="7701732" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Oct 2017 08:25:36 -0700</pubDate>
            <itunes:subtitle>When Should I Retire</itunes:subtitle>
            <itunes:summary>We don&apos;t really know how long we will live. That presents a problem when we consider retirement. No way of getting around that unknown fact. We have to make our best guess. Then we have to make the most of it.</itunes:summary>
            <itunes:duration>8:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>543 Retirement &amp; Food</title>
            <description>&quot;Time to eat&quot; my mother would say. And we would all bound to the table. It was a delightful moment. It still is - even more so. Retirement offers us time to prepare, consume and enjoy food like no other time in our life. With just a little thought, effort - and help - we can take this activity to a new level.</description>
            <link>http://retirementtalk.org/rt543.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt543.mp3" length="7658683" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Sep 2017 08:20:35 -0700</pubDate>
            <itunes:subtitle>Retirement &amp; Food</itunes:subtitle>
            <itunes:summary>&quot;Time to eat&quot; my mother would say. And we would all bound to the table. It was a delightful moment. It still is - even more so. Retirement offers us time to prepare, consume and enjoy food like no other time in our life. With just a little thought, effort - and help - we can take this activity to a new level.</itunes:summary>
            <itunes:duration>7:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>542 Assist or Enable</title>
            <description>Are we really helping when we help? Or are we just enabling? Sometimes it is hard to tell. But it is an important question. We do want to help but sometimes we goes to far and interferes with someone else&apos;s independence. Too much help can be stifling. Retired people have lots of opportunities to help or hinder.</description>
            <link>http://retirementtalk.org/rt542.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt542.mp3" length="6985350" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Sep 2017 08:31:24 -0700</pubDate>
            <itunes:subtitle>Assist or Enable</itunes:subtitle>
            <itunes:summary>Are we really helping when we help? Or are we just enabling? Sometimes it is hard to tell. But it is an important question. We do want to help but sometimes we goes to far and interferes with someone else&apos;s independence. Too much help can be stifling. Retired people have lots of opportunities to help or hinder.</itunes:summary>
            <itunes:duration>7:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>541 Out Of It</title>
            <description>Change comes so fast it is impossible to not feel overwhelmed at times. We hear our children or grandchildren talk and don&apos;t quite know the language. We can kick back and let it all go. Must we always be learning something new? Choices, choices, choices.</description>
            <link>http://retirementtalk.org/rt541.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt541.mp3" length="5100772" type="audio/mpeg"/>
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            <pubDate>Sun, 10 Sep 2017 08:16:32 -0700</pubDate>
            <itunes:subtitle>Out Of It</itunes:subtitle>
            <itunes:summary>Change comes so fast it is impossible to not feel overwhelmed at times. We hear our children or grandchildren talk and don&apos;t quite know the language. We can kick back and let it all go. Must we always be learning something new? Choices, choices, choices.</itunes:summary>
            <itunes:duration>5:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>540 The Pause</title>
            <description>If we are going to a lead a retired life with meaning it is obligatory to pause: to pause and think. When we retire we have a bit more time for reflection. We need to build it into our busy schedule. Time to think.</description>
            <link>http://retirementtalk.org/rt540.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt540.mp3" length="7374888" type="audio/mpeg"/>
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            <pubDate>Thu, 7 Sep 2017 14:29:28 -0700</pubDate>
            <itunes:subtitle>The Pause</itunes:subtitle>
            <itunes:summary>If we are going to a lead a retired life with meaning it is obligatory to pause: to pause and think. When we retire we have a bit more time for reflection. We need to build it into our busy schedule. Time to think.</itunes:summary>
            <itunes:duration>7:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>539 Irresponsible</title>
            <description>Is being irresponsible always bad? Some people seem to look on it as nothing more than taking a bit of a risk. That can&apos;t be all bad. Retirement rids us of lots of responsibility and opens the door for walking a bit more, or even a lot more, on the edge.</description>
            <link>http://retirementtalk.org/rt539.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt539.mp3" length="6774281" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Aug 2017 08:21:21 -0700</pubDate>
            <itunes:subtitle>Irresponsible</itunes:subtitle>
            <itunes:summary>Is being irresponsible always bad? Some people seem to look on it as nothing more than taking a bit of a risk. That can&apos;t be all bad. Retirement rids us of lots of responsibility and opens the door for walking a bit more, or even a lot more, on the edge.</itunes:summary>
            <itunes:duration>7:03</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>538 Focus on Things You can Control</title>
            <description>We can spend a lot of time on things of which we have no control. Our thoughts and sleep can be cut short. It might be best to accept what we must and focus on those things we can control or at least influence. Our life can be better.</description>
            <link>http://retirementtalk.org/rt538.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt538.mp3" length="7761920" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Aug 2017 08:13:58 -0700</pubDate>
            <itunes:subtitle>Focus On Things You Can Control</itunes:subtitle>
            <itunes:summary>We can spend a lot of time on things of which we have no control. Our thoughts and sleep can be cut short. It might be best to accept what we must and focus on those things we can control or at least influence. Our life can be better.</itunes:summary>
            <itunes:duration>8:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>537 Reconnecting</title>
            <description>There is no friend like an old friend. Someone must have said that. Retirement allows us time to reach back and reconnect. It also allows us time to reach out and make new friends. It may involves a little risk and require a little effort</description>
            <link>http://retirementtalk.org/rt537.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt537.mp3" length="7485230" type="audio/mpeg"/>
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            <pubDate>Sun, 13 Aug 2017 08:05:01 -0700</pubDate>
            <itunes:subtitle>Reconnecting</itunes:subtitle>
            <itunes:summary>There is no friend like an old friend. Someone must have said that. Retirement allows us time to reach back and reconnect. It also allows us time to reach out and make new friends. It may involves a little risk and require a little effort</itunes:summary>
            <itunes:duration>7:47</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>536 Exploring</title>
            <description>Retiring and exploring go hand in hand. At least they can. Many believe they have to jump on a jet to far distant places to explore. Not so. Many new experiences can be had very close to home for those attuned.</description>
            <link>http://retirementtalk.org/rt536.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt536.mp3" length="7229439" type="audio/mpeg"/>
            <guid isPermaLink="false">390BFDCD-BF29-4459-84CC-F9BA2B0229B0</guid>
            <pubDate>Sun, 6 Aug 2017 08:13:32 -0700</pubDate>
            <itunes:subtitle>Exploring</itunes:subtitle>
            <itunes:summary>Retiring and exploring go hand in hand. At least they can. Many believe they have to jump on a jet to far distant places to explore. Not so. Many new experiences can be had very close to home for those attuned.</itunes:summary>
            <itunes:duration>7:31</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>535 What Money Can&apos;t Buy</title>
            <description>Retirement is about more than money. Choices need to be made concerning money. But there are many decisions that do not concern financial and investment issues. We need to think about these.</description>
            <link>http://retirementtalk.org/rt535.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt535.mp3" length="7855885" type="audio/mpeg"/>
            <guid isPermaLink="false">A6F4F3DB-2CDC-4EAC-92F7-FC794F0108BA</guid>
            <pubDate>Sun, 30 Jul 2017 07:50:46 -0700</pubDate>
            <itunes:subtitle>What Money Can&apos;t Buy</itunes:subtitle>
            <itunes:summary>Retirement is about more than money. Choices need to be made concerning money. But there are many decisions that do not concern financial and investment issues. We need to think about these.</itunes:summary>
            <itunes:duration>8:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>534 Advanced Directive</title>
            <description>Life ends for all of us. We all want to die without pain if we can. Medical Directives allow our best chance to do that. Our view of death is usually formed via television. It is so very misleading. What to do?</description>
            <link>http://retirementtalk.org/rt534.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt534.mp3" length="7691701" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Jul 2017 07:59:47 -0700</pubDate>
            <itunes:subtitle>Advanced Directive</itunes:subtitle>
            <itunes:summary>Life ends for all of us. We all want to die without pain if we can. Medical Directives allow our best chance to do that. Our view of death is usually formed via television. It is so very misleading. What to do?</itunes:summary>
            <itunes:duration>8:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>533 Who We Are</title>
            <description>We want to know about our parents history. We want to know about our grandparents history. We need to share our stories with younger members of the family. It does them good and it also helps us review our own lives. Now is the time.</description>
            <link>http://retirementtalk.org/rt533.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt533.mp3" length="9086849" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Jul 2017 08:19:14 -0700</pubDate>
            <itunes:subtitle>Who We Are</itunes:subtitle>
            <itunes:summary>We want to know about our parents history. We want to know about our grandparents history. We need to share our stories with younger members of the family. It does them good and it also helps us review our own lives. Now is the time.</itunes:summary>
            <itunes:duration>9:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>532 Would&apos;ve, Could&apos;ve, Should&apos;ve</title>
            <description>We don&apos;t want to look back on our lives with the classic, &quot;Would&apos;ve, Could&apos;ve, Should&apos;ve&quot; thought taking up residence in our minds. And we certainly don&apos;t want to go into retirement and create even more.</description>
            <link>http://retirementtalk.org/rt532.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt532.mp3" length="6434062" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Jul 2017 08:19:46 -0700</pubDate>
            <itunes:subtitle>Would&apos;ve, Could&apos;ve, Should&apos;ve</itunes:subtitle>
            <itunes:summary>We don&apos;t want to look back on our lives with the classic, &quot;Would&apos;ve, Could&apos;ve, Should&apos;ve&quot; thought taking up residence in our minds. And we certainly don&apos;t want to go into retirement and create even more.</itunes:summary>
            <itunes:duration>6:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>531 Stuck</title>
            <description>Sometimes we just find ourselves stuck one way or the other. We just can&apos;t get on with our life. Retirement can become that way without some effort and thought. We need to engage the mind before we become stuck.</description>
            <link>http://retirementtalk.org/rt531.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
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            <pubDate>Sun, 2 Jul 2017 07:48:30 -0700</pubDate>
            <itunes:subtitle>Stuck</itunes:subtitle>
            <itunes:summary>Sometimes we just find ourselves stuck one way or the other. We just can&apos;t get on with our life. Retirement can become that way without some effort and thought. We need to engage the mind before we become stuck.</itunes:summary>
            <itunes:duration>7:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>530 Reading for Pleasure</title>
            <description>Reading allows the mind to wander uninhibited. It allows us expand our view of everything in the universe. Retirement allows us the good fortune to maximize this pleasure. We need to be aware of it to appreciate it.</description>
            <link>http://retirementtalk.org/rt530.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt530.mp3" length="7367365" type="audio/mpeg"/>
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            <pubDate>Sun, 25 Jun 2017 17:51:41 -0700</pubDate>
            <itunes:subtitle>Reading for Pleasure</itunes:subtitle>
            <itunes:summary>Reading allows the mind to wander uninhibited. It allows us expand our view of everything in the universe. Retirement allows us the good fortune to maximize this pleasure. We need to be aware of it to appreciate it.</itunes:summary>
            <itunes:duration>7:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>529 Regrets</title>
            <description>Regrets accumulate as we move through life. We have all uttered the words , &quot;If I could just do that over&quot;. Retirement brings time to either deal with the regrets in a positive fashion or get buried by them. Time to give it a little thought.</description>
            <link>http://retirementtalk.org/rt529.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt529.mp3" length="7774875" type="audio/mpeg"/>
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            <pubDate>Sun, 18 Jun 2017 07:54:12 -0700</pubDate>
            <itunes:subtitle>Regrets</itunes:subtitle>
            <itunes:summary>Regrets accumulate as we move through life. We have all uttered the words , &quot;If I could just do that over&quot;. Retirement brings time to either deal with the regrets in a positive fashion or get buried by them. Time to give it a little thought.</itunes:summary>
            <itunes:duration>8:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>528 Limits</title>
            <description>We know that we have limits in life. Sometimes we don&apos;t know what those limits are and when they may no longer be valid. Retirement life brings some new limits into our life. Being aware of these limits removes frustration and allows us to move smoothly through the remainder of our life.</description>
            <link>http://retirementtalk.org/rt528.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt528.mp3" length="7534131" type="audio/mpeg"/>
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            <pubDate>Sun, 11 Jun 2017 07:47:35 -0700</pubDate>
            <itunes:subtitle>Limits</itunes:subtitle>
            <itunes:summary>We know that we have limits in life. Sometimes we don&apos;t know what those limits are and when they may no longer be valid. Retirement life brings some new limits into our life. Being aware of these limits removes frustration and allows us to move smoothly through the remainder of our life.</itunes:summary>
            <itunes:duration>7:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>527 Finding Meaning (Part 2)</title>
            <description>In retirement we are as free as we have ever been to become the person we have always dreamed of being. We can examine the life we have led and the life we would like to create. We may bring this unique opportunity into our conscious mind and act upon it. (Part 2)</description>
            <link>http://retirementtalk.org/rt527.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt527.mp3" length="8266395" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Jun 2017 07:14:59 -0700</pubDate>
            <itunes:subtitle>Finding Meaning (Part 2)</itunes:subtitle>
            <itunes:summary>In retirement we are as free as we have ever been to become the person we have always dreamed of being. We can examine the life we have led and the life we would like to create. We may bring this unique opportunity into our conscious mind and act upon it. (Part 2)</itunes:summary>
            <itunes:duration>8:36</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>526Finding Meaning</title>
            <description>Parents give meaning to our lives as children; then teachers and then bosses. Family and work responsibilities shape much of our interests and time. Then comes retirement and many of us find ourselves in a unique position. We can finally choose our own meaning. For some, it is not so easy. (Part 1)</description>
            <link>http://retirementtalk.org/rt526.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt526.mp3" length="7007084" type="audio/mpeg"/>
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            <pubDate>Sat, 2 Sep 2017 07:32:04 -0700</pubDate>
            <itunes:subtitle>Finding Meaning</itunes:subtitle>
            <itunes:summary>Parents give meaning to our lives as children; then teachers and then bosses. Family and work responsibilities shape much of our interests and time. Then comes retirement and many of us find ourselves in a unique position. We can finally choose our own meaning. For some, it is not so easy. (Part 1)</itunes:summary>
            <itunes:duration>7:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>525 Watch Your Step</title>
            <description>We all get a bit careless at times. When we move into retirement it is time we need to consider this carefully when it comes to falling. We might be okay to fall in love again but just plain falling requires our utmost attention. We need to take it up a level.</description>
            <link>http://retirementtalk.org/rt525.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt525.mp3" length="5690095" type="audio/mpeg"/>
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            <pubDate>Thu, 18 May 2017 18:50:01 -0700</pubDate>
            <itunes:subtitle>Watch Your Step</itunes:subtitle>
            <itunes:summary>We all get a bit careless at times. When we move into retirement it is time we need to consider this carefully when it comes to falling. We might be okay to fall in love again but just plain falling requires our utmost attention. We need to take it up a level.</itunes:summary>
            <itunes:duration>5:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>524 Lifelong Learning via a Bus</title>
            <description>I swore I would never get on a bus with a bunch of older people. Then I did. Here is the story. It is also a story about Lifelong Learning as presented through a university. Something I thought I would never do either. Then I did.</description>
            <link>http://retirementtalk.org/rt524.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt524.mp3" length="8903365" type="audio/mpeg"/>
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            <pubDate>Sat, 13 May 2017 07:44:08 -0700</pubDate>
            <itunes:subtitle>Lifelong Learning via a Bus</itunes:subtitle>
            <itunes:summary>I swore I would never get on a bus with a bunch of older people. Then I did. Here is the story. It is also a story about Lifelong Learning as presented through a university. Something I thought I would never do either. Then I did.</itunes:summary>
            <itunes:duration>9:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>C</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>523 Never Too Old To Change</title>
            <description>We can always change. Retirement brings us the opportunity to realize that in a big way. We just have to want it. We must rid ourselves of the old adage, &quot;You can&apos;t teach an old dog new tricks.&quot; That is just not true.</description>
            <link>http://retirementtalk.org/rt523.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt523.mp3" length="6717857" type="audio/mpeg"/>
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            <pubDate>Sat, 6 May 2017 10:07:32 -0700</pubDate>
            <itunes:subtitle>523 Never Too Old To Change</itunes:subtitle>
            <itunes:summary>We can always change. Retirement brings us the opportunity to realize that in a big way. We just have to want it. We must rid ourselves of the old adage, &quot;You can&apos;t teach an old dog new tricks.&quot; That is just not true.</itunes:summary>
            <itunes:duration>6:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>522 How Little It Takes</title>
            <description>Retirement offers us a chance to consider life more closely than when we are busy with work. One thing most of us find that it takes a little less to make us happy. We can jettison lots of ideas and stuff. Happiness doesn&apos;t come from just having more.</description>
            <link>http://retirementtalk.org/rt522.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt522.mp3" length="6885458" type="audio/mpeg"/>
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            <pubDate>Sat, 29 Apr 2017 07:43:50 -0700</pubDate>
            <itunes:subtitle>How Little It Takes</itunes:subtitle>
            <itunes:summary>Retirement offers us a chance to consider life more closely than when we are busy with work. One thing most of us find that it takes a little less to make us happy. We can jettison lots of ideas and stuff. Happiness doesn&apos;t come from just having more.</itunes:summary>
            <itunes:duration>7:10</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>521 Looking Ahead</title>
            <description>Entering retirement is like entering a new land. We can play it safe and stay where everyone else does. Or, we can use our imagination and venture out into the areas we have never explored. The choice is ours.</description>
            <link>http://retirementtalk.org/rt521.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt521.mp3" length="7322226" type="audio/mpeg"/>
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            <pubDate>Sat, 22 Apr 2017 09:11:38 -0700</pubDate>
            <itunes:subtitle>Looking Ahead</itunes:subtitle>
            <itunes:summary>Entering retirement is like entering a new land. We can play it safe and stay where everyone else does. Or, we can use our imagination and venture out into the areas we have never explored. The choice is ours.</itunes:summary>
            <itunes:duration>7:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>520 Road Trip</title>
            <description>Taking a road trip seems to be high on the list of most of us whether we are retired or not. Here is a short podcast of the methods and habits that have proven valuable to us on several such ventures. A good road trip involves more than just driving down the road. It takes some thought.</description>
            <link>http://retirementtalk.org/rt520.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt520.mp3" length="8902111" type="audio/mpeg"/>
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            <pubDate>Sat, 15 Apr 2017 07:10:29 -0700</pubDate>
            <itunes:subtitle>Road Trip</itunes:subtitle>
            <itunes:summary>Taking a road trip seems to be high on the list of most of us whether we are retired or not. Here is a short podcast of the methods and habits that have proven valuable to us on several such ventures. A good road trip involves more than just driving down the road. It takes some thought.</itunes:summary>
            <itunes:duration>9:16</itunes:duration>
            <itunes:author>Del  Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>519 Winners and Losers</title>
            <description>One thing about getting older: we have all experienced winning and loosing at one thing or another. That is a good thing, Because we are not done. We learn to roll with the punch, get better prepared for the next sequence and know that the wheel will turn.</description>
            <link>http://retirementtalk.org/rt519.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt519.mp3" length="5555094" type="audio/mpeg"/>
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            <pubDate>Sat, 8 Apr 2017 07:58:40 -0700</pubDate>
            <itunes:subtitle>Winners and Losers</itunes:subtitle>
            <itunes:summary>One thing about getting older: we have all experienced winning and loosing at one thing or another. That is a good thing, Because we are not done. We learn to roll with the punch, get better prepared for the next sequence and know that the wheel will turn.</itunes:summary>
            <itunes:duration>5:47</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>517 Meditation</title>
            <description>Retirement is a perfect time to venture into some experiences for which we never had time. Meditation seems to be all the rage right now. Of course it has been around for centuries. I never thought it was for me but a recent exploration has proven most worthwhile. We, my wife and I, sleep better.</description>
            <link>http://retirementtalk.org/rt518.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt518.mp3" length="6349217" type="audio/mpeg"/>
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            <pubDate>Thu, 30 Mar 2017 07:47:22 -0700</pubDate>
            <itunes:subtitle>Meditation</itunes:subtitle>
            <itunes:summary>Retirement is a perfect time to venture into some experiences for which we never had time. Meditation seems to be all the rage right now. Of course it has been around for centuries. I never thought it was for me but a recent exploration has proven most worthwhile. We, my wife and I, sleep better.</itunes:summary>
            <itunes:duration>6:36</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>516 Let It Go</title>
            <description>Age has a way with each of us. We have our day. Then we need to let go gracefully. Not easy but important. Retirement is a time for letting go. We can then move on: one way or another.</description>
            <link>http://retirementtalk.org/rt516.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt516.mp3" length="7049716" type="audio/mpeg"/>
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            <pubDate>Thu, 16 Mar 2017 07:34:21 -0700</pubDate>
            <itunes:subtitle>Let It Go</itunes:subtitle>
            <itunes:summary>Age has a way with each of us. We have our day. Then we need to let go gracefully. Not easy but important. Retirement is a time for letting go. We can then move on: one way or another.</itunes:summary>
            <itunes:duration>7:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>515 Rugged Individualism and Politics</title>
            <description>Rugged individualism is embedded into our culture. We want the individual to succeed. We also want our government to succeed. Our government demands that we cooperate with each other. The word &quot;We&quot; becomes most important.</description>
            <link>http://retirementtalk.org/rt515.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt515.mp3" length="7893576" type="audio/mpeg"/>
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            <pubDate>Wed, 8 Mar 2017 08:08:25 -0800</pubDate>
            <itunes:subtitle>Rugged Individualism and Politics</itunes:subtitle>
            <itunes:summary>Rugged individualism is embedded into our culture. We want the individual to succeed. We also want our government to succeed. Our government demands that we cooperate with each other. The word &quot;We&quot; becomes most important.</itunes:summary>
            <itunes:duration>8:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>514 Golden</title>
            <description>Sometimes we meet people who make their mark in our mind. Golden was one such for me. He lived life with vigor. We might all do as well.</description>
            <link>http://retirementtalk.org/rt514.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt514.mp3" length="7419192" type="audio/mpeg"/>
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            <pubDate>Wed, 1 Mar 2017 08:12:10 -0800</pubDate>
            <itunes:subtitle>Golden</itunes:subtitle>
            <itunes:summary>Sometimes we meet people who make their mark in our mind. Golden was one such for me. He lived life with vigor. We might all do as well.</itunes:summary>
            <itunes:duration>7:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>513 Milestones</title>
            <description>Milestones indicate where we are in life and where we might go. They are important to consider in retirement. We may have to make them on our own. To do so requires some gumption.</description>
            <link>http://retirementtalk.org/rt513.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt513.mp3" length="6580766" type="audio/mpeg"/>
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            <pubDate>Wed, 22 Feb 2017 07:55:21 -0800</pubDate>
            <itunes:subtitle>Milestones</itunes:subtitle>
            <itunes:summary>Milestones indicate where we are in life and where we might go. They are important to consider in retirement. We may have to make them on our own. To do so requires some gumption.</itunes:summary>
            <itunes:duration>6:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>512 Grit</title>
            <description>We all know how important it is to see a job through to the end. By the time we retire we should have learned the importance of perseverance and a passion for what we are doing. Challenges in retirement call for the same qualities. We need to stay with it. It calls for grit.</description>
            <link>http://retirementtalk.org/rt512.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt512.mp3" length="7637367" type="audio/mpeg"/>
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            <pubDate>Wed, 15 Feb 2017 11:52:28 -0800</pubDate>
            <itunes:subtitle>Grit</itunes:subtitle>
            <itunes:summary>We all know how important it is to see a job through to the end. By the time we retire we should have learned the importance of perseverance and a passion for what we are doing. Challenges in retirement call for the same qualities. We need to stay with it. It calls for grit.</itunes:summary>
            <itunes:duration>7:57</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>511 Five Years Left</title>
            <description>We don&apos;t know how much time we have left to live. Or how much time we have left where we can physically and mentally do almost anything we want. Age is continuously taking steps. How does this influence our daily choices?</description>
            <link>http://retirementtalk.org/rt511.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt511.mp3" length="6496756" type="audio/mpeg"/>
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            <pubDate>Wed, 8 Feb 2017 20:56:01 -0800</pubDate>
            <itunes:subtitle>Five Years Left</itunes:subtitle>
            <itunes:summary>We don&apos;t know how much time we have left to live. Or how much time we have left where we can physically and mentally do almost anything we want. Age is continuously taking steps. How does this influence our daily choices?</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>510 Reconnecting</title>
            <description>Catching up with old friends, co-workers, or old students is a most enjoyable experience. For me, it has been well worth the time and effort. Retirement offers time to slow down just a bit and reach far and wide.</description>
            <link>http://retirementtalk.org/rt510.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt510.mp3" length="5553840" type="audio/mpeg"/>
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            <pubDate>Tue, 31 Jan 2017 22:03:25 -0800</pubDate>
            <itunes:subtitle>Reconnecting</itunes:subtitle>
            <itunes:summary>Catching up with old friends, co-workers, or old students is a most enjoyable experience. For me, it has been well worth the time and effort. Retirement offers time to slow down just a bit and reach far and wide.</itunes:summary>
            <itunes:duration>5:47</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>509 Having Value</title>
            <description>A sense of having value in life is a basic need. We all want to be accepted as contributing to the general well being. Retirement provides a real test as to just how mature we have become. Our mind must be in shape.</description>
            <link>http://retirementtalk.org/rt509.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt509.mp3" length="6380146" type="audio/mpeg"/>
            <guid isPermaLink="false">2A94E746-ABBB-4FDD-8F20-1369EC67BB03</guid>
            <pubDate>Tue, 24 Jan 2017 20:15:47 -0800</pubDate>
            <itunes:subtitle>Having Value</itunes:subtitle>
            <itunes:summary>A sense of having value in life is a basic need. We all want to be accepted as contributing to the general well being. Retirement provides a real test as to just how mature we have become. Our mind must be in shape.</itunes:summary>
            <itunes:duration>6:38</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>508 Politics and Persistence</title>
            <description>When it comes to politics, we are all involved one way or the other. Right up until our dying day politics has a way of reaching out and being part of our lives. Some of us get involved with an idea to effect change and others of us just tolerate the relationship. We have to choose.</description>
            <link>http://retirementtalk.org/rt508.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt508.mp3" length="6843662" type="audio/mpeg"/>
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            <pubDate>Tue, 17 Jan 2017 19:43:21 -0800</pubDate>
            <itunes:subtitle>Politics and Persistence</itunes:subtitle>
            <itunes:summary>When it comes to politics, we are all involved one way or the other. Right up until our dying day politics has a way of reaching out and being part of our lives. Some of us get involved with an idea to effect change and others of us just tolerate the relationship. We have to choose.</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>507 Neighbors</title>
            <description>What kind of people live next door? We can live next to them for years and never know. Why is that? Sometimes we need to just reach out and extend a welcoming hand even if we have lived next to each other for years. We might be pleasantly surprised.</description>
            <link>http://retirementtalk.org/rt507.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt507.mp3" length="5973323" type="audio/mpeg"/>
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            <pubDate>Tue, 10 Jan 2017 20:33:57 -0800</pubDate>
            <itunes:subtitle>Neighbors</itunes:subtitle>
            <itunes:summary>What kind of people live next door? We can live next to them for years and never know. Why is that? Sometimes we need to just reach out and extend a welcoming hand even if we have lived next to each other for years. We might be pleasantly surprised.</itunes:summary>
            <itunes:duration>6:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>506 The Story</title>
            <description>What do we remember? What can we pass along to our children, grandchildren and others? One thing about it: if we can&apos;t couch it in a story we might as well keep it to ourselves. Seems like the story is what it is all about.</description>
            <link>http://retirementtalk.org/rt506.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt506.mp3" length="7617723" type="audio/mpeg"/>
            <guid isPermaLink="false">E135DFF1-03EF-4E40-8F6F-9F5E9D7B7DD5</guid>
            <pubDate>Tue, 3 Jan 2017 17:21:53 -0800</pubDate>
            <itunes:subtitle>The Story</itunes:subtitle>
            <itunes:summary>What do we remember? What can we pass along to our children, grandchildren and others? One thing about it: if we can&apos;t couch it in a story we might as well keep it to ourselves. Seems like the story is what it is all about.</itunes:summary>
            <itunes:duration>7:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>505 Failure</title>
            <description>We all fail at one time or another. It doesn&apos;t ever seem very pleasant. But we usually get more from it than we think. Sometimes it can result in resounding success. Failure is not something we must avoid at all costs.</description>
            <link>http://retirementtalk.org/rt505.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt505.mp3" length="7409161" type="audio/mpeg"/>
            <guid isPermaLink="false">D97C4619-1D44-432D-A0BC-F4FC38A6EDDC</guid>
            <pubDate>Mon, 19 Dec 2016 19:56:58 -0800</pubDate>
            <itunes:subtitle>Failure</itunes:subtitle>
            <itunes:summary>We all fail at one time or another. It doesn&apos;t ever seem very pleasant. But we usually get more from it than we think. Sometimes it can result in resounding success. Failure is not something we must avoid at all costs.</itunes:summary>
            <itunes:duration>7:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>504 Bliss</title>
            <description>What are you doing when you lose all sense of time? For some retirement is a time of indecision. We don&apos;t know what to do. What will bring us the most happiness?</description>
            <link>http://retirementtalk.org/rt504.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt504.mp3" length="6216723" type="audio/mpeg"/>
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            <pubDate>Tue, 13 Dec 2016 08:10:39 -0800</pubDate>
            <itunes:subtitle>Bliss</itunes:subtitle>
            <itunes:summary>What are you doing when you lose all sense of time? For some retirement is a time of indecision. We don&apos;t know what to do. What will bring us the most happiness?</itunes:summary>
            <itunes:duration>6:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>503 Biking</title>
            <description>Biking has become an integral part of my retirement life. Lots of people do it. Why is that? What does it add? Could it become part of my life? Should it?</description>
            <link>http://retirementtalk.org/rt503.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt503.mp3" length="7077719" type="audio/mpeg"/>
            <guid isPermaLink="false">9F3CF6C0-3F13-4F52-9C15-22BB374DD5F9</guid>
            <pubDate>Mon, 5 Dec 2016 20:31:28 -0800</pubDate>
            <itunes:subtitle>Biking</itunes:subtitle>
            <itunes:summary>Biking has become an integral part of my retirement life. Lots of people do it. Why is that? What does it add? Could it become part of my life? Should it?</itunes:summary>
            <itunes:duration>7:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>502 Why Retire?</title>
            <description>Ever wonder how people can think that way? Why don&apos;t they all think like me? Thoughts like these are misleading if not always far from the mark. It holds true for reasons of retire and most other things in life.</description>
            <link>http://retirementtalk.org/rt502.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt502.mp3" length="7468093" type="audio/mpeg"/>
            <guid isPermaLink="false">D46C9661-E0B1-4B3D-9567-F562EC983860</guid>
            <pubDate>Mon, 28 Nov 2016 19:41:58 -0800</pubDate>
            <itunes:subtitle>Why Retire</itunes:subtitle>
            <itunes:summary>Ever wonder how people can think that way? Why don&apos;t they all think like me? Thoughts like these are misleading if not always far from the mark. It holds true for reasons of retire and most other things in life.</itunes:summary>
            <itunes:duration>7:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>501 You Can Fix It</title>
            <description>Things go wrong. Sometimes we get so discouraged we just walk away. Other times some of us just stay with it. Right to the bitter end. Or until that which is wrong gets righted. Most of the time we can fix it.</description>
            <link>http://retirementtalk.org/rt501.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt501.mp3" length="5992697" type="audio/mpeg"/>
            <guid isPermaLink="false">4F89ADAE-7F94-43D6-A8B7-2BA5F6003AA3</guid>
            <pubDate>Mon, 21 Nov 2016 21:53:41 -0800</pubDate>
            <itunes:subtitle>You Can Fix It</itunes:subtitle>
            <itunes:summary>Things go wrong. Sometimes we get so discouraged we just walk away. Other times some of us just stay with it. Right to the bitter end. Or until that which is wrong gets righted. Most of the time we can fix it.</itunes:summary>
            <itunes:duration>6:14</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>500 Happy Anniversary</title>
            <description>We can never predict where retirement might take us any more than we could have predicted our life after leaving high school or college. The world changes around us and we had better &quot;sit loose in the saddle&quot;.</description>
            <link>http://retirementtalk.org/rt500.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt500.mp3" length="5574320" type="audio/mpeg"/>
            <guid isPermaLink="false">7990ACDD-8364-4AFB-A9C6-6546FC098F61</guid>
            <pubDate>Mon, 14 Nov 2016 19:45:03 -0800</pubDate>
            <itunes:subtitle>Happy Anniversary</itunes:subtitle>
            <itunes:summary>We can never predict where retirement might take us any more than we could have predicted our life after leaving high school or college. The world changes around us and we had better &quot;sit loose in the saddle&quot;.</itunes:summary>
            <itunes:duration>5:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>499 A Retired State of Minde</title>
            <description>Is there such a thing as a &quot;retired state of mind&quot;? Do we see life a bit different than other segments of the population? Is there something about retirement that tends to tie us together as a group? Experience tells me there is.</description>
            <link>http://retirementtalk.org/rt499.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt499.mp3" length="7246575" type="audio/mpeg"/>
            <guid isPermaLink="false">44E4B8A5-F87C-492B-B927-A06003D7EA3B</guid>
            <pubDate>Tue, 8 Nov 2016 07:47:16 -0800</pubDate>
            <itunes:subtitle>A Retired State of Mind</itunes:subtitle>
            <itunes:summary>Is there such a thing as a &quot;retired state of mind&quot;? Do we see life a bit different than other segments of the population? Is there something about retirement that tends to tie us together as a group? Experience tells me there is.</itunes:summary>
            <itunes:duration>7:32</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>498 The Good Old Days</title>
            <description>When problems arise it is always easy to lean back and yearn for the &quot;good ol&apos; days&quot;. It initiates an almost auto-acceptance as truth. Retired people have experiences which may reveal a different truth.</description>
            <link>http://retirementtalk.org/rt498.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt498.mp3" length="6966124" type="audio/mpeg"/>
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            <pubDate>Mon, 31 Oct 2016 19:44:19 -0700</pubDate>
            <itunes:subtitle>The Good Old Days</itunes:subtitle>
            <itunes:summary>When problems arise it is always easy to lean back and yearn for the &quot;good ol&apos; days&quot;. It initiates an almost auto-acceptance as truth. Retired people have experiences which may reveal a different truth.</itunes:summary>
            <itunes:duration>7:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>497 I Forgot</title>
            <description>Sometimes we find ourselves living out a self-fulfilling prophecy. We hear about &quot;Senior Moments&quot; and think ours are on the increase. Perhaps we are only forgetting that forgetting is a way of life.</description>
            <link>http://retirementtalk.org/rt497.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt497.mp3" length="5442663" type="audio/mpeg"/>
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            <pubDate>Mon, 24 Oct 2016 20:28:29 -0700</pubDate>
            <itunes:subtitle>II Forgot</itunes:subtitle>
            <itunes:summary>Sometimes we find ourselves living out a self-fulfilling prophecy. We hear about &quot;Senior Moments&quot; and think ours are on the increase. Perhaps we are only forgetting that forgetting is a way of life.</itunes:summary>
            <itunes:duration>5:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>496 Caregiver</title>
            <description>Retirement is often accompanied by assuming the role of caregiver. Life calls us to care for someone who needs attention. We had best be prepared physically and psychologically for this demanding and yet gratifying role.</description>
            <link>http://retirementtalk.org/rt496.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt496.mp3" length="7597661" type="audio/mpeg"/>
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            <pubDate>Mon, 17 Oct 2016 15:09:01 -0700</pubDate>
            <itunes:subtitle>Caregiver</itunes:subtitle>
            <itunes:summary>Retirement is often accompanied by assuming the role of caregiver. Life calls us to care for someone who needs attention. We had best be prepared physically and psychologically for this demanding and yet gratifying role.</itunes:summary>
            <itunes:duration>7:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>495 Ownership of Your Own Life</title>
            <description>It is easy to follow the group. It is not easy to do exactly as you want. It is not easy to create your own way in life. We learn to go along with the group as a child. Retirement gives us a chance to become our own person.</description>
            <link>http://retirementtalk.org/rt495.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt495.mp3" length="6535208" type="audio/mpeg"/>
            <guid isPermaLink="false">CF1FE2ED-B09C-4962-981F-4346D2C2A0A4</guid>
            <pubDate>Mon, 10 Oct 2016 14:25:01 -0700</pubDate>
            <itunes:subtitle>495 Ownership of Your Own Life</itunes:subtitle>
            <itunes:summary>It is easy to follow the group. It is not easy to do exactly as you want. It is not easy to create your own way in life. We learn to go along with the group as a child. Retirement gives us a chance to become our own person.</itunes:summary>
            <itunes:duration>6:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>494 Look Around</title>
            <description>Sometimes we need a reminder to open our eyes. We need to be reminded to look at what is right in front of us. Some of us see everything around us and others only what is directly in our path. We need to be conscious of our world if we want to enjoy it.</description>
            <link>http://retirementtalk.org/rt494.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt494.mp3" length="7076048" type="audio/mpeg"/>
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            <pubDate>Mon, 3 Oct 2016 20:17:22 -0700</pubDate>
            <itunes:subtitle>Look Arouind</itunes:subtitle>
            <itunes:summary>Sometimes we need a reminder to open our eyes. We need to be reminded to look at what is right in front of us. Some of us see everything around us and others only what is directly in our path. We need to be conscious of our world if we want to enjoy it.</itunes:summary>
            <itunes:duration>7:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>493 Shifting Gears</title>
            <description>Retirement brings forward many opportunities. One of the big possibilities is that we change the way we have been living for the way we have always wanted to live. We have choices. We may wish to continue in our friendly and familiar path or we may wish to turn and walk another road.</description>
            <link>http://retirementtalk.org/rt493.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt493.mp3" length="7737259" type="audio/mpeg"/>
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            <pubDate>Mon, 26 Sep 2016 17:32:43 -0700</pubDate>
            <itunes:subtitle>Shifting Gears</itunes:subtitle>
            <itunes:summary>Retirement brings forward many opportunities. One of the big possibilities is that we change the way we have been living for the way we have always wanted to live. We have choices. We may wish to continue in our friendly and familiar path or we may wish to turn and walk another road.</itunes:summary>
            <itunes:duration>8:03</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>492 Feet</title>
            <description>Our body takes a little more care as we move into the retirement years. We have to pay attention just a bit more. Moving our health care into the front of our mind pays - &quot;If we take care of our feet our feet will take care of us,&quot; someone said.</description>
            <link>http://retirementtalk.org/rt492.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt492.mp3" length="5923734" type="audio/mpeg"/>
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            <pubDate>Mon, 19 Sep 2016 13:52:22 -0700</pubDate>
            <itunes:subtitle>Feet</itunes:subtitle>
            <itunes:summary>Our body takes a little more care as we move into the retirement years. We have to pay attention just a bit more. Moving our health care into the front of our mind pays - &quot;If we take care of our feet our feet will take care of us,&quot; someone said.</itunes:summary>
            <itunes:duration>6:10</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>491 The Sky Is Falling</title>
            <description>Retired people have one big advantage over those who are younger. We have lived longer, seen more, and have a wealth of experiences. We have been warned that these were the worst of all times often. What can we make of that?</description>
            <link>http://www.retirementtalk.org/rt491.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://www.retirementtalk.org/rt491.mp3" length="6496756" type="audio/mpeg"/>
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            <pubDate>Mon, 12 Sep 2016 20:13:44 -0700</pubDate>
            <itunes:subtitle>The Sky Is Falling</itunes:subtitle>
            <itunes:summary>Retired people have one big advantage over those who are younger. We have lived longer, seen more, and have a wealth of experiences. We have been warned that these were the worst of all times often. What can we make of that?</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>490 Dream A Little</title>
            <description>Sometimes we just don&apos;t know what to do. We have time, energy and all we need is direction. Time seems to have deleted our ability to dream or imagine. We might gain by kicking back on a regular basis and letting our mind wander as we did as child. Dream big.</description>
            <link>http://retirementtalk.org/rt490.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt490.mp3" length="6834049" type="audio/mpeg"/>
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            <pubDate>Mon, 5 Sep 2016 20:31:16 -0700</pubDate>
            <itunes:subtitle>Dream A Little</itunes:subtitle>
            <itunes:summary>Sometimes we just don&apos;t know what to do. We have time, energy and all we need is direction. Time seems to have deleted our ability to dream or imagine. We might gain by kicking back on a regular basis and letting our mind wander as we did as child. Dream big.</itunes:summary>
            <itunes:duration>7:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>489 Help</title>
            <description>We could all use a little help throughout our lives. A special request from a listener prompted this topic. You can lend a hand here. It will help someone else and it will probably help you as well. A good thing to do whether you are retired or not.</description>
            <link>http://retirementtalk.org/rt489.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt489.mp3" length="4505599" type="audio/mpeg"/>
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            <pubDate>Mon, 29 Aug 2016 20:27:11 -0700</pubDate>
            <itunes:subtitle>Help</itunes:subtitle>
            <itunes:summary>We could all use a little help throughout our lives. A special request from a listener prompted this topic. You can lend a hand here. It will help someone else and it will probably help you as well. A good thing to do whether you are retired or not.</itunes:summary>
            <itunes:duration>4:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>488 Movies</title>
            <description>Ever get the feeling that you may have skipped a few experiences in your younger life? One may be movies or the world of video. Now we have time to indulge that desire and fill up that hole. It just takes making a decision and then following through. Sometimes it is so easy and yet so satisfying.</description>
            <link>http://retirementtalk.org/rt488.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt488.mp3" length="6844498" type="audio/mpeg"/>
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            <pubDate>Sun, 21 Aug 2016 08:35:51 -0700</pubDate>
            <itunes:subtitle>Movies</itunes:subtitle>
            <itunes:summary>Ever get the feeling that you may have skipped a few experiences in your younger life? One may be movies or the world of video. Now we have time to indulge that desire and fill up that hole. It just takes making a decision and then following through. Sometimes it is so easy and yet so satisfying.</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>487 Poke It</title>
            <description>Retirement offers us time to step up and out and into a new world. We can disturb the comfort zone of others and ourselves. We can engage in activity where we always have felt limited.</description>
            <link>http://retirementtalk.org/rt487.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt487.mp3" length="6753383" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Aug 2016 09:00:56 -0700</pubDate>
            <itunes:subtitle>Poke It</itunes:subtitle>
            <itunes:summary>Retirement offers us time to step up and out and into a new world. We can disturb the comfort zone of others and ourselves. We can engage in activity where we always have felt limited.</itunes:summary>
            <itunes:duration>7:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>486 Home Projects</title>
            <description>Retirement brings us time to do things we never did, or never did well enough or long enough, when work interfered. Now we can explore. Working with our hands or minds during a lifetime of work can now be reversed if we choose.</description>
            <link>http://retirementtalk.org/rt486.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt486.mp3" length="7296312" type="audio/mpeg"/>
            <guid isPermaLink="false">5BF8736A-DB6C-488A-BCE6-B8493FA2E15F</guid>
            <pubDate>Sun, 7 Aug 2016 07:29:58 -0700</pubDate>
            <itunes:subtitle>Home Projects</itunes:subtitle>
            <itunes:summary>Retirement brings us time to do things we never did, or never did well enough or long enough, when work interfered. Now we can explore. Working with our hands or minds during a lifetime of work can now be reversed if we choose.</itunes:summary>
            <itunes:duration>7:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>485 Money?</title>
            <description>Ever go looking in book stores for something on retirement? Find anything other than material on retirement and money? Me either. Is it possible that there are things that matter to the retired other than money? I think so.</description>
            <link>http://retirementtalk.org/rt485.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt485.mp3" length="5863966" type="audio/mpeg"/>
            <guid isPermaLink="false">F74AC92A-2956-4030-A6CC-54B915E00A43</guid>
            <pubDate>Sun, 31 Jul 2016 07:57:15 -0700</pubDate>
            <itunes:subtitle>Money?</itunes:subtitle>
            <itunes:summary>Ever go looking in book stores for something on retirement? Find anything other than material on retirement and money? Me either. Is it possible that there are things that matter to the retired other than money? I think so.</itunes:summary>
            <itunes:duration>6:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>484 The Coffee Shop</title>
            <description>Good habits are not easily established. But once in place they serve us well. When my work life would not allow it going to a coffee shop on a regular basis is something of which I dreamed. Retirement afforded me the opportunity to fulfill that dream and I leaped.</description>
            <link>http://retirementtalk.org/rt484.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt484.mp3" length="6999143" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Jul 2016 08:27:53 -0700</pubDate>
            <itunes:subtitle>The Coffee Shop</itunes:subtitle>
            <itunes:summary>Good habits are not easily established. But once in place they serve us well. When my work life would not allow it going to a coffee shop on a regular basis is something of which I dreamed. Retirement afforded me the opportunity to fulfill that dream and I leaped.</itunes:summary>
            <itunes:duration>7:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>483 One Thousand Months</title>
            <description>What we are doing with our life comes into very clear focus when we retire. We no longer have school or a job dictating to us. We can choose. It does require that we make a conscious effort with our mind as to what we do with our limited time. And that limited time is getting shorter all the while.</description>
            <link>http://retirementtalk.org/rt483.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt483.mp3" length="6452870" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Jul 2016 08:19:26 -0700</pubDate>
            <itunes:subtitle>One Thousand Months</itunes:subtitle>
            <itunes:summary>What we are doing with our life comes into very clear focus when we retire. We no longer have school or a job dictating to us. We can choose. It does require that we make a conscious effort with our mind as to what we do with our limited time. And that limited time is getting shorter all the while.</itunes:summary>
            <itunes:duration>6:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>482 Kindness, Gentleness and Compassion</title>
            <description>Retirement brings with it time to consider what we really think is important in life. It gives us time to focus on what we believe has been our strengths and weaknesses. Now we can choose to be the person we have always wanted to be.</description>
            <link>http://retirementtalk.org/rt482.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt482.mp3" length="6838229" type="audio/mpeg"/>
            <guid isPermaLink="false">3C9EA2ED-9FB8-48A7-BF86-EC989A770C44</guid>
            <pubDate>Sun, 10 Jul 2016 08:29:46 -0700</pubDate>
            <itunes:subtitle>Kindness, Gentleness and Compassion</itunes:subtitle>
            <itunes:summary>Retirement brings with it time to consider what we really think is important in life. It gives us time to focus on what we believe has been our strengths and weaknesses. Now we can choose to be the person we have always wanted to be.</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>481 Small Is Beautiful</title>
            <description>&quot;Small Is Beautiful&quot; is one of my favorite books. I read it perhaps 40 years ago and it left a lasting mark. Retirement gives us more time to consider what really matters in life. Some of our views of life can be summed up in seemingly simple terms.</description>
            <link>http://retirementtalk.org/rt481.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt481.mp3" length="7025057" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Jul 2016 08:28:00 -0700</pubDate>
            <itunes:subtitle>Small Is Beautiful</itunes:subtitle>
            <itunes:summary>&quot;Small Is Beautiful&quot; is one of my favorite books. I read it perhaps 40 years ago and it left a lasting mark. Retirement gives us more time to consider what really matters in life. Some of our views of life can be summed up in seemingly simple terms.</itunes:summary>
            <itunes:duration>7:19</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>480 Talking Across Generations</title>
            <description>We pick up lots of experiences and stories as we age. Retirement gives us time to pass some of this information on to our grandchildren and those of younger generations. We might want to spend some time and effort in this pursuit. Perhaps in the form of letters or in the form of personal conversation.</description>
            <link>http://retirementtalk.org/rt480.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt480.mp3" length="6376802" type="audio/mpeg"/>
            <guid isPermaLink="false">A8FDB193-ED12-4ABC-B04E-7097C229EADD</guid>
            <pubDate>Sun, 26 Jun 2016 09:07:13 -0700</pubDate>
            <itunes:subtitle>Talking Across Generations</itunes:subtitle>
            <itunes:summary>We pick up lots of experiences and stories as we age. Retirement gives us time to pass some of this information on to our grandchildren and those of younger generations. We might want to spend some time and effort in this pursuit. Perhaps in the form of letters or in the form of personal conversation.</itunes:summary>
            <itunes:duration>6:38</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>479 Ten Thousand Hours</title>
            <description>The Ten Thousand Hour Rule has become popularized through a book by Malcolm Gladwell. The idea is that if you spend enough time practicing your desired goal you will arrive. Perhaps there is a bit more to it than time spent.</description>
            <link>http://retirementtalk.org/rt479.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt479.mp3" length="6635101" type="audio/mpeg"/>
            <guid isPermaLink="false">15687D05-8290-432A-ADCF-2AB666011A46</guid>
            <pubDate>Sun, 19 Jun 2016 08:56:16 -0700</pubDate>
            <itunes:subtitle>Ten Thousand Hours</itunes:subtitle>
            <itunes:summary>The Ten Thousand Hour Rule has become popularized through a book by Malcolm Gladwell. The idea is that if you spend enough time practicing your desired goal you will arrive. Perhaps there is a bit more to it than time spent.</itunes:summary>
            <itunes:duration>6:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>478, Technology, Keeping Up</title>
            <description>Technology comes at us whether we like it or not. We can ignore it or we can take a ride. What are the consequences?</description>
            <link>http://retirementtalk.org/rt478.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt478.mp3" length="6220903" type="audio/mpeg"/>
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            <pubDate>Sun, 12 Jun 2016 09:16:20 -0700</pubDate>
            <itunes:subtitle>Technology, Keeping Up</itunes:subtitle>
            <itunes:summary>Technology comes at us whether we like it or not. We can ignore it or we can take a ride. What are the consequences?</itunes:summary>
            <itunes:duration>6:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>477 Tai Chi</title>
            <description>We have all heard that practicing Tai Chi is good for us. I have practiced it for over the past 20 years. Here is my story.</description>
            <link>http://retirementtalk.org/rt477.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt477.mp3" length="7975914" type="audio/mpeg"/>
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            <pubDate>Sun, 5 Jun 2016 09:06:51 -0700</pubDate>
            <itunes:subtitle>Tai Chi</itunes:subtitle>
            <itunes:summary>We have all heard that practicing Tai Chi is good for us. I have practiced it for over the past 20 years. Here is my story.</itunes:summary>
            <itunes:duration>8:18</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>476 What Am I doing Here</title>
            <description>The thought of our own death can be disturbing if not paralyzing. It might be best to give this one a little deeper thought. What may be seen as disturbing can also be seen as our biggest blessing.</description>
            <link>http://retirementtalk.org/rt476.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt476.mp3" length="6859127" type="audio/mpeg"/>
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            <pubDate>Sun, 29 May 2016 08:40:40 -0700</pubDate>
            <itunes:subtitle>What Am I Doing Here</itunes:subtitle>
            <itunes:summary>The thought of our own death can be disturbing if not paralyzing. It might be best to give this one a little deeper thought. What may be seen as disturbing can also be seen as our biggest blessing.</itunes:summary>
            <itunes:duration>7:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>475 Watermelon Burgers</title>
            <description>What&apos;s it like to be a vegetarian? Why does someone decide to not eat meat? Doesn&apos;t it take all the joy out of eating? Isn&apos;t their diet very boring? When we retire may be the perfect time to try it. Here is my story.</description>
            <link>http://retirementtalk.org/rt475.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt475.mp3" length="6753801" type="audio/mpeg"/>
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            <pubDate>Sun, 22 May 2016 08:28:29 -0700</pubDate>
            <itunes:subtitle>Watermelon Burgers</itunes:subtitle>
            <itunes:summary>What&apos;s it like to be a vegetarian? Why does someone decide to not eat meat? Doesn&apos;t it take all the joy out of eating? Isn&apos;t their diet very boring? When we retire may be the perfect time to try it. Here is my story.</itunes:summary>
            <itunes:duration>7:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>474 Let&apos;s Not Go Backwards</title>
            <description>We like to think that the longer we live the more we learn. We encourage education in our own children. We tell them stories hoping they learn something from them. We like to think the scientific method and rational thought can lead us out of the wilderness. Sometimes it appears we are going no where, or even backward.</description>
            <link>http://retirementtalk.org/rt474.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt474.mp3" length="6672299" type="audio/mpeg"/>
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            <pubDate>Sun, 15 May 2016 08:59:13 -0700</pubDate>
            <itunes:subtitle>Let&apos;s Not Go Backwards</itunes:subtitle>
            <itunes:summary>We like to think that the longer we live the more we learn. We encourage education in our own children. We tell them stories hoping they learn something from them. We like to think the scientific method and rational thought can lead us out of the wilderness. Sometimes it appears we are going no where, or even backward.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>473 Taking a Risk</title>
            <description>We all know what taking a risk means. We also know the reward that may accompany it. We are excited. We feel the thrill of living on the edge. Stepping out on to new turf or emerging ourselves in something a bit challenging can offer big rewards.</description>
            <link>http://retirementtalk.org/rt473.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt473.mp3" length="7518666" type="audio/mpeg"/>
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            <pubDate>Sat, 7 May 2016 08:56:51 -0700</pubDate>
            <itunes:subtitle>Taking a Risk</itunes:subtitle>
            <itunes:summary>We all know what taking a risk means. We also know the reward that may accompany it. We are excited. We feel the thrill of living on the edge. Stepping out on to new turf or emerging ourselves in something a bit challenging can offer big rewards.</itunes:summary>
            <itunes:duration>7:49</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>472 Murder Trial</title>
            <description>Retirement gives us time to indulge in new experiences. One of our most interesting adventures came not from getting on airplane or driving away in an RV. We simple went down to the court room and witnessed a real murder trial. It was different from that we read of in the news, in books, or view on TV.</description>
            <link>http://retirementtalk.org/rt472.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt472.mp3" length="7194748" type="audio/mpeg"/>
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            <pubDate>Sun, 1 May 2016 08:53:48 -0700</pubDate>
            <itunes:subtitle>Murder Trial</itunes:subtitle>
            <itunes:summary>Retirement gives us time to indulge in new experiences. One of our most interesting adventures came not from getting on airplane or driving away in an RV. We simple went down to the court room and witnessed a real murder trial. It was different from that we read of in the news, in books, or view on TV.</itunes:summary>
            <itunes:duration>7:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>471 Questions and Answers</title>
            <description>There is a big difference in questions. Some are big or important and some are small or relatively insignificant. One thing they have in common: they seem to never end. It would sure be nice if we could satisfy ourselves for once and all. Then we might find some peace.</description>
            <link>http://retirementtalk.org/rt471.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt471.mp3" length="6095515" type="audio/mpeg"/>
            <guid isPermaLink="false">5C19F322-3A77-43BB-9A7A-469414D92DCC</guid>
            <pubDate>Sun, 24 Apr 2016 11:12:27 -0700</pubDate>
            <itunes:subtitle>Questions and Answers</itunes:subtitle>
            <itunes:summary>There is a big difference in questions. Some are big or important and some are small or relatively insignificant. One thing they have in common: they seem to never end. It would sure be nice if we could satisfy ourselves for once and all. Then we might find some peace.</itunes:summary>
            <itunes:duration>6:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>470 Don&apos;t Waffle?</title>
            <description>It isn&apos;t good to be accused of waffling. We like people who make decisions and stick with them; especially politicians. But should we? What is to be said for changing our mind? Maybe that is a sign we have learned something. We older folks might want to keep that in mind.</description>
            <link>http://retirementtalk.org/rt470.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt470.mp3" length="6700720" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Apr 2016 08:36:23 -0700</pubDate>
            <itunes:subtitle>Don&apos;t Waffle?</itunes:subtitle>
            <itunes:summary>It isn&apos;t good to be accused of waffling. We like people who make decisions and stick with them; especially politicians. But should we? What is to be said for changing our mind? Maybe that is a sign we have learned something. We older folks might want to keep that in mind.</itunes:summary>
            <itunes:duration>6:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>469 Whose Problem Is It?</title>
            <description>We all have problems. Sometimes we slip into a giant hole by assuming problems that are not really ours. We think we carry the weight of the world on our shoulders. At times we may need to wake up or step aside so we have a chance at enjoying the day.</description>
            <link>http://retirementtalk.org/rt469.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt469.mp3" length="6478784" type="audio/mpeg"/>
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            <pubDate>Sun, 10 Apr 2016 08:10:58 -0700</pubDate>
            <itunes:subtitle>Whose Problem Is It</itunes:subtitle>
            <itunes:summary>We all have problems. Sometimes we slip into a giant hole by assuming problems that are not really ours. We think we carry the weight of the world on our shoulders. At times we may need to wake up or step aside so we have a chance at enjoying the day.</itunes:summary>
            <itunes:duration>6:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>468 Energy: Personal Energy</title>
            <description>We all run out of gas: not with our car but with our own body. We get tired. When we retire and age we sometimes feel like this more often than we use to. Is there a way around this drain of energy? Something to think about.</description>
            <link>http://retirementtalk.org/rt468.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt468.mp3" length="6150686" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Apr 2016 08:55:57 -0700</pubDate>
            <itunes:subtitle>Energy: Personal Energy</itunes:subtitle>
            <itunes:summary>We all run out of gas: not with our car but with our own body. We get tired. When we retire and age we sometimes feel like this more often than we use to. Is there a way around this drain of energy? Something to think about.</itunes:summary>
            <itunes:duration>6:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>467 Poetry Helps</title>
            <description>Poetry sometimes cuts right through the chatter. We can learn things from poets. We might want to give poetry and poets a little more time now that we are retired - and have the time.</description>
            <link>http://retirementtalk.org/rt467.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt467.mp3" length="10041050" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Mar 2016 08:55:25 -0700</pubDate>
            <itunes:subtitle>Poetry Helps</itunes:subtitle>
            <itunes:summary>Poetry sometimes cuts right through the chatter. We can learn things from poets. We might want to give poetry and poets a little more time now that we are retired - and have the time.</itunes:summary>
            <itunes:duration>10:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>466 &quot;What&quot;s Up Doc&quot;</title>
            <description>This podcast first aired in 209. It is one of my favorites.

Retirement and heart attacks sometimes go together. We just retire and then... Guest, Dennis McKinnon describes his experience of exuberant retirement, heart attack, road to recovery and how he did it. The importance of taking care of your health is illustrated beautifully.</description>
            <link>http://retirementtalk.org/rt466.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt466.mp3" length="7892322" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Mar 2016 09:12:14 -0700</pubDate>
            <itunes:subtitle>What&apos;s Up Doc</itunes:subtitle>
            <itunes:summary>Retirement and heart attacks sometimes go together. We just retire and then... Guest, Dennis McKinnon describes his experience of exuberant retirement, heart attack, road to recovery and how he did it. The importance of taking care of your health is illustrated beautifully.</itunes:summary>
            <itunes:duration>8:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>465 Stay Healthy Part 2</title>
            <description>We know that without good health life itself disappears. That tells us how important it is when we consider what we are doing with our life on a daily basis. It is always best to put put health in first position.</description>
            <link>http://retirementtalk.org/rt465.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt465.mp3" length="7755649" type="audio/mpeg"/>
            <guid isPermaLink="false">F0B24996-6365-4A6A-927D-AE1CB8181664</guid>
            <pubDate>Sun, 13 Mar 2016 08:55:16 -0700</pubDate>
            <itunes:subtitle>Stay Healthy Part 2</itunes:subtitle>
            <itunes:summary>We know that without good health life itself disappears. That tells us how important it is when we consider what we are doing with our life on a daily basis. It is always best to put put health in first position.</itunes:summary>
            <itunes:duration>8:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>464 Staying Healthy</title>
            <description>Staying healthy is not easy. It is also not foremost in our minds most of the time. We get lost in other &quot;important&quot; things. Retirement brings the importance of our health more into focus. We are getting older and our bodies are surely changing.</description>
            <link>http://retirementtalk.org/rt464.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt464.mp3" length="6849096" type="audio/mpeg"/>
            <guid isPermaLink="false">FD152620-64AF-4F27-A8EE-379DADE53A76</guid>
            <pubDate>Sun, 6 Mar 2016 10:22:43 -0800</pubDate>
            <itunes:subtitle>Staying Healthy</itunes:subtitle>
            <itunes:summary>Staying healthy is not easy. It is also not foremost in our minds most of the time. We get lost in other &quot;important&quot; things. Retirement brings the importance of our health more into focus. We are getting older and our bodies are surely changing.</itunes:summary>
            <itunes:duration>7:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>463 The Lost Art of Conversation</title>
            <description>Conversation consists of talking and listening. Many is the time my wife and I have walked away from talking with people and commented that &quot;They didn&apos;t find out one thing about us.&quot; Listening is a skill that comes up short. What to do?</description>
            <link>http://retirementtalk.org/rt463.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt463.mp3" length="7579688" type="audio/mpeg"/>
            <guid isPermaLink="false">01CDC32C-82DC-40FF-B1A3-EE8ADE3715E3</guid>
            <pubDate>Sun, 28 Feb 2016 09:05:22 -0800</pubDate>
            <itunes:subtitle>The Lost Art of Conversation</itunes:subtitle>
            <itunes:summary>Conversation consists of talking and listening. Many is the time my wife and I have walked away from talking with people and commented that &quot;They didn&apos;t find out one thing about us.&quot; Listening is a skill that comes up short. What to do?</itunes:summary>
            <itunes:duration>7:53</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>462 Imagination</title>
            <description>Imagining what you would like to do in retirement is something we have all done before we retire. Trouble is we have little practice in doing this on our own. We usually have parents, teachers, bosses or children helping to determine our choices. We need to resurrect this long lost art of imagining in retirement.</description>
            <link>http://retirementtalk.org/rt462.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt462.mp3" length="7708002" type="audio/mpeg"/>
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            <pubDate>Sun, 21 Feb 2016 08:07:28 -0800</pubDate>
            <itunes:subtitle>Imagination</itunes:subtitle>
            <itunes:summary>Imagining what you would like to do in retirement is something we have all done before we retire. Trouble is we have little practice in doing this on our own. We usually have parents, teachers, bosses or children helping to determine our choices. We need to resurrect this long lost art of imagining in retirement.</itunes:summary>
            <itunes:duration>8:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>461 Something New</title>
            <description>Life can become boring when we are working or when we are retired. How can we add excitement, novelty and change into our lives. These are important aspects that demand attention. They don&apos;t happen on their own.</description>
            <link>http://retirementtalk.org/rt461.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt461.mp3" length="6233024" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Feb 2016 08:41:11 -0800</pubDate>
            <itunes:subtitle>Something New</itunes:subtitle>
            <itunes:summary>Life can become boring when we are working or when we are retired. How can we add excitement, novelty and change into our lives. These are important aspects that demand attention. They don&apos;t happen on their own.</itunes:summary>
            <itunes:duration>6:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>460 Tom&apos;s Letter</title>
            <description>Here is an example of planning for retirement and having it all come to fruition. The dream of living on a boat, writing, painting and enjoying nature all come true for some.</description>
            <link>http://retirementtalk.org/rt460.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt460.mp3" length="8125125" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Feb 2016 10:01:16 -0800</pubDate>
            <itunes:subtitle>Tom&apos;s Letter</itunes:subtitle>
            <itunes:summary>Here is an example of planning for retirement and having it all come to fruition. The dream of living on a boat, writing, painting and enjoying nature all come true for some.</itunes:summary>
            <itunes:duration>8:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>459 Doing Nothing Without Guilt</title>
            <description>Doing nothing during retirement is a choice we might make. Some folks call it just being lazy and feel guilty. Others call it living at the moment and call it perfect.</description>
            <link>http://retirementtalk.org/rt459.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt459.mp3" length="6386415" type="audio/mpeg"/>
            <guid isPermaLink="false">6851116B-72DC-414D-8FF7-B93AB31D159E</guid>
            <pubDate>Sat, 30 Jan 2016 14:22:26 -0800</pubDate>
            <itunes:subtitle>Doing Nothing Without Guilt</itunes:subtitle>
            <itunes:summary>Doing nothing during retirement is a choice we might make. Some folks call it just being lazy and feel guilty. Others call it living at the moment and call it perfect.</itunes:summary>
            <itunes:duration>6:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>458 Winter Road Trip</title>
            <description>Road trips are one of my favorite things to do. Winter road trips are totally different from those that are taken in other seasons. Here is a story of our first winter adventure going down the road.</description>
            <link>http://retirementtalk.org/rt458.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt458.mp3" length="8089599" type="audio/mpeg"/>
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            <pubDate>Thu, 21 Jan 2016 14:33:17 -0800</pubDate>
            <itunes:subtitle>Winter Road Trip</itunes:subtitle>
            <itunes:summary>Road trips are one of my favorite things to do. Winter road trips are totally different from those that are taken in other seasons. Here is a story of our first winter adventure going down the road.</itunes:summary>
            <itunes:duration>8:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>457 Finances - Part 3</title>
            <description>This is the third in a series concerning retirement and finances. In this episode I give a little more detailed breakdown of an example of managing money month to month. It might help you clarify how you manage money on a more immediate basis.</description>
            <link>http://retirementtalk.org/rt457.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt457.mp3" length="7043120" type="audio/mpeg"/>
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            <pubDate>Thu, 7 Jan 2016 18:43:53 -0800</pubDate>
            <itunes:subtitle>Finances Part 3</itunes:subtitle>
            <itunes:summary>This is the third in a series concerning retirement and finances. In this episode I give a little more detailed breakdown of an example of managing money month to month. It might help you clarify how you manage money on a more immediate basis.</itunes:summary>
            <itunes:duration>7:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>456 Finances - Part 2</title>
            <description>Living within your means is easier said than done. But is key to retiring without having to worry about money. This basic truism must be followed both before and after retirement. That and good luck will provide.</description>
            <link>http://retirementtalk.org/rt456.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt456.mp3" length="7170924" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Dec 2015 10:24:29 -0800</pubDate>
            <itunes:subtitle>Finances - Part 2</itunes:subtitle>
            <itunes:summary>Living within your means is easier said than done. But is key to retiring without having to worry about money. This basic truism must be followed both before and after retirement. That and good luck will provide.</itunes:summary>
            <itunes:duration>7:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>455 Finances</title>
            <description>How much money will I need to retire? What a difficult question; when you are working and when you retire. No one knows what will happen in your life or in your greater community. There are no guarantees. What to do?</description>
            <link>http://retirementtalk.org/rt455.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt455.mp3" length="9670320" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Dec 2015 08:59:34 -0800</pubDate>
            <itunes:subtitle>Finances</itunes:subtitle>
            <itunes:summary>How much money will I need to retire? What a difficult question; when you are working and when you retire. No one knows what will happen in your life or in your greater community. There are no guarentees. What to do?</itunes:summary>
            <itunes:duration>10:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>454 End of Life Issue</title>
            <description>We all die. The question that is troubling is the suffering that many times accompanies the end. That is what the medically assisted end of life issue is all about. &quot;You Don&apos;t Know Jack&quot; is a movie that deals with the issue. Here are some thoughts after a late night viewing.</description>
            <link>http://retirementtalk.org/rt454.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt454.mp3" length="8258872" type="audio/mpeg"/>
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            <pubDate>Sun, 13 Dec 2015 09:04:12 -0800</pubDate>
            <itunes:subtitle>End of Life Issue</itunes:subtitle>
            <itunes:summary>We all die. The question that is troubling is the suffering that many times accompanies the end. That is what the medically assisted end of life issue is all about. &quot;You Don&apos;t Know Jack&quot; is a movie that deals with the issue. Here are some thoughts after a late night viewing.</itunes:summary>
            <itunes:duration>8:36</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>453 Continued Learning</title>
            <description>Learning something new has a way of lifting us up. We gain a new view on a part of the world. Our curiosity leads us to new understanding. It is something we can do every day. It just takes a little imagination and a little effort.</description>
            <link>http://retirementtalk.org/rt453.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt453.mp3" length="6846170" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Dec 2015 08:57:18 -0800</pubDate>
            <itunes:subtitle>Continued Learning</itunes:subtitle>
            <itunes:summary>Learning something new has a way of lifting us up. We gain a new view on a part of the world. Our curiosity leads us to new understanding. It is something we can do every day. It just takes a little imagination and a little effort.</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>452 Friends</title>
            <description>Friends sometimes change when we retire. We move; others move; things change. Friends don&apos;t always just blow in with a fresh breeze. We may need to make an effort to establish new relationships.</description>
            <link>http://retirementtalk.org/rt452.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt452.mp3" length="6437406" type="audio/mpeg"/>
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            <pubDate>Sun, 29 Nov 2015 09:00:43 -0800</pubDate>
            <itunes:subtitle>452 Friends</itunes:subtitle>
            <itunes:summary>Friends sometimes change when we retire. We move; others move; things change. Friends don&apos;t always just blow in with a fresh breeze. We may need to make an effort to establish new relationships.</itunes:summary>
            <itunes:duration>6:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>451 Courage</title>
            <description>Political elections demand courage. Our choices don&apos;t always win. Sometimes it seems like they never win. How do we maintain faith or hope?</description>
            <link>http://retirementtalk.org/rt451.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt451.mp3" length="5960097" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Nov 2015 08:46:05 -0800</pubDate>
            <itunes:subtitle>Courage</itunes:subtitle>
            <itunes:summary>Political elections demand courage. Our choices don&apos;t always win. Sometimes it seems like they never win. How do we maintain faith or hope?</itunes:summary>
            <itunes:duration>6:12</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>450 Each and All</title>
            <description>When you live next door to poverty it isn&apos;t very pleasant. It&apos;s unsightly; it smells and it can be dangerous. We like to live in nice neighborhoods. &quot;Location, location, location&quot;. We all have a stake in eliminating or limiting poverty.</description>
            <link>http://retirementtalk.org/rt450.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt450.mp3" length="7464332" type="audio/mpeg"/>
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            <pubDate>Sun, 15 Nov 2015 08:16:36 -0800</pubDate>
            <itunes:subtitle>Each and All</itunes:subtitle>
            <itunes:summary>When you live next door to poverty it isn&apos;t very pleasant. It&apos;s unsightly; it smells and it can be dangerous. We like to live in nice neighborhoods. &quot;Location, location, location&quot;. We all have a stake in eliminating or limiting poverty.</itunes:summary>
            <itunes:duration>7:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>449 Free At Last</title>
            <description>I like to lighten the load of what material possessions are in my domain. It seems like the lighter the load the higher I rise in the water. Some retires throw everything away. I have never heard one of them say they regret it.</description>
            <link>http://retirementtalk.org/rt449.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt449.mp3" length="6345037" type="audio/mpeg"/>
            <guid isPermaLink="false">BE2240B3-025D-446B-B8F5-DB65D92A2154</guid>
            <pubDate>Sun, 8 Nov 2015 08:35:41 -0800</pubDate>
            <itunes:subtitle>Free At Last</itunes:subtitle>
            <itunes:summary>I like to lighten the load of what material possessions are in my domain. It seems like the lighter the load the higher I rise in the water. Some retires throw everything away. I have never heard one of them say they regret it.</itunes:summary>
            <itunes:duration>6:36</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>448 Retiring Solo</title>
            <description>Is there a difference between retiring with a partner or spouse and retiring solo? There has to be. Time to give it some thought. Something I have never done before.</description>
            <link>http://retirementtalk.org/rt448.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt448.mp3" length="6477530" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Nov 2015 08:00:26 -0800</pubDate>
            <itunes:subtitle>Retiring Solo</itunes:subtitle>
            <itunes:summary>Is there a difference between retiring with a partner or spouse and retiring solo? There has to be. Time to give it some thought. Something I have never done before.</itunes:summary>
            <itunes:duration>6:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>447 Dogs</title>
            <description>Dogs and people go together like nothing else. It is like they become one. For bonding, comforting and unconditional love one would have to look long and hard to find better.</description>
            <link>http://retirementtalk.org/rt447.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt447.mp3" length="7233200" type="audio/mpeg"/>
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            <pubDate>Sun, 25 Oct 2015 09:10:37 -0700</pubDate>
            <itunes:subtitle>Dogs</itunes:subtitle>
            <itunes:summary>Dogs and people go together like nothing else. It is like they become one. For bonding, comforting and unconditional love one would have to look long and hard to find better.</itunes:summary>
            <itunes:duration>7:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>446 Rant: Alarm Clocks and the News</title>
            <description>Retirement gives us a chance to exercise personal preferences in many ways. Dealing with alarm clocks and the daily news have received some of my attention. Habits have to be developed with care. Otherwise...</description>
            <link>http://retirementtalk.org/rt446.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt446.mp3" length="6620890" type="audio/mpeg"/>
            <guid isPermaLink="false">124C007C-508C-4F8A-A543-7219941C104E</guid>
            <pubDate>Sun, 18 Oct 2015 08:14:39 -0700</pubDate>
            <itunes:subtitle>Alarm Clocks and the News</itunes:subtitle>
            <itunes:summary>Retirement gives us a chance to exercise personal preferences in many ways. Dealing with alarm clocks and the daily news have received some of my attention. Habits have to be developed with care. Otherwise...</itunes:summary>
            <itunes:duration>6:53</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>445 There Has To Be A Beach</title>
            <description>What is your retirement dream place to live? Do you have one? Have you thought about it? Like everything else you can just let it happen or you can do something to make it happen. Your choice.</description>
            <link>http://retirementtalk.org/rt445.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt445.mp3" length="8578611" type="audio/mpeg"/>
            <guid isPermaLink="false">E6A181A3-5074-468C-91AA-5DEB7A985A65</guid>
            <pubDate>Sun, 11 Oct 2015 08:53:08 -0700</pubDate>
            <itunes:subtitle>There Has To Be A Beach</itunes:subtitle>
            <itunes:summary>What is your retirement dream place to live? Do you have one? Have you thought about it? Like everything else you can just let it happen or you can do something to make it happen. Your choice.</itunes:summary>
            <itunes:duration>8:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>444 What Are The Symptoms?</title>
            <description>Most of the time there is a definite connection between age and retirement. All of the time there is a definite connection between age and health issues. As we get older our bodies change. How carefully do we have to listen?</description>
            <link>http://retirementtalk.org/rt444.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt444.mp3" length="6043270" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Oct 2015 08:22:07 -0700</pubDate>
            <itunes:subtitle>What Are The Symptoms</itunes:subtitle>
            <itunes:summary>Most of the time there is a definite connection between age and retirement. All of the time there is a definite connection between age and health issues. As we get older our bodies change. How carefully do we have to listen?</itunes:summary>
            <itunes:duration>6:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>443 Traveling By Plane</title>
            <description>Traveling by plane is not like it use to be. There are so many examples of the changes and only one I can think of that is an improvement. More people can afford to fly. Then there are all the negatives: crowding, cramping, and comfort among them. Now there is the damage to the environment that is being hidden from us all. What next?</description>
            <link>http://retirementtalk.org/rt443.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt443.mp3" length="7104887" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Sep 2015 09:32:40 -0700</pubDate>
            <itunes:subtitle>Traveling By Plane</itunes:subtitle>
            <itunes:summary>Traveling by plane is not like it use to be. There are so many examples of the changes and only one I can think of that is an improvement. More people can afford to fly. Then there are all the negatives: crowding, cramping, and comfort among them. Now there is the damage to the environment that is being hidden from us all. What next?</itunes:summary>
            <itunes:duration>7:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>442 Kicking Back Without Guilt</title>
            <description>Guilt sometimes ruins everything we have ever dreamed. Retirement offers us time to sleep in, take long lunches and long walks. It affords us time to be rather than time to be up and doing. Guilt sometimes makes this rare treat into something bad. It shouldn&apos;t.</description>
            <link>http://retirementtalk.org/rt442.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt442.mp3" length="6788074" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Sep 2015 08:22:29 -0700</pubDate>
            <itunes:subtitle>Kicking Back Without Guilt</itunes:subtitle>
            <itunes:summary>Guilt sometimes ruins everything we have ever dreamed. Retirement offers us time to sleep in, take long lunches and long walks. It affords us time to be rather than time to be up and doing. Guilt sometimes makes this rare treat into something bad. It shouldn&apos;t.</itunes:summary>
            <itunes:duration>7:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>441 The Joy of Audio</title>
            <description>Sound has a particularly magical place in our mind. Those of us raised on radio are perhaps more sensitive to it&apos;s mystical powers. Today&apos;s Internet offers us a new and expanding format in which to indulge. Retirement offers us the time to close our eyes and expand our mind. What a joy.</description>
            <link>http://retirementtalk.org/rt441.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt441.mp3" length="7081899" type="audio/mpeg"/>
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            <pubDate>Sun, 13 Sep 2015 09:24:09 -0700</pubDate>
            <itunes:subtitle>The Joy of Audio</itunes:subtitle>
            <itunes:summary>Sound has a particularly magical place in our mind. Those of us raised on radio are perhaps more sensitive to it&apos;s mystical powers. Today&apos;s Internet offers us a new and expanding format in which to indulge. Retirement offers us the time to close our eyes and expand our mind. What a joy.</itunes:summary>
            <itunes:duration>7:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>440 Meaning in Life</title>
            <description>Finding meaning in one&apos;s life is not easy. There are many advisors and paths to guide us or misguide us. One thing about it: we can make our own choices if we are strong and persistent in our quest. &quot;He who has eyes let him see&quot;. Regardless of who said it I believe it.</description>
            <link>http://retirementtalk.org/rt440.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt440.mp3" length="6660178" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Sep 2015 16:50:09 -0700</pubDate>
            <itunes:subtitle>Meaning in Life</itunes:subtitle>
            <itunes:summary>Finding meaning in one&apos;s life is not easy. There are many advisors and paths to guide us or misguide us. One thing about it: we can make our own choices if we are strong and persistent in our quest. &quot;He who has eyes let him see&quot;. Regardless of who said it I believe it.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>439 Working With Your Hands</title>
            <description>For some reason working with the hands offers rewards that are unique. For some of us those rewards are beyond words. They offer us a key to a satisfying retirement.</description>
            <link>http://retirementtalk.org/rt439.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt439.mp3" length="6546075" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Aug 2015 11:19:47 -0700</pubDate>
            <itunes:subtitle>Working With Your Hands</itunes:subtitle>
            <itunes:summary>For some reason working with the hands offers rewards that are unique. For some of us those rewards are beyond words. They offer us a key to a satisfying retirement.</itunes:summary>
            <itunes:duration>6:49</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>438 What&apos;s Next</title>
            <description>I keep thinking of how much I loved my IBM Selective typewriter and then I was convinced I&apos;d be better off with a computer. It has changed my life. Are the technological innovations that appear today as appealing or effective? What to do?</description>
            <link>http://retirementtalk.org/rt438.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt438.mp3" length="6488397" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Aug 2015 09:18:49 -0700</pubDate>
            <itunes:subtitle>What&apos;s Next</itunes:subtitle>
            <itunes:summary>I keep thinking of how much I loved my IBM Selective typewriter and then I was convinced I&apos;d be better off with a computer. It has changed my life. Are the technological innovations that appear today as appealing or effective? What to do?</itunes:summary>
            <itunes:duration>6:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>437 How Will I Die</title>
            <description>However you think you may die you will most probably be wrong. I remember reading that somewhere. I believe it. We sometimes worry about things over which we have little to no control. Cause of our own death is one of them.</description>
            <link>http://retirementtalk.org/rt437.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt437.mp3" length="4807365" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Aug 2015 07:42:58 -0700</pubDate>
            <itunes:subtitle>How Will I Die</itunes:subtitle>
            <itunes:summary>However you think you may die you will most probably be wrong. I remember reading that somewhere. I believe it. We sometimes worry about things over which we have little to no control. Cause of our own death is one of them.</itunes:summary>
            <itunes:duration>5:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>436 Who Can You Trust?</title>
            <description>&quot;All men are created equal&quot; has become an American axiom. It doesn&apos;t mean we all know as much as the next guy. Science has a way of requiring certain abilities and efforts that escape many of us. Can we trust science? Or are we better off trusting our politicians or our opinionated neighbor concerning</description>
            <link>http://retirementtalk.org/rt436.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt436.mp3" length="7405817" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Aug 2015 08:14:19 -0700</pubDate>
            <itunes:subtitle>Who Can You Trust?</itunes:subtitle>
            <itunes:summary>&quot;All men are created equal&quot; has become an American axiom. It doesn&apos;t mean we all know as much as the next guy. Science has a way of requiring certain abilities and efforts that escape many of us. Can we trust science? Or are we better off trusting our politicians or our opinionated neighbor concerning</itunes:summary>
            <itunes:duration>7:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>435 In Praise of Slow Travel</title>
            <description>We live in a fast paced world and moving slowly seems to be foreign to us. We are tempted to take speed with us even when we vacation or travel. It is the opposite of what we really need when we are trying to recreate. Do we see more when we speed up or slow down?</description>
            <link>http://retirementtalk.org/rt435.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt435.mp3" length="5377879" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Jul 2015 09:58:47 -0700</pubDate>
            <itunes:subtitle>In praise of Slow Travel</itunes:subtitle>
            <itunes:summary>We live in a fast paced world and moving slowly seems to be foreign to us. We are tempted to take speed with us even when we vacation or travel. It is the opposite of what we really need when we are trying to recreate. Do we see more when we speed up or slow down?</itunes:summary>
            <itunes:duration>5:36</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>434 A Second Opinion</title>
            <description>Retirement comes later in life as do accumulating health problems. We start to fade. What to do when we develop health problems that require professional attention? Sometimes we get a diagnosis that just doesn&apos;t feel right. What to do?</description>
            <link>http://retirementtalk.org/rt434.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt434.mp3" length="7461406" type="audio/mpeg"/>
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            <pubDate>Sun, 19 Jul 2015 09:08:08 -0700</pubDate>
            <itunes:subtitle>A Second Opinion</itunes:subtitle>
            <itunes:summary>Retirement comes later in life as do accumulating health problems. We start to fade. What to do when we develop health problems that require professional attention? Sometimes we get a diagnosis that just doesn&apos;t feel right. What to do?</itunes:summary>
            <itunes:duration>7:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>433 Retiring Together</title>
            <description>Retiring at the same time as your spouse or partner can be a challenge. I&apos;ve heard complaints. My wife and I retired on the same day. I have experience. Here&apos;s the story.</description>
            <link>http://retirementtalk.org/rt433.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt433.mp3" length="6479202" type="audio/mpeg"/>
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            <pubDate>Sun, 12 Jul 2015 07:58:06 -0700</pubDate>
            <itunes:subtitle>Retiring Together</itunes:subtitle>
            <itunes:summary>Retiring at the same time as your spouse or partner can be a challenge. I&apos;ve heard complaints. My wife and I retired on the same day. I have experience. Here&apos;s the story.</itunes:summary>
            <itunes:duration>6:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>432 Relocating Alternative</title>
            <description>Retirement brings lots of new opportunities our way. One is that we are more free than ever to relocate our residence. We can move to the big city, the desert, the mountains; the west, the east, the north or the south. Or Mexico or Thailand. There is a new alternative.</description>
            <link>http://retirementtalk.org/rt432.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt432.mp3" length="7022549" type="audio/mpeg"/>
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            <pubDate>Sun, 5 Jul 2015 06:47:09 -0700</pubDate>
            <itunes:subtitle>Relocating Alternative</itunes:subtitle>
            <itunes:summary>Retirement brings lots of new opportunities our way. One is that we are more free than ever to relocate our residence. We can move to the big city, the desert, the mountains; the west, the east, the north or the south. Or Mexico or Thailand. There is a new alternative.</itunes:summary>
            <itunes:duration>7:18</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>431 What Now?</title>
            <description>Some of us don&apos;t know what to do; when we retire and some before we retire. We seem to be at a loss for what might make us happier in our life. We find it eludes us after we seemingly find success. What to do?</description>
            <link>http://retirementtalk.org/rt431.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt431.mp3" length="7114082" type="audio/mpeg"/>
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            <pubDate>Sun, 28 Jun 2015 08:21:57 -0700</pubDate>
            <itunes:subtitle>What Now?</itunes:subtitle>
            <itunes:summary>Some of us don&apos;t know what to do; when we retire and some before we retire. We seem to be at a loss for what might make us happier in our life. We find it eludes us after we seemingly find success. What to do?</itunes:summary>
            <itunes:duration>7:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>430 Look Around</title>
            <description>My wife focuses down and sees the details of life. But I have a hard time seeing the nose on my face. I&apos;m a scanner. I guess we need both. Retirement is a good time to consider just what it is we want to see before it is to late.</description>
            <link>http://retirementtalk.org/rt430.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt430.mp3" length="6564466" type="audio/mpeg"/>
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            <pubDate>Sun, 21 Jun 2015 08:45:44 -0700</pubDate>
            <itunes:subtitle>Look Around</itunes:subtitle>
            <itunes:summary>My wife focuses down and sees the details of life. But I have a hard time seeing the nose on my face. I&apos;m a scanner. I guess we need both. Retirement is a good time to consider just what it is we want to see before it is to late.</itunes:summary>
            <itunes:duration>6:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>429 Lists</title>
            <description>Some of us like to work off of lists. They can help keep us on track whenever impulses try to influence our lives. We need something perhaps not in concrete but none-the-less pretty permanent to steer through turbulent times.</description>
            <link>http://retirementtalk.org/rt429.mp3</link>
            <author>del@retirementtalk.org</author>
            <enclosure url="http://retirementtalk.org/rt429.mp3" length="6645550" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Jun 2015 08:42:52 -0700</pubDate>
            <itunes:subtitle>Lists</itunes:subtitle>
            <itunes:summary>Some of us like to work off of lists. They can help keep us on track whenever impulses try to influence our lives. We need something perhaps not in concrete but none-the-less pretty permanent to steer through turbulent times.</itunes:summary>
            <itunes:duration>6:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>428 Keep Dreaming</title>
            <description>Dreams keep us going. We have them when we are young. Sometime along the line they seem to fade away. We live day by day. Retirement is a time for resurrection. We need to make an effort to recreate the ability to dream.</description>
            <link>http://retirementtalk.org/rt428.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt428.mp3" length="6820257" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Jun 2015 08:22:56 -0700</pubDate>
            <itunes:subtitle>Keep Dreaming</itunes:subtitle>
            <itunes:summary>Dreams keep us going. We have them when we are young. Sometime along the line they seem to fade away. We live day by day. Retirement is a time for resurrection. We need to make an effort to recreate the ability to dream.</itunes:summary>
            <itunes:duration>7:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>427 Pick A Fight</title>
            <description>Picking a fight can be a good thing. It depends on what your fighting for. Sometimes it is a good thing to stand up, be aggressive and bark. Saying something and doing something sometimes requires aggression.</description>
            <link>http://retirementtalk.org/rt427.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt427.mp3" length="7172596" type="audio/mpeg"/>
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            <pubDate>Sun, 31 May 2015 08:37:01 -0700</pubDate>
            <itunes:subtitle>Pick A Fight</itunes:subtitle>
            <itunes:summary>Picking a fight can be a good thing. It depends on what your fighting for. Sometimes it is a good thing to stand up, be aggressive and bark. Saying something and doing something sometimes requires aggression.</itunes:summary>
            <itunes:duration>7:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>426 Vacation</title>
            <description>Being retired doesn&apos;t mean we are always on vacation. We do establish routines to some extent. We have a residency, regular hours- sort of - and local businesses we patronize. Some times we throw it all aside and do something different with our lives. We call those vacations. They are important.</description>
            <link>http://retirementtalk.org/rt426.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt426.mp3" length="6072528" type="audio/mpeg"/>
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            <pubDate>Sun, 24 May 2015 08:33:57 -0700</pubDate>
            <itunes:subtitle>Vacation</itunes:subtitle>
            <itunes:summary>Being retired doesn&apos;t mean we are always on vacation. We do establish routines to some extent. We have a residency, regular hours- sort of - and local businesses we patronize. Some times we throw it all aside and do something different with our lives. We call those vacations. They are important.</itunes:summary>
            <itunes:duration>6:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>425 How Much Is Enough</title>
            <description>If we knew how long we were going to live we plan a bit better financially for our retirement. But we don&apos;t. And that is probably a good thing. We will just need to make some good decisions - and be lucky.</description>
            <link>http://retirementtalk.org/rt425.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt425.mp3" length="6963199" type="audio/mpeg"/>
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            <pubDate>Sun, 17 May 2015 08:37:51 -0700</pubDate>
            <itunes:subtitle>How Much Is Enough</itunes:subtitle>
            <itunes:summary>If we knew how long we were going to live we plan a bit better financially for our retirement. But we don&apos;t. And that is probably a good thing. We will just need to make some good decisions - and be lucky.</itunes:summary>
            <itunes:duration>7:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>424 When Should I Retire?</title>
            <description>When should I retire? Or can I afford to retire? We find these questions first and foremost as we age. Does work just become accepted as a way of life that can&apos;t be changed? We might want to give these questions some thought - serious thought.</description>
            <link>http://retirementtalk.org/rt424.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt424.mp3" length="7282519" type="audio/mpeg"/>
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            <pubDate>Sun, 10 May 2015 09:58:25 -0700</pubDate>
            <itunes:subtitle>When Should I Retire?</itunes:subtitle>
            <itunes:summary>When should I retire? Or can I afford to retire? We find these questions first and foremost as we age. Does work just become accepted as a way of life that can&apos;t be changed? We might want to give these questions some thought - serious thought.</itunes:summary>
            <itunes:duration>7:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>423 Friends</title>
            <description>Friends give value to each day. The problem is hanging on to them. They tend to come and go over a lifetime. We face a new challenge when we retire or they retire. Friendship requires duration and that is sometimes hard to find in today&apos;s world.</description>
            <link>http://retirementtalk.org/rt423.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt423.mp3" length="5056469" type="audio/mpeg"/>
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            <pubDate>Sun, 3 May 2015 08:40:02 -0700</pubDate>
            <itunes:subtitle>Friends</itunes:subtitle>
            <itunes:summary>Friends give value to each day. The problem is hanging on to them. They tend to come and go over a lifetime. We face a new challenge when we retire or they retire. Friendship requires duration and that is sometimes hard to find in today&apos;s world.</itunes:summary>
            <itunes:duration>5:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>422 Deciding to be Happy</title>
            <description>Stumbling on a secret to living well is one of life&apos;s pure pleasures. Here is the story of an experience I had with K. Eileen Allen that certainly made me take notice. She was ninety when we met and she had learned a lot in her long life.</description>
            <link>http://retirementtalk.org/rt422.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt422.mp3" length="6589961" type="audio/mpeg"/>
            <guid isPermaLink="false">3241B460-372E-47B0-8A74-FF7A56E60949</guid>
            <pubDate>Sun, 26 Apr 2015 09:42:20 -0700</pubDate>
            <itunes:subtitle>Deciding to  be Happy</itunes:subtitle>
            <itunes:summary>Stumbling on a secret to living well is one of life&apos;s pure pleasures. Here is the story of an experience I had with K. Eileen Allen that certainly made me take notice. She was ninety when we met and she had learned a lot in her long life.</itunes:summary>
            <itunes:duration>6:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>421 Missing Something?</title>
            <description>How many choices do we have? It is sometimes hard to know which of the many options would be best. We pause to think. The important thing is to not stop. We need to make a choice and then move on it.</description>
            <link>http://retirementtalk.org/rt421.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt421.mp3" length="5011747" type="audio/mpeg"/>
            <guid isPermaLink="false">C8D849F2-BF08-432C-A988-EC4EFF2D933E</guid>
            <pubDate>Sun, 19 Apr 2015 08:57:51 -0700</pubDate>
            <itunes:subtitle>Missing Something?</itunes:subtitle>
            <itunes:summary>How many choices do we have? It is sometimes hard to know which of the many options would be best. We pause to think. The important thing is to not stop. We need to make a choice and then move on it.</itunes:summary>
            <itunes:duration>5:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Planning</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>420 Risk</title>
            <description>It is easy to fall into a life of doing very little when we retire. It is easy to do the same old thing everyday. Risk is something that may take us into a new stage. We need to keep in mind the joy of doing something different, learning something new or seeing something we have never seen.</description>
            <link>http://retirementtalk.org/rt420.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt420.mp3" length="5446843" type="audio/mpeg"/>
            <guid isPermaLink="false">31A18BDE-D1F5-419D-843D-0A22C196444D</guid>
            <pubDate>Sun, 12 Apr 2015 08:30:39 -0700</pubDate>
            <itunes:subtitle>Risk</itunes:subtitle>
            <itunes:summary>It is easy to fall into a life of doing very little when we retire. It is easy to do the same old thing everyday. Risk is something that may take us into a new stage. We need to keep in mind the joy of doing something different, learning something new or seeing something we have never seen.</itunes:summary>
            <itunes:duration>5:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>419 Listening</title>
            <description>Sliding into a world of silence is a danger of retirement and old age. No one seems to want to listen to us or we find our hearing starting to fail. We are difficult to talk to. Is there a solution? It would seem to be that there is, or soon will be.</description>
            <link>http://retirementtalk.org/rt419.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt419.mp3" length="6352560" type="audio/mpeg"/>
            <guid isPermaLink="false">8234CAE1-A4DA-4D78-BEEE-43F275408E91</guid>
            <pubDate>Sun, 5 Apr 2015 09:01:47 -0700</pubDate>
            <itunes:subtitle>Listening</itunes:subtitle>
            <itunes:summary>Sliding into a world of silence is a danger of retirement and old age. No one seems to want to listen to us or we find our hearing starting to fail. We are difficult to talk to. Is there a solution? It would seem to be that there is, or soon will be.</itunes:summary>
            <itunes:duration>6:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>418 Looking Ahead: Looking Back</title>
            <description>Some of us tend to look ahead in our daily lives and some tend to look back. It seems like one or the other dominate. Do we want to spend our time anticipating or reflecting? Or is there a happy place right in between? Or do we just sort of drift along?</description>
            <link>http://retirementtalk.org/rt418.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt418.mp3" length="5519986" type="audio/mpeg"/>
            <guid isPermaLink="false">A98302C5-14A4-4082-9938-755DCCE674CF</guid>
            <pubDate>Sun, 29 Mar 2015 08:26:22 -0700</pubDate>
            <itunes:subtitle>Looking Ahead: Looking Back</itunes:subtitle>
            <itunes:summary>Some of us tend to look ahead in our daily lives and some tend to look back. It seems like one or the other dominate. Do we want to spend our time anticipating or reflecting? Or is there a happy place right in between? Or do we just sort of drift along?</itunes:summary>
            <itunes:duration>5:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Planning</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>417 Weather</title>
            <description>Weather is one of the elements we talk about all our life. It takes on a bit of different meaning when we retire. Sometimes this is the only factor that seems to matter. People are sure they want to live in the sun.</description>
            <link>http://retirementtalk.org/rt417.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt417.mp3" length="6750039" type="audio/mpeg"/>
            <guid isPermaLink="false">1916EB3D-B73B-4956-91E6-4508112AB134</guid>
            <pubDate>Sun, 15 Mar 2015 09:27:21 -0700</pubDate>
            <itunes:subtitle>Weather</itunes:subtitle>
            <itunes:summary>Weather is one of the elements we talk about all our life. It takes on a bit of different meaning when we retire. Sometimes this is the only factor that seems to matter. People are sure they want to live in the sun.</itunes:summary>
            <itunes:duration>7:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>416 Great Expectations</title>
            <description>We have expectations placed on us all of our life. Some are placed on us by others and some are assumed by our own desires. We plan and work towards fulfillment of these expectations. Retirement is a phase of our life where expectations are need as much as any time.</description>
            <link>http://retirementtalk.org/rt416.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt416.mp3" length="6939375" type="audio/mpeg"/>
            <guid isPermaLink="false">8D557554-F2F1-47BA-81B3-4991E1BB41EB</guid>
            <pubDate>Sun, 8 Mar 2015 09:45:03 -0700</pubDate>
            <itunes:subtitle>Great Expectations</itunes:subtitle>
            <itunes:summary>We have expectations placed on us all of our life. Some are placed on us by others and some are assumed by our own desires. We plan and work towards fulfillment of these expectations. Retirement is a phase of our life where expectations are need as much as any time.</itunes:summary>
            <itunes:duration>7:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Planning</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>415 Keeping Busy Plan</title>
            <description>Some of us plan for retirement and the plan works. Not always but sometimes. This week we hear from a listener who did plan and has been very happy with the results. It required some thought and effort. Surely we could all give it a go.</description>
            <link>http://retirementtalk.org/rt415.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt415.mp3" length="7101961" type="audio/mpeg"/>
            <guid isPermaLink="false">924F794D-4C12-401F-8876-766804C47528</guid>
            <pubDate>Sun, 1 Mar 2015 08:49:11 -0800</pubDate>
            <itunes:subtitle>Keeping Busy Plan</itunes:subtitle>
            <itunes:summary>Some of us plan for retirement and the plan works. Not always but sometimes. This week we hear from a listener who did plan and has been very happy with the results. It required some thought and effort. Surely we could all give it a go.</itunes:summary>
            <itunes:duration>7:23</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Planning</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>414 Change is Possible</title>
            <description>We like to think we can always change. Some of us do. And some of us don&apos;t. What makes for the difference? Two old friends of mine faced that challenge a few years ago and had very different results. Maybe we can learn something from their stories.</description>
            <link>http://retirementtalk.org/rt414.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt414.mp3" length="8681429" type="audio/mpeg"/>
            <guid isPermaLink="false">D295D164-812F-4D62-8762-3D8553889485</guid>
            <pubDate>Sun, 22 Feb 2015 08:30:44 -0800</pubDate>
            <itunes:subtitle>Change is Possible</itunes:subtitle>
            <itunes:summary>We like to think we can always change. Some of us do. And some of us don&apos;t. What makes for the difference? Two old friends of mine faced that challenge a few years ago and had very different results. Maybe we can learn something from their stories.</itunes:summary>
            <itunes:duration>9:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Change Habbits</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>413 Elders and Environment</title>
            <description>We retired people are part of the population who have lived longest. We have experienced much. We can use our experience to share stories with others. We have an opportunity to become the true Elders of our society.</description>
            <link>http://retirementtalk.org/rt413.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt413.mp3" length="5979741" type="audio/mpeg"/>
            <guid isPermaLink="false">1E613DCD-BA4A-4A1D-8493-DD84151FB304</guid>
            <pubDate>Sun, 15 Feb 2015 09:00:41 -0800</pubDate>
            <itunes:subtitle>Elders and Environment</itunes:subtitle>
            <itunes:summary>We retired people are part of the population who have lived longest. We have experienced much. We can use our experience to share stories with others. We have an opportunity to become the true Elders of our society.</itunes:summary>
            <itunes:duration>6:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Elders, Environment</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>412 Screen Apnea</title>
            <description>Just when we thought we had enough problems screen apnea appears. It seems looking at an electronic screen can result in hours of sleeplessness. I have enough problems sleeping without adding something else.</description>
            <link>http://retirementtalk.org/rt412.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt412.mp3" length="5942124" type="audio/mpeg"/>
            <guid isPermaLink="false">74B5967D-A5AE-4C46-B811-2F928ED89BAC</guid>
            <pubDate>Sun, 8 Feb 2015 09:08:32 -0800</pubDate>
            <itunes:subtitle>Screen Apnea</itunes:subtitle>
            <itunes:summary>Just when we thought we had enough problems screen apnea appears. It seems looking at an electronic screen can result in hours of sleeplessness. I have enough problems sleeping without adding something else.</itunes:summary>
            <itunes:duration>6:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Screen Apnea</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>411 Chop Wood, Carry Water</title>
            <description>One can sit in a rocking chair only so long. Rocking or drifting all day can satisfy only so long. Then a strange force seems to take over and propel us back into life. We have to get up and get going.</description>
            <link>http://retirementtalk.org/rt411.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt411.mp3" length="5942124" type="audio/mpeg"/>
            <guid isPermaLink="false">194B3AB7-EE68-403A-99F6-1BD864160DFF</guid>
            <pubDate>Sun, 1 Feb 2015 09:26:55 -0800</pubDate>
            <itunes:subtitle>Chop Wood, Carry Water</itunes:subtitle>
            <itunes:summary>One can sit in a rocking chair only so long. Rocking or drifting all day can satisfy only so long. Then a strange force seems to take over and propel us back into life. We have to get up and get going.</itunes:summary>
            <itunes:duration>6:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>410 Who Made That Rule?</title>
            <description>One reason we can retire is because we have been around for a while. We have had lots of experiences. We have learned much on our path through life. We have earned the right to question - everyone and everything. We might want to enjoy this right - while we still can.</description>
            <link>http://retirementtalk.org/rt410.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt410.mp3" length="6729077" type="audio/mpeg"/>
            <guid isPermaLink="false">A3EF3EA9-09ED-4462-BBEF-D055CFE250B8</guid>
            <pubDate>Sun, 25 Jan 2015 09:01:02 -0800</pubDate>
            <itunes:subtitle>Who Made That Rule?</itunes:subtitle>
            <itunes:summary>One reason we can retire is because we have been around for a while. We have had lots of experiences. We have learned much on our path through life. We have earned the right to question - everyone and everything. We might want to enjoy this right - while we still can.</itunes:summary>
            <itunes:duration>7:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Holidays</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>409 Flat Earthers</title>
            <description>How we look at the world and how we arrive our own truth changes over the years. As children we look at the world the way it is taught to us by our parents and local customs. As we grow to be adults our sources of information broadens and become more universal. At least we hope that is the way it works.</description>
            <link>http://retirementtalk.org/rt409.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt409.mp3" length="6844916" type="audio/mpeg"/>
            <guid isPermaLink="false">A6F0DF12-DB50-49BF-84FE-1893D292B909</guid>
            <pubDate>Sun, 18 Jan 2015 08:56:40 -0800</pubDate>
            <itunes:subtitle>Flat Earthers</itunes:subtitle>
            <itunes:summary>How we look at the world and how we arrive our own truth changes over the years. As children we look at the world the way it is taught to us by our parents and local customs. As we grow to be adults our sources of information broadens and become more universal. At least we hope that is the way it works.</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, New, Science</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>408 Venturing into Politics</title>
            <description>Politics can be a divisive topic. We sometimes are wise to steer clear. On the other hand it might be wise to talk things out in a civil manner. We could use more clarification and understanding on almost all issues. We retired folks should have learned that by now.</description>
            <link>http://retirementtalk.org/rt408.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt408.mp3" length="4893883" type="audio/mpeg"/>
            <guid isPermaLink="false">034EC6CA-CA39-43D0-BB39-0639BE797E6D</guid>
            <pubDate>Sun, 11 Jan 2015 21:11:24 -0800</pubDate>
            <itunes:subtitle>Venturing into Politics</itunes:subtitle>
            <itunes:summary>Politics can be a divisive topic. We sometimes are wise to steer clear. On the other hand it might be wise to talk things out in a civil manner. We could use more clarification and understanding on almost all issues. We retired folks should have learned that by now.</itunes:summary>
            <itunes:duration>5:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Financial</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>407 Holidays</title>
            <description>Holidays are suppose to be days to celebrate. Sometimes it just doesn&apos;t work out that way. They can be very depressing. We may be able to limit the bad moments and thoughts with a bit of foresight. We need to make plans.</description>
            <link>http://retirementtalk.org/rt407.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt407.mp3" length="6780132" type="audio/mpeg"/>
            <guid isPermaLink="false">972D1282-CCB4-4E0B-AFF0-B3D6324FA320</guid>
            <pubDate>Fri, 26 Dec 2014 19:33:11 -0800</pubDate>
            <itunes:subtitle>Holidays</itunes:subtitle>
            <itunes:summary>Holidays are suppose to be days to celebrate. Sometimes it just doesn&apos;t work out that way. They can be very depressing. We may be able to limit the bad moments and thoughts with a bit of foresight. We need to make plans.</itunes:summary>
            <itunes:duration>7:03</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Holidays</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>406 How Much Is Enough</title>
            <description>Do we have enough money to retire? How to respond? Luck will play an important role. Wise decisions must be made. Are we looking in the right direction?</description>
            <link>http://retirementtalk.org/rt406.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt406.mp3" length="7433821" type="audio/mpeg"/>
            <guid isPermaLink="false">38D733DE-13A1-4745-9449-BE73F651E548</guid>
            <pubDate>Sun, 21 Dec 2014 09:49:37 -0800</pubDate>
            <itunes:subtitle>How Much Is Enough</itunes:subtitle>
            <itunes:summary>Do we have enough money to retire? How to respond? Luck will play an important role. Wise decisions must be made. Are we looking in the right direction?</itunes:summary>
            <itunes:duration>7:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Financial</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>405 Tenting and Biking</title>
            <description>Retiring brings with it many changes in our life. Some we must accept. Others we can reject and refuse. Tenting and biking are two activities that I have seen lasting well past entering retirement. We might want to give them a try.</description>
            <link>http://retirementtalk.org/rt405.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt405.mp3" length="7723466" type="audio/mpeg"/>
            <guid isPermaLink="false">F4AA94FC-11AB-4BE2-9ECC-BF7B1BD1E2E5</guid>
            <pubDate>Sun, 14 Dec 2014 08:47:15 -0800</pubDate>
            <itunes:subtitle>Tenting and Biking</itunes:subtitle>
            <itunes:summary>Retiring brings with it many changes in our life. Some we must accept. Others we can reject and refuse. Tenting and biking are two activities that I have seen lasting well past entering retirement. We might want to give them a try.</itunes:summary>
            <itunes:duration>8:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying focused, tenting, biking</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>404 Technological Change</title>
            <description>Technological change covers us like an avalanche. We may feel buried at times. What to do? Climb into a shell or try to stay on top and ride it out. Choices have to be made.</description>
            <link>http://retirementtalk.org/rt404.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt404.mp3" length="6878771" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Dec 2014 08:41:12 -0800</pubDate>
            <itunes:subtitle>Technological Change</itunes:subtitle>
            <itunes:summary>Technological change covers us like an avalanche. We may feel buried at times. What to do? Climb into a shell or try to stay on top and ride it out. Choices have to be made.</itunes:summary>
            <itunes:duration>7:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying focused, technology</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>403 Down-sizing</title>
            <description>Many of us face the task of down-sizing. We may even face it more than once. What are some of the factors we may be missing when we give it consideration? We would be well advised to think carefully on this one.</description>
            <link>http://retirementtalk.org/rt403.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt403.mp3" length="7452211" type="audio/mpeg"/>
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            <pubDate>Sun, 30 Nov 2014 09:12:27 -0800</pubDate>
            <itunes:subtitle>Down-sizing</itunes:subtitle>
            <itunes:summary>Many of us face the task of down-sizing. We may even face it more than once. What are some of the factors we may be missing when we give it consideration? We would be well advised to think carefully on this one.</itunes:summary>
            <itunes:duration>7:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach, Downsizing</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>402 Reunions and Attitude</title>
            <description>Reunions are a fact of life. We get invited. Some of us enjoy them and other avoid them like Ebola. Perhaps our own attitude is the deciding factor in whether we enjoy them or not. We might want to give it some thought.</description>
            <link>http://retirementtalk.org/rt402.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt402.mp3" length="6839901" type="audio/mpeg"/>
            <guid isPermaLink="false">F3C12D68-3C56-4538-9608-71EBCBDA3C58</guid>
            <pubDate>Sun, 23 Nov 2014 09:15:38 -0800</pubDate>
            <itunes:subtitle>Reunions and Attitude</itunes:subtitle>
            <itunes:summary>Reunions are a fact of life. We get invited. Some of us enjoy them and other avoid them like Ebola. Perhaps our own attitude is the deciding factor in whether we enjoy them or not. We might want to give it some thought.</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying focused, reunions</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>401 Reflections on a Road Trip (Part 2)</title>
            <description>This is the second in the series concerning reflecting on past experiences and our recent road trip. For the first part of the series listen to Episode 399.</description>
            <link>http://retirementtalk.org/rt401.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt401.mp3" length="6965288" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Nov 2014 08:20:55 -0800</pubDate>
            <itunes:subtitle>Reflections on a Road Trip (Part 2)</itunes:subtitle>
            <itunes:summary>This is the second in the series concerning reflecting on past experiences and our recent road trip. For the first part of the series listen to Episode 399.</itunes:summary>
            <itunes:duration>7:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying focused, road trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>400 Many Roads</title>
            <description>What might we do with our retirement or our life? The choices are many. The time is passing and it important that we make a choice. We can&apos;t just sit and wait for a magic moment.</description>
            <link>http://retirementtalk.org/rt400.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt400.mp3" length="6859963" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Nov 2014 10:06:29 -0800</pubDate>
            <itunes:subtitle>Many Roads</itunes:subtitle>
            <itunes:summary>What might we do with our retirement or our life? The choices are many. The time is passing and it important that we make a choice. We can&apos;t just sit and wait for a magic moment.</itunes:summary>
            <itunes:duration>7:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Life Coach</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>399 Reflections on a Road Trip</title>
            <description>We want to enjoy the present moment, enjoy the anticipation of coming days and enjoy reflecting on past experiences. Taking a road trip offers all of these opportunities. This is an example of reflection. And it was enjoyable.</description>
            <link>http://retirementtalk.org/rt399.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt399.mp3" length="7695463" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Nov 2014 09:06:17 -0800</pubDate>
            <itunes:subtitle>Reflections on a Road Trip</itunes:subtitle>
            <itunes:summary>We want to enjoy the present moment, enjoy the anticipation of coming days and enjoy reflecting on past experiences. Taking a road trip offers all of these opportunities. This is an example of reflection. And it was enjoyable.</itunes:summary>
            <itunes:duration>8:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying focused, road trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>398 Routines</title>
            <description>Routines are part of our daily life that are often only tolerated. Is there something we can do to move them into being an enjoyable part of our day?</description>
            <link>http://retirementtalk.org/rt398.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt398.mp3" length="6533954" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Oct 2014 09:37:37 -0700</pubDate>
            <itunes:subtitle>Routines</itunes:subtitle>
            <itunes:summary>Routines are part of our daily life that are often only tolerated. Is there something we can do to move them into being an enjoyable part of our day?</itunes:summary>
            <itunes:duration>6:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, LIfe Coach</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>397 Heroes</title>
            <description>Having heroes is kids&apos; stuff some would say. But when we get older we find our own personal heroes coming with us. We still have people we hold up as more significant to us than others. We still have hope that what we admire in a few could yet have impact if we spread the word.</description>
            <link>http://retirementtalk.org/rt397.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt397.mp3" length="7719705" type="audio/mpeg"/>
            <guid isPermaLink="false">D2E19306-47AA-446E-B6AB-73BCB74D12A9</guid>
            <pubDate>Sun, 19 Oct 2014 09:58:32 -0700</pubDate>
            <itunes:subtitle>Heroes</itunes:subtitle>
            <itunes:summary>Having heroes is kids&apos; stuff some would say. But when we get older we find our own personal heroes coming with us. We still have people we hold up as more significant to us than others. We still have hope that what we admire in a few could yet have impact if we spread the word.</itunes:summary>
            <itunes:duration>8:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying focused, heroes</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>396 Indulgence - The Coffee Shop</title>
            <description>Retired people have their indulgence: a cocktail, dahlias, naps, etc. We have several and one is coffee. We indulge. A good coffee shop has a magnetic attraction for us daily. It provides us with much more than just good coffee.</description>
            <link>http://retirementtalk.org/rt396.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt396.mp3" length="7818761" type="audio/mpeg"/>
            <guid isPermaLink="false">99C52433-E769-40B4-A014-1C94D2035F5A</guid>
            <pubDate>Sun, 12 Oct 2014 14:45:46 -0700</pubDate>
            <itunes:subtitle>Indulgence - The Coffee Shop</itunes:subtitle>
            <itunes:summary>Retired people have their indulgence: a cocktail, dahlias, naps, etc. We have several and one is coffee. We indulge. A good coffee shop has a magnetic attraction for us daily. It provides us with much more than just good coffee.</itunes:summary>
            <itunes:duration>8:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>395 Fall Road Trip</title>
            <description>We get the bug in the fall. It is time for a road trip. Occasionally leaving your beautiful home surroundings for a different location my seem foolish but it isn&apos;t. We have found our appreciation of the seasons expanded when we venture down the road.</description>
            <link>http://retirementtalk.org/rt395.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt395.mp3" length="5438901" type="audio/mpeg"/>
            <guid isPermaLink="false">D31973C4-C074-4F91-A924-4F6303287719</guid>
            <pubDate>Sun, 21 Sep 2014 12:06:50 -0700</pubDate>
            <itunes:subtitle>Fall Road Trip</itunes:subtitle>
            <itunes:summary>We get the bug in the fall. It is time for a road trip. Occasionally leaving your beautiful home surroundings for a different location my seem foolish but it isn&apos;t. We have found our appreciation of the seasons expanded when we venture down the road.</itunes:summary>
            <itunes:duration>5:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Road Trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>394 Projects</title>
            <description>&quot;You just need to get organized&quot; has become a common phrase. In most cases for me it is true. We need all the help we can get to keep on moving. Projects work for me.</description>
            <link>http://retirementtalk.org/rt394.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt394.mp3" length="7260786" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Sep 2014 09:03:30 -0700</pubDate>
            <itunes:subtitle>Projects</itunes:subtitle>
            <itunes:summary>&quot;You just need to get organized&quot; has become a common phrase. In most cases for me it is true. We need all the help we can get to keep on moving. Projects work for me.</itunes:summary>
            <itunes:duration>7:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>393 Neighbors</title>
            <description>Retired people tend to be around the house when not traveling. We linger by the mail box and talk to neighbors of weather, recent trips or cars on the street. Having good neighbors doesn&apos;t happen by accident. We have to work at this.</description>
            <link>http://retirementtalk.org/rt393.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt393.mp3" length="6364263" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Sep 2014 08:42:58 -0700</pubDate>
            <itunes:subtitle>Neighbors</itunes:subtitle>
            <itunes:summary>Retired people tend to be around the house when not traveling. We linger by the mail box and talk to neighbors of weather, recent trips or cars on the street. Having good neighbors doesn&apos;t happen by accident. We have to work at this.</itunes:summary>
            <itunes:duration>6:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying focused</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>392 Help?</title>
            <description>&quot;I&apos;m from the government and I&apos;m here to help&quot;: frightening or comforting words. We need to think a bit about that. Truth is stood on it&apos;s head by cliches all too often.</description>
            <link>http://retirementtalk.org/rt392.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt392.mp3" length="6335006" type="audio/mpeg"/>
            <guid isPermaLink="false">5E49349A-DCD3-4819-A821-B51504C8B788</guid>
            <pubDate>Sun, 31 Aug 2014 09:07:25 -0700</pubDate>
            <itunes:subtitle>Help?</itunes:subtitle>
            <itunes:summary>&quot;I&apos;m from the government and I&apos;m here to help&quot;: frightening or comforting words. We need to think a bit about that. Truth is stood on it&apos;s head by cliches all too often.</itunes:summary>
            <itunes:duration>6:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Government assistance</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>391 Exercise for the Brain</title>
            <description>New studies indicate physical exercises do more for the mind than we might have imagined. Sure we can do crosswords or study a foreign language but perhaps we would be better off walking quickly around the block.</description>
            <link>http://retirementtalk.org/rt391.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt391.mp3" length="6745860" type="audio/mpeg"/>
            <guid isPermaLink="false">B839955D-34D1-4B7F-8D3F-AEC3846A53E9</guid>
            <pubDate>Sun, 24 Aug 2014 09:12:01 -0700</pubDate>
            <itunes:subtitle>Exercise for the Brain</itunes:subtitle>
            <itunes:summary>New studies indicate physical exercises do more for the mind than we might have imagined. Sure we can do crosswords or study a foreign language but perhaps we would be better off walking quickly around the block.</itunes:summary>
            <itunes:duration>7:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying Fit</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>390 Working After Retirement?</title>
            <description>We would all like to follow our bliss. It would be nice to be paid for doing what we love. Retirement may offer us this opportunity. It works for some.</description>
            <link>http://retirementtalk.org/rt390.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt390.mp3" length="6149014" type="audio/mpeg"/>
            <guid isPermaLink="false">06C2BD7D-22DB-4949-AE52-048D843A392B</guid>
            <pubDate>Sat, 16 Aug 2014 17:42:49 -0700</pubDate>
            <itunes:subtitle>Working After Retirement?</itunes:subtitle>
            <itunes:summary>We would all like to follow our bliss. It would be nice to be paid for doing what we love. Retirement may offer us this opportunity. It works for some.</itunes:summary>
            <itunes:duration>6:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying focused</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>389 End of Life Choice</title>
            <description>Ending one&apos;s own life is a choice we all make. We either do or we don&apos;t. The twists of life events sometimes make that choice shift in value. It is something we might do well to consider rather than ignore for our own good as well as others.</description>
            <link>http://retirementtalk.org/rt389.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt389.mp3" length="6836557" type="audio/mpeg"/>
            <guid isPermaLink="false">6F8788AD-D20C-431F-8698-858B98E1EA60</guid>
            <pubDate>Thu, 31 Jul 2014 08:16:20 -0700</pubDate>
            <itunes:subtitle>End of Life Choice</itunes:subtitle>
            <itunes:summary>Ending one&apos;s own life is a choice we all make. We either do or we don&apos;t. The twists of life events sometimes make that choice shift in value. It is something we might do well to consider rather than ignore for our own good as well as others.</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Death Cafe, Suicide, Death</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>388 Personal Experience - Sherri Robinson</title>
            <description>In this podcast I read a letter from a Sherri Robinson telling of her retirement experience. She is a listener and has given retirement some serious thought. Here she shares some of her ideas and suggestions. You are welcome to do the same.</description>
            <link>http://retirementtalk.org/rt388.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt388.mp3" length="5734817" type="audio/mpeg"/>
            <guid isPermaLink="false">B5299B3E-2BC3-4932-BCEE-2A6B79633A72</guid>
            <pubDate>Sun, 27 Jul 2014 08:46:23 -0700</pubDate>
            <itunes:subtitle>Personal Experience - Sherri Robinson</itunes:subtitle>
            <itunes:summary>In this podcast I read a letter from a Sherri Robinson telling of her retirement experience. She is a listener and has given retirement some serious thought. Here she shares some of her ideas and suggestions. You are welcome to do the same.</itunes:summary>
            <itunes:duration>5:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying focused</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>387 Frustration</title>
            <description>Life has a way of throwing frustration into our life that is well grounded and frustration that has no basis. Regardless of cause frustration has to be confronted.</description>
            <link>http://retirementtalk.org/rt387.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt387.mp3" length="6317452" type="audio/mpeg"/>
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            <pubDate>Sat, 19 Jul 2014 16:52:34 -0700</pubDate>
            <itunes:subtitle>Frustration</itunes:subtitle>
            <itunes:summary>Life has a way of throwing frustration into our life that is well grounded and frustration that has no basis. Regardless of cause frustration has to be confronted.</itunes:summary>
            <itunes:duration>6:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying focused</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>386 Distractions</title>
            <description>Creating and maintaining a retirement of one&apos;s own choosing isn&apos;t easy. Outside forces assault our own thoughts, intentions and actions constantly. Retaining a sense of self requires constant vigilance.</description>
            <link>http://retirementtalk.org/rt386.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt386.mp3" length="6128116" type="audio/mpeg"/>
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            <pubDate>Sun, 13 Jul 2014 09:42:57 -0700</pubDate>
            <itunes:subtitle>Distractions</itunes:subtitle>
            <itunes:summary>Creating and maintaining a retirement of one&apos;s own choosing isn&apos;t easy. Outside forces assault our own thoughts, intentions and actions constantly. Retaining a sense of self requires constant vigilance.</itunes:summary>
            <itunes:duration>6:23</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying focused</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>385 Staying Fit?</title>
            <description>Staying fit has come to be associated with physical fitness. But that isn&apos;t the only thing for which we need to be fit. We might want to keep that in mind as we add the years. It might make us feel better about ourselves.</description>
            <link>http://retirementtalk.org/rt385.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt385.mp3" length="5468577" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Jul 2014 09:21:43 -0700</pubDate>
            <itunes:subtitle>Staying Fit?</itunes:subtitle>
            <itunes:summary>Staying fit has come to be associated with physical fitness. But that isn&apos;t the only thing for which we need to be fit. We might want to keep that in mind as we add the years. It might make us feel better about ourselves.</itunes:summary>
            <itunes:duration>5:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Staying Fit</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>384 Food and Retirement</title>
            <description>Retirement brings with it time to Indulgence in what we like best and for many of us that is eating. Our health can suffer dramatically. We find ourselves unable to do much other than eat some more. What to do?</description>
            <link>http://retirementtalk.org/rt384.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt384.mp3" length="6644296" type="audio/mpeg"/>
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            <pubDate>Thu, 26 Jun 2014 14:23:17 -0700</pubDate>
            <itunes:subtitle>Food and Retirement</itunes:subtitle>
            <itunes:summary>Retirement brings with it time to Indulgence in what we like best and for many of us that is eating. Our health can suffer dramatically. We find ourselves unable to do much other than eat some more. What to do?</itunes:summary>
            <itunes:duration>6:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Eating, Weight</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>383 Death - Being Prepared</title>
            <description>Sometimes there are subjects we just don&apos;t want to face. Death is one. We have a hard time considering or discussing our own death. There is a new approach that might be worth investigating called the Death Cafe.</description>
            <link>http://retirementtalk.org/rt383.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt383.mp3" length="6902177" type="audio/mpeg"/>
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            <pubDate>Fri, 13 Jun 2014 21:02:34 -0700</pubDate>
            <itunes:subtitle>Death - Being Prepared</itunes:subtitle>
            <itunes:summary>Sometimes there are subjects we just don&apos;t want to face. Death is one. We have a hard time considering or discussing our own death. There is a new approach that might be worth investigating called the Death Cafe.</itunes:summary>
            <itunes:duration>7:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Technology, Death</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>382 Dermatologist</title>
            <description>Retirement comes with getting older as does a changing body. A dermatologist checks our surface for signs of hazards. The results of their check can result in a few temporary changes in our appearance. With only a little thought we know it is worthwhile.</description>
            <link>http://retirementtalk.org/rt382.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt382.mp3" length="6671881" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Jun 2014 09:25:47 -0700</pubDate>
            <itunes:subtitle>Dermatologist</itunes:subtitle>
            <itunes:summary>Retirement comes with getting older as does a changing body. A dermatologist checks our surface for signs of hazards. The results of their check can result in a few temporary changes in our appearance. With only a little thought we know it is worthwhile.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>381 Technology</title>
            <description>Is it worth keeping up with technological changes as we age? We learn how to use one thing and then there is another that is suppose to do it better. How do we keep up? Are there any tricks? Or should we just stop?</description>
            <link>http://retirementtalk.org/rt381.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt381.mp3" length="6966124" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Jun 2014 09:03:49 -0700</pubDate>
            <itunes:subtitle>Technology</itunes:subtitle>
            <itunes:summary>Is it worth keeping up with technological changes as we age? We learn how to use one thing and then there is another that is suppose to do it better. How do we keep up? Are there any tricks? Or should we just stop?</itunes:summary>
            <itunes:duration>7:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Technology</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>380 New Friends?</title>
            <description>Friends make life. We wouldn&apos;t want to live alone. Sometimes we just drift apart, or one of us move or they die. At any rate we find ourselves wishing for some new friends. What to do?</description>
            <link>http://retirementtalk.org/rt380.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt380.mp3" length="6537298" type="audio/mpeg"/>
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            <pubDate>Sun, 18 May 2014 10:47:45 -0700</pubDate>
            <itunes:subtitle>New Friends?</itunes:subtitle>
            <itunes:summary>Friends make life. We wouldn&apos;t want to live alone. Sometimes we just drift apart, or one of us move or they die. At any rate we find ourselves wishing for some new friends. What to do?</itunes:summary>
            <itunes:duration>6:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>379 Upkeep</title>
            <description>Upkeep is something that we must maintain throughout life. It isn&apos;t easy. Change can come so slowly that it escapes notice. Our life and everything around us can easily shrink and deteriorate around us. We must be ever alert and assertive.</description>
            <link>http://retirementtalk.org/rt379.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt379.mp3" length="6118085" type="audio/mpeg"/>
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            <pubDate>Sun, 18 May 2014 10:47:23 -0700</pubDate>
            <itunes:subtitle>Upkeep</itunes:subtitle>
            <itunes:summary>Upkeep is something that we must maintain throughout life. It isn&apos;t easy. Change can come so slowly that it escapes notice. Our life and everything around us can easily shrink and deteriorate around us. We must be ever alert and assertive.</itunes:summary>
            <itunes:duration>6:32</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>378 Alaska - Go Now</title>
            <description>The Land of the Midnight Sun attracts like a magnet. It is like a universal lifetime dream. After living there for twenty years and traveling back and forth over another 25 I can&apos;t understand why people don&apos;t just go. It is easy.</description>
            <link>http://retirementtalk.org/rt378.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt378.mp3" length="8253857" type="audio/mpeg"/>
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            <pubDate>Sun, 11 May 2014 08:38:45 -0700</pubDate>
            <itunes:subtitle>Alaska - Go Now</itunes:subtitle>
            <itunes:summary>The Land of the Midnight Sun attracts like a magnet. It is like a universal lifetime dream. After living there for twenty years and traveling back and forth over another 25 I can&apos;t understand why people don&apos;t just go. It is easy.</itunes:summary>
            <itunes:duration>8:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Alaska, travel</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>377 Relating to Grandchildren</title>
            <description>Communicating across generations is always a challenge. What can we do to stay connected to our children and children&apos;s children? We might have to change our ways. That is always a challenge.</description>
            <link>http://retirementtalk.org/rt377.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt377.mp3" length="6935613" type="audio/mpeg"/>
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            <pubDate>Sun, 4 May 2014 09:52:16 -0700</pubDate>
            <itunes:subtitle>Relating to Grandchildren</itunes:subtitle>
            <itunes:summary>Communicating across generations is always a challenge. What can we do to stay connected to our children and children&apos;s children? We might have to change our ways. That is always a challenge.</itunes:summary>
            <itunes:duration>7:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, grandchildren</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>376 New Habits</title>
            <description>Habits are what gets us in trouble. Or habits are what save us. They can be take us to where we want to go. Or they can lead us into the valley of misery. New habits can be established at any time in life - retirement is no exception.</description>
            <link>http://retirementtalk.org/rt376.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt376.mp3" length="7356080" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Apr 2014 11:02:29 -0700</pubDate>
            <itunes:subtitle>New Habits</itunes:subtitle>
            <itunes:summary>Habits are what gets us in trouble. Or habits are what save us. They can be take us to where we want to go. Or they can lead us into the valley of misery. New habits can be established at any time in life - retirement is no exception.</itunes:summary>
            <itunes:duration>7:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, casinos, gambling</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>375 Getting Around</title>
            <description>Getting from one place to another can be a problem for all of us. The difficulty can increase as we age. What to do? It might be very wise to choose our place of residency very carefully. Getting around can become a joy instead of a problem.</description>
            <link>http://retirementtalk.org/rt375.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt375.mp3" length="6997053" type="audio/mpeg"/>
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            <pubDate>Mon, 21 Apr 2014 20:28:33 -0700</pubDate>
            <itunes:subtitle>Getting Around</itunes:subtitle>
            <itunes:summary>Getting from one place to another can be a problem for all of us. The difficulty can increase as we age. What to do? It might be very wise to choose our place of residency very carefully. Getting around can become a joy instead of a problem.</itunes:summary>
            <itunes:duration>7:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, casinos, gambling</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>374 No Time to Shave</title>
            <description>We men either grow a beard or shave. One or the other. There are no other choices. In many areas of our life we do have options. It is important to realize where we do and where we don&apos;t. We retired people have choices - about some things.</description>
            <link>http://retirementtalk.org/rt374.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt374.mp3" length="7323061" type="audio/mpeg"/>
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            <pubDate>Sun, 13 Apr 2014 09:26:27 -0700</pubDate>
            <itunes:subtitle>No Time to Shave</itunes:subtitle>
            <itunes:summary>We men either grow a beard or shave. One or the other. There are no other choices. In many areas of our life we do have options. It is important to realize where we do and where we don&apos;t. We retired people have choices - about some things.</itunes:summary>
            <itunes:duration>7:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, existentialism</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>373 Casinos</title>
            <description>Retirement gives us time to do many things we have never had time to do previously. One of them is to gamble or visit casinos. We might want to think that one over before we swing open the doors.</description>
            <link>http://retirementtalk.org/rt373.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt373.mp3" length="7310105" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Apr 2014 08:39:09 -0700</pubDate>
            <itunes:subtitle>Casinos</itunes:subtitle>
            <itunes:summary>Retirement gives us time to do many things we have never had time to do previously. One of them is to gamble or visit casinos. We might want to think that one over before we swing open the doors.</itunes:summary>
            <itunes:duration>7:36</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, casinos, gambling</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>372 Gun Control</title>
            <description>Retirement allows time to reflect upon our experiences and try to make sense of our world. Sometimes personal experiences make all the rationalizing we find in the news appear more than a bit absurd.</description>
            <link>http://retirementtalk.org/rt372.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt372.mp3" length="10764537" type="audio/mpeg"/>
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            <pubDate>Sun, 30 Mar 2014 09:44:48 -0700</pubDate>
            <itunes:subtitle>Gun Control</itunes:subtitle>
            <itunes:summary>Retirement allows time to reflect upon our experiences and try to make sense of our world. Sometimes personal experiences make all the rationalizing we find in the news appear more than a bit absurd.</itunes:summary>
            <itunes:duration>11:12</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>371 Dogs</title>
            <description>We can all use a bit of unconditional love in our lives. Dog owners realize this. Thus we have the committed relationship. Benefits flow both ways.</description>
            <link>http://retirementtalk.org/rt371.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt371.mp3" length="6630921" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Mar 2014 09:30:18 -0700</pubDate>
            <itunes:subtitle>Dogs</itunes:subtitle>
            <itunes:summary>We can all use a bit of unconditional love in our lives. Dog owners realize this. Thus we have the committed relationship. Benefits flow both ways.</itunes:summary>
            <itunes:duration>6:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>370 Is the World a Better Place?</title>
            <description>We all want the world to be a better place for future generations. Is it? Have we left it better or worse? Do we share blame or credit? We certainly hear about lots of problems today.</description>
            <link>http://retirementtalk.org/rt370.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt370.mp3" length="7261203" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Mar 2014 10:38:30 -0700</pubDate>
            <itunes:subtitle>Is the World a Better Place?</itunes:subtitle>
            <itunes:summary>We all want the world to be a better place for future generations. Is it? Have we left it better or worse? Do we share blame or credit? We certainly hear about lots of problems today.</itunes:summary>
            <itunes:duration>7:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>369 Being Alone</title>
            <description>Loneliness is part of the human condition. Without workplace connections we can find ourselves even more isolated. We need other people in our lives and that doesn&apos;t happen without effort.</description>
            <link>http://retirementtalk.org/rt369.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt369.mp3" length="6930180" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Mar 2014 17:34:29 -0700</pubDate>
            <itunes:subtitle>Being Alone</itunes:subtitle>
            <itunes:summary>Loneliness is part of the human condition. Without workplace connections we can find ourselves even more isolated. We need other people in our lives and that doesn&apos;t happen without effort.</itunes:summary>
            <itunes:duration>7:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>368 Death, Escape, Retirement</title>
            <description>We could have died quite easily - but we didn&apos;t. The rest of life is sort of a bonus. We may turn it into a true learning experience. It can be life changing and may lead to an early retirement.</description>
            <link>http://retirementtalk.org/rt368.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt368.mp3" length="8276426" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Mar 2014 09:01:20 -0800</pubDate>
            <itunes:subtitle>Death, Escape, Retirement</itunes:subtitle>
            <itunes:summary>We could have died quite easily - but we didn&apos;t. The rest of life is sort of a bonus. We may turn it into a true learning experience. It can be life changing and may lead to an early retirement.</itunes:summary>
            <itunes:duration>8:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>367 Freedom</title>
            <description>What does freedom mean to you now that your retired? A friend recently asked me that question. I had to give it some thought. It was worth the effort.</description>
            <link>http://retirementtalk.org/rt367.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt367.mp3" length="7025892" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Feb 2014 11:28:43 -0800</pubDate>
            <itunes:subtitle>Freedom</itunes:subtitle>
            <itunes:summary>What does freedom mean to you now that your retired? A friend recently asked me that question. I had to give it some thought. It was worth the effort.</itunes:summary>
            <itunes:duration>7:19</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>366 (051) Technology</title>
            <description>How fast does technology change our lives? How many times do we have to relearn how to do something? It isn&apos;t easy to keep up. Maybe we should dig a hole and crawl in? On the other hand, maybe we just need to keep on learning. It may be worth it.</description>
            <link>http://retirementtalk.org/rt366.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt366.mp3" length="7436328" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Feb 2014 10:43:10 -0800</pubDate>
            <itunes:subtitle>Technology</itunes:subtitle>
            <itunes:summary>How fast does technology change our lives? How many times do we have to relearn how to do something? It isn&apos;t easy to keep up. Maybe we should dig a hole and crawl in? On the other hand, maybe we just need to keep on learning. It may be worth it.</itunes:summary>
            <itunes:duration>7:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>365 (049) Love Trips</title>
            <description>We retired people spend a lot time traveling to see either parents, children or grandchildren - love trips. Many times these trips are made via airplane. Now we find out that traveling in this manner may have a short future. What to do?</description>
            <link>http://retirementtalk.org/rt365.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt365.mp3" length="6574079" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Feb 2014 09:10:15 -0800</pubDate>
            <itunes:subtitle>Love Trips</itunes:subtitle>
            <itunes:summary>We retired people spend a lot time traveling to see either parents, children or grandchildren - love trips. Many times these trips are made via airplane. Now we find out that traveling in this manner may have a short future. What to do?</itunes:summary>
            <itunes:duration>6:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>364 Worry</title>
            <description>Worry seems to be one of the constant conditions of living. We worry about big things and little things. We may be wise to establish &apos;worry free zones&apos; in our lives. We do want to enjoy part of our time revolving around the sun.</description>
            <link>http://retirementtalk.org/rt364.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt364.mp3" length="6929344" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Feb 2014 10:06:46 -0800</pubDate>
            <itunes:subtitle>Worry</itunes:subtitle>
            <itunes:summary>Worry seems to be one of the constant conditions of living. We worry about big things and little things. We may be wise to establish &apos;worry free zones&apos; in our lives. We do want to enjoy part of our time revolving around the sun.</itunes:summary>
            <itunes:duration>7:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>363 Political Involvement</title>
            <description>Some of us dream of getting more involved in the political process when we retire. We will have time to attend meetings or help work on campaigns or issues that are dear to us. What can we do? Here is a perfect example of one man&apos;s effort.</description>
            <link>http://retirementtalk.org/rt363.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt363.mp3" length="6254340" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Jan 2014 08:59:46 -0800</pubDate>
            <itunes:subtitle>Political Involvement</itunes:subtitle>
            <itunes:summary>Some of us dream of getting more involved in the political process when we retire. We will have time to attend meetings or help work on campaigns or issues that are dear to us. What can we do? Here is a perfect example of one man&apos;s effort.</itunes:summary>
            <itunes:duration>6:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>362 My Funeral</title>
            <description>Planning for our funeral is something we can choose to do or not. There are many choices. It might be wise to give it some thought while we still can.</description>
            <link>http://retirementtalk.org/rt362.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt362.mp3" length="6250160" type="audio/mpeg"/>
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            <pubDate>Sun, 19 Jan 2014 08:38:58 -0800</pubDate>
            <itunes:subtitle>My Funeral</itunes:subtitle>
            <itunes:summary>Planning for our funeral is something we can choose to do or not. There are many choices. It might be wise to give it some thought while we still can.</itunes:summary>
            <itunes:duration>6:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>361 Priorities</title>
            <description>It is hard to get anything done if we don&apos;t know where we want to go. Where we really want to go. Priorities become imperative. It is to easy to get pulled off course by an invasive whim or momentary thought.</description>
            <link>http://retirementtalk.org/rt361.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt361.mp3" length="6215052" type="audio/mpeg"/>
            <guid isPermaLink="false">84708DC4-A85B-46EB-BD5A-5B62BD0F3290</guid>
            <pubDate>Sun, 12 Jan 2014 09:00:55 -0800</pubDate>
            <itunes:subtitle>Priorities</itunes:subtitle>
            <itunes:summary>It is hard to get anything done if we don&apos;t know where we want to go. Where we really want to go. Priorities become imperative. It is to easy to get pulled off course by an invasive whim or momentary thought.</itunes:summary>
            <itunes:duration>6:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>360 Awake!</title>
            <description>We all do some things unconsciously that surprise us when we think of them. Why do we do that? Here are two things that we might do well to consider. We have time.</description>
            <link>http://retirementtalk.org/rt360.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt360.mp3" length="6283641" type="audio/mpeg"/>
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            <pubDate>Sun, 29 Dec 2013 11:03:30 -0800</pubDate>
            <itunes:subtitle>Awake!</itunes:subtitle>
            <itunes:summary>We all do some things unconsciously that surprise us when we think of them. Why do we do that? Here are two things that we might do well to consider. We have time.</itunes:summary>
            <itunes:duration>6:32</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>359 Weather and News</title>
            <description>It is the little things that sometimes make a real difference in our life. How do you spend your time? Listening to weather and news? Sometimes we do things without realizing what we are doing.</description>
            <link>http://retirementtalk.org/rt359.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt359.mp3" length="64476437" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Dec 2013 09:41:30 -0800</pubDate>
            <itunes:subtitle>Weather &amp; News</itunes:subtitle>
            <itunes:summary>It is the little things that sometimes make a real difference in our life. How do you spend your time? Listening to weather and news? Sometimes we do things without realizing what we are doing.</itunes:summary>
            <itunes:duration>6:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>358 Follow Your Children</title>
            <description>Retirement sometimes gives us a chance to reunite our families. Though schools and jobs may have separated us from siblings and children we may now have a chance to reunite. Those grandchildren send out a strong signal. Should we move? Or not?</description>
            <link>http://retirementtalk.org/rt358.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt358.mp3" length="4783123" type="audio/mpeg"/>
            <guid isPermaLink="false">25E60E69-568E-4FDE-B28C-9357A3C5552C</guid>
            <pubDate>Sun, 15 Dec 2013 09:10:42 -0800</pubDate>
            <itunes:subtitle>Follow Your Children?</itunes:subtitle>
            <itunes:summary>Retirement sometimes gives us a chance to reunite our families. Though schools and jobs may have separated us from siblings and children we may now have a chance to reunite. Those grandchildren send out a strong signal. Should we move? Or not?</itunes:summary>
            <itunes:duration>4:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>357 Home Exchange</title>
            <description>Traveling is one thing many retired people like to do. The experience can be greatly enhanced by exchanging your residence for someone else&apos;s. Home Exchange provides a wonderful means for arranging such swaps. We have found our experiences greatly enriched and no money is involved.</description>
            <link>http://retirementtalk.org/rt357.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt357.mp3" length="7679163" type="audio/mpeg"/>
            <guid isPermaLink="false">8EA601E8-2613-4136-8412-4FAE4869CCCB</guid>
            <pubDate>Sun, 8 Dec 2013 08:53:35 -0800</pubDate>
            <itunes:subtitle>Home Exchange</itunes:subtitle>
            <itunes:summary>Traveling is one thing many retired people like to do. The experience can be greatly enhanced by exchanging your residence for someone else&apos;s. Home Exchange provides a wonderful means for arranging such swaps. We have found our experiences greatly enriched and no money is involved.</itunes:summary>
            <itunes:duration>7:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Home Exchange</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>356 Tai Chi and the Lost Wallet</title>
            <description>Tai Chi has proven itself over hundreds of years. It is good for us. Seeing it practiced and losing my wallet left a lasting impression.</description>
            <link>http://retirementtalk.org/rt356.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt356.mp3" length="6215052" type="audio/mpeg"/>
            <guid isPermaLink="false">B82FCA9B-662F-48FB-8260-D0CDF3105236</guid>
            <pubDate>Sun, 1 Dec 2013 08:43:32 -0800</pubDate>
            <itunes:subtitle>Tai Chi and the Lost Wallet</itunes:subtitle>
            <itunes:summary>Tai Chi has proven itself over hundreds of years. It is good for us. Seeing it practiced and losing my wallet left a lasting impression.</itunes:summary>
            <itunes:duration>6:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>355 Granddaughters and History</title>
            <description>We could all use a map of what might happen if we turn one direction or another. We would like to know which roads lead into a box canyon. That is where experience comes in. It would be well to know what has happened to others that have traveled this road.</description>
            <link>http://retirementtalk.org/rt355.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt355.mp3" length="6728306" type="audio/mpeg"/>
            <guid isPermaLink="false">52C7CF47-5DF1-45EF-9782-5A6CAAEA43C4</guid>
            <pubDate>Sun, 24 Nov 2013 17:40:33 -0800</pubDate>
            <itunes:subtitle>Granddaughters and History</itunes:subtitle>
            <itunes:summary>We could all use a map of what might happen if we turn one direction or another. We would like to know which roads lead into a box canyon. That is where experience comes in. It would be well to know what has happened to others that have traveled this road.</itunes:summary>
            <itunes:duration>7:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>354 The Con Game</title>
            <description>Being taken advantage of is a serious matter. The con, or the scam, is always in fashion one way or the other. They can have tragic results and produce compelling stories.</description>
            <link>http://retirementtalk.org/rt354.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt354.mp3" length="6113532" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Nov 2013 10:08:41 -0800</pubDate>
            <itunes:subtitle>The Con Game</itunes:subtitle>
            <itunes:summary>Being taken advantage of is a serious matter. The con, or the scam, is always in fashion one way or the other. They can have tragic results and produce compelling stories.</itunes:summary>
            <itunes:duration>6:21</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>353 Advantages if Aging</title>
            <description>There are some advantages to aging. One is that we have higher BS radar. We learn to be a better judge of character. We have been around the block and can more easily spot the good from the bad. At least we hope so.</description>
            <link>http://retirementtalk.org/rt353.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt353.mp3" length="62986246" type="audio/mpeg"/>
            <guid isPermaLink="false">19413A8D-5BCE-43FE-BB15-AB56146FFA20</guid>
            <pubDate>Sun, 10 Nov 2013 11:32:27 -0800</pubDate>
            <itunes:subtitle>Advantages of Aging</itunes:subtitle>
            <itunes:summary>There are some advantages to aging. One is that we have higher BS radar. We learn to be a better judge of character. We have been around the block and can more easily spot the good from the bad. At least we hope so.</itunes:summary>
            <itunes:duration>6:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>352 Time is Ticking</title>
            <description>Experiences in retirement bring a sharp focus on the time we have to live. If we are paying attention we get an extra incentive to make our time count. Our end can pop up unexpectedly.</description>
            <link>http://retirementtalk.org/rt352.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt352.mp3" length="5099563" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Nov 2013 08:27:28 -0800</pubDate>
            <itunes:subtitle>Time is Ticking</itunes:subtitle>
            <itunes:summary>Experiences in retirement bring a sharp focus on the time we have to live. If we are paying attention we get an extra incentive to make our time count. Our end can pop up unexpectedly.</itunes:summary>
            <itunes:duration>5:18</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>351 Road Trip Reflections</title>
            <description>Part of the enjoyment of taking a road trip is found in reflecting. We dig out pictures and videos. We listen to audio clips. We look at a big map. Memories are resurrected and pleasure visits us once more.</description>
            <link>http://retirementtalk.org/rt351.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt351.mp3" length="5441409" type="audio/mpeg"/>
            <guid isPermaLink="false">332F0D40-B523-4ABC-9DC7-9A59106579D3</guid>
            <pubDate>Sun, 27 Oct 2013 09:12:18 -0700</pubDate>
            <itunes:subtitle>Road Trip Reflections</itunes:subtitle>
            <itunes:summary>Part of the enjoyment of taking a road trip is found in reflecting. We dig out pictures and videos. We listen to audio clips. We look at a big map. Memories are resurrected and pleasure visits us once more.</itunes:summary>
            <itunes:duration>5:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Road Trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>350 On the Road</title>
            <description>Our first week on the road: did our plans work? Problems? Experiences. Retirement offers many advantages to travel. We try to not just drive down the road. The goal is to enjoy - each day.</description>
            <link>http://retirementtalk.org/rt350.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt350.mp3" length="7350229" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Oct 2013 14:32:23 -0700</pubDate>
            <itunes:subtitle>On the Road 2013</itunes:subtitle>
            <itunes:summary>Our first week on the road: did our plans work? Problems? Experiences. Retirement offers many advantages to travel. We try to not just drive down the road. The goal is to enjoy - each day.</itunes:summary>
            <itunes:duration>7:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Road Trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>349 On the Road(rebroadcast 247)</title>
            <description>We point the car south and east to start an extended road trip. It is fall and it is beautiful all over the country. The Northwest is no different.We are off to a good start. And we find espresso everywhere. (We are presently on a similar trip but I forgot a tiny audio jack which prevents me from recording this week. Sorry.)</description>
            <link>http://retirementtalk.org/rt%20349.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt%20349.mp3" length="7290879" type="audio/mpeg"/>
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            <pubDate>Mon, 21 Oct 2013 13:57:08 -0700</pubDate>
            <itunes:subtitle>On the Road (rebroadcast 247)</itunes:subtitle>
            <itunes:summary>We point the car south and east to start an extended road trip. It is fall and it is beautiful all over the country. The Northwest is no different.We are off to a good start. And we find espresso everywhere. (We are presently on a similar trip but I forgot a tiny audio jack which prevents me from recording this week. Sorry.)</itunes:summary>
            <itunes:duration>7:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Road Trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>348 Options for Road Trip</title>
            <description>Taking a road trip offers us many options. We can choose bike, motorcycle, RV, car, SUV, pickup truck or whatever. The method chosen can determine much about the nature of the trip.</description>
            <link>http://retirementtalk.org/rt348.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt348.mp3" length="6074199" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Oct 2013 14:24:14 -0700</pubDate>
            <itunes:subtitle>Options for Road Trip</itunes:subtitle>
            <itunes:summary>Taking a road trip offers us many options. We can choose bike, motorcycle, RV, car, SUV, pickup truck or whatever. The method chosen can determine much about the nature of the trip.</itunes:summary>
            <itunes:duration>6:19</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Road Trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>347 Road Trip Plan</title>
            <description>Planning a road trip is part the American Dream. We want to just leave everything behind and find some new adventure. What is around the bend and over the hill? Lets make a plan.</description>
            <link>http://retirementtalk.org/rt347.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt347.mp3" length="6781386" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Oct 2013 10:36:07 -0700</pubDate>
            <itunes:subtitle>Road Trip Plan</itunes:subtitle>
            <itunes:summary>Planning a road trip is part the American Dream. We want to just leave everything behind and find some new adventure. What is around the bend and over the hill? Lets make a plan.</itunes:summary>
            <itunes:duration>7:03</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Road Trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>346 Looking Forward</title>
            <description>Keeping something out there to look forward to is always good. But we don&apos;t want the future, or the past, to cheat us out of the present.</description>
            <link>http://retirementtalk.org/rt346.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt346.mp3" length="6045696" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Sep 2013 09:47:13 -0700</pubDate>
            <itunes:subtitle>Looking Forward</itunes:subtitle>
            <itunes:summary>Keeping something out there to look forward to is always good. But we don&apos;t want the future, or the past, to cheat us out of the present.</itunes:summary>
            <itunes:duration>6:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>345 Finding Meaning(Part 2)</title>
            <description>By the time we retire we may know more than we are aware. Sometimes we just need to someone to approve our thoughts and actions.</description>
            <link>http://retirementtalk.org/rt345.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt345.mp3" length="5957171" type="audio/mpeg"/>
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            <pubDate>Sun, 15 Sep 2013 09:48:36 -0700</pubDate>
            <itunes:subtitle>Finding Meaning (Part 2)</itunes:subtitle>
            <itunes:summary>By the time we retire we may know more than we are aware. Sometimes we just need to someone to approve our thoughts and actions.</itunes:summary>
            <itunes:duration>6:12</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>344 Finding Meaning</title>
            <description>Retirement can bring into sharp focus our beliefs concerning what we truly value in life. What gives our life meaning rises to the surface through our daily actions.</description>
            <link>http://www.retirementtalk.org</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt344.mp3" length="6031150" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Sep 2013 08:27:08 -0700</pubDate>
            <itunes:subtitle>Finding Meaning</itunes:subtitle>
            <itunes:summary>Retirement can bring into sharp focus our beliefs concerning what we truly value in life. What gives our life meaning rises to the surface through our daily actions.</itunes:summary>
            <itunes:duration>6:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>343 Retirement Guilt</title>
            <description>Being buried under a blanket of guilt doesn&apos;t lead to a happy retirement. Must we feel guilty for leaving the world of work? Is it okay to sit still?</description>
            <link>http://retirementtalk.org/rt343.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt343.mp3" length="6366771" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Sep 2013 10:21:45 -0700</pubDate>
            <itunes:subtitle>Retirement Guilt</itunes:subtitle>
            <itunes:summary>Being buried under a blanket of guilt doesn&apos;t lead to a happy retirement. Must we feel guilty for leaving the world of work? Is it okay to sit still?</itunes:summary>
            <itunes:duration>6:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>342 Second Opinion</title>
            <description>Sometimes what our doctor says just doesn&apos;t make sense. Somewhere in our bones we just know that can&apos;t be. We want another opinion. We should never hesitate on this one.</description>
            <link>http://retirementtalk.org/rt342.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt342.mp3" length="7302999" type="audio/mpeg"/>
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            <pubDate>Sat, 24 Aug 2013 17:56:05 -0700</pubDate>
            <itunes:subtitle>Second Opinion</itunes:subtitle>
            <itunes:summary>Sometimes what our doctor says just doesn&apos;t make sense. Somewhere in our bones we just know that can&apos;t be. We want another opinion. We should never hesitate on this one.</itunes:summary>
            <itunes:duration>7:36</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>341 What do you do? (013 revised)</title>
            <description>What do you with your life now that you are retired? It is a commonly asked question. The answer is not so common or easily given. We do lots of things. A sound bite will not suffice.</description>
            <link>http://retirementtalk.org/rt341.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt341.mp3" length="6299524" type="audio/mpeg"/>
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            <pubDate>Fri, 16 Aug 2013 13:51:35 -0700</pubDate>
            <itunes:subtitle>What do you do? (013 revised)</itunes:subtitle>
            <itunes:summary>What do you with your life now that you are retired? It is a commonly asked question. The answer is not so common or easily given. We do lots of things. A sound bite will not suffice.</itunes:summary>
            <itunes:duration>6:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>340 Retiring with Your Spouse</title>
            <description>&quot;He is always underfoot&quot; is a cliche that accompanies men into retirement. Is it true? Surely there is a way to make the situation less deserving of the slur.</description>
            <link>http://retirementtalk.org/rt340.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt340.mp3" length="5766163" type="audio/mpeg"/>
            <guid isPermaLink="false">D2FF0F65-4414-4D19-9494-54EACA26CE86</guid>
            <pubDate>Thu, 8 Aug 2013 14:34:33 -0700</pubDate>
            <itunes:subtitle>Retiring with Your Spouse</itunes:subtitle>
            <itunes:summary>&quot;He is always underfoot&quot; is a cliche that accompanies men into retirement. Is it true? Surely there is a way to make the situation less deserving of the slur.</itunes:summary>
            <itunes:duration>6:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Retirement audio podcast, retirement and family, values in life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>339 To Stay or Move?</title>
            <description>It is comforting to stay in the same place a long time. You develop a sense of place. It is exciting to move somewhere else. It is exciting and challenging. Can we have both?</description>
            <link>http://retirementtalk.org/rt339.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt339.mp3" length="7625664" type="audio/mpeg"/>
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            <pubDate>Wed, 31 Jul 2013 09:52:44 -0700</pubDate>
            <itunes:subtitle>To Stay or Move</itunes:subtitle>
            <itunes:summary>It is comforting to stay in the same place a long time. You develop a sense of place. It is exciting to move somewhere else. It is exciting and challenging. Can we have both?</itunes:summary>
            <itunes:duration>7:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>338 Relocating (revised 005)</title>
            <description>Retiring offers us the opportunity to move. We could live anywhere - in the world; different climate, new surroundings, change in life. Is it worth it?</description>
            <link>http://retirementtalk.org/rt338.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt338.mp3" length="6900087" type="audio/mpeg"/>
            <guid isPermaLink="false">4B44BB42-6CA1-462B-AE74-9CEFB67FE120</guid>
            <pubDate>Mon, 22 Jul 2013 21:10:44 -0700</pubDate>
            <itunes:subtitle>Relocating (revised 005)</itunes:subtitle>
            <itunes:summary>Retiring offers us the opportunity to move. We could live anywhere - in the world; different climate, new surroundings, change in life. Is it worth it?</itunes:summary>
            <itunes:duration>7:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>337 What Now (revised)</title>
            <description>What is it that will give us eternal happiness? How can we know that what we are pursuing will satisfy our needs. Do we know what happiness is? Seems like we should</description>
            <link>http://retirementtalk.org/rt337.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt337.mp3" length="7182627" type="audio/mpeg"/>
            <guid isPermaLink="false">C8368079-DE10-486E-8DAE-9FBA42C5F876</guid>
            <pubDate>Sun, 14 Jul 2013 10:40:02 -0700</pubDate>
            <itunes:subtitle>What Now (revised)</itunes:subtitle>
            <itunes:summary>What is it that will give us eternal happiness? How can we know that what we are pursuing will satisfy our needs. Do we know what happiness is? Seems like we should</itunes:summary>
            <itunes:duration>7:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>336 Now that I am Retired</title>
            <description>Now that you have decided to retire decisions need to be made that will fulfill dreams or maintain a sense of happiness in your life. What should those decisions be based upon? Life is different after retirement.</description>
            <link>http://retirementtalk.org/rt336.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt336.mp3" length="6505951" type="audio/mpeg"/>
            <guid isPermaLink="false">792D516A-8DEB-48A9-86C1-BDA734C70E0D</guid>
            <pubDate>Sun, 7 Jul 2013 14:24:05 -0700</pubDate>
            <itunes:subtitle>Now that I have Retired</itunes:subtitle>
            <itunes:summary>Now that you have decided to retire decisions need to be made that will fulfill dreams or maintain a sense of happiness in your life. What should those decisions be based upon? Life is different after retirement.</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>335 Hit the Road</title>
            <description>How would it be to live in three months in Paris, then Thailand, then Prague, then Puerto Vallarta? That&apos;s your first year of living without owning anything. Sell the house, sell the car, sell your stuff. Retirement is the right time.</description>
            <link>http://retirementtalk.org/rt335.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt335.mp3" length="6512683" type="audio/mpeg"/>
            <guid isPermaLink="false">DD4E99FC-FC95-4F87-8A63-B4C6693A5B3E</guid>
            <pubDate>Sun, 30 Jun 2013 10:24:31 -0700</pubDate>
            <itunes:subtitle>Hit the Road</itunes:subtitle>
            <itunes:summary>How would it be to live in three months in Paris, then Thailand, then Prague, then Puerto Vallarta? That&apos;s your first year of living without owning anything. Sell the house, sell the car, sell your stuff. Retirement is the right time.</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Retirement audio podcast, retirement and family, values in life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>334 Should I Retire?</title>
            <description>How do we know when it is time to retire? Will it be the same for us as it has been for others? Is this when we want to not rush life? Or is this time to bail?</description>
            <link>http://retirementtalk.org/rt334.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt334.mp3" length="6631757" type="audio/mpeg"/>
            <guid isPermaLink="false">6E750075-7561-4B68-823F-CEADB8455E43</guid>
            <pubDate>Sun, 23 Jun 2013 08:46:22 -0700</pubDate>
            <itunes:subtitle>Should I Retire</itunes:subtitle>
            <itunes:summary>How do we know when it is time to retire? Will it be the same for us as it has been for others? Is this when we want to not rush life? Or is this time to bail?</itunes:summary>
            <itunes:duration>6:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>333 The Pleasure of Food</title>
            <description>Retirement gives us time to - fill in the blank. Food is one of the words that work well. We may want to grow it, cook it or just eat it. Does it give us pleasure? Is it worth the effort?</description>
            <link>http://retirementtalk.org/rt333.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt333.mp3" length="6908446" type="audio/mpeg"/>
            <guid isPermaLink="false">70F3C123-5D62-4D08-8156-23A938E6FB71</guid>
            <pubDate>Sun, 16 Jun 2013 09:40:21 -0700</pubDate>
            <itunes:subtitle>The Pleasure of Food</itunes:subtitle>
            <itunes:summary>Retirement gives us time to - fill in the blank. Food is one of the words that work well. We may want to grow it, cook it or just eat it. Does it give us pleasure? Is it worth the effort?</itunes:summary>
            <itunes:duration>7:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>332 Assist or Enable</title>
            <description>We want to help but we don&apos;t want to enable. Life challenges continually present themselves to our children and grandchildren. We have to be careful with our words and actions.</description>
            <link>http://retirementtalk.org/rt332.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt332.mp3" length="6129370" type="audio/mpeg"/>
            <guid isPermaLink="false">652AA183-7390-45F3-A793-18A61A3F12A8</guid>
            <pubDate>Sun, 9 Jun 2013 09:01:00 -0700</pubDate>
            <itunes:subtitle>Assist or Enable</itunes:subtitle>
            <itunes:summary>We want to help but we don&apos;t want to enable. Life challenges continually present themselves to our children and grandchildren. We have to be careful with our words and actions.</itunes:summary>
            <itunes:duration>6:23</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Retirement audio podcast, retirement and family, values in life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>331 E-cigarettes</title>
            <description>Sometimes the world feels like it is getting away from us. We find ourselves not knowing just exactly what people are referring to. Not even the words are known. What to do?</description>
            <link>http://retirementtalk.org/rt331.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt331.mp3" length="5428870" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Jun 2013 09:32:31 -0700</pubDate>
            <itunes:subtitle>E-cigarettes</itunes:subtitle>
            <itunes:summary>Sometimes the world feels like it is getting away from us. We find ourselves not knowing just exactly what people are referring to. Not even the words are known. What to do?</itunes:summary>
            <itunes:duration>5:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>330 The Pause</title>
            <description>Do we take time enough to consider what we actually experience? Do we pause to consider what we are doing with our life? Perhaps we need to take a bit of time to let our life experiences gain meaning.</description>
            <link>http://retirementtalk.org/rt330.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt330.mp3" length="6730813" type="audio/mpeg"/>
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            <pubDate>Sun, 26 May 2013 09:49:24 -0700</pubDate>
            <itunes:subtitle>The Pause</itunes:subtitle>
            <itunes:summary>Do we take time enough to consider what we actually experience? Do we pause to consider what we are doing with our life? Perhaps we need to take a bit of time to let our life experiences gain meaning.</itunes:summary>
            <itunes:duration>7:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>329 Graduation</title>
            <description>Just as retirement signifies a step into another phase of life so does high school graduation. Grandchildren bring this past experience back to life to those of us who experience it. This role of being an elder needs to be recognized and celebrated.</description>
            <link>http://retirementtalk.org/rt329.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt329.mp3" length="5651728" type="audio/mpeg"/>
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            <pubDate>Sun, 19 May 2013 09:27:39 -0700</pubDate>
            <itunes:subtitle>Graduation</itunes:subtitle>
            <itunes:summary>Just as retirement signifies a step into another phase of life so does high school graduation. Grandchildren bring this past experience back to life to those of us who experience it. This role of being an elder needs to be recognized and celebrated.</itunes:summary>
            <itunes:duration>6:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>328 Irresponsiblity</title>
            <description>Some folks on retirement like to do something reckless, wild, or irresponsible. There is a lot to be said for this attitude. It is something many of us would never consider. Maybe we should. Then again...</description>
            <link>http://retirementtalk.org/rt328.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt328.mp3" length="6615457" type="audio/mpeg"/>
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            <pubDate>Sun, 12 May 2013 20:28:07 -0700</pubDate>
            <itunes:subtitle>Irresponsibility</itunes:subtitle>
            <itunes:summary>Some folks on retirement like to do something reckless, wild, or irresponsible. There is a lot to be said for this attitude. It is something many of us would never consider. Maybe we should. Then again...</itunes:summary>
            <itunes:duration>6:53</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>327 Staying Focused</title>
            <description>We live in a demanding and seductive world. There is competition for our time and energy. Staying focused is not easy. It takes eternal vigilance.</description>
            <link>http://retirementtalk.org/rt327.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt327.mp3" length="5387910" type="audio/mpeg"/>
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            <pubDate>Sun, 5 May 2013 10:31:34 -0700</pubDate>
            <itunes:subtitle>Staying Focused</itunes:subtitle>
            <itunes:summary>We live in a demanding and seductive world. There is competition for our time and energy. Staying focused is not easy. It takes eternal vigilance.</itunes:summary>
            <itunes:duration>5:36</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>326 Energy?</title>
            <description>Retirement and getting older can mean we run low on energy sometimes. Then again it may be some other reason for a lack of energy. We shouldn&apos;t be to quick to ascribe low energy to aging.</description>
            <link>http://retirementtalk.org/rt326.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt326.mp3" length="5670451" type="audio/mpeg"/>
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            <pubDate>Sun, 28 Apr 2013 09:15:41 -0700</pubDate>
            <itunes:subtitle>Energy?</itunes:subtitle>
            <itunes:summary>Retirement and getting older can mean we run low on energy sometimes. Then again it may be some other reason for a lack of energy. We shouldn&apos;t be to quick to ascribe low energy to aging.</itunes:summary>
            <itunes:duration>5:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>325 Connections</title>
            <description>Social lives can become narrow when we leave our jobs. We may have to reach out into new areas for contact. But retirement offers us an opportunity to reach back into our past and touch former friends. We can reconnect. We have time.</description>
            <link>http://retirementtalk.org/rt325.mp3</link>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt325.mp3" length="6158627" type="audio/mpeg"/>
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            <pubDate>Sun, 21 Apr 2013 09:14:12 -0700</pubDate>
            <itunes:subtitle>Connections</itunes:subtitle>
            <itunes:summary>Social lives can become narrow when we leave our jobs. We may have to reach out into new areas for contact. But retirement offers us an opportunity to reach back into our past and touch former friends. We can reconnect. We have time.</itunes:summary>
            <itunes:duration>6:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>324 Explore</title>
            <description>At sometime in life everyone dreams of exploring, discovering and going to exotic places. As we grow older we realize that sometimes we don&apos;t have to go far. New vistas may be just outside our door.</description>
            <link>http://retirementtalk.org/rt324.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt324.mp3" length="6717439" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Apr 2013 10:40:29 -0700</pubDate>
            <itunes:subtitle>Explore</itunes:subtitle>
            <itunes:summary>At sometime in life everyone dreams of exploring, discovering and going to exotic places. As we grow older we realize that sometimes we don&apos;t have to go far. New vistas may be just outside our door.</itunes:summary>
            <itunes:duration>6:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>323 More to Life than Money</title>
            <description>Retirement brings a host of issues to mind. Money is only one. What we do with the rest of our life has more to do with values: values that are beyond money.</description>
            <link>http://retirementtalk.org/rt323.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt323.mp3" length="6633847" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Apr 2013 10:16:05 -0700</pubDate>
            <itunes:subtitle>More to Life than Money</itunes:subtitle>
            <itunes:summary>Retirement brings a host of issues to mind. Money is only one. What we do with the rest of our life has more to do with values: values that are beyond money.</itunes:summary>
            <itunes:duration>6:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>322 Quick and Painless Death</title>
            <description>Do doctors know something the rest of us might wish we did when it comes to dying? A recent report would seem to indicate they do. A quick and painless death might get derailed by good intentions.</description>
            <link>http://retirementtalk.org/rt322.mp3</link>
            <author>del@retirementtalk.org (Del Lowery)</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt322.mp3" length="7512815" type="audio/mpeg"/>
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            <pubDate>Sun, 31 Mar 2013 09:30:31 -0700</pubDate>
            <itunes:subtitle>Quick and Painless Death</itunes:subtitle>
            <itunes:summary>Do doctors know something the rest of us might wish we did when it comes to dying? A recent report would seem to indicate they do. A quick and painless death might get derailed by good intentions.</itunes:summary>
            <itunes:duration>7:49</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons, Advanced Directive</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>321 The Family Story</title>
            <description>Possessing a sense of who we are is important. We need to know what ties our family together. It gives us a sense of identity, esteem and self control. Our story shared across generations has special value.</description>
            <link>http://retirementtalk.org/rt321.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt321.mp3" length="8927607" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Mar 2013 09:11:48 -0700</pubDate>
            <itunes:subtitle>The Family Story</itunes:subtitle>
            <itunes:summary>Possessing a sense of who we are is important. We need to know what ties our family together. It gives us a sense of identity, esteem and self control. Our story shared across generations has special value.</itunes:summary>
            <itunes:duration>9:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>320(081) Birds</title>
            <description>Retirement and birds: how do they fit together? When four birds were killed by flying into my windows glass during breakfast, it got me thinking. Retirement may be a great time to speak up on behalf of birds. However, this retirement podcast is not just for the birds.</description>
            <link>http://retirementtalk.org/rt081.mp3</link>
            <author>del@retirementtalk.org (Del Lowery)</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt081.mp3" length="7002069" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Mar 2013 10:22:00 -0700</pubDate>
            <itunes:subtitle>Birds</itunes:subtitle>
            <itunes:summary>Retirement and birds: how do they fit together? When four birds were killed by flying into my windows glass during breakfast, it got me thinking. Retirement may be a great time to speak up on behalf of birds. However, this retirement podcast is not just for the birds.</itunes:summary>
            <itunes:duration>7:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>319 Would&apos;ve, Could&apos;ve, Should&apos;ve</title>
            <description>It is easy to fall into the habit of uttering the cliche, &quot;would&apos;ve, could&apos;ve, should&apos;ve&quot;. Where does that lead? Retirement gives us an opportunity to do what we really want. The old cliche should be put to rest. We are free to choose.</description>
            <link>http://retirementtalk.org/rt319.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt319.mp3" length="5849337" type="audio/mpeg"/>
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            <pubDate>Sat, 9 Mar 2013 08:52:10 -0800</pubDate>
            <itunes:subtitle>Would&apos;ve, Could&apos;ve, Should&apos;ve</itunes:subtitle>
            <itunes:summary>It is easy to fall into the habit of uttering the cliche, &quot;would&apos;ve, could&apos;ve, should&apos;ve&quot;. Where does that lead? Retirement gives us an opportunity to do what we really want. The old cliche should be put to rest. We are free to choose.</itunes:summary>
            <itunes:duration>6:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>318 Stuck</title>
            <description>Sometimes we just can&apos;t make a move. We just don&apos;t know which way to turn. What to do? When this paralysis hits we may need a bit of help - or special resolve.</description>
            <link>http://retirementtalk.org/rt318.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt318.mp3" length="6557360" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Mar 2013 10:20:04 -0800</pubDate>
            <itunes:subtitle>Stuck</itunes:subtitle>
            <itunes:summary>Sometimes we just can&apos;t make a move. We just don&apos;t know which way to turn. What to do? When this paralysis hits we may need a bit of help - or special resolve.</itunes:summary>
            <itunes:duration>6:49</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>317 Family Day</title>
            <description>Family Day is a new National Holiday in Canada. I was there for that occasion. Perhaps many of us could use a little prompting and encouragement when it comes to family relationships.</description>
            <link>http://retirementtalk.org/rt317.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt317.mp3" length="4928573" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Feb 2013 10:47:36 -0800</pubDate>
            <itunes:subtitle>Family Day</itunes:subtitle>
            <itunes:summary>Family Day is a new National Holiday in Canada. I was there for that occasion. Perhaps many of us could use a little prompting and encouragement when it comes to family relationships.</itunes:summary>
            <itunes:duration>5:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>316 Reading for Pleasure</title>
            <description>Reading and retirement seem like a perfect match, like wine and cheese. We have time to read for shear joy. Can there be anything more pleasurable? Perhaps. But it is hard to beat.</description>
            <link>http://retirementtalk.org/rt316.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt316.mp3" length="7109066" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Feb 2013 09:16:59 -0800</pubDate>
            <itunes:subtitle>Reading for Pleasure</itunes:subtitle>
            <itunes:summary>Reading and retirement seem like a perfect match, like wine and cheese. We have time to read for shear joy. Can there be anything more pleasurable? Perhaps. But it is hard to beat.</itunes:summary>
            <itunes:duration>7:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>315 Regrets</title>
            <description>Regrets can ruin a day for anyone at any time. They can certainly ruin retirement. Regrets can turn a retirement into a purgatory of inaction? Is there anything we can do about it?</description>
            <link>http://retirementtalk.org/rt315.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt315.mp3" length="7130800" type="audio/mpeg"/>
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            <pubDate>Sun, 10 Feb 2013 10:12:29 -0800</pubDate>
            <itunes:subtitle>Regrets</itunes:subtitle>
            <itunes:summary>Regrets can ruin a day for anyone at any time. They can certainly ruin retirement. Regrets can turn a retirement into a purgatory of inaction? Is there anything we can do about it?</itunes:summary>
            <itunes:duration>7:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>314 Limitations</title>
            <description>Limits are with us all of our lives. Retirement and getting older only bring different ones our way. How can we adapt to these new parameters? We will have to adjust. This may a good time to become imaginative.</description>
            <link>http://retirementtalk.org/rt314.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt314.mp3" length="6821092" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Feb 2013 13:55:24 -0800</pubDate>
            <itunes:subtitle>314 Limitations</itunes:subtitle>
            <itunes:summary>Limits are with us all of our lives. Retirement and getting older only bring different ones our way. How can we adapt to these new parameters? We will have to adjust. This may a good time to become imaginative.</itunes:summary>
            <itunes:duration>7:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>313 Quest for Meaning Part 2</title>
            <description>Giving meaning to our life is a solo pursuit. We can&apos;t buy it or have it given to us. We have to find our own if we want it to be ours. It really isn&apos;t that hard. We just need to be aware and accepting.</description>
            <link>http://retirementtalk.org/rt313.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt313.mp3" length="7891904" type="audio/mpeg"/>
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            <pubDate>Sat, 26 Jan 2013 14:30:28 -0800</pubDate>
            <itunes:subtitle>Quest for Meaning Part 2</itunes:subtitle>
            <itunes:summary>Giving meaning to our life is a solo pursuit. We can&apos;t buy it or have it given to us. We have to find our own if we want it to be ours. It really isn&apos;t that hard. We just need to be aware and accepting.</itunes:summary>
            <itunes:duration>8:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>312 Quest for Meaning</title>
            <description>Giving meaning to our life is one of retirements main challenges. Parents, teachers and bosses no longer dictate our behavior. We sometimes find this a new and difficult position.</description>
            <link>http://retirementtalk.org/rt312.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt312.mp3" length="6849514" type="audio/mpeg"/>
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            <pubDate>Fri, 18 Jan 2013 10:11:08 -0800</pubDate>
            <itunes:subtitle>Quest for Meaning</itunes:subtitle>
            <itunes:summary>Giving meaning to our life is one of retirements main challenges. Parents, teachers and bosses no longer dictate our behavior. We sometimes find this a new and difficult position.</itunes:summary>
            <itunes:duration>7:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>311 Watch Your Step</title>
            <description>Falling down can change all retirement dreams. We might be well advised to slow down just a bit. As an old Alaskan told me when I headed out for a backpacking trip in the mountains, &quot;If you want to get there you had better slow down.&quot;</description>
            <link>http://retirementtalk.org/rt311.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt311.mp3" length="5722696" type="audio/mpeg"/>
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            <pubDate>Wed, 9 Jan 2013 10:53:09 -0800</pubDate>
            <itunes:subtitle>Watch Your Step</itunes:subtitle>
            <itunes:summary>Falling down can change all retirement dreams. We might be well advised to slow down just a bit. As an old Alaskan told me when I headed out for a backpacking trip in the mountains, &quot;If you want to get there you had better slow down.&quot;</itunes:summary>
            <itunes:duration>5:57</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>310 The Devil is in the Details</title>
            <description>Change is slow but it can happen. Retirement is not a time to give up on long held dreams. As long as we keep moving in the right directions we can find happiness. That is what Spinoza believed - and so do I.</description>
            <link>http://retirementtalk.org/rt310.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt310.mp3" length="5935855" type="audio/mpeg"/>
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            <pubDate>Tue, 1 Jan 2013 22:37:29 -0800</pubDate>
            <itunes:subtitle>The Devil is in the Details</itunes:subtitle>
            <itunes:summary>Change is slow but it can happen. Retirement is not a time to give up on long held dreams. As long as we keep moving in the right directions we can find happiness. That is what Spinoza believed - and so do I.</itunes:summary>
            <itunes:duration>6:10</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>309 Miserable with Much</title>
            <description>Do we really need so much? So much of everything. Perhaps living with less might lead to a bit more happiness. Just what is it that will make us happy?</description>
            <link>http://retirementtalk.org/rt309.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt309.mp3" length="6233860" type="audio/mpeg"/>
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            <pubDate>Sat, 22 Dec 2012 08:27:14 -0800</pubDate>
            <itunes:subtitle>Miserable with Much</itunes:subtitle>
            <itunes:summary>Do we really need so much? So much of everything. Perhaps living with less might lead to a bit more happiness. Just what is it that will make us happy?</itunes:summary>
            <itunes:duration>6:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>308 Looking Ahead</title>
            <description>Some folks don&apos;t know what to do with retirement. &quot;What should I do?&quot; is a common question I hear. Retirement calls for us to take charge of our own future. Imagination is vital. We need to reach out with our minds and reconnect with childhood abilities to fantasize and dream.</description>
            <link>http://retirementtalk.org/rt308.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt308.mp3" length="6401506" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Dec 2012 10:59:04 -0800</pubDate>
            <itunes:subtitle>Looking Ahead</itunes:subtitle>
            <itunes:summary>Some folks don&apos;t know what to do with retirement. &quot;What should I do?&quot; is a common question I hear. Retirement calls for us to take charge of our own future. Imagination is vital. We need to reach out with our minds and reconnect with childhood abilities to fantasize and dream.</itunes:summary>
            <itunes:duration>6:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, Life Lessons</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>307 Road Trip</title>
            <description>A road trip has a romantic ring to it. I have always found it to be so. There is something about driving down the driveway and taking that first turn. Here are some suggestions that enhance such trips for us.</description>
            <link>http://retirementtalk.org/rt307.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt307.mp3" length="7316792" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Dec 2012 09:34:44 -0800</pubDate>
            <itunes:subtitle>Road Trip</itunes:subtitle>
            <itunes:summary>A road trip has a romantic ring to it. I have always found it to be so. There is something about driving down the driveway and taking that first turn. Here are some suggestions that enhance such trips for us.</itunes:summary>
            <itunes:duration>7:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, road trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>306 We Win: We Lose</title>
            <description>We have good days and bad days. Part of moving into the retirement zone is that we have experience at both. We have learned to adjust. At least, we should have learned to adjust.</description>
            <link>http://retirementtalk.org/rt306.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt306.mp3" length="4667349" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Dec 2012 14:09:02 -0800</pubDate>
            <itunes:subtitle>We Win:; We Lose</itunes:subtitle>
            <itunes:summary>We have good days and bad days. Part of moving into the retirement zone is that we have experience at both. We have learned to adjust. At least, we should have learned to adjust.</itunes:summary>
            <itunes:duration>4:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>305 Meditation</title>
            <description>Sometimes our gumption just doesn&apos;t want to function. We just can&apos;t get going. Maybe that is the time to enjoy the other side of life and just accept tranquility. Nothing wrong with that.</description>
            <link>http://retirementtalk.org/rt305.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt305.mp3" length="6183705" type="audio/mpeg"/>
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            <pubDate>Tue, 27 Nov 2012 20:40:34 -0800</pubDate>
            <itunes:subtitle>Meditation</itunes:subtitle>
            <itunes:summary>Sometimes our gumption just doesn&apos;t want to function. We just can&apos;t get going. Maybe that is the time to enjoy the other side of life and just accept tranquility. Nothing wrong with that.</itunes:summary>
            <itunes:duration>6:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>304 Ashes to ...</title>
            <description>Retirement brings new thoughts into one&apos;s mind. My wife recently asked me what I wanted done with my ashes. I laughed it off and then...</description>
            <link>http://retirementtalk.org/rt304.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt304.mp3" length="5776612" type="audio/mpeg"/>
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            <pubDate>Sun, 11 Nov 2012 09:46:05 -0800</pubDate>
            <itunes:subtitle>Ashes to ...</itunes:subtitle>
            <itunes:summary>Retirement brings new thoughts into one&apos;s mind. My wife recently asked me what I wanted done with my ashes. I laughed it off and then...</itunes:summary>
            <itunes:duration>6:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>303 Remembering</title>
            <description>When we launch into a story about our past do we remember what really happened? We all look back on occasion. We also like to tell the truth. How often does our memory bring us the truth?</description>
            <link>http://retirementtalk.org/rt303.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt303.mp3" length="5857279" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Nov 2012 09:39:34 -0800</pubDate>
            <itunes:subtitle>Remembering</itunes:subtitle>
            <itunes:summary>When we launch into a story about our past do we remember what really happened? We all look back on occasion. We also like to tell the truth. How often does our memory bring us the truth?</itunes:summary>
            <itunes:duration>6:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>302 Time to Get Out of the Way</title>
            <description>We don&apos;t stay a child forever. And we don&apos;t work forever. Neither one would be good or desirable. Retirement is another phase of life that calls for change. We need to make the adjustment.</description>
            <link>http://retirementtalk.org/rt302.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt302.mp3" length="6145252" type="audio/mpeg"/>
            <guid isPermaLink="false">E7071D8B-F290-4CA9-A027-E3912DE088C7</guid>
            <pubDate>Sun, 28 Oct 2012 09:55:06 -0700</pubDate>
            <itunes:subtitle>Time to Get Out of the Way</itunes:subtitle>
            <itunes:summary>We don&apos;t stay a child forever. And we don&apos;t work forever. Neither one would be good or desirable. Retirement is another phase of life that calls for change. We need to make the adjustment.</itunes:summary>
            <itunes:duration>6:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>301 The We Party</title>
            <description>Rugged individualism is held in high esteem. Working with and depending on others - not so much. By the time we are retired we have experienced enough of life to know that there is much to be said for working together.</description>
            <link>http://retirementtalk.org/rt301.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt301.mp3" length="7649070" type="audio/mpeg"/>
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            <pubDate>Sun, 21 Oct 2012 09:07:41 -0700</pubDate>
            <itunes:subtitle>The We Party</itunes:subtitle>
            <itunes:summary>Rugged individualism is held in high esteem. Working with and depending on others - not so much. By the time we are retired we have experienced enough of life to know that there is much to be said for working together.</itunes:summary>
            <itunes:duration>7:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, grit</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>300 Gumption</title>
            <description>When we retire there may seem to be no reason to get out of bed. &quot;Let us then be up and doing&quot; runs a line from one of my favorite poems. We need to create our own milestones - and that takes gumption.</description>
            <link>http://retirementtalk.org/rt300.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt300.mp3" length="6470425" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Oct 2012 20:29:40 -0700</pubDate>
            <itunes:subtitle>Gumption</itunes:subtitle>
            <itunes:summary>When we retire there may seem to be no reason to get out of bed. &quot;Let us then be up and doing&quot; runs a line from one of my favorite poems. We need to create our own milestones - and that takes gumption.</itunes:summary>
            <itunes:duration>6:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>299 Grit</title>
            <description>Grit is one of the character qualities we admire. We are not born with grit in our blood. We acquire it. Kindness, compassion, charity and love must also be learned. Where do we learn those? Will they stay with us throughout retirement?</description>
            <link>http://retirementtalk.org/rt299.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt299.mp3" length="6893399" type="audio/mpeg"/>
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            <pubDate>Sun, 7 Oct 2012 09:09:59 -0700</pubDate>
            <itunes:subtitle>Grit</itunes:subtitle>
            <itunes:summary>Grit is one of the character qualities we admire. We are not born with grit in our blood. We acquire it. Kindness, compassion, charity and love must also be learned. Where do we learn those? Will they stay with us throughout retirement?</itunes:summary>
            <itunes:duration>7:10</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience, grit</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>298 Five Years Left?</title>
            <description>Good health will end. Life will end. We need to consider that in our decisions about what we are doing with our life on a daily basis.</description>
            <link>http://retirementtalk.org/rt298.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt298.mp3" length="6163643" type="audio/mpeg"/>
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            <pubDate>Sun, 30 Sep 2012 09:06:45 -0700</pubDate>
            <itunes:subtitle>Five Years :Left?</itunes:subtitle>
            <itunes:summary>Good health will end. Life will end. We need to consider that in our decisions about what we are doing with our life on a daily basis.</itunes:summary>
            <itunes:duration>6:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>297 Reconnecting</title>
            <description>Aristotle believed that real friendship demanded duration. Time has a way of cementing relationships. Retirement offers us an opportunity to reconnect with people from our past. It can be one of our most enjoyable experiences.</description>
            <link>http://retirementtalk.org/rt297.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt297.mp3" length="4772257" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Sep 2012 09:14:57 -0700</pubDate>
            <itunes:subtitle>Reconnecting</itunes:subtitle>
            <itunes:summary>Aristotle believed that real friendship demanded duration. Time has a way of cementing relationships. Retirement offers us an opportunity to reconnect with people from our past. It can be one of our most enjoyable experiences.</itunes:summary>
            <itunes:duration>4:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>296 Recognition</title>
            <description>Recognition is a basic human need. We want people to acknowledge our existence. Sometimes retirement seems to come with a sense of invisibility. What to do?</description>
            <link>http://retirementtalk.org/rt296.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt296.mp3" length="7939551" type="audio/mpeg"/>
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            <pubDate>Sun, 16 Sep 2012 08:51:35 -0700</pubDate>
            <itunes:subtitle>Recognition</itunes:subtitle>
            <itunes:summary>Recognition is a basic human need. We want people to acknowledge our existence. Sometimes retirement seems to come with a sense of invisibility. What to do?</itunes:summary>
            <itunes:duration>8:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>295 Politics and Persistence</title>
            <description>&quot;Democracy requires educated citizens.&quot; So said our elementary school teachers. Do we have an obligation to stay in the harness? It isn&apos;t easy.</description>
            <link>http://retirementtalk.org/rt295.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt295.mp3" length="7939551" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Sep 2012 10:18:40 -0700</pubDate>
            <itunes:subtitle>Politics and Persistence</itunes:subtitle>
            <itunes:summary>&quot;Democracy requires educated citizens.&quot; So said our elementary school teachers. Do we have an obligation to stay in the harness? It isn&apos;t easy.</itunes:summary>
            <itunes:duration>8:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>294 Neighbors</title>
            <description>Good neighbors make life so much better. It took the Olympic Games to get us and our neighbors together. It shouldn&apos;t be so difficult.</description>
            <link>http://retirementtalk.org/rt294.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt294.mp3" length="5912867" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Sep 2012 10:28:41 -0700</pubDate>
            <itunes:subtitle>Neighbors</itunes:subtitle>
            <itunes:summary>Good neighbors make life so much better. It took the Olympic Games to get us and our neighbors together. It shouldn&apos;t be so difficult.</itunes:summary>
            <itunes:duration>6:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>293 The Story</title>
            <description>Retirement and stories go together. Life and stories go together. We retired folks have many experiences to share. Putting them in story form may be the best way to pass on our heritage.</description>
            <link>http://retirementtalk.org/rt293.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt293.mp3" length="7040103" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Aug 2012 08:38:16 -0700</pubDate>
            <itunes:subtitle>The Story</itunes:subtitle>
            <itunes:summary>Retirement and stories go together. Life and stories go together. We retired folks have many experiences to share. Putting them in story form may be the best way to pass on our heritage.</itunes:summary>
            <itunes:duration>7:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>292 DNA: Chasing Down our Ancestors</title>
            <description>Finding information concerning our heritage is important to many retired folks. We finally have time to investigate. DNA offers a window into our identity that will enlighten and may surprise us.</description>
            <link>http://retirementtalk.org/rt292.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt292.mp3" length="8380498" type="audio/mpeg"/>
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            <pubDate>Sun, 19 Aug 2012 10:09:05 -0700</pubDate>
            <itunes:subtitle>DNA: Chasing Down our Ancestors</itunes:subtitle>
            <itunes:summary>Finding information concerning our heritage is important to many retired folks. We finally have time to investigate. DNA offers a window into our identity that will enlighten and may surprise us.</itunes:summary>
            <itunes:duration>8:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, geneology, DNA</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>291 (001): When Should I Retire?</title>
            <description>Considering retirement brings certain aspects of life and death into clear focus. It is important to come to grips with our own tenuous grip on life when considering retirement.</description>
            <link>http://retirementtalk.org/rt001.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt001.mp3" length="6162015" type="audio/mpeg"/>
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            <pubDate>Sun, 12 Aug 2012 08:05:37 -0700</pubDate>
            <itunes:subtitle>When Should I Retire?</itunes:subtitle>
            <itunes:summary>Considering retirement brings certain aspects of life and death into clear focus. It is important to come to grips with our own tenuous grip on life when considering retirement.</itunes:summary>
            <itunes:duration>6:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior living, Del Lowery, senior life style, enjoying life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>290 Failure as Success</title>
            <description>We are not suppose to fail but that just doesn&apos;t make any sense. The road to success is lined with failure. We need to experience it; get use to it and even welcome it. It is part of life.</description>
            <link>http://retirementtalk.org/rt290.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt290.mp3" length="7049298" type="audio/mpeg"/>
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            <pubDate>Sun, 5 Aug 2012 10:36:43 -0700</pubDate>
            <itunes:subtitle>Failure as Success</itunes:subtitle>
            <itunes:summary>We are not suppose to fail but that just doesn&apos;t make any sense. The road to success is lined with failure. We need to experience it; get use to it and even welcome it. It is part of life.</itunes:summary>
            <itunes:duration>7:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, learning through experience</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>289 Finding Your Bliss</title>
            <description>What is it you do where the time just disappears? Some of us have difficulty deciding what to do in retirement. It might be easier than you think to find what it is you really love.</description>
            <link>http://retirementtalk.org/rt289.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt289.mp3" length="5813811" type="audio/mpeg"/>
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            <pubDate>Sun, 29 Jul 2012 09:24:17 -0700</pubDate>
            <itunes:subtitle>Finding Your Bliss</itunes:subtitle>
            <itunes:summary>What is it you do where the time just disappears? Some of us have difficulty deciding what to do in retirement. It might be easier than you think to find what it is you really love.</itunes:summary>
            <itunes:duration>6:03</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>288 Biking</title>
            <description>Biking is an activity that gets you around, gives you exercise and is fun. How can you beat that? Retirement is a perfect time to adopt this form of mobility. It can literally take you in a new direction.</description>
            <link>http://retirementtalk.org/rt288.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt288.mp3" length="5713083" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Jul 2012 10:14:13 -0700</pubDate>
            <itunes:subtitle>Biking</itunes:subtitle>
            <itunes:summary>Biking is an activity that gets you around, gives you exercise and is fun. How can you beat that? Retirement is a perfect time to adopt this form of mobility. It can literally take you in a new direction.</itunes:summary>
            <itunes:duration>5:57</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, biking, exercise</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>287 Why Retire?</title>
            <description>We don&apos;t all retire or consider retirement for the same reason. We don&apos;t all think alike on many things. We might benefit by keeping this little fact in mind when considering retiring, or considering anything else.</description>
            <link>http://retirementtalk.org/rt287.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt287.mp3" length="7577599" type="audio/mpeg"/>
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            <pubDate>Sun, 15 Jul 2012 09:51:55 -0700</pubDate>
            <itunes:subtitle>Why Retire?</itunes:subtitle>
            <itunes:summary>We don&apos;t all retire or consider retirement for the same reason. We don&apos;t all think alike on many things. We might benefit by keeping this little fact in mind when considering retiring, or considering anything else.</itunes:summary>
            <itunes:duration>7:53</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>286 Travel: Amtrak(Part 4)</title>
            <description>Riding a train from coast to coast is a romantic dream of many. Retirement is the perfect time to realize this dream. What is it like? Is it worth it? Do you really get a good view of the country? Our experience may help you decide.</description>
            <link>http://retirementtalk.org/rt286.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt286.mp3" length="8573177" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Jul 2012 10:27:19 -0700</pubDate>
            <itunes:subtitle>Amtrak from Boston to Bellingham</itunes:subtitle>
            <itunes:summary>Riding a train from coast to coast is a romantic dream of many. Retirement is the perfect time to realize this dream. What is it like? Is it worth it? Do you really get a good view of the country? Our experience may help you decide.</itunes:summary>
            <itunes:duration>8:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Amtrak, retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>285 Travel: Boston (Part 3)</title>
            <description>Boston is about American as you can get. It has a sense of time and class about it. It exudes a sense of quality and confidence. We loved our visit. But it seemed like more people could be living downtown? Somehow.</description>
            <link>http://retirementtalk.org/rt285.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt285.mp3" length="8788008" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Jul 2012 09:55:13 -0700</pubDate>
            <itunes:subtitle>Travel: Boston (Part 3)</itunes:subtitle>
            <itunes:summary>Boston is about American as you can get. It has a sense of time and class about it. It exudes a sense of quality and confidence. We loved our visit. But it seemed like more people could be living downtown? Somehow.</itunes:summary>
            <itunes:duration>9:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Boston, retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>284 Travel: NYC (Part2)</title>
            <description>There is only one New York City. We had wanted to visit for a long time and only in retirement decided that it was now or never. Visiting takes energy and our supply is not increasing. We did not rush. It is the only way to enjoy a visit. And if you can&apos;t enjoy it, why bother?</description>
            <link>http://retirementtalk.org/rt284.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt284.mp3" length="7193538" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Jun 2012 08:37:43 -0700</pubDate>
            <itunes:subtitle>Travel: NYC (Part 2)</itunes:subtitle>
            <itunes:summary>There is only one New York City. We had wanted to visit for a long time and only in retirement decided that it was now or never. Visiting takes energy and our supply is not increasing. We did not rush. It is the only way to enjoy a visit. And if you can&apos;t enjoy it, why bother?</itunes:summary>
            <itunes:duration>7:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, NYC</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>283 Travel: Chicago, NYC, Boston, Amtrak -Part 1</title>
            <description>Taking a trip requires planning and creates anticipation. Things may go wrong even before you get out the door. Adjustments are sometimes needed.</description>
            <link>http://retirementtalk.org/rt283.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt283.mp3" length="7518248" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Jun 2012 10:11:58 -0700</pubDate>
            <itunes:subtitle>Travel: Chicago, NYC, Boston, Amtrak -Part 1</itunes:subtitle>
            <itunes:summary>Taking a trip requires planning and creates anticipation. Things may go wrong even before you get out the door. Adjustments are sometimes needed.</itunes:summary>
            <itunes:duration>7:49</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>282 (063: Getting Around)</title>
            <description>Transportation can be a serious problem as we move into retirement years. Getting to the store, post office, restaurant, etc. can be challenging. How do we cope with getting around as we age?</description>
            <link>http://retirementtalk.org/rt063.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt063.mp3" length="7832554" type="audio/mpeg"/>
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            <pubDate>Fri, 15 Jun 2012 20:01:06 -0700</pubDate>
            <itunes:subtitle>Getting Around</itunes:subtitle>
            <itunes:summary>Transportation can be a serious problem as we move into retirement years. Getting to the store, post office, restaurant, etc. can be challenging. How do we cope with getting around as we age?</itunes:summary>
            <itunes:duration>8:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, maturity, compassion, memories, transportation, walking cities</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>281 (173: Deciding To Be Happy)</title>
            <description>Can we choose to be happy and have it really happen? Here is a story of one person who did just that. K. Eileen Allen has written a book entitled, &quot;I Like Being Old&quot;. Not that I&apos;m &quot;old&quot; or that you are. But we can all learn something from her. Here is what I took away from her story concerning happiness.</description>
            <link>http://retirementtalk.org/rt173.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt173.mp3" length="5857279" type="audio/mpeg"/>
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            <pubDate>Tue, 12 Jun 2012 17:19:52 -0700</pubDate>
            <itunes:subtitle>Deciding to be Happy</itunes:subtitle>
            <itunes:summary>Can we choose to be happy and have it really happen? Here is a story of one person who did just that. K. Eileen Allen has written a book entitled, &quot;I Like Being Old&quot;. Not that I&apos;m &quot;old&quot; or that you are. But we can all learn something from her. Here is what I took away from her story concerning happiness.</itunes:summary>
            <itunes:duration>6:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>K. Eileen Allen, happiness, philosophy, aging, attitudes, seniors, retirement, Del Lowery</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>280 You Can Fix It</title>
            <description>Retirement offers us a chance to do things we have never been able to do. One of the big ones is to slow down and change our attitude towards what we can and cannot do. We can reassess our skills, abilities and our self-confidence.</description>
            <link>http://retirementtalk.org/rt280.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt280.mp3" length="6965751" type="audio/mpeg"/>
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            <pubDate>Sun, 20 May 2012 09:51:20 -0700</pubDate>
            <itunes:subtitle>You Can Fix It</itunes:subtitle>
            <itunes:summary>Retirement offers us a chance to do things we have never been able to do. One of the big ones is to slow down and change our attitude towards what we can and cannot do. We can reassess our skills, abilities and our self-confidence.</itunes:summary>
            <itunes:duration>7:15</itunes:duration>
            <itunes:author>Del Lowerfy</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>279 A Retired State of Mind</title>
            <description>Is there such a thing as a retired state of mind? What might it be? If there is and if we bring it to the surface perhaps it will serve us well.</description>
            <link>http://retirementtalk.org/rt279.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt279.mp3" length="7525398" type="audio/mpeg"/>
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            <pubDate>Sun, 13 May 2012 09:00:14 -0700</pubDate>
            <itunes:subtitle>A Retired State of Mind</itunes:subtitle>
            <itunes:summary>Is there such a thing as a retired state of mind? What might it be? If there is and if we bring it to the surface perhaps it will serve us well.</itunes:summary>
            <itunes:duration>7:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>278 The Good Old Days?</title>
            <description>We all have a tendency to look backward occasionally. Sometimes we romanticize that glance. We like to remember only the good. But it isn&apos;t honest nor accurate. Our attention might better be focused on appreciating the present.</description>
            <link>http://retirementtalk.org/rt278.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt278.mp3" length="6667283" type="audio/mpeg"/>
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            <pubDate>Sun, 6 May 2012 09:40:47 -0700</pubDate>
            <itunes:subtitle>The Good Old Days?</itunes:subtitle>
            <itunes:summary>We all have a tendency to look backward occasionally. Sometimes we romanticize that glance. We like to remember only the good. But it isn&apos;t honest nor accurate. Our attention might better be focused on appreciating the present.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>276 Lists and a Twist</title>
            <description>Making a life list works well for some. Considering what you want to do in life and writing it down can be good at any age. Sharing that list can make it all the more worthwhile.</description>
            <link>http://retirementtalk.org/rt276.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt276.mp3" length="7441388" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Apr 2012 08:53:06 -0700</pubDate>
            <itunes:subtitle>Lists and a Twist</itunes:subtitle>
            <itunes:summary>Making a life list works well for some. Considering what you want to do in life and writing it down can be good at any age. Sharing that list can make it all the more worthwhile.</itunes:summary>
            <itunes:duration>7:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>275 Heather Leach Interview</title>
            <description>Heather Leach is a writer living in a hill town in the Derbyshire Dales area of England. Her retirement has included relocating and living for a year in France. Here is my first Skype to Skype interview.</description>
            <link>http://retirementtalk.org/rt275.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt275.mp3" length="10734026" type="audio/mpeg"/>
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            <pubDate>Sun, 15 Apr 2012 08:49:15 -0700</pubDate>
            <itunes:subtitle>Heather Leach Interview</itunes:subtitle>
            <itunes:summary>Heather Leach is a writer living in a hill town in the Derbyshire Dales area of England. Her retirement has included relocating and living for a year in France. Here is my first Skype to Skype interview</itunes:summary>
            <itunes:duration>11:10</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, Heather Leach, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>274 Magic and Dreams</title>
            <description>When do we loose the ability to dream? When does our ability to imagine a different life disappear? We need to recover this ability when we retire. This can be a magical time.</description>
            <link>http://retirementtalk.org/rt274.mp3</link>
            <author>del@retirementtalk.org</author>
            <enclosure url="http://retirementtalk.org/rt274.mp3" length="6998770" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Apr 2012 12:59:29 -0700</pubDate>
            <itunes:subtitle>Magic and Dreams</itunes:subtitle>
            <itunes:summary>When do we loose the ability to dream? When does our ability to imagine a different life disappear? We need to recover this ability when we retire. This can be a magical time.</itunes:summary>
            <itunes:duration>7:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>273 Vacations</title>
            <description>Retired people need vacations I told my grand-daughter. If we don&apos;t need a rest, we at least need a change. There are many benefits for retired people in getting away from the routine.</description>
            <link>http://retirementtalk.org/rt273.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt273.mp3" length="6118085" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Apr 2012 12:38:18 -0700</pubDate>
            <itunes:subtitle>Vacations</itunes:subtitle>
            <itunes:summary>Retired people need vacations I told my grand-daughter. If we don&apos;t need a rest, we at least need a change. There are many benefits for retired people in getting away from the routine.</itunes:summary>
            <itunes:duration>6:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>272 (097) Exercise for the Brain</title>
            <description>We know our muscles, lungs and cardiovascular system needs to get some exercise. We may not connect this exercise with the best thing in the world we can do for our brain. But, it seems to be true.</description>
            <link>http://retirementtalk.org/rt097.mp3</link>
            <author>del@retirementtalk.org (Del Lowery)</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt097.mp3" length="6572407" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Apr 2012 08:27:22 -0700</pubDate>
            <itunes:subtitle>Exercise for the Brain</itunes:subtitle>
            <itunes:summary>We know our muscles, lungs and cardiovascular system needs to get some exercise. We may not connect this exercise with the best thing in the world we can do for our brain. But, it seems to be true.</itunes:summary>
            <itunes:duration>6:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, caregiving</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>271 Spring Cleaning</title>
            <description>Spring is time for new growth - rebirth. It is time for new thoughts. For the retired it is time to move our dreams from the inside to include possibilities in the great outdoors.</description>
            <link>http://retirementtalk.org/rt271.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt271.mp3" length="6091754" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Apr 2012 08:22:51 -0700</pubDate>
            <itunes:subtitle>Spring Cleaning</itunes:subtitle>
            <itunes:summary>Spring is time for new growth - rebirth. It is time for new thoughts. For the retired it is time to move our dreams from the inside to include possibilities in the great outdoors.</itunes:summary>
            <itunes:duration>6:20</itunes:duration>
            <itunes:author>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>270 &quot;Senior Moments&quot;</title>
            <description>Could it be that there is no such thing as &quot;senior moments&quot;? At least not nearly what we think. Or, perhaps I&apos;m forgetting something.</description>
            <link>http://retirementtalk.org/rt270.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt270.mp3" length="5090323" type="audio/mpeg"/>
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            <pubDate>Sat, 10 Mar 2012 17:41:20 -0800</pubDate>
            <itunes:subtitle>&quot;Senior Moments&quot;</itunes:subtitle>
            <itunes:summary>Could it be that there is no such thing as &quot;senior moments&quot;? At least not nearly what we think. Or, perhaps I&apos;m forgetting something.</itunes:summary>
            <itunes:duration>5:18</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>269 Retired and Caregiving</title>
            <description>Being a caregiver is not a role that most retired people seek. But it is a role that many of us assume. We might want to give this some thought and ask a few questions.</description>
            <link>http://retirementtalk.org/rt269.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt269.mp3" length="7354826" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Mar 2012 09:43:17 -0800</pubDate>
            <itunes:subtitle>Retired and Caregiving</itunes:subtitle>
            <itunes:summary>Being a caregiver is not a role that most retired people seek. But it is a role that many of us assume. We might want to give this some thought and ask a few questions.</itunes:summary>
            <itunes:duration>7:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life, caregiving</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>268 Doing What You Want</title>
            <description>Retirement means we are free in many ways we have never experienced. We do not have to follow - the crowd or anyone else. Coming to this realization is necessary to reap the benefits.</description>
            <link>http://retirementtalk.org/rt268.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt268.mp3" length="6154448" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Feb 2012 10:00:45 -0800</pubDate>
            <itunes:subtitle>Doing What You Want</itunes:subtitle>
            <itunes:summary>Retirement means we are free in many ways we have never experienced. We do not have to follow - the crowd or anyone else. Coming to this realization is necessary to reap the benefits.</itunes:summary>
            <itunes:duration>6:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>267 Interview with Cliff Baakke</title>
            <description>This is the first in what I hope will become a regular part of Retirement Talk. Interviews with people from various locales concerning their experiences with retirement: what worked and what didn&apos;t.</description>
            <link>http://retirementtalk.org/rt267.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt267.mp3" length="11866696" type="audio/mpeg"/>
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            <pubDate>Sun, 26 Feb 2012 09:55:51 -0800</pubDate>
            <itunes:subtitle>267 Interview with Cliff Baakke</itunes:subtitle>
            <itunes:summary>This is the first in what I hope will become a regular part of Retirement Talk. Interviews with people from various locales concerning their experiences with retirement: what worked and what didn&apos;t</itunes:summary>
            <itunes:duration>12:21</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>266 &quot;Look Around&quot;</title>
            <description>Taking time to experience life is available to the retired. All we have to do is make the effort. &quot;Stop, look and listen&quot; might be a great mantra for us. We may be amazed.</description>
            <link>http://retirementtalk.org/rt266.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt266.mp3" length="6769266" type="audio/mpeg"/>
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            <pubDate>Sun, 12 Feb 2012 10:07:43 -0800</pubDate>
            <itunes:subtitle>&quot;Look Around&quot;</itunes:subtitle>
            <itunes:summary>Taking time to experience life is available to the retired. All we have to do is make the effort. &quot;Stop, look and listen&quot; might be a great mantra for us. We may be amazed.</itunes:summary>
            <itunes:duration>7:03</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>265 New Directions?</title>
            <description>Things change. People die. Interests evolve. We sense we need a change. Our mind goes round and round. Here is an example that might stimulate consideration of your own issues.</description>
            <link>http://retirementtalk.org/rt265.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt265.mp3" length="6875845" type="audio/mpeg"/>
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            <pubDate>Sun, 5 Feb 2012 10:34:01 -0800</pubDate>
            <itunes:subtitle>New Directions?</itunes:subtitle>
            <itunes:summary>Things change. People die. Interests evolve. We sense we need a change. Our mind goes round and round. Here is an example that might stimulate consideration of your own issues.</itunes:summary>
            <itunes:duration>7:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>264 Retirement: It&apos;s About More Than Money</title>
            <description>This is the beginning of a book that is based on all of the previous podcasts numbers 1 through 263. Chapter One deals with the question: When Should I Retire?</description>
            <link>http://retirementtalk.org/rt264Ch1.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt264Ch1.mp3" length="11406105" type="audio/mpeg"/>
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            <pubDate>Sun, 29 Jan 2012 10:50:20 -0800</pubDate>
            <itunes:subtitle>Retirement: It&apos;s About More Than Money</itunes:subtitle>
            <itunes:summary>This is the beginning of a book that is based on all of the previous podcasts numbers 1 through 263. Chapter One deals with the question: When Should I Retire?</itunes:summary>
            <itunes:duration>11:52</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>263 Changing Gears</title>
            <description>Retirement is a time of change. We have to be able to change direction and speed. When we need a little help it is understandable - and available.</description>
            <link>http://retirementtalk.org/rt263.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt263.mp3" length="9244920" type="audio/mpeg"/>
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            <pubDate>Sun, 22 Jan 2012 12:27:36 -0800</pubDate>
            <itunes:subtitle>Changing Gears</itunes:subtitle>
            <itunes:summary>Retirement is a time of change. We have to be able to change direction and speed. When we need a little help it is understandable - and available.</itunes:summary>
            <itunes:duration>9:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>262 Take Care - Of Your Feet?</title>
            <description>Retirement gives us time. Time to think and time to act. Taking care of ourselves is one thing we may consider more than we have. Taking care includes taking care of our feet. Think about it.</description>
            <link>http://retirementtalk.org/rt262.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt262.mp3" length="5875713" type="audio/mpeg"/>
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            <pubDate>Sun, 15 Jan 2012 10:24:29 -0800</pubDate>
            <itunes:subtitle>Take Care - Of Your Feet</itunes:subtitle>
            <itunes:summary>Retirement gives us time. Time to think and time to act. Taking care of ourselves is one thing we may consider more than we have. Taking care includes taking care of our feet. Think about it.</itunes:summary>
            <itunes:duration>6:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>261 The Sky Is Not Falling</title>
            <description>How many crisis can we handle? Retired people have one advantage over younger people. We have had more experiences. We have lived longer. We have lived through lots of &quot;end of the world&quot; scenarios.</description>
            <link>http://retirementtalk.org/rt261.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt261.mp3" length="6385597" type="audio/mpeg"/>
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            <pubDate>Sun, 8 Jan 2012 12:40:39 -0800</pubDate>
            <itunes:subtitle>The Sky Is Not Falling</itunes:subtitle>
            <itunes:summary>How many crisis can we handle? Retired people have one advantage over younger people. We have had more experiences. We have lived longer. We have lived through lots of &quot;end of the world&quot; scenarios.</itunes:summary>
            <itunes:duration>6:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>260: A Time To Dream</title>
            <description>Dreams don&apos;t have to end in childhood. I mean dreams about what we are going to do in life. Retirement is a great time to go to the well and look for something new.</description>
            <link>http://retirementtalk.org/rt260.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt260.mp3" length="6577422" type="audio/mpeg"/>
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            <pubDate>Sun, 1 Jan 2012 09:20:03 -0800</pubDate>
            <itunes:subtitle>A Time to Dream</itunes:subtitle>
            <itunes:summary>Dreams don&apos;t have to end in childhood. I mean dreams about what we are going to do in life. Retirement is a great time to go to the well and look for something new.</itunes:summary>
            <itunes:duration>6:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>259: Retirement and Movies</title>
            <description>Retirement affords us a special time in life when we can pick and choose how we spend our time. One could do worse than make movies a big part of retirement.</description>
            <link>http://retirementtalk.org/rt259.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt259.mp3" length="7169252" type="audio/mpeg"/>
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            <pubDate>Mon, 26 Dec 2011 08:54:59 -0800</pubDate>
            <itunes:subtitle>Retirement and Movies</itunes:subtitle>
            <itunes:summary>Retirement affords us a special time in life when we can pick and choose how we spend our time. One could do worse than make movies a big part of retirement.</itunes:summary>
            <itunes:duration>7:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>258: Give Life a Poke</title>
            <description>Retirement is a time of freedom for many. It is a time to &quot;do it my way&quot;. Why not take advantage and poke around at whatever.</description>
            <link>http://retirementtalk.org/rt258.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt258.mp3" length="6140655" type="audio/mpeg"/>
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            <pubDate>Sun, 18 Dec 2011 09:29:53 -0800</pubDate>
            <itunes:subtitle>Give Life a Poke</itunes:subtitle>
            <itunes:summary>Retirement is a time of freedom for many. It is a time to &quot;do it my way&quot;. Why not take advantage and poke around at whatever.</itunes:summary>
            <itunes:duration>6:23</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>257 Home Projects</title>
            <description>Retirement gives us time to do something with our lives that we never managed during our working careers. Working with our hands can be a wonderful change for some of us. We can learn something new and enjoy the end products.</description>
            <link>http://retirementtalk.org/rt257.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt257.mp3" length="6591633" type="audio/mpeg"/>
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            <pubDate>Sun, 11 Dec 2011 10:42:38 -0800</pubDate>
            <itunes:subtitle>Home Projects</itunes:subtitle>
            <itunes:summary>Retirement gives us time to do something with our lives that we never managed during our working careers. Working with our hands can be a wonderful change for some of us. We can learn something new and enjoy the end products.</itunes:summary>
            <itunes:duration>6:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>256: Money: is there anything else?</title>
            <description>Sometimes it feels like money is all that matters. By the time we retire many of us know there is more to life than that which money can buy.</description>
            <link>http://retirementtalk.org/rt256.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt256.mp3" length="5209442" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Dec 2011 10:48:47 -0800</pubDate>
            <itunes:subtitle>Money: is there anything else?</itunes:subtitle>
            <itunes:summary>Sometimes it feels like money is all that matters. By the time we retire many of us know there is more to life than that which money can buy.</itunes:summary>
            <itunes:duration>5:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>255 Coffee and Retirement</title>
            <description>A person could do worse than drink a cup of coffee every day in the middle of the afternoon. Drink it in a coffee shop with character and a friend and you have arrived.</description>
            <link>http://retirementtalk.org/rt255.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt255.mp3" length="6871666" type="audio/mpeg"/>
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            <pubDate>Sat, 26 Nov 2011 10:02:14 -0800</pubDate>
            <itunes:subtitle>Coffee and Retirement</itunes:subtitle>
            <itunes:summary>A person could do worse than drink a cup of coffee every day in the middle of the afternoon. Drink it in a coffee shop with character and a friend and you have arrived.</itunes:summary>
            <itunes:duration>7:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>254 1000Months</title>
            <description>Having regrets in life is not something we seek. We would like to be satisfied with our life choices. Do we know where our 1000 months are going?</description>
            <link>http://retirementtalk.org/rt254.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt254.mp3" length="5711873" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Nov 2011 11:01:33 -0800</pubDate>
            <itunes:subtitle>1000 Months</itunes:subtitle>
            <itunes:summary>Having regrets in life is not something we seek. We would like to be satisfied with our life choices. Do we know where our 1000 months are going?</itunes:summary>
            <itunes:duration>5:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>253 Kindness, Gentleness and Compassion</title>
            <description>What do we really want to do with our life? Some goals may be more within our own grasps than we realize. We may be unaware or overlook the importance of some life disciplines.</description>
            <link>http://retirementtalk.org/rt253%20.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt253%20.mp3" length="6996653" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Nov 2011 10:53:36 -0800</pubDate>
            <itunes:subtitle>Kindness, Gentleness, and Compassion</itunes:subtitle>
            <itunes:summary>What do we really want to do with our life? Some goals may be more within our own grasps than we realize. We may be unaware or overlook the importance of some life disciplines.</itunes:summary>
            <itunes:duration>7:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>252 Get a Coach</title>
            <description>Sometimes we need a little help or encouragement doing something or learning something. We need a teacher or in the common vernacular, a &apos;coach&apos;. We&apos;ve used them and loved them</description>
            <link>http://retirementtalk.org/rt252.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt252.mp3" length="6029060" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Nov 2011 08:39:21 -0800</pubDate>
            <itunes:subtitle>Get a Coach</itunes:subtitle>
            <itunes:summary>Sometimes we need a little help or encouragement doing something or learning something. We need a teacher or in the common vernacular, a &apos;coach&apos;. We&apos;ve used them and loved them</itunes:summary>
            <itunes:duration>6:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>251 Road Trip Reflections</title>
            <description>A time to re-examine our own lives should never be passed by. A road trip can provide the perfect setting for thinking outside the box of normal surroundings. Our vision may be enhanced under a different light.</description>
            <link>http://retirementtalk.org/rt251.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt251.mp3" length="6658924" type="audio/mpeg"/>
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            <pubDate>Sun, 30 Oct 2011 17:25:27 -0700</pubDate>
            <itunes:subtitle>Road Trip Reflections</itunes:subtitle>
            <itunes:summary>A time to re-examine our own lives should never be passed by. A road trip can provide the perfect setting for thinking outside the box of normal surroundings. Our vision may be enhanced under a different light.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers,  Travel, Road Trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>250 Mojave, Death Valley and Yosemite</title>
            <description>Turn around time for our road trip. Three beautiful national parks and lightly driven roads greet our next move. Hot morning coffee, great music and beautiful fall colors combine to bring a real sense of contentment. No need to rush life.</description>
            <link>http://retirementtalk.org/rt250.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt250.mp3" length="8109243" type="audio/mpeg"/>
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            <pubDate>Sun, 23 Oct 2011 20:46:14 -0700</pubDate>
            <itunes:subtitle>Mojave, Death Valley and Yosemite</itunes:subtitle>
            <itunes:summary>Turn around time for our road trip. Three beautiful national parks and lightly driven roads greet our next move. Hot morning coffee, great music and beautiful fall colors combine to bring a real sense of contentment. No need to rush life.</itunes:summary>
            <itunes:duration>8:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers,  Travel, Road Trip, Mojave Desert, Death Valley, Yosemite</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>249 Tucson</title>
            <description>Tucson is a town I have wanted to visit for a long time. We always think there maybe another place that we might rather live than where we now live. This visit was an eye opener for me.</description>
            <link>http://retirementtalk.org/rt249.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt249.mp3" length="7145429" type="audio/mpeg"/>
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            <pubDate>Mon, 17 Oct 2011 22:24:49 -0700</pubDate>
            <itunes:subtitle>Tucson</itunes:subtitle>
            <itunes:summary>Tucson is a town I have wanted to visit for a long time. We always think there maybe another place that we might rather live than where we now live. This visit was an eye opener for me.</itunes:summary>
            <itunes:duration>7:26</itunes:duration>
            <itunes:author>,Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>248 Mountain Meadow Massacre</title>
            <description>Some things escape us as we move through life. The Mountain Meadow Massacre is one. A long road trip gives us time to take in things that may get overlooked by the masses. It is always good to get off the beaten path once in a while.</description>
            <link>http://retirementtalk.org/rt248.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org</comments>
            <enclosure url="http://retirementtalk.org/rt248.mp3" length="9457161" type="audio/mpeg"/>
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            <pubDate>Sun, 9 Oct 2011 08:32:19 -0700</pubDate>
            <itunes:subtitle>Mountain Meadow Massacre</itunes:subtitle>
            <itunes:summary>Some things escape us as we move through life. The Mountain Meadow Massacre is one. A long road trip gives us time to take in things that may get overlooked by the masses. It is always good to get off the beaten path once in a while.</itunes:summary>
            <itunes:duration>9:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers,  Travel, Road Trip, Mountain Meadow Massacre</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>247 Road Trip: Bellingham to Salt Lake City</title>
            <description>e point the car south and east to start an extended road trip. It is fall and it is beautiful all over the country. The Northwest is no different.We are off to a good start. And we find espresso everywhere.</description>
            <link>http://retirementtalk.org/rt247.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt247.mp3" length="7290879" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Oct 2011 08:25:52 -0700</pubDate>
            <itunes:subtitle>Road Trip: Bellingham to Salt Lake City</itunes:subtitle>
            <itunes:summary>e point the car south and east to start an extended road trip. It is fall and it is beautiful all over the country. The Northwest is no different.We are off to a good start. And we find espresso everywhere.</itunes:summary>
            <itunes:duration>7:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers,  Travel, Road Trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>246 Road Trip - The Southwest</title>
            <description>One of the joys of a road trip is anticipation. Deciding where to go and making more detailed plans is required. How to travel? Where to travel? When to travel? Here is the plan.</description>
            <link>http://retirementtalk.org/rt246.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt246.mp3" length="6464991" type="audio/mpeg"/>
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            <pubDate>Sun, 2 Oct 2011 08:13:47 -0700</pubDate>
            <itunes:subtitle>Road Trip - The Southwest</itunes:subtitle>
            <itunes:summary>One of the joys of a road trip is anticipation. Deciding where to go and making more detailed plans is required. How to travel? Where to travel? When to travel? Here is the plan.</itunes:summary>
            <itunes:duration>6:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers,  Travel, Road Trip</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>245 Small is Beautiful</title>
            <description>Jar lids and morning sunrises; small cars and small houses; small businesses and small corporations. One doesn&apos;t seem to fit. Perhaps it should. Retirement is a great time to reread some old books and do some new thinking. Or at least do some new thinking.</description>
            <link>http://retirementtalk.org/rt245.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt245.mp3" length="7770698" type="audio/mpeg"/>
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            <pubDate>Wed, 21 Sep 2011 19:01:29 -0700</pubDate>
            <itunes:subtitle>Small is Beautiful</itunes:subtitle>
            <itunes:summary>Jar lids and morning sunrises; small cars and small houses; small businesses and small corporations. One doesn&apos;t seem to fit. Perhaps it should. Retirement is a great time to reread some old books and do some new thinking. Or at least do some new thinking.</itunes:summary>
            <itunes:duration>8:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>244 Talking Across Generations</title>
            <description>Listening and talking to someone from another generation can be very rewarding. If we think about making an effort perhaps the label of &quot;elder&quot; can become meaningful in our lives.</description>
            <link>http://retirementtalk.org/rt244.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt244.mp3" length="7984746" type="audio/mpeg"/>
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            <pubDate>Sun, 11 Sep 2011 10:37:21 -0700</pubDate>
            <itunes:subtitle>Talking Across Generations</itunes:subtitle>
            <itunes:summary>Listening and talking to someone from another generation can be very rewarding. If we think about making an effort perhaps the label of &quot;elder&quot; can become meaningful in our lives.</itunes:summary>
            <itunes:duration>8:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>243 &quot;The Ten Thousand Hour Rule&quot;</title>
            <description>How many hours does it take doing something before you become successful - or an expert? Perhaps a better question might be: &quot;Must you become an expert at anything?&quot; Is that what you really want?</description>
            <link>http://retirementtalk.org/rt243.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt243.mp3" length="6535626" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Sep 2011 14:07:01 -0700</pubDate>
            <itunes:subtitle>&quot;The Ten Thousand Hour Rule&quot;</itunes:subtitle>
            <itunes:summary>How many hours does it take doing something before you become successful - or an expert? Perhaps a better question might be: &quot;Must you become an expert at anything?&quot; Is that what you really want?</itunes:summary>
            <itunes:duration>6:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, life goals, my life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>242 Technology - Keeping Up</title>
            <description>Is it really worth keeping up with technological changes? It seems to move faster all the time and require constant updating. Does it enrich our lives? Or should we just shut the door and crawl in a hole?</description>
            <link>http://retirementtalk.org/rt242.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt242.mp3" length="6361337" type="audio/mpeg"/>
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            <pubDate>Sun, 28 Aug 2011 10:33:00 -0700</pubDate>
            <itunes:subtitle>Technology - Keeping Up</itunes:subtitle>
            <itunes:summary>Is it really worth keeping up with technological changes? It seems to move faster all the time and require constant updating. Does it enrich our lives? Or should we just shut the door and crawl in a hole?</itunes:summary>
            <itunes:duration>6:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, Technology, living well, the good life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>241 Tai Chi</title>
            <description>Tai Chi is often times mentioned in connection with retirement and good health. I&apos;ve practiced it daily for the last 15 years. Here are some of my thoughts concerning including it in life.</description>
            <link>http://retirementtalk.org/rt241.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt241.mp3" length="8046131" type="audio/mpeg"/>
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            <pubDate>Wed, 24 Aug 2011 08:56:25 -0700</pubDate>
            <itunes:subtitle>Tai Chi</itunes:subtitle>
            <itunes:summary>Tai Chi is often times mentioned in connection with retirement and good health. I&apos;ve practiced it daily for the last 15 years. Here are some of my thoughts concerning including it in life.</itunes:summary>
            <itunes:duration>8:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, Tai Chi</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>240 (098): &quot;We Are Here To Help You&quot;</title>
            <description>Sometimes choice of words affects us more than we are aware. Retired folks have years of experience on which to rely for clarity. We need to exercise due diligence, or we can be tricked.</description>
            <link>http://retirementtalk.org/rt098.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt098.mp3" length="6222157" type="audio/mpeg"/>
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            <pubDate>Sat, 13 Aug 2011 22:18:53 -0700</pubDate>
            <itunes:subtitle>&quot;We Are Here To Help You&quot;</itunes:subtitle>
            <itunes:summary>Sometimes choice of words affects us more than we are aware. Retired folks have years of experience on which to rely for clarity. We need to exercise due diligence, or we can be tricked.</itunes:summary>
            <itunes:duration>6:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers, Del Lowery</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>239 (141) Downsizing</title>
            <description>The idea of downsizing brings many questions to mind. The location and size of the house in which we live is important. Perhaps more important than we realize. It can be an opportunity to reevaluate the way we live.</description>
            <link>http://retirementtalk.org/rt141.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt141.mp3" length="5876505" type="audio/mpeg"/>
            <guid isPermaLink="false">8A623F68-E8AC-42DA-B533-8CF928AABF97</guid>
            <pubDate>Sat, 6 Aug 2011 09:42:41 -0700</pubDate>
            <itunes:subtitle>Downsizing</itunes:subtitle>
            <itunes:summary>The idea of down-sizing brings many questions to mind. The location and size of the house in which we live is important. Perhaps more important than we realize. It can be an opportunity to reevaluate the way we live.</itunes:summary>
            <itunes:duration>6:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, scientific method, age of reason, dark ages, relocating, moving</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>238 &quot;What Am I Doing Here&quot;</title>
            <description>How long would you want to live? Looks like almost anything may soon be possible. You might want to give this possibility a little more thought. Be careful what you wish for.</description>
            <link>http://retirementtalk.org/rt238.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt238.mp3" length="6043688" type="audio/mpeg"/>
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            <pubDate>Sat, 30 Jul 2011 18:19:17 -0700</pubDate>
            <itunes:subtitle>&quot;What Am I Doing Here&quot;?</itunes:subtitle>
            <itunes:summary>How long would you want to live? Looks like almost anything may soon be possible. You might want to give this possibility a little more thought. Be careful what you wish for.</itunes:summary>
            <itunes:duration>6:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>237 (039) Moving to be Closer to Children</title>
            <description>Retirement is often accompanied by an impulse to be close to our children. The children, and/or the parents, find themselves considering the means to reunite the family. What&apos;s to be said for moving or staying put when it comes to reuniting the family?</description>
            <link>http://retirementtalk.org/rt039.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt039.mp3" length="5615698" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Jul 2011 10:13:16 -0700</pubDate>
            <itunes:subtitle>Moving to be Closer to Children</itunes:subtitle>
            <itunes:summary>Retirement is often accompanied by an impulse to be close to our children. The children, and/or the parents, find themselves considering the means to reunite the family. What&apos;s to be said for moving or staying put when it comes to reuniting the family?</itunes:summary>
            <itunes:duration>5:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, Del Lowery, relocating in retirement, following children, retirement and moving, senior lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>236 Watermelon Burgers</title>
            <description>Retirement gives us time to do things we could only dream of during our working career. We can be more careful with our health and with our moral judgments. Eating animals verses eating plants serves as a perfect example.</description>
            <link>http://retirementtalk.org/rt236.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt236.mp3" length="6490905" type="audio/mpeg"/>
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            <pubDate>Fri, 15 Jul 2011 09:51:30 -0700</pubDate>
            <itunes:subtitle>Watermelon Burgers</itunes:subtitle>
            <itunes:summary>Retirement gives us time to do things we could only dream of during our working career. We can be more careful with our health and with our moral judgments. Eating animals verses eating plants serves as a perfect example.</itunes:summary>
            <itunes:duration>6:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, vegetarian</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>235 Human Touch</title>
            <description>Demands on Social Security seem to be calling for changes in retirement. Maybe you have an idea that could change the system? This might be an opportunity for creative thought.</description>
            <link>http://retirementtalk.org/rt235.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt235.mp3" length="5425109" type="audio/mpeg"/>
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            <pubDate>Fri, 15 Jul 2011 09:37:23 -0700</pubDate>
            <itunes:subtitle>Human Touch</itunes:subtitle>
            <itunes:summary>Demands on Social Security seem to be calling for changes in retirement. Maybe you have an idea that could change the system? This might be an opportunity for creative thought.</itunes:summary>
            <itunes:duration>5:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>234 The Dark Ages</title>
            <description>This would be a good time to sit down with our grandchildren and tell a few stories that must be learned - about the scientific method and reason. A return of the Dark Ages is not desirable.</description>
            <link>http://retirementtalk.org/rt234.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt234.mp3" length="6218813" type="audio/mpeg"/>
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            <pubDate>Fri, 1 Jul 2011 18:16:22 -0700</pubDate>
            <itunes:subtitle>The Dark Ages</itunes:subtitle>
            <itunes:summary>This would be a good time to sit down with our grandchildren and tell a few stories that must be learned - about the scientific method and reason. A return of the Dark Ages is not desirable.</itunes:summary>
            <itunes:duration>6:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers, scientific method, age of reason, dark ages</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>233 Take a Risk</title>
            <description>It is nice to have a quiet, safe routine to our life. But sometimes it can be downright boring. Taking a risk doesn&apos;t have to end when one moves into retirement. Maybe this is the best time to step out on the edge.</description>
            <link>http://retirementtalk.org/rt233.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Sun, 26 Jun 2011 15:44:58 -0700</pubDate>
            <itunes:subtitle>Take a Risk</itunes:subtitle>
            <itunes:summary>It is nice to have a quiet, safe routine to our life. But sometimes it can be downright boring. Taking a risk doesn&apos;t have to end when one moves into retirement. Maybe this is the best time to step out on the edge.</itunes:summary>
            <itunes:duration>8:10</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>232 Pick a Fight</title>
            <description>Retirement might be the perfect time to pick a fight with some bully. Sometimes change doesn&apos;t come easy. We may need to throw our weight around at times. It isn&apos;t always a bad thing.</description>
            <link>http://retirementtalk.org/rt232.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt232.mp3" length="6881279" type="audio/mpeg"/>
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            <pubDate>Sun, 19 Jun 2011 10:40:11 -0700</pubDate>
            <itunes:subtitle>Pick a Fight</itunes:subtitle>
            <itunes:summary>Retirement might be the perfect time to pick a fight with some bully. Sometimes change doesn&apos;t come easy. We may need to throw our weight around at times. It isn&apos;t always a bad thing.</itunes:summary>
            <itunes:duration>7:10</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>231Murder Trial</title>
            <description>All citizens are entitled to a speedy public trial. Sometimes dramatic events occur close to home. Witnessing a murder trial can be an interesting and educational experience. The court houses are public places and you are welcome to attend.</description>
            <link>http://retirementtalk.org/rt231.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt231.mp3" length="6888384" type="audio/mpeg"/>
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            <pubDate>Fri, 10 Jun 2011 14:07:20 -0700</pubDate>
            <itunes:subtitle>Murder Trial</itunes:subtitle>
            <itunes:summary>All citizens are entitled to a speedy public trial. Sometimes dramatic events occur close to home. Witnessing a murder trial can be an interesting and educational experience. The court houses are public places and you are welcome to attend.</itunes:summary>
            <itunes:duration>7:10</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>230 Retired and Traveling by Train</title>
            <description>Train travel is becoming a more appealing method of transportation. Roy Ingham shares some of his thoughts gained via riding Amtrak on many extensive trips over the last decade or so. From one corner of the country to another, he has ridden the rails.</description>
            <link>http://retirementtalk.org/rt142.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt142.mp3" length="10830157" type="audio/mpeg"/>
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            <pubDate>Thu, 2 Jun 2011 11:36:29 -0700</pubDate>
            <itunes:subtitle>Retired and Traveling by Train</itunes:subtitle>
            <itunes:summary>Train travel is becoming a more appealing method of transportation. Roy Ingham shares some of his thoughts gained via riding Amtrak on many extensive trips over the last decade or so. From one corner of the country to another, he has ridden the rails.</itunes:summary>
            <itunes:duration>11:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Del Lowery, retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>229 Road Trip USA - Planning</title>
            <description>An oft heard dream of many retirees is to, &quot;Take a road trip around the America&quot;. We are gearing up for just such a trip. We will document our venture here through several podcasts. What works and what doesn&apos;t? When you take the trip you can avoid the mistakes.</description>
            <link>http://retirementtalk.org/rt107.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt235.mp3" length="5425109" type="audio/mpeg"/>
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            <pubDate>Fri, 27 May 2011 10:39:12 -0700</pubDate>
            <itunes:subtitle>Road Trip USA - Planning</itunes:subtitle>
            <itunes:summary>An oft heard dream of many retirees is to, &quot;Take a road trip around the America&quot;. We are gearing up for just such a trip. We will document our venture here through several podcasts. What works and what doesn&apos;t? When you take the trip you can avoid the mistakes.</itunes:summary>
            <itunes:duration>5:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>228 Questions and Answers</title>
            <description>We start asking &quot;Why&quot; at an early age. Is there any end? Seems like that by the time we are retired we would have the answers; at least many of them. Seems like we leave of a lot of them hanging.</description>
            <link>http://retirementtalk.org/rt228.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt228.mp3" length="6666448" type="audio/mpeg"/>
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            <pubDate>Fri, 20 May 2011 10:34:25 -0700</pubDate>
            <itunes:subtitle>Questions and Answers</itunes:subtitle>
            <itunes:summary>We start asking &quot;Why&quot; at an early age. Is there any end? Seems like that by the time we are retired we would have the answers; at least many of them. Seems like we leave of a lot of them hanging.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Retirement Talk, Del Lowery, senior life style, boomer living, continuing education</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>227 Don&apos;t Waffle</title>
            <description>Think before you act. Good advice? It takes time to think. Is that waffling? Procrastinating? Sometimes words appear to lead us a particular way that may or may not be very wise. Retirement gives us time to think a little more closely about what we are really doing with our lives.</description>
            <link>http://retirementtalk.org/rt227.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt227.mp3" length="6236368" type="audio/mpeg"/>
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            <pubDate>Sat, 14 May 2011 17:30:47 -0700</pubDate>
            <itunes:subtitle>Don&apos;t Waffle</itunes:subtitle>
            <itunes:summary>Think before you act. Good advice? It takes time to think. Is that waffling? Procrastinating? Sometimes words appear to lead us a particular way that may or may not be very wise. Retirement gives us time to think a little more closely about what we are really doing with our lives.</itunes:summary>
            <itunes:duration>6:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>226 Whose Problem Is It?</title>
            <description>Retirement is a time to leave some things behind. We make a major change in our lives. Perhaps there are a few problems we can also leave behind. We may want to rethink what are our problems and what are someone else&apos;s.</description>
            <link>http://retirementtalk.org/rt226.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt226.mp3" length="6833631" type="audio/mpeg"/>
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            <pubDate>Sat, 7 May 2011 14:17:22 -0700</pubDate>
            <itunes:subtitle>Whose Problem Is It?</itunes:subtitle>
            <itunes:summary>Retirement is a time to leave some things behind. We make a major change in our lives. Perhaps there are a few problems we can also leave behind. We may want to rethink what are our problems and what are someone else&apos;s.</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>225 &quot;Man Thinking&quot;</title>
            <description>&quot;Who am I? What am I? I don&apos;t even know who or what I am. What is retirement all about?&quot; These questions are pretty common these days. Here is one possible answer.</description>
            <link>http://retirementtalk.org/rt225.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt225.mp3" length="6989948" type="audio/mpeg"/>
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            <pubDate>Sat, 30 Apr 2011 14:54:23 -0700</pubDate>
            <itunes:subtitle>&quot;Man Thinking&quot;</itunes:subtitle>
            <itunes:summary>&quot;Who am I? What am I? I don&apos;t even know who or what I am. What is retirement all about?&quot; These questions are pretty common these days. Here is one possible answer.</itunes:summary>
            <itunes:duration>7:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement talk, senior life style, Del Lowery, Retirement Talk, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>224 Poetry</title>
            <description>&quot;Now I become myself&quot; is the title of a poem and is a phrase that can easily be applied to the retired. Poetry has a way of reaching into the heart. Perhaps we now have time to listen.</description>
            <link>http://retirementtalk.org/rt224.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt224.mp3" length="10041050" type="audio/mpeg"/>
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            <pubDate>Sun, 24 Apr 2011 14:17:48 -0700</pubDate>
            <itunes:subtitle>Poetry</itunes:subtitle>
            <itunes:summary>&quot;Now I become myself&quot; is the title of a poem and is a phrase that can easily be applied to the retired. Poetry has a way of reaching into the heart. Perhaps we now have time to listen.</itunes:summary>
            <itunes:duration>10:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Retirement Talk, Del Lowery, senior life style, boomer living, continuing education</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>223 &quot;How Am I Doing Doc?&quot;</title>
            <description>Retirement and heart attacks sometimes seem to go together. We just retire and then... Guest, Dennis McKinnon describes his experience of exuberant retirement, heart attack and road to recovery in this episode.</description>
            <link>http://retirementtalk.org/rt223.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt223.mp3" length="7892322" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Apr 2011 10:44:09 -0700</pubDate>
            <itunes:subtitle>&quot;How Am I Doing Doc?&quot;</itunes:subtitle>
            <itunes:summary>Retirement and heart attacks sometimes seem to go together. We just retire and then... Guest, Dennis McKinnon describes his experience of exuberant retirement, heart attack and road to recovery in this episode.</itunes:summary>
            <itunes:duration>8:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, Del Lowery, senior life style, Dennis McKinnon,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>222 Keeping Healthy Part 2</title>
            <description>There are lots of theories on what keeps us healthy. Here are some ideas you might like. Then again, you might not. When it comes to your own health you really do have a choice.</description>
            <link>http://retirementtalk.org/rt222.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt222.mp3" length="6742098" type="audio/mpeg"/>
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            <pubDate>Sat, 9 Apr 2011 17:16:53 -0700</pubDate>
            <itunes:subtitle>Keeping Healthy Part 2</itunes:subtitle>
            <itunes:summary>There are lots of theories on what keeps us healthy. Here are some ideas you might like. Then again, you might not. When it comes to your own health you really do have a choice.</itunes:summary>
            <itunes:duration>7:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, Del Lowery, Senior life style, continuing education,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>221 Keeping Healthy</title>
            <description>There are lots of theories on what keeps us healthy. Here are some ideas you might like. Then again, you might not. When it comes to your own health you really do have a choice.</description>
            <link>http://retirementtalk.org/rt221.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt221.mp3" length="6364263" type="audio/mpeg"/>
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            <pubDate>Sun, 3 Apr 2011 10:12:34 -0700</pubDate>
            <itunes:subtitle>Keeping Healthy</itunes:subtitle>
            <itunes:summary>There are lots of theories on what keeps us healthy. Here are some ideas you might like. Then again, you might not. When it comes to your own health you really do have a choice.</itunes:summary>
            <itunes:duration>6:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Del Lowery, Retirement Podcast, Senior life style, continuing education, boomers,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>220 The Lost Art of Conversation</title>
            <description>Conversation is basic to being human. Ever notice how everyone wants to talk and no one seems to want to listen. Both are required elements of conversation. What has happened? We need to take care with what we do with it.</description>
            <link>http://retirementtalk.org/rt220.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt220.mp3" length="6666030" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Mar 2011 09:02:50 -0700</pubDate>
            <itunes:subtitle>The Lost Art of Conversation</itunes:subtitle>
            <itunes:summary>Conversation is basic to being human. Ever notice how everyone wants to talk and no one seems to want to listen. Both are required elements of conversation. What has happened? We need to take care with what we do with it.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior life style, relationships, conversational skills, travel, seniors,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>219 Imagination &amp; What To Do</title>
            <description>What kind of retirement can we imagine. This seems to be a major factor in what we do with our retirement. It takes effort on our part. No parents, teachers or bosses are here to help - or hinder.</description>
            <link>http://retirementtalk.org/rt219.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt219.mp3" length="6705318" type="audio/mpeg"/>
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            <pubDate>Sun, 20 Mar 2011 12:45:21 -0700</pubDate>
            <itunes:subtitle>Imagination and What To Do</itunes:subtitle>
            <itunes:summary>What kind of retirement can we imagine. This seems to be a major factor in what we do with our retirement. It takes effort on our part. No parents, teachers or bosses are here to help - or hinder.</itunes:summary>
            <itunes:duration>6:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, Del Lowery, senior lifestyle, boomer lifestyle, life goals</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>218 Something New</title>
            <description>Surprise can be a good thing in retirement. Sometime life can become just too slow, if not boring. We might want to to allow for a little serendipity into our later years.</description>
            <link>http://retirementtalk.org/rt218.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt224.mp3" length="10041050" type="audio/mpeg"/>
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            <pubDate>Tue, 15 Mar 2011 21:06:08 -0700</pubDate>
            <itunes:subtitle>Something New</itunes:subtitle>
            <itunes:summary>Surprise can be a good thing in retirement. Sometime life can become just too slow, if not boring. We might want to to allow for a little serendipity into our later years.</itunes:summary>
            <itunes:duration>5:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>senior life style, retirement living, Del Lowery, retirement podcast,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>217 The Hot Generation</title>
            <description>Retired people talk a lot about grandchildren. We hope to leave them more of an inheritance than global warming. How are we doing on that count? Where has reason gone?</description>
            <link>http://retirementtalk.org/rt217.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt217.mp3" length="7025057" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Mar 2011 13:06:46 -0800</pubDate>
            <itunes:subtitle>The Hot Generation</itunes:subtitle>
            <itunes:summary>Retired people talk a lot about grandchildren. We hope to leave them more of an inheritance than global warming. How are we doing on that count? Where has reason gone?</itunes:summary>
            <itunes:duration>7:19</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Climate Change, Global Warming, Del Lowery, Retirement talk, Senior living,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>216 Guilt and &quot;Dong Nothing&quot;</title>
            <description>Guilt can be a terrible thing. Life lessons teach us to do something worthwhile; &quot;Get up and get busy&quot;. What happens when we decide to sit down and relax? Is it so bad to live in the moment. And actually enjoy the little things in life?</description>
            <link>http://retirementtalk.org/rt216.mp3</link>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt216.mp3" length="6565346" type="audio/mpeg"/>
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            <pubDate>Sun, 6 Mar 2011 13:00:19 -0800</pubDate>
            <itunes:subtitle>Guilt and &quot;Doing Nothing&quot;</itunes:subtitle>
            <itunes:summary>Guilt can be a terrible thing. Life lessons teach us to do something worthwhile; &quot;Get up and get busy&quot;. What happens when we decide to sit down and relax? Is it so bad to live in the moment. And actually enjoy the little things in life?</itunes:summary>
            <itunes:duration>6:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Del Lowery, Retirement Talk. senior living, boomer life style,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>215 Looking for Something to Do?</title>
            <description>Feel guilty about retirement? Think you should be doing something worthwhile? Feeling patriotic? Here is a project that just might interest you: US Uncut.</description>
            <link>http://retirementtalk.org/rt215.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt215.mp3" length="8938892" type="audio/mpeg"/>
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            <pubDate>Fri, 18 Feb 2011 17:26:42 -0800</pubDate>
            <itunes:subtitle>Looking for Something to Do?</itunes:subtitle>
            <itunes:summary>Feel guilty about retirement? Think you should be doing something worthwhile? Feeling patriotic? Here is a project that just might interest you.</itunes:summary>
            <itunes:duration>9:18</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Del Lowery, US uncut, retirement living, senior life style, protest, US Corporations, tax evasion</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>214 Retirement Talk; Get Involved</title>
            <description>Looking for something to do in retirement? Here is something you can do right from your easy chair. You can take part in this podcast program. It&apos;s open to all. Do you have a story?</description>
            <link>http://retirementtalk.org/rt214.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt214.mp3" length="6690316" type="audio/mpeg"/>
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            <pubDate>Thu, 17 Feb 2011 10:37:13 -0800</pubDate>
            <itunes:subtitle>Retirement Talk; Get Involved</itunes:subtitle>
            <itunes:summary>Looking for something to do in retirement? Here is something you can do right from your easy chair. You can take part in this podcast program. It&apos;s open to all. Do you have a story?</itunes:summary>
            <itunes:duration>6:57</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement planning, senior living, Del Lowery, podcast, boomer life style</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>213 Exercise: January Challenge and Family</title>
            <description>Maintaining an exercise routine is necessary for good health. It isn&apos;t easy to do. Here is an example of bringing family members together who live thousands of miles apart into a daily exercise regime.</description>
            <link>http://retirementtalk.org/rt213.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Thu, 10 Feb 2011 09:28:58 -0800</pubDate>
            <itunes:subtitle>Exercise: January Challenge and Family</itunes:subtitle>
            <itunes:summary>Maintaining an exercise routine is necessary for good health. It isn&apos;t easy to do. Here is an example of bringing family members together who live thousands of miles apart into a daily exercise regime.</itunes:summary>
            <itunes:duration>5:52</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement planning, senior exercise, family exercise, senior health, Del Lowery, retirement podcast</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>212 Keeping Up Financially Part 3</title>
            <description>Will we have enough money to live out our life? Retired people all have to deal with this question. Seeing into the future is impossible. But we can make the best guess at what we may need. Some factors are under our control.</description>
            <link>http://retirementtalk.org/rt212.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Sat, 5 Feb 2011 11:46:33 -0800</pubDate>
            <itunes:subtitle>Keeping Up Financially Part 3</itunes:subtitle>
            <itunes:summary>Will we have enough money to live out our life? Retired people all have to deal with this question. Seeing into the future is impossible. But we can make the best guess at what we may need. Some factors are under our control.</itunes:summary>
            <itunes:duration>6:31</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement planning, investing, senior living, Del Lowery, retirement podcast</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>211 Keeping Up Financially Part 2</title>
            <description>Will we have enough money to live out our life? Retired people all have to deal with this question. Seeing into the future is impossible. But we can make the best guess at what we may need. Some factors are under our control.</description>
            <link>http://retirementtalk.org/rt211.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt211.mp3" length="6778461" type="audio/mpeg"/>
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            <pubDate>Wed, 2 Feb 2011 15:16:39 -0800</pubDate>
            <itunes:subtitle>Keeping Up Financially Part 2</itunes:subtitle>
            <itunes:summary>Will we have enough money to live out our life? Retired people all have to deal with this question. Seeing into the future is impossible. But we can make the best guess at what we may need. Some factors are under our control.</itunes:summary>
            <itunes:duration>7:03</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Finances, retirement investments, savings, Del Lowery, retirement talk</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>210 Keeping Up Financially</title>
            <description>Will we have enough money to live out our life? Retired people all have to deal with this question. Seeing into the future is impossible. But we can make the best guess at what we may need. Some factors are under our control.</description>
            <link>http://retirementtalk.org/rt210.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt210.mp3" length="8836910" type="audio/mpeg"/>
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            <pubDate>Thu, 13 Jan 2011 22:09:59 -0800</pubDate>
            <itunes:subtitle>Keeping Up Financially</itunes:subtitle>
            <itunes:summary>Will we have enough money to live out our life? Retired people all have to deal with this question. Seeing into the future is impossible. But we can make the best guess at what we may need. Some factors are under our control.</itunes:summary>
            <itunes:duration>9:12</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement finance, retirement income, Del Lowery, retirement and IRS, senior lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>209 Community College</title>
            <description>We all want to lead an interesting life. Retirement gives us a chance to learn about anything we want. Community colleges are a place we may want to investigate.</description>
            <link>http://retirementtalk.org/rt209.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt209.mp3" length="5624893" type="audio/mpeg"/>
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            <pubDate>Wed, 5 Jan 2011 19:51:02 -0800</pubDate>
            <itunes:subtitle>Community College</itunes:subtitle>
            <itunes:summary>We all want to lead an interesting life. Retirement gives us a chance to learn about anything we want. Community colleges are a place we may want to investigate.</itunes:summary>
            <itunes:duration>5:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>continuing education, retirement talk, senior living, Del Lowery, prime time learning</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>208 Positive Thinking?</title>
            <description>Positive thinking has its limits. To doubt it is not fashionable but is certainly reasonable. Think about all the problems you may have avoided with a little more consideration. You may have retired earlier.</description>
            <link>http://retirementtalk.org/rt208.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt208.mp3" length="6343365" type="audio/mpeg"/>
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            <pubDate>Sun, 19 Dec 2010 19:25:47 -0800</pubDate>
            <itunes:subtitle>Positive Thinking?</itunes:subtitle>
            <itunes:summary>Positive thinking has its limits. To doubt it is not fashionable but is certainly reasonable. Think about all the problems you may have avoided with a little more consideration. You may have retired earlier.</itunes:summary>
            <itunes:duration>6:36</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Senior living, retirement podcast, Del Lowery, positive thinking, active retirement</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>207 Medically Assisted End of Life</title>
            <description>Death is something we all face. Suffering at the end of life is something that can be endured or avoided. It is our choice - in some states. &quot;You Don&apos;t Know Jack&quot; deals with this topic in a very powerful way.</description>
            <link>http://retirementtalk.org/rt207.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt207.mp3" length="7934118" type="audio/mpeg"/>
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            <pubDate>Sun, 12 Dec 2010 10:20:01 -0800</pubDate>
            <itunes:subtitle>Medically Assisted End of Life</itunes:subtitle>
            <itunes:summary>Death is something we all face. Suffering at the end of life is something that can be endured or avoided. It is our choice - in some states. &quot;You Don&apos;t Know Jack&quot; deals with this topic in a very powerful way.</itunes:summary>
            <itunes:duration>8:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Medically assisted suicide, end of life, Del Lowery, Retirement podcast, Senior living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>206 Friends, Then and Now</title>
            <description>Retirement brings special challenges concerning friendship. The job is no longer there to provide an easy source for meeting new people and bringing us in daily contact with others. New sources must be explored.</description>
            <link>http://retirementtalk.org/rt206.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt206.mp3" length="6359666" type="audio/mpeg"/>
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            <pubDate>Fri, 3 Dec 2010 17:16:03 -0800</pubDate>
            <itunes:subtitle>Friends, Then and Now</itunes:subtitle>
            <itunes:summary>Retirement brings special challenges concerning friendship. The job is no longer there to provide an easy source for meeting new people and bringing us in daily contact with others. New sources must be explored.</itunes:summary>
            <itunes:duration>6:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement living, senior friends, Del Lowery, senior life style</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>205 Staying Focused</title>
            <description>We live in a busy world. There are so many distractions or choices. When our job ends we can be overwhelmed with overchoice. Some of us choose to just lay low and stay home. There must be a way?</description>
            <link>http://retirementtalk.org/rt205.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt205.mp3" length="6384325" type="audio/mpeg"/>
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            <pubDate>Sun, 28 Nov 2010 09:30:41 -0800</pubDate>
            <itunes:subtitle>Staying Focused</itunes:subtitle>
            <itunes:summary>We live in a busy world. There are so many distractions or choices. When our job ends we can be overwhelmed with overchoice. Some of us choose to just lay low and stay home. There must be a way?</itunes:summary>
            <itunes:duration>6:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Retirement life style, Del Lowery, what to do in retirement, senior living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>204 Making the Most of It</title>
            <description>&quot;The unexamined life is not worth living&quot;. Eileen Allen is a living inspiration to all of us that hold Socrates beliefs. A recent visit with the author of &quot;I Like Being Old&quot; verifies her practice and beliefs.</description>
            <link>http://retirementtalk.org/rt204.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt204.mp3" length="6167658" type="audio/mpeg"/>
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            <pubDate>Fri, 19 Nov 2010 17:19:37 -0800</pubDate>
            <itunes:subtitle>Making the Most of It</itunes:subtitle>
            <itunes:summary>&quot;The unexamined life is not worth living&quot;. Eileen Allen is a living inspiration to all of us that hold Socrates beliefs. A recent visit with the author of &quot;I Like Being Old&quot; verifies her practice and beliefs.</itunes:summary>
            <itunes:duration>6:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Senior living, Del Lowery, Eileen Allen, retirement living,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>203 Ready to Learn</title>
            <description>Retiring calls for trying something new. We may be ready to learn something today that has escaped us in the past; learn a foreign language, garden, paint, write or fulfill a secret wish. We can fill in the gaps.</description>
            <link>http://retirementtalk.org/rt203.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt203.mp3" length="5247476" type="audio/mpeg"/>
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            <pubDate>Fri, 12 Nov 2010 20:15:20 -0800</pubDate>
            <itunes:subtitle>Ready to Learn</itunes:subtitle>
            <itunes:summary>Retiring calls for trying something new. We may be ready to learn something today that has escaped us in the past; learn a foreign language, garden, paint, write or fulfill a secret wish. We can fill in the gaps.</itunes:summary>
            <itunes:duration>5:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Del Lowery, retirement living, senior life style, continueing education, active living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>202 Elections and Courage</title>
            <description>Political elections take special effort on the part of voters; both to participate and then to accept the results. What can we tell our children when they become discouraged?</description>
            <link>http://retirementtalk.org/rt202.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt202.mp3" length="6959437" type="audio/mpeg"/>
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            <pubDate>Fri, 5 Nov 2010 14:18:36 -0700</pubDate>
            <itunes:subtitle>Elections and Courage</itunes:subtitle>
            <itunes:summary>Political elections take special effort on the part of voters; both to participate and then to accept the results. What can we tell our children when they become discouraged?</itunes:summary>
            <itunes:duration>7:14</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Del Lowery, Retirement living, Senior life style, giving advice, Amnesty International</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>201 If Everyone Else Lives In Poverty</title>
            <description>It isn&apos;t much fun to have enough money to live well if everything around you is falling to pieces. We retired folks sure don&apos;t want the neighborhood to become a ghetto after we retire. Maybe we need to examine our attitude about paying taxes and what we get for them.</description>
            <link>http://retirementtalk.org/rt201.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt201.mp3" length="7403728" type="audio/mpeg"/>
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            <pubDate>Fri, 29 Oct 2010 14:55:53 -0700</pubDate>
            <itunes:subtitle>If Everyone Else Lives In Poverty</itunes:subtitle>
            <itunes:summary>It isn&apos;t much fun to have enough money to live well if everything around you is falling to pieces. We retired folks sure don&apos;t want the neighborhood to become a ghetto after we retire. Maybe we need to examine our attitude about paying taxes and what we get for them.</itunes:summary>
            <itunes:duration>7:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement living, senior life style, rich and poor, living well, Del Lowery</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>200 &quot;Free At Last&quot;</title>
            <description>Many seem to fine that after spending a life time accumulating things they serve only as an anchor when we want to be free. Perhaps retirement is the perfect time to rid ourselves of more than just our jobs.</description>
            <link>http://retirementtalk.org/rt200.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt200.mp3" length="6582020" type="audio/mpeg"/>
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            <pubDate>Fri, 22 Oct 2010 17:11:19 -0700</pubDate>
            <itunes:subtitle>&quot;Free At Last&quot;</itunes:subtitle>
            <itunes:summary>Many seem to fine that after spending a life time accumulating things they serve only as an anchor when we want to be free. Perhaps retirement is the perfect time to rid ourselves of more than just our jobs.</itunes:summary>
            <itunes:duration>6:51</itunes:duration>
            <itunes:author>Many seem to fine that after spending a life time accumulating things they serve only as an anchor when we want to be free. Perhaps retiremnt is the perfect time to rid ourselves of more than just our jobs.</itunes:author>
            <itunes:keywords>retirement living, active living, retirement changes, senior life style</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>199 Health, Tai Chi and the Lost Wallet</title>
            <description>Health and the practice of Tai Chi keep being touted in the press. Seeing the flowing beauty of actual Tai Chi can be memorable. Perhaps more memorable that loosing one&apos;s wallet. (first ran in 2008)</description>
            <link>http://retirementtalk.org/rt040.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt040.mp3" length="6161135" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Oct 2010 10:52:17 -0700</pubDate>
            <itunes:subtitle>Health, Tai Chi and the Lost Wallet</itunes:subtitle>
            <itunes:summary>Health and the practice of Tai Chi keep being touted in the press. Seeing the flowing beauty of actual Tai Chi can be memorable. Perhaps more memorable that loosing one&apos;s wallet. (first ran in 2008)</itunes:summary>
            <itunes:duration>6:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Tai Chi and Seniors, health, retirement health, exercise and retirement, active living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>198 Dogs and Retirement</title>
            <description>Retirement may be a great time for having a dog. It can bring companionship and serve as a reason for getting some exercise. On the other hand, it may be the worst time to have a dog.</description>
            <link>http://retirementtalk.org/rt198.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt198.mp3" length="6313272" type="audio/mpeg"/>
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            <pubDate>Thu, 7 Oct 2010 21:51:57 -0700</pubDate>
            <itunes:subtitle>Dogs and Retirement</itunes:subtitle>
            <itunes:summary>Retirement may be a great time for having a dog. It can bring companionship and serve as a reason for getting some exercise. On the other hand, it may be the worst time to have a dog.</itunes:summary>
            <itunes:duration>6:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>senior living, restirement dog, companionship in retiriement</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>197 Alarm Clocks and the News</title>
            <description>Waking up to an alarm clock is not something retired people need to do. Neither do we need to wake up to an alarm radio broadcast of the news. Where does this word &apos;alarm&apos; fit into a retired lifestyle?</description>
            <link>http://retirementtalk.org/rt197.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt197.mp3" length="6273148" type="audio/mpeg"/>
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            <pubDate>Fri, 1 Oct 2010 14:37:47 -0700</pubDate>
            <itunes:subtitle>Alarm Clocks and the News</itunes:subtitle>
            <itunes:summary>Waking up to an alarm clock is not something retired people need to do. Neither do we need to wake up to an alarm radio broadcast of the news. Where does this word &apos;alarm&apos; fit into a retired lifestyle?</itunes:summary>
            <itunes:duration>6:32</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>senior lifestyle, active retirement living, alarm clocks</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>196 The Pacific Northwest</title>
            <description>Choosing a place to retire is an opportunity and a challenge. We like to think we can make a good decision. A double murder in our back yard before we even moved in gave us second thoughts.</description>
            <link>http://retirementtalk.org/rt196.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt196.mp3" length="5789151" type="audio/mpeg"/>
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            <pubDate>Fri, 24 Sep 2010 10:40:38 -0700</pubDate>
            <itunes:subtitle>The Pacific Northwest</itunes:subtitle>
            <itunes:summary>Choosing a place to retire is an opportunity and a challenge. We like to think we can make a good decision. A double murder in our back yard before we even moved in gave us second thoughts.</itunes:summary>
            <itunes:duration>6:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>place to retire, retirement locations, relocating, senior life style</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>195 Traveling by Plane</title>
            <description>We have become use to flying around in what use to be friendly skies. Traveling by plane isn&apos;t what it use to be. It has not only became less enjoyable but now we find out it does a lot of damage to the environment.</description>
            <link>http://retirementtalk.org/RT195.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/RT195.mp3" length="6785148" type="audio/mpeg"/>
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            <pubDate>Mon, 20 Sep 2010 17:41:30 -0700</pubDate>
            <itunes:subtitle>Traveling by Plane</itunes:subtitle>
            <itunes:summary>We have become use to flying around in what use to be friendly skies. Traveling by plane isn&apos;t what it use to be. It has not only became less enjoyable but now we find out it does a lot of damage to the environment.</itunes:summary>
            <itunes:duration>7:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>senior life style, active retirement, retirement travel,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>194 Kicking Back Without Guilt</title>
            <description>We like to think we are on the right track if we are busy. We are a busy culture. We like to do things. We have elevated it to new levels with multi-tasking. But what is to be said for just sitting still and enjoying life?</description>
            <link>http://retirementtalk.org/rt194.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt194.mp3" length="6001057" type="audio/mpeg"/>
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            <pubDate>Thu, 16 Sep 2010 17:31:12 -0700</pubDate>
            <itunes:subtitle>Kicking Back Without Guilt</itunes:subtitle>
            <itunes:summary>We like to think we are on the right track if we are busy. We are a busy culture. We like to do things. We have elevated it to new levels with multi-tasking. But what is to be said for just sitting still and enjoying life?</itunes:summary>
            <itunes:duration>6:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>relaxing retirement, senior life style, liesure time,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>193 What do you do?</title>
            <description>Explaining to others what you do in retirement is not an easy task. People constantly ask that question but it is time consuming to answer it honestly.</description>
            <link>http://retirementtalk.org/rt193.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt193.mp3" length="6753383" type="audio/mpeg"/>
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            <pubDate>Sun, 29 Aug 2010 14:12:11 -0700</pubDate>
            <itunes:subtitle>What Do You Do?</itunes:subtitle>
            <itunes:summary>Explaining to others what you do in retirement is not an easy task. People constantly ask that question but it is time consuming to answer it honestly.</itunes:summary>
            <itunes:duration>7:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement life style, senior life style, habits, routine,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>192 Finding Meaning in Retirement</title>
            <description>Sometimes we can&apos;t decide what to do with our retirement. We can&apos;t decide if we want to become a writer or a gardener. Would it be better to travel or study art. What to do?</description>
            <link>http://retirementtalk.org/rt192.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt192.mp3" length="7335600" type="audio/mpeg"/>
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            <pubDate>Sat, 21 Aug 2010 14:18:54 -0700</pubDate>
            <itunes:subtitle>Finding Meaning in Retirement</itunes:subtitle>
            <itunes:summary>Sometimes we can&apos;t decide what to do with our retirement. We can&apos;t decide if we want to become a writer or a gardener. Would it be better to travel or study art. What to do?</itunes:summary>
            <itunes:duration>7:38</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Senior life style, retirement, what to do in retirement,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>191 Finding Meaning in Life</title>
            <description>After ending our careers and passing through the stage of raising children many of us find ourselves once again searching for meaning during the retirement years. We search for something that will give meaning to our lives not just in retirement but in our lives.</description>
            <link>http://retirementtalk.org/rt191.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt191.mp3" length="6490905" type="audio/mpeg"/>
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            <pubDate>Sat, 14 Aug 2010 12:18:23 -0700</pubDate>
            <itunes:subtitle>191 Finding Meaning in Life</itunes:subtitle>
            <itunes:summary>After ending our careers and passing through the stage of raising children many of us find ourselves once again searching for meaning during the retirement years. We search for something that will give meaning to our lives not just in retirement but in our lives.</itunes:summary>
            <itunes:duration>6:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, senior lifestyle, finding meaning in life,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>190 Working with Your Hands</title>
            <description>Working with your hands brings a certain sense of satisfaction that many retired people pursue. Sitting behind a desk and tapping computer keys just doesn&apos;t seem to bring the same sense of achievement as fashioning a beautiful piece of furniture, creating a work of art or building a geodesic dome.</description>
            <link>http://retirementtalk.org/rt190.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt190.mp3" length="5895731" type="audio/mpeg"/>
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            <pubDate>Fri, 6 Aug 2010 09:42:27 -0700</pubDate>
            <itunes:subtitle>Working with Your Hands</itunes:subtitle>
            <itunes:summary>Working with your hands brings a certain sense of satisfaction that many retired people pursue. Sitting behind a desk and tapping computer keys just doesn&apos;t seem to bring the same sense of achievement as fashioning a beautiful piece of furniture, creating a work of art or building a geodesic dome.</itunes:summary>
            <itunes:duration>6:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, senior life style, woodworking, furniture, hand work</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>189 An iPad?</title>
            <description>As retired folks do we really need to keep up with the latest technology? Can&apos;t we just sit back in the rocker and let the world go by? We can. But do we really want that?</description>
            <link>http://retirementtalk.org/rt189.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt189.mp3" length="6197542" type="audio/mpeg"/>
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            <pubDate>Fri, 30 Jul 2010 17:08:59 -0700</pubDate>
            <itunes:subtitle>An iPad?</itunes:subtitle>
            <itunes:summary>As retired folks do we really need to keep up with the latest technology? Can&apos;t we just sit back in the rocker and let the world go by? We can. But do we really want that?</itunes:summary>
            <itunes:duration>6:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, technology, podcasts, senior lifestyle,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>188 On Becoming a Vegetarian at 67</title>
            <description>What do you do when  there is going to be no turkey at Thanksgiving Dinner? For us, it resulted in becoming vegetarians. It isn&apos;t really difficult at all. We have found it enjoyable and tasty.</description>
            <link>http://retirementtalk.org/rt188.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt188.mp3" length="5675466" type="audio/mpeg"/>
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            <pubDate>Fri, 23 Jul 2010 22:05:15 -0700</pubDate>
            <itunes:subtitle>On Becoming a Vegetarian at 67</itunes:subtitle>
            <itunes:summary>What do you do when  there is going to be no turkey at Thanksgiving Dinner? For us, it resulted in becoming vegetarians. It isn&apos;t really difficult at all. We have found it enjoyable and tasty.</itunes:summary>
            <itunes:duration>5:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, vegetarian, Eating Animals, Lifestyle changes</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>187 How Will I Die?</title>
            <description>Retirement is a time to reflect on our entire life. Sometimes considerations of our own death wade in for consideration. Is this something we need to worry about? Or, should we just focus on life?</description>
            <link>http://retirementtalk.org/rt187.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt187.mp3" length="4673618" type="audio/mpeg"/>
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            <pubDate>Fri, 16 Jul 2010 17:52:46 -0700</pubDate>
            <itunes:subtitle>How Will I Die?</itunes:subtitle>
            <itunes:summary>Retirement is a time to reflect on our entire life. Sometimes considerations of our own death wade in for consideration. Is this something we need to worry about? Or, should we just focus on life?</itunes:summary>
            <itunes:duration>4:52</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Suicide, beautiful death, predicting your death, focus on life</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>186 Denialism and Grandchildren</title>
            <description>Ever tell your grandchildren how important it is to tell the truth? We all know that it doesn&apos;t pay to live a lie. Sometimes truth doesn&apos;t fit our fancy but we know we have to deal with reality in life.</description>
            <link>http://retirementtalk.org/rt186b.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt186b.mp3" length="6014013" type="audio/mpeg"/>
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            <pubDate>Wed, 14 Jul 2010 09:34:39 -0700</pubDate>
            <itunes:subtitle>Denialism and Grandchildren</itunes:subtitle>
            <itunes:summary>Ever tell your grandchildren how important it is to tell the truth? We all know that it doesn&apos;t pay to live a lie. Sometimes truth doesn&apos;t fit our fancy but we know we have to deal with reality in life.</itunes:summary>
            <itunes:duration>6:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Evolution, telling the truth, grandchildren, grandparents, senior lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>185 In Praise of Slow Travel</title>
            <description>Taking a road trip requires some planning.  It may be best for all of us to slow down a bit as we set about to enjoy a vacation. It&apos;s something to consider. Sometimes less is more and in respect to travel it is absolutely true.</description>
            <link>http://retirementtalk.org/rt185.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt185.mp3" length="6625070" type="audio/mpeg"/>
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            <pubDate>Fri, 2 Jul 2010 09:02:16 -0700</pubDate>
            <itunes:subtitle>In Praise of Slow Travel</itunes:subtitle>
            <itunes:summary>Taking a road trip requires some planning.  It may be best for all of us to slow down a bit as we set about to enjoy a vacation. It&apos;s something to consider. Sometimes less is more and in respect to travel it is absolutely true.</itunes:summary>
            <itunes:duration>6:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Del Lowery, retirement, travel, road trip, leisure travel, active retirement, senior living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>184 A Second Opinion</title>
            <description>Retirement may mean many more trips to the doctor. Sometimes we don&apos;t agree with the doctor&apos;s diagnosis and desire a second opinion. Here is an example that illustrates the importance of asserting ourselves when it comes to our health.(Update of Episode 016)</description>
            <link>http://retirementtalk.org/rt184.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt184.mp3" length="7940387" type="audio/mpeg"/>
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            <pubDate>Sun, 27 Jun 2010 08:41:29 -0700</pubDate>
            <itunes:subtitle>A Second Opinion</itunes:subtitle>
            <itunes:summary>Retirement may mean many more trips to the doctor. Sometimes we don&apos;t agree with the doctor&apos;s diagnosis and desire a second opinion. Here is an example that illustrates the importance of asserting ourselves when it comes to our health.</itunes:summary>
            <itunes:duration>8:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>medical, second opinion, doctors, health, seniors, Del Lowery, retirement</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>183 Retiring Together</title>
            <description>Are there special problems for couples who retire at th same time? Are the men always, &quot;underfoot&quot;? Here are some illustrations of what worked for us over 23 years.</description>
            <link>http://retirementtalk.org/rt183.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt183.mp3" length="5881102" type="audio/mpeg"/>
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            <pubDate>Fri, 18 Jun 2010 09:22:51 -0700</pubDate>
            <itunes:subtitle>Retiring Together</itunes:subtitle>
            <itunes:summary>Are there special problems for couples who retire at th same time? Are the men always, &quot;underfoot&quot;? Here are some illustrations of what worked for us over 23 years.</itunes:summary>
            <itunes:duration>6:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>When to retire, retiring, Del Lowery, life style, scheduling, active livijng</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>182 Another Relocation Alternative</title>
            <description>Here is an example of how you can stay in your own home town and yet move away at the same time. Living in two places at once is possible - in a way.</description>
            <link>http://retirementtalk.org/rt182.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt182.mp3" length="6049122" type="audio/mpeg"/>
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            <pubDate>Fri, 11 Jun 2010 20:49:44 -0700</pubDate>
            <itunes:subtitle>Another Relocation Alternative</itunes:subtitle>
            <itunes:summary>Here is an example of how you can stay in your own home town and yet move away at the same time. Living in two places at once is possible - in a way.</itunes:summary>
            <itunes:duration>6:18</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>relocating, moving after retirement, life style, active living, Del Lowery</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>181 The Relocating Alternative</title>
            <description>Retiring and relocating are often times linked together. Once our job ends we are free to move about the country. Will be opt for that choice or not? It might work for us and then again....</description>
            <link>http://retirementtalk.org/rt181.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt181.mp3" length="6386833" type="audio/mpeg"/>
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            <pubDate>Fri, 4 Jun 2010 14:21:51 -0700</pubDate>
            <itunes:subtitle>The Relocating Alternative</itunes:subtitle>
            <itunes:summary>Retiring and relocating are often times linked together. Once our job ends we are free to move about the country. Will be opt for that choice or not? It might work for us and then again....</itunes:summary>
            <itunes:duration>6:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>relocating, moving after retirement, life style, active living, Del Lowery</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>180 What Now Part 2</title>
            <description>Retirement gives us time to do many different things with our lives. Our choices are often times determined by our imagination and our concept of what will bring us the most happiness. Here are a couple of examples that illustrate the decision making process.</description>
            <link>http://retirementtalk.org/rt180.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt180.mp3" length="6147342" type="audio/mpeg"/>
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            <pubDate>Thu, 27 May 2010 18:10:54 -0700</pubDate>
            <itunes:subtitle>What Now Part 2</itunes:subtitle>
            <itunes:summary>Retirement gives us time to do many different things with our lives. Our choices are often times determined by our imagination and our concept of what will bring us the most happiness. Here are a couple of examples that illustrate the decision making process.</itunes:summary>
            <itunes:duration>6:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement planning, happiness, Del Lowery, retirement lifestyle, seniors</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>179 What Now?</title>
            <description>After retirement we are faced with the deciding what to do with the rest of our life. How do we address this question? Are there any guidelines or suggestions? One constant seems to be universal: the desire for happiness. We had best know wherein  it lies if we ever hope to find it.</description>
            <link>http://retirementtalk.org/rt179.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt179.mp3" length="5756550" type="audio/mpeg"/>
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            <pubDate>Thu, 20 May 2010 19:56:12 -0700</pubDate>
            <itunes:subtitle>What Now?</itunes:subtitle>
            <itunes:summary>After retirement we are faced with the deciding what to do with the rest of our life. How do we address this question? Are there any guidelines or suggestions? One constant seems to be universal: the desire for happiness. We had best know wherein  it lies if we ever hope to find it.</itunes:summary>
            <itunes:duration>5:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, happiness, planning, active retirement, senior life style, Jackie Spinks, Dick Smith, Del Lowery</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>178 How Much Money Is Enough?</title>
            <description>When considering retirement, we always wonder if we will have enough money. How can we possible know? Here is what we did - and it seems to have worked - so far.</description>
            <link>http://retirementtalk.org/rt178.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt178.mp3" length="5453574" type="audio/mpeg"/>
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            <pubDate>Thu, 13 May 2010 17:54:24 -0700</pubDate>
            <itunes:subtitle>How Much Money Is Enough?</itunes:subtitle>
            <itunes:summary>When considering retirement, we always wonder if we will have enough money. How can we possible know? Here is what we did - and it seems to have worked - so far.</itunes:summary>
            <itunes:duration>5:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, money, budget, financial advice, enough money</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>177 When Should I Retire?</title>
            <description>Deciding if and when to retire are questions many or us wrestle. The pros and the cons can battle on endlessly. Here are some of the reasons my wife and I used making our decision.  We are very happy with the consequences.</description>
            <link>http://retirementtalk.org/rt177.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt177.mp3" length="6710751" type="audio/mpeg"/>
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            <pubDate>Thu, 6 May 2010 17:30:00 -0700</pubDate>
            <itunes:subtitle>When Should I Retire?</itunes:subtitle>
            <itunes:summary>Deciding if and when to retire are questions many or us wrestle. The pros and the cons can battle on endlessly. Here are some of the reasons my wife and I used making our decision.  We are very happy with the consequences.</itunes:summary>
            <itunes:duration>6:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>early retirement, life style, life changes, choosing change,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>176 Nursing Homes</title>
            <description>Retirement seems to be accompanied by the need to visit nursing homes. Parents or friends many times relocate to these facilities as we grow older. Dick Smith shares some of the lessons he has learned that might help with these sometimes difficult visits.</description>
            <link>http://retirementtalk.org/rt176.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt176.mp3" length="5943796" type="audio/mpeg"/>
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            <pubDate>Thu, 29 Apr 2010 14:35:52 -0700</pubDate>
            <itunes:subtitle>Nursing Homes</itunes:subtitle>
            <itunes:summary>Retirement seems to be accompanied by the need to visit nursing homes. Parents or friends many times relocate to these facilities as we grow older. Dick Smith shares some of the lessons he has learned that might help with these sometimes difficult visits.</itunes:summary>
            <itunes:duration>6:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, nursing homes, Dick Smith, visiting nursing homes</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>175 Learning from Friends</title>
            <description>Ever notice how other people sometimes do the most interesting things?  We can find examples and inspiration for what makes for a good retirement from others. Sometimes it is our own friends who help illustrate the range of possibilities.</description>
            <link>http://retirementtalk.org/rt175.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 16 Apr 2010 10:39:25 -0700</pubDate>
            <itunes:subtitle>Learning from Friends</itunes:subtitle>
            <itunes:summary>Ever notice how other people sometimes do the most interesting things?  We can find examples and inspiration for what makes for a good retirement from others. Sometimes it is our own friends who help illustrate the range of possibilities.</itunes:summary>
            <itunes:duration>6:21</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>friends, retirement, travel, strength training, fishing, golf, goals, life style, active retirement</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>174 Friend Turn Over</title>
            <description>One thing that enhances everything including retirement is good friends.  Keeping that fact in the front of our mind might make retirement much more fulfilling.Unfortunately, friends have a way of disappearing. What to do?</description>
            <link>http://retirementtalk.org/rt174.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Wed, 14 Apr 2010 10:21:18 -0700</pubDate>
            <itunes:subtitle>Friend Turn Over</itunes:subtitle>
            <itunes:summary>One thing that enhances everything including retirement is good friends.  Keeping that fact in the front of our mind might make retirement much more fulfilling.Unfortunately, friends have a way of disappearing. What to do?</itunes:summary>
            <itunes:duration>4:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Friends, travel, life style, happiness, active living, friendship</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>173 Deciding to be Happy</title>
            <description>Can we choose to be happy and have it really happen? Here is a story of one person who did just that. K. Eileen Allen has written a book entitled, &quot;I Like Being Old&quot;. Not that I&apos;m &quot;old&quot; or that you are. But we can all learn something from her. Here is what I took away from her story concerning happiness.</description>
            <link>http://retirementtalk.org/rt173.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 2 Apr 2010 13:23:32 -0700</pubDate>
            <itunes:subtitle>Deciding to be Happy</itunes:subtitle>
            <itunes:summary>Can we choose to be happy and have it really happen? Here is a story of one person who did just that. K. Eileen Allen has written a book entitled, &quot;I Like Being Old&quot;. Not that I&apos;m &quot;old&quot; or that you are. But we can all learn something from her. Here is what I took away from her story concerning happiness.</itunes:summary>
            <itunes:duration>6:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>happiness, philosophy, aging, attitudes, seniors, retirement</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>172 Frog Spit Ch 2 Part 2</title>
            <description>We continue our publication of Jackie Spinks&apos; new memoir. This humorous rumination of early family life in a mill town in the Pacific Northwest will bring back many thoughts of attitudes and activities of days gone by. And for retired people it can serve as an inspiration of what is possible when one is 80.</description>
            <link>http://retirementtalk.org/rt172.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt172.mp3" length="10993161" type="audio/mpeg"/>
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            <pubDate>Thu, 18 Mar 2010 18:04:58 -0700</pubDate>
            <itunes:subtitle>Frog Spit Ch 2 Part 2</itunes:subtitle>
            <itunes:summary>We continue our publication of Jackie Spinks&apos; new memoir. This humorous rumination of early family life in a mill town in the Pacific Northwest will bring back many thoughts of attitudes and activities of days gone by. And for retired people it can serve as an inspiration of what is possible when one is 80.</itunes:summary>
            <itunes:duration>11:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Memoirs, Bellingham, retirement lifestyle, senior writers, humor writing, Sweden, Immigrants, Morman Missionaries</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>171 Frog Spit Ch. 2 Part 1</title>
            <description>Jackie Spinks continues her reading of her new book. Previous episodes can be found in the Archives and on Jackie Sprinks page.</description>
            <link>http://retirementtalk.org/rt171.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt171.mp3" length="10513344" type="audio/mpeg"/>
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            <pubDate>Thu, 11 Mar 2010 21:05:01 -0800</pubDate>
            <itunes:subtitle>Frog Spit Ch 2 Part 1</itunes:subtitle>
            <itunes:summary>Jackie Spinks continues her reading of her new book. Previous episodes can be found in the Archives and on Jackie Sprinks page.</itunes:summary>
            <itunes:duration>10:57</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Memoirs, Bellingham, retirement lifestyle, senior writers, humor writing, Sweden, Immigrants, Morman Missionaries</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>170 Winter Olympics Vancouver 2010</title>
            <description>What&apos;s it like to attend a Winter Olympics? We are having that experience now. So far...even for retired people and for people that are not &quot;rich&quot; it is a great experience! Sometimes life&apos;s exotic treats don&apos;t lie far from our door step.</description>
            <link>http://retirementtalk.org/rt170.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt170.mp3" length="5909106" type="audio/mpeg"/>
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            <pubDate>Thu, 25 Mar 2010 14:36:39 -0700</pubDate>
            <itunes:subtitle>Vancouver Winter Olympics 2010</itunes:subtitle>
            <itunes:summary>What&apos;s it like to attend a Winter Olympics? We are having that experience now. So far...even for retired people and for people that are not &quot;rich&quot; it is a great experience! Sometimes life&apos;s exotic treats don&apos;t lie far from our door step.</itunes:summary>
            <itunes:duration>6:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Winter Olympics, Vancouver, art &amp; culture at Olympics,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>169 &quot;Frog Spit&quot; part 2</title>
            <description>We continue our publication of Jackie Spinks new memoir. This humorous rumination of early family life in a mill town in the Pacific Northwest will bring back many thoughts of attitudes and activities of days gone by. And for retired people it can serve as an inspiration of what is possible when one is 80.</description>
            <link>http://retirementtalk.org/rt169a.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt169a.mp3" length="8895842" type="audio/mpeg"/>
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            <pubDate>Fri, 26 Feb 2010 15:28:48 -0800</pubDate>
            <itunes:subtitle>&quot;Frog Spit&quot; part 2</itunes:subtitle>
            <itunes:summary>We continue our publication of Jackie Spinks new memoir. This humorous rumination of early family life in a mill town in the Pacific Northwest will bring back many thoughts of attitudes and activities of days gone by. And for retired people it can serve as an inspiration of what is possible when one is 80.</itunes:summary>
            <itunes:duration>9:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Memoirs, 1930s, family drive, depression years, retirement</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>168 &quot;Frog Spit&quot;</title>
            <description>With this Episode we begin publishing &quot;Frog Spit&quot; a memoir written and read by Jackie Spinks. Jackie grew up in Bellingham, Washington and her humorous writing makes the people, place and time come alive. (This audio book will be published in an ongoing series. Publication of the written text will follow. Look for it on her archive page.)</description>
            <link>http://retirementtalk.org/rt168.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt168.mp3" length="8631692" type="audio/mpeg"/>
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            <pubDate>Wed, 10 Feb 2010 10:13:44 -0800</pubDate>
            <itunes:subtitle>&quot;Frog Spit&quot;</itunes:subtitle>
            <itunes:summary>With this Episode we begin publishing &quot;Frog Spit&quot; a memoir written and read by Jackie Spinks. Jackie grew up in Bellingham, Washington and her humorous writing makes the people, place and time come alive. (This audio book will be published in an ongoing series. Publication of the written text will follow. Look for it on her archive page.)</itunes:summary>
            <itunes:duration>8:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>Memoirs, Bellingham, retirement lifestyle, senior writers, humor writing</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>167 Afraid of Missing Something</title>
            <description>Life presents us with all sorts of opportunities and choices. Sometimes we know exactly which we want to choose. Sometimes we want to do them all. What to do?</description>
            <link>http://retirementtalk.org/rt167.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt167.mp3" length="4870459" type="audio/mpeg"/>
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            <pubDate>Thu, 4 Feb 2010 17:29:14 -0800</pubDate>
            <itunes:subtitle>Afraid of Missing Something</itunes:subtitle>
            <itunes:summary>Life presents us with all sorts of opportunities and choices. Sometimes we know exactly which we want to choose. Sometimes we want to do them all. What to do?</itunes:summary>
            <itunes:duration>5:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>166 Thought that Go Back and Forth</title>
            <description>Multitasking just seems to violate all principles of retirement. We are suppose to slow down and take life a little easier. Dick Smith talks about some of his conflicts and solutions to the problem.</description>
            <link>http://retirementtalk.org/rt166.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt166.mp3" length="5892387" type="audio/mpeg"/>
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            <pubDate>Thu, 28 Jan 2010 14:27:45 -0800</pubDate>
            <itunes:subtitle>Thoughts that Go Back and Forth</itunes:subtitle>
            <itunes:summary>Multitasking just seems to violate all principles of retirement. We are suppose to slow down and take life a little easier. Dick Smith talks about some of his conflicts and solutions to the problem.</itunes:summary>
            <itunes:duration>6:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>165 Taking a Risk</title>
            <description>Taking a risk by definition always implies a bit of danger; we could get hurt. Doing some thing new and different always includes this factor. We could fail. It can also make life a bit more interesting and exciting. What to do?</description>
            <link>http://retirementtalk.org/rt165.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt165.mp3" length="5063992" type="audio/mpeg"/>
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            <pubDate>Thu, 21 Jan 2010 19:16:38 -0800</pubDate>
            <itunes:subtitle>Taking a Risk</itunes:subtitle>
            <itunes:summary>Taking a risk by definition always implies a bit of danger; we could get hurt. Doing some thing new and different always includes this factor. We could fail. It can also make life a bit more interesting and exciting. What to do?</itunes:summary>
            <itunes:duration>5:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>164 No One To Talk To</title>
            <description>Having someone to talk to can be a problem for anyone. As we age conversational isolation can be a more sever problem. We seem to only engage with the TV - and it always just one way. No one listens to us.</description>
            <link>http://retirementtalk.org/rt164.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt164.mp3" length="6507205" type="audio/mpeg"/>
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            <pubDate>Fri, 15 Jan 2010 14:01:37 -0800</pubDate>
            <itunes:subtitle>No One To Talk To</itunes:subtitle>
            <itunes:summary>Having someone to talk to can be a problem for anyone. As we age conversational isolation can be a more sever problem. We seem to only engage with the TV - and it always just one way. No one listens to us.</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>163 The January Challenge</title>
            <description>January is a time of year when we try to change our lives for the better. Exercise is touted as one of the most important contributors to good health. We know that when we stop moving, we are in trouble. What to do?</description>
            <link>http://retirementtalk.org/rt163.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt163.mp3" length="4372270" type="audio/mpeg"/>
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            <pubDate>Thu, 7 Jan 2010 18:02:22 -0800</pubDate>
            <itunes:subtitle>The January Challenge</itunes:subtitle>
            <itunes:summary>January is a time of year when we try to change our lives for the better. Exercise is touted as one of the most important contributors to good health. We know that when we stop moving, we are in trouble. What to do?</itunes:summary>
            <itunes:duration>4:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>162 Looking Ahead; Looking Back</title>
            <description>In retirement some of us tend to look forward to the future. Others of us tend to look back over our own life. Either way, we make decisions as to the way we spend our retirement years. Making no decisions is a choice we try to avoid. For some of us, it isn&apos;t easy.</description>
            <link>http://retirementtalk.org/rt162.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt162.mp3" length="5424691" type="audio/mpeg"/>
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            <pubDate>Thu, 31 Dec 2009 17:36:41 -0800</pubDate>
            <itunes:subtitle>Looking Ahead; Looking Back</itunes:subtitle>
            <itunes:summary>In retirement some of us tend to look forward to the future. Others of us tend to look back over our own life. Either way, we make decisions as to the way we spend our retirement years. Making no decisions is a choice we try to avoid. For some of us, it isn&apos;t easy.</itunes:summary>
            <itunes:duration>5:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>161 Weather</title>
            <description>Our motto has always been to, &quot;Never let the weather dictate what you do with your life&quot;. Some people pay a lot of attention to weather. There are lots of reasons to move or relocate when one retires. Weather is one of the main ones, but it is not the only one.</description>
            <link>http://retirementtalk.org/rt161.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt161.mp3" length="6314526" type="audio/mpeg"/>
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            <pubDate>Thu, 17 Dec 2009 10:38:45 -0800</pubDate>
            <itunes:subtitle>Weather</itunes:subtitle>
            <itunes:summary>Our motto has always been to, &quot;Never let the weather dictate what you do with your life&quot;. Some people pay a lot of attention to weather. There are lots of reasons to move or relocate when one retires. Weather is one of the main ones, but it is not the only one.</itunes:summary>
            <itunes:duration>6:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>160 Aging and Expectations</title>
            <description>Great expectations are things we associate with young people. But in this time period  retired people may have thirty or forty years of good life ahead of them. What are the expectations? Do we prepare for this period in life? Perhaps we should.</description>
            <link>http://retirementtalk.org/rt160.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt160.mp3" length="6721618" type="audio/mpeg"/>
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            <pubDate>Thu, 10 Dec 2009 17:36:07 -0800</pubDate>
            <itunes:subtitle>Aging and Expectations</itunes:subtitle>
            <itunes:summary>Great expectations are things we associate with young people. But in this time period  retired people may have thirty or forty years of good life ahead of them. What are the expectations? Do we prepare for this period in life? Perhaps we should.</itunes:summary>
            <itunes:duration>7:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>159 Changing Our Ways</title>
            <description>Sometimes we just get tired of doing the same ol&apos; thing. We want to change our ways. Here is a great example of a person doing just exactly that. And he isn&apos;t a spring chicken.</description>
            <link>http://retirementtalk.org/rt159.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt159.mp3" length="5579336" type="audio/mpeg"/>
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            <pubDate>Thu, 3 Dec 2009 20:17:15 -0800</pubDate>
            <itunes:subtitle>Changing Our Ways</itunes:subtitle>
            <itunes:summary>Sometimes we just get tired of doing the same ol&apos; thing. We want to change our ways. Here is a great example of a person doing just exactly that. And he isn&apos;t a spring chicken.</itunes:summary>
            <itunes:duration>5:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>158 Elders and the Environment</title>
            <description>Where did you learn to care about the environment? Who were your mentors? What role can today&apos;s elders play in the care of our earth? These questions evolved out of a recent conference I attended in Vancouver, BC. If your looking for something to do in retirement this might be a good choice.</description>
            <link>http://retirementtalk.org/rt158.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt158.mp3" length="6247652" type="audio/mpeg"/>
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            <pubDate>Thu, 26 Nov 2009 10:34:35 -0800</pubDate>
            <itunes:subtitle>Elders and the Environment</itunes:subtitle>
            <itunes:summary>Where did you learn to care about the environment? Who were your mentors? What role can today&apos;s elders play in the care of our earth? These questions evolved out of a recent conference I attended in Vancouver, BC. If your looking for something to do in retirement this might be a good choice.</itunes:summary>
            <itunes:duration>6:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>157 From Career to Vocation</title>
            <description>Many people turn something they do for fun into a career. Creating a joyful retirement may be the time to go the other way and turn a career into a vocation. Dick Smith is our guest.</description>
            <link>http://retirementtalk.org/rt157.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt157.mp3" length="5233266" type="audio/mpeg"/>
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            <pubDate>Thu, 19 Nov 2009 14:19:05 -0800</pubDate>
            <itunes:subtitle>From Career to Vocation</itunes:subtitle>
            <itunes:summary>Many people turn something they do for fun into a career. Creating a joyful retirement may be the time to go the other way and turn a career into a vocation. Dick Smith is our guest.</itunes:summary>
            <itunes:duration>5:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>156 Screen Apnea</title>
            <description>Screen Apnea is like sleep apnea. It is a breathing problem. Ever notice how when you work on a computer or gaze at TV how the time just slips by. We tend to forget the rest of the world. Now it seems we even forget to breath; at least not like we should.</description>
            <link>http://retirementtalk.org/rt156.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 13 Nov 2009 14:52:35 -0800</pubDate>
            <itunes:subtitle>Screen Apnea</itunes:subtitle>
            <itunes:summary>Screen Apnea is like sleep Apnea. It is a breathing problem. Ever notice how when you work on a computer or gaze at TV how the time just slips by. We tend to forget the rest of the world. Now it seems we even forget to breath; at least not like we should.</itunes:summary>
            <itunes:duration>6:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>155 Chop Wood; Carry Water</title>
            <description>Retiring means an active lifestyle for many. Just because we stop working for money doesn&apos;t mean we live in a world without things to do. Providing for family, friends, and humanity calls for action even from the enlightened, or perhaps especially from the enlightened.</description>
            <link>http://retirementtalk.org/rt155.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt155.mp3" length="6087156" type="audio/mpeg"/>
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            <pubDate>Thu, 5 Nov 2009 19:50:34 -0800</pubDate>
            <itunes:subtitle>Chop Wood; Carry Water</itunes:subtitle>
            <itunes:summary>Retiring means an active lifestyle for many. Just because we stop working for money doesn&apos;t mean we live in a world without things to do. Providing for family, friends, and humanity calls for action even from the enlightened, or perhaps especially from the enlightened.</itunes:summary>
            <itunes:duration>6:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, active adult living, over 55 living</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>154 Amounting to Something</title>
            <description>Retirement brings many changes to our lives. The goal of &quot;Amounting to something,&quot; is one we have lived with for a long time. Jackie Spinks believes that absence of this may be the great equalizer between men and women. She finds these the happiest days of her life.</description>
            <link>http://retirementtalk.org/rt154.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt154.mp3" length="5448097" type="audio/mpeg"/>
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            <pubDate>Fri, 30 Oct 2009 19:37:56 -0700</pubDate>
            <itunes:subtitle>Amounting to Something</itunes:subtitle>
            <itunes:summary>Retirement brings many changes to our lives. The goal of &quot;Amounting to something,&quot; is one we have lived with for a long time. Jackie Spinks believes that absence of this may be the great equalizer between men and women. She finds these the happiest days of her life.</itunes:summary>
            <itunes:duration>5:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>153 &quot;Who Made That Rule, Anyway?&quot;</title>
            <description>The way we live is often determined by a set of existing rules. Sometimes we may need to pause and inquire as to their validity. Retired people enjoy a lifetime of experience by which to substantiate their views.</description>
            <link>http://retirementtalk.org/rt153.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt153.mp3" length="6510131" type="audio/mpeg"/>
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            <pubDate>Thu, 22 Oct 2009 14:13:54 -0700</pubDate>
            <itunes:subtitle>&quot;Who Made That Rule, Anyway?&quot;</itunes:subtitle>
            <itunes:summary>The way we live is often determined by a set of existing rules. Sometimes we may need to pause and inquire as to their validity. Retired people enjoy a lifetime of experience by which to substantiate their views.</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>152 &quot;Flat-Earthers&quot; How Do We Know What Is True?</title>
            <description>Two widely divergent political groups dominate our countries politics. Why is there such a wide gulf between the two? Where do we get our beliefs? Are we even of the same species?</description>
            <link>http://retirementtalk.org/rt152.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt152.mp3" length="5894477" type="audio/mpeg"/>
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            <pubDate>Fri, 16 Oct 2009 10:04:38 -0700</pubDate>
            <itunes:subtitle>&quot;Flat-Earthers&quot; How Do We Know What Is True?</itunes:subtitle>
            <itunes:summary>Two widely divergent political groups dominate our countries politics. Why is there such a wide gulf between the two? Where do we get our beliefs? Are we even of the same species?</itunes:summary>
            <itunes:duration>6:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>151 Venturing Into Politics</title>
            <description>Retirement years are time where one has time to read, talk, write and practice politics. Politics can become a main interest for many retired folks.  Wisdom gained through years of living might make political life more meaningful for all.</description>
            <link>http://retirementtalk.org/rt151.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt151.mp3" length="5039332" type="audio/mpeg"/>
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            <pubDate>Thu, 8 Oct 2009 20:06:47 -0700</pubDate>
            <itunes:subtitle>Venturing Into Politics</itunes:subtitle>
            <itunes:summary>Retirement years are time where one has time to read, talk, write and practice politics. Politics can become a main interest for many retired folks.  Wisdom gained through years of living might make political life more meaningful for all.</itunes:summary>
            <itunes:duration>5:14</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>150 How Much Is Enough</title>
            <description>Thoughts of retiring always bring thoughts  of money. Do we have enough to live on the rest of our life? Here is an example of thoughts that we weighed when considering the money question. So far so good.</description>
            <link>http://retirementtalk.org/rt150.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt150.mp3" length="6231770" type="audio/mpeg"/>
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            <pubDate>Thu, 1 Oct 2009 14:21:34 -0700</pubDate>
            <itunes:subtitle>How Much Is Enough</itunes:subtitle>
            <itunes:summary>Thoughts of retiring always bring thoughts  of money. Do we have enough to live on the rest of our life? Here is an example of thoughts that we weighed when considering the money question. So far so good.</itunes:summary>
            <itunes:duration>6:29</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, active retirement living, over 55 living,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>149 Out of the Box</title>
            <description>Retirement is a major life change for us all. We find ourselves &quot;Out of the box&quot; we have been living in for years. Dick Smith shares some thoughts on this new beginning.</description>
            <link>http://retirementtalk.org/rt149.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt149.mp3" length="6821928" type="audio/mpeg"/>
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            <pubDate>Thu, 24 Sep 2009 13:59:28 -0700</pubDate>
            <itunes:subtitle>Out of the Box</itunes:subtitle>
            <itunes:summary>Retirement is a major life change for us all. We find ourselves &quot;Out of the box&quot; we have been living in for years. Dick Smith shares some thoughts on this new beginning.</itunes:summary>
            <itunes:duration>7:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>148 Bicycling and Retirement</title>
            <description>Bicycling and retirement seem to go together for many of us. Bicycling can combine fun with exercise, running errands, and just getting around our community. It is good for our health, our pocket book, our environment and our health. Amazing!</description>
            <link>http://retirementtalk.org/rt148.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt148.mp3" length="6433226" type="audio/mpeg"/>
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            <pubDate>Thu, 17 Sep 2009 17:12:42 -0700</pubDate>
            <itunes:subtitle>Bicycling and Retirement</itunes:subtitle>
            <itunes:summary>Bicycling and retirement seem to go together for many of us. Bicycling can combine fun with exercise, running errands, and just getting around our community. It is good for our health, our pocket book, our environment and our health. Amazing!</itunes:summary>
            <itunes:duration>6:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>147 Memoir is Retirement</title>
            <description>Joining a memoir writing group can help in understanding our entire life. It helps us look back; it helps us examine the present and it helps us clarity our connection to others. Dick smith shares these recent thoughts.</description>
            <link>http://retirementtalk.org/rt147.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt147.mp3" length="6644296" type="audio/mpeg"/>
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            <pubDate>Thu, 10 Sep 2009 14:07:23 -0700</pubDate>
            <itunes:subtitle>Memoirs and Retirement</itunes:subtitle>
            <itunes:summary>Joining a memoir writing group can help in understanding our entire life. It helps us look back; it helps us examine the present and it helps us clarity our connection to others. Dick smith shares these recent thoughts.</itunes:summary>
            <itunes:duration>6:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>146 Tenting, Biking and Elderhostel</title>
            <description>Tenting, biking and Elderhostel somehow seemed tied together. They seem to attract like-minded people: young at heart, adventurous, and interesting. Age does not seem to dampen their enthusiasm for life. Here is the story of three such travelers.</description>
            <link>http://retirementtalk.org/rt146.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt146.mp3" length="7332674" type="audio/mpeg"/>
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            <pubDate>Thu, 3 Sep 2009 20:30:01 -0700</pubDate>
            <itunes:subtitle>Tenting, Biking and Elderhostel</itunes:subtitle>
            <itunes:summary>Tenting, biking and Elderhostel somehow seemed tied together. They seem to attract like-minded people: young at heart, adventurous, and interesting. Age does not seem to dampen their enthusiasm for life. Here is the story of three such travelers.</itunes:summary>
            <itunes:duration>7:38</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>145 Contemplating Religion</title>
            <description>Jackie Spinks takes a look at religion in this podcast. A lifetime of experiences have shaped her thoughts and beliefs. One thing about it: religious or not, we spend a lot of time trying to sort out our thoughts concerning this subject.</description>
            <link>http://retirementtalk.org/rt145.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt145.mp3" length="7055986" type="audio/mpeg"/>
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            <pubDate>Thu, 27 Aug 2009 14:05:16 -0700</pubDate>
            <itunes:subtitle>Contemplating Religion</itunes:subtitle>
            <itunes:summary>Jackie Spinks takes a look at religion in this podcast. A lifetime of experiences have shaped her thoughts and beliefs. One thing about it: religious or not, we spend a lot of time trying to sort out our thoughts concerning this subject.</itunes:summary>
            <itunes:duration>7:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>144 Retirement Talk and Technology</title>
            <description>Here is a description of the technology used and the technological changes that have been required to maintain this podcast as it moves into its fourth year of production. If podcasting is something you have considered in retirement this information might be useful.</description>
            <link>http://retirementtalk.org/rt144.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt144.mp3" length="5171826" type="audio/mpeg"/>
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            <pubDate>Thu, 20 Aug 2009 17:03:16 -0700</pubDate>
            <itunes:subtitle>Retirement Talk and Technology</itunes:subtitle>
            <itunes:summary>Here is a description of the technology used and the technological changes that have been required to maintain this podcast as it moves into its fourth year of production. If podcasting is something you have considered in retirement this information might be useful.</itunes:summary>
            <itunes:duration>5:23</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>143 Desirability of Dumb?</title>
            <description>Humorous writer Jackie Spinks had a conversation the other day  that triggered some thoughts about the word &quot;Dumb&quot;. Seems like that is in vogue these days. Heaven knows, we wouldn&apos;t want to be accused of being smart.</description>
            <link>http://retirementtalk.org/rt143.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt143.mp3" length="5758976" type="audio/mpeg"/>
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            <pubDate>Wed, 12 Aug 2009 17:53:10 -0700</pubDate>
            <itunes:subtitle>Desirability of Dumb?</itunes:subtitle>
            <itunes:summary>Humorous writer Jackie Spinks had a conversation the other day  that triggered some thoughts about the word &quot;Dumb&quot;. Seems like that is in vogue these days. Heaven knows, we wouldn&apos;t want to be accused of being smart.</itunes:summary>
            <itunes:duration>5:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>142 Retirement and Traveling by Train</title>
            <description>Train travel is becoming a more appealing method of transportation. Roy Ingham shares some of his thoughts gained via riding Amtrak on many extensive trips over the last decade or so. From one corner of the country to another, he has ridden the rails.</description>
            <link>http://retirementtalk.org/rt142.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt142.mp3" length="10830157" type="audio/mpeg"/>
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            <pubDate>Thu, 30 Jul 2009 19:52:51 -0700</pubDate>
            <itunes:subtitle>Retirement and Traveling by Train</itunes:subtitle>
            <itunes:summary>Train travel is becoming a more appealing method of transportation. Roy Ingham shares some of his thoughts gained via riding Amtrak on many extensive trips over the last decade or so. From one corner of the country to another, he has ridden the rails.</itunes:summary>
            <itunes:duration>11:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>141 Downsizing</title>
            <description>The idea of Downsizing brings many questions to mind. The location and size of the house in which we live is important. Perhaps more important than we realize. It can be an opportunity to re-evaluate the way we live.</description>
            <link>http://retirementtalk.org/rt141.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt141.mp3" length="5876505" type="audio/mpeg"/>
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            <pubDate>Thu, 23 Jul 2009 10:38:11 -0700</pubDate>
            <itunes:subtitle>Downsizing</itunes:subtitle>
            <itunes:summary>The idea of Downsizing brings many questions to mind. The location and size of the house in which we live is important. Perhaps more important than we realize. It can be an opportunity to re-evaluate the way we live.</itunes:summary>
            <itunes:duration>6:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>140 Michael Jackson Meets John Donne</title>
            <description>&quot;Any man&apos;s death diminishes me...&quot;.  John Donne&apos;s famous words were brought to mind by Michael Jackson&apos;s memorial service. We all have at least two things in common: we all make mistakes and we all die.</description>
            <link>http://retirementtalk.org/rt140.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt140.mp3" length="6798105" type="audio/mpeg"/>
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            <pubDate>Thu, 9 Jul 2009 10:02:37 -0700</pubDate>
            <itunes:subtitle>Michael Jackson Meets John Donne</itunes:subtitle>
            <itunes:summary>&quot;Any man&apos;s death diminishes me...&quot;.  John Donne&apos;s famous words were brought to mind by Michael Jackson&apos;s memorial service. We all have at least two things in common: we all make mistakes and we all die.</itunes:summary>
            <itunes:duration>7:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>139 John&apos;s Departure</title>
            <description>Links to the past continue to be broken as we age. We learn to value what we have. Retirement has it&apos;s challenges and dealing with the death of a friend is one. Dick Smith shares his thoughts concerning his friend John.</description>
            <link>http://retirementtalk.org/rt139.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt139.mp3" length="6740426" type="audio/mpeg"/>
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            <pubDate>Thu, 2 Jul 2009 10:00:22 -0700</pubDate>
            <itunes:subtitle>John&apos;s Departure</itunes:subtitle>
            <itunes:summary>Links to the past continue to be broken as we age. We learn to value what we have. Retirement has it&apos;s challenges and dealing with the death of a friend is one. Dick Smith shares his thoughts concerning his friend John.</itunes:summary>
            <itunes:duration>7:01</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>138 Retirement and Reunions</title>
            <description>Retirement and reunions seems to go hand in hand. The question: &quot;Are you going to the reunion?&quot; comes up often. I just experienced my first. Here&apos;s the story.</description>
            <link>http://retirementtalk.org/rt138.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt138.mp3" length="6590379" type="audio/mpeg"/>
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            <pubDate>Thu, 25 Jun 2009 13:46:59 -0700</pubDate>
            <itunes:subtitle>Retirement and Reunions</itunes:subtitle>
            <itunes:summary>Retirement and reunions seems to go hand in hand. The question: &quot;Are you going to the reunion?&quot; comes up often. I just experienced my first. Here&apos;s the story.</itunes:summary>
            <itunes:duration>6:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>137 Retirement&apos;s Many Roads</title>
            <description>My neighbor down the street retired last year and is still, &quot;lost&quot;. He can&apos;t figure out what he wants to do with all of this time. Retirement can freeze us with over-choice. It is important to make a choice.</description>
            <link>http://retirementtalk.org/rt137.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Thu, 18 Jun 2009 15:27:11 -0700</pubDate>
            <itunes:subtitle>Retirement&apos;s Many Choices</itunes:subtitle>
            <itunes:summary>My neighbor down the street retired last year and is still, &quot;lost&quot;. He can&apos;t figure out what he wants to do with all of this time. Retirement can freeze us with overchoice. It is important to make a choice.</itunes:summary>
            <itunes:duration>7:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>136 Gardening</title>
            <description>In this episode Dick Smith shares his thoughts with us concerning his recent retirement project of creating a garden. The process has brought to mind other gardens and people that have been part of his life.</description>
            <link>http://retirementtalk.org/rt136.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Thu, 11 Jun 2009 10:15:31 -0700</pubDate>
            <itunes:subtitle>Gardening</itunes:subtitle>
            <itunes:summary>In this episode Dick Smith shares his thoughts with us concerning his recent retirement project of creating a garden. The process has brought to mind other gardens and people that have been part of his life.</itunes:summary>
            <itunes:duration>6:10</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>135 Doing the Dishes</title>
            <description>Daily routines present themselves to us in retirement - like it or not. Is it possible to turn these into pleasurable moments? The Myth of Sisyphus may be our salvation. Can we learn to, &quot;love our rock&quot;?</description>
            <link>http://retirementtalk.org/rt135.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 5 Jun 2009 15:44:28 -0700</pubDate>
            <itunes:subtitle>Doing the Dishes</itunes:subtitle>
            <itunes:summary>Daily routines present themselves to us in retirement - like it or not. Is it possible to turn these into pleasurable moments? The Myth of Sisyphus may be our salvation. Can we learn to, &quot;love our rock&quot;?</itunes:summary>
            <itunes:duration>7:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>134 The Boxer - My Father</title>
            <description>Jackie Spinks relates a story about her family history. It seems her Grandmother was not fond of her daughter marrying a boxer. But a boxer with brown eyes and a car...hard to stay away from.</description>
            <link>http://retirementtalk.org/rt134.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 5 Jun 2009 15:37:12 -0700</pubDate>
            <itunes:subtitle>The Boxer - My Father</itunes:subtitle>
            <itunes:summary>Jackie Spinks relates a story about her family history. It seems her Grandmother was not fond of her daughter marrying a boxer. But a boxer with brown eyes and a car...hard to stay away from.</itunes:summary>
            <itunes:duration>3:49</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>133 Retirement and Needs</title>
            <description>We all have needs throughout our lives. In this podcast Dick Smith considers our needs and how they relate to retired folks. What do we need to not only sustain us but to allow us to flourish at this stage in our lives.</description>
            <link>http://retirementtalk.org/rt133.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 5 Jun 2009 15:31:25 -0700</pubDate>
            <itunes:subtitle>Retirement and Needs</itunes:subtitle>
            <itunes:summary>We all have needs throughout our lives. In this podcast Dick Smith considers our needs and how they relate to retired folks. What do we need to not only sustain us but to allow us to flourish at this stage in our lives.</itunes:summary>
            <itunes:duration>5:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>132 Heroes</title>
            <description>We all have heroes. We need heroes. Pete Seeger is one of mine. Here is a guy with a banjo and a backbone who became an icon during his life time. What is it about people that make them heroic in our minds or our lives?</description>
            <link>http://retirementtalk.org/rt132.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Thu, 7 May 2009 17:39:14 -0700</pubDate>
            <itunes:subtitle>Heroes</itunes:subtitle>
            <itunes:summary>We all have heroes. We need heroes. Pete Seeger is one of mine. Here is a guy with a banjo and a backbone who became an icon during his life time. What is it about people that make them heroic in our minds or our lives?</itunes:summary>
            <itunes:duration>8:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers, retirement lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>131 Time for Indulgence - The Coffee Shop</title>
            <description>Taking time for coffee is one of the pleasure of our retired life. For over twenty years we have found time for a trip to the coffee shop on a daily basis. Some might call this a wast of time; but time that is enjoyed is never time wasted.</description>
            <link>http://retirementtalk.org/rt130.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Thu, 30 Apr 2009 17:29:12 -0700</pubDate>
            <itunes:subtitle>Time for Indulgence - The Coffee Shop</itunes:subtitle>
            <itunes:summary>Taking time for coffee is one of the pleasure of our retired life. For over twenty years we have found time for a trip to the coffee shop on a daily basis. Some might call this a wast of time; but time that is enjoyed is never time wasted.</itunes:summary>
            <itunes:duration>8:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>130 Road Trip Part 2: Lessons Learned</title>
            <description>The last step in the Epicurean development of the Cult of Happiness is to reflect on our planning and actualization. In completing the Road Trip Series the reflections prove enlightening.  There were steps to emulate and omissions that should be corrected.</description>
            <link>http://retirementtalk.org/rt130.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Thu, 30 Apr 2009 17:22:30 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 2: Lessons Learned</itunes:subtitle>
            <itunes:summary>The last step in the Epicurean development of the Cult of Happiness is to reflect on our planning and actualization. In completing the Road Trip Series the reflections prove enlightening.  There were steps to emulate and omissions that should be corrected.</itunes:summary>
            <itunes:duration>8:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>129 Reviewing the History of Our Time</title>
            <description>Dick Smith Finds inspiration while drinking coffee with other retired friends. Their conversation and minds mix and bring different views to lives that have spanned the same time frame.</description>
            <link>http://retirementtalk.org/rt129.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 17 Apr 2009 09:43:07 -0700</pubDate>
            <itunes:subtitle>Reviewing the History of Our Time</itunes:subtitle>
            <itunes:summary>Dick Smith Finds inspiration while drinking coffee with other retired friends. Their conversation and minds mix and bring different views to lives that have spanned the same time frame.</itunes:summary>
            <itunes:duration>5:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>128 Retirement, Poetry, and the Immigrant</title>
            <description>Jackie Spinks tries her hand at poetry in this podcast. Her father - the immigrant - and the depression come together to give us a unique picture of the depression and the present economic predicament.</description>
            <link>http://retirementtalk.org/rt128.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 17 Apr 2009 09:37:16 -0700</pubDate>
            <itunes:subtitle>Retirement, Poetry, and the Immigrant</itunes:subtitle>
            <itunes:summary>Jackie Spinks tries her hand at poetry in this podcast. Her father - the immigrant - and the depression come together to give us a unique picture of the depression and the present economic predicament.</itunes:summary>
            <itunes:duration>4:03</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>127 Road Trip Part 20: Retirement Values and Patriotism</title>
            <description>Retirement may be a time to &quot;kick-back&quot; in some ways. It can afford us more time to consider our own values and those of our community. Dick Smith writes letters to the editor of  the local newspaper expressing his values.</description>
            <link>http://retirementtalk.org/rt127.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 17 Apr 2009 09:24:57 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 20: Retirement Values and Patriotism</itunes:subtitle>
            <itunes:summary>Retirement may be a time to &quot;kick-back&quot; in some ways. It can afford us more time to consider our own values and those of our community. Dick Smith writes letters to the editor of  the local newspaper expressing his values.</itunes:summary>
            <itunes:duration>5:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>126 Road Trip Part 19: The Road Runs to Denver</title>
            <description>I could move to Denver, Colorado. Driving from Jackson, Mississippi we made miles. The road was straight and flat. We did find some interesting stops, but the city of Denver and the local neighborhood of our friend were gems.</description>
            <link>http://retirementtalk.org/rt126.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 17 Apr 2009 09:20:36 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 19: The Road Runs to Denver</itunes:subtitle>
            <itunes:summary>I could move to Denver, Colorado. Driving from Jackson, Mississippi we made miles. The road was straight and flat. We did find some interesting stops, but the city of Denver and the local neighborhood of our friend were gems.</itunes:summary>
            <itunes:duration>9:19</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>125 Road Trip Part 18: Mississippi</title>
            <description>A memorable stop on our road trip was the great state of Mississippi. We went there to pay homage to two great American writers and visit a cousin. We left with a deeper understanding of what it means to live in the south.</description>
            <link>http://retirementtalk.org/rt125.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 17 Apr 2009 09:16:02 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 18: Mississippi</itunes:subtitle>
            <itunes:summary>A memorable stop on our road trip was the great state of Mississippi. We went there to pay homage to two great American writers and visit a cousin. We left with a deeper understanding of what it means to live in the south.</itunes:summary>
            <itunes:duration>9:21</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>124 Road Trip Part 17: Blue Ridge Mountain Parkway to Graceland</title>
            <description>Driving the Blue Ridge Mountain Parkway can be beautiful in the winter - beautiful vistas and little to no traffic. But the home of Elvis Presley was the highlight of these few days. For anyone of retirement age, visiting Graceland will bring back lots of memories.</description>
            <link>http://retirementtalk.org/rt124.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 17 Apr 2009 09:11:26 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 17: Blue Ridge Mountain Parkway to Graceland</itunes:subtitle>
            <itunes:summary>Driving the Blue Ridge Mountain Parkway can be beautiful in the winter - beautiful vistas and little to no traffic. But the home of Elvis Presley was the highlight of these few days. For anyone of retirement age, visiting Graceland will bring back lots of memories.</itunes:summary>
            <itunes:duration>6:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>123 Road Trip Part 16: Chesapeake Bay to Monticello</title>
            <description>This retirement podcast comes from our turning point on our road trip. We turn west from Chesapeake Bay and head west. Without clear direction, we tend south and west.  Charlottesville, Virginia becomes our next stop.</description>
            <link>http://retirementtalk.org/rt123.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 17 Apr 2009 09:04:43 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 16: Chesapeake Bay to Monticello</itunes:subtitle>
            <itunes:summary>This retirement podcast comes from our turning point on our road trip. We turn west from Chesapeake Bay and head west. Without clear direction, we tend south and west.  Charlottesville, Virginia becomes our next stop.</itunes:summary>
            <itunes:duration>6:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>122 Road Trip Part 15: Washington D.C.</title>
            <description>Washington DC is a destination point on this road trip. Retirement talk often evolves into discussion of our nation&apos;s capital. This retirement podcast tells of a four day visit to the famed city. It proves a demanding but rewarding city to visit.</description>
            <link>http://retirementtalk.org/rt122.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 17 Apr 2009 09:00:26 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 15: Washington D.C.</itunes:subtitle>
            <itunes:summary>Washington DC is a destination point on this road trip. Retirement talk often evolves into discussion of our nation&apos;s capital. This retirement podcast tells of a four day visit to the famed city. It proves a demanding but rewarding city to visit.</itunes:summary>
            <itunes:duration>8:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>121 Road Trip Part 14: Durham and Chapel Hill</title>
            <description>Durham and Chapel Hill are college towns: Duke and the University of North Carolina. The towns are similar in many ways. They are great places to live according to the residents. Retirement Talk looks at each of them.</description>
            <link>http://retirementtalk.org/rt121.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Fri, 17 Apr 2009 08:53:48 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 14: Durham and Chapel Hill</itunes:subtitle>
            <itunes:summary>Durham and Chapel Hill are college towns: Duke and the University of North Carolina. The towns are similar in many ways. They are great places to live according to the residents. Retirement Talk looks at each of them.</itunes:summary>
            <itunes:duration>6:53</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>120 Road Trip Part 13: Savannah and Strength Training</title>
            <description>This retirement podcast follows our road trip through Savannah, Georgia. It then moves through South Carolina and visit with a retired friend who has found his key to retirement in competitive weight lifting.</description>
            <link>http://retirementtalk.org/rt120.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Wed, 15 Apr 2009 19:55:25 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 13: Savannah and Strength Training</itunes:subtitle>
            <itunes:summary>This retirement podcast follows our road trip through Savannah, Georgia. It then moves through South Carolina and visit with a retired friend who has found his key to retirement in competitive weight lifting.</itunes:summary>
            <itunes:duration>7:57</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>119 Road Trip Part 12: Sarasota</title>
            <description>For many, the senior lifestyle dream involves moving to Florida. Our road trip included a stop in both Panama City and in Sarasota. We could visit some friends and check out the appeal.</description>
            <link>http://retirementtalk.org/rt119.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Wed, 15 Apr 2009 19:51:06 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 12: Sarasota</itunes:subtitle>
            <itunes:summary>For many, the senior lifestyle dream involves moving to Florida. Our road trip included a stop in both Panama City and in Sarasota. We could visit some friends and check out the appeal.</itunes:summary>
            <itunes:duration>7:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>118 Road Trip Part 11: Bay Saint Louis to Panama City</title>
            <description>This retirement podcast follows our journey along the Gulf of Mexico focusing on Bay Saint Louis and Panama City. The real story is about visiting old friends. Retirees, be the boomers or seniors, can find pure enjoyment by renewing old friendships.</description>
            <link>http://retirementtalk.org/rt118.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Wed, 15 Apr 2009 19:47:14 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 11: Bay Saint Louis to Panama City</itunes:subtitle>
            <itunes:summary>This retirement podcast follows our journey along the Gulf of Mexico focusing on Bay Saint Louis and Panama City. The real story is about visiting old friends. Retirees, be the boomers or seniors, can find pure enjoyment by renewing old friendships.</itunes:summary>
            <itunes:duration>6:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>124 Road Trip Part 17: Blue Ridge Parkway to Graceland</title>
            <description>Driving the Blue Ridge Mountain Parkway can be beautiful in the winter - beautiful vistas and little to no traffic. But the home of Elvis Presley was the highlight of these few days. For anyone of retirement age, visiting Graceland will bring back lots of memories.</description>
            <link>http://retirementtalk.org/rt124.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt124.mp3" length="6355068" type="audio/mpeg"/>
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            <pubDate>Fri, 13 Mar 2009 10:15:57 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 17: Blue Ridge Parkway to Graceland</itunes:subtitle>
            <itunes:summary>Driving the Blue Ridge Mountain Parkway can be beautiful in the winter - beautiful vistas and little to no traffic. But the home of Elvis Presley was the highlight of these few days. For anyone of retirement age, visiting Graceland will bring back lots of memories.</itunes:summary>
            <itunes:duration>6:37</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>117 Road Trip Part 10: New Orleans</title>
            <description>&quot;I love New Orleans&quot;. Everyone I met who lives in New Orleans said that. No exceptions. This retirement podcast is focused on our road trip stop in New Orleans. From the French Quarter to Katrina, I have a few observations.</description>
            <link>http://retirementtalk.org/rt117.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt117.mp3" length="7282937" type="audio/mpeg"/>
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            <pubDate>Wed, 15 Apr 2009 19:41:02 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 10: New Orleans</itunes:subtitle>
            <itunes:summary>&quot;I love New Orleans&quot;. Everyone I met who lives in New Orleans said that. No exceptions. This retirement podcast is focused on our road trip stop in New Orleans. From the French Quarter to Katrina, I have a few observations.</itunes:summary>
            <itunes:duration>7:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>116 Road Trip Part 9: From Ruidoso to New Orleans</title>
            <description>Ruidoso, New Mexico works well with my friends senior lifestyle. They moved here at age 78 and love it. Big Bend National Park, Austin and San Antonio are also visited in this podcast.</description>
            <link>http://retirementtalk.org/rt116.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt116.mp3" length="940850531" type="audio/mpeg"/>
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            <pubDate>Wed, 15 Apr 2009 19:36:32 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 9: From Ruidoso to New Orleans</itunes:subtitle>
            <itunes:summary>Ruidoso, New Mexico works well with my friends senior lifestyle. They moved here at age 78 and love it. Big Bend National Park, Austin and San Antonio are also visited in this podcast.</itunes:summary>
            <itunes:duration>8:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>115 Road Trip Part 8: Forced Retirement and Sun City</title>
            <description>In this retirement podcast a more difficult retirement is discussed; a medical retirement. How does one deal with health demands that end work and force retirement? In this interview we meet and talk to a fibromyalgia victim. Hearing such stories help all of us gain perspective on our own lives.</description>
            <link>http://retirementtalk.org/RT115.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/RT115.mp3" length="9915662" type="audio/mpeg"/>
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            <pubDate>Wed, 15 Apr 2009 19:28:42 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 8: Forced Retirement and Sun City</itunes:subtitle>
            <itunes:summary>In this retirement podcast a more difficult retirement is discussed; a medical retirement. How does one deal with health demands that end work and force retirement? In this interview we meet and talk to a fibromyalgia victim. Hearing such stories help all of us gain perspective on our own lives.</itunes:summary>
            <itunes:duration>7:57</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>114 Road Trip Part 7: Retirement in Sun City, Arizona</title>
            <description>Retirement lifestyle choices lead many Americans to Sun City, Arizona. This interview gives one view of why it is such a great place to retire for some. Others may conclude that it is not for them.</description>
            <link>http://retirementtalk.org/rt114.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt114.mp3" length="8900439" type="audio/mpeg"/>
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            <pubDate>Wed, 15 Apr 2009 19:23:50 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 7: Retirement in Sun City, Arizona</itunes:subtitle>
            <itunes:summary>Retirement lifestyle choices lead many Americans to Sun City, Arizona. This interview gives one view of why it is such a great place to retire for some. Others may conclude that it is not for them.</itunes:summary>
            <itunes:duration>9:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>113 Road Trip Part 6: Hope, Arizona and RV&apos;ing</title>
            <description>For many retirees their senior lifestyle revolves around traveling to warm climates with an RV. Here is an example of one place and one person who has been doing that very thing for 13 years. You might like it; then again...</description>
            <link>http://retirementtalk.org/rt113.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt113.mp3" length="9093119" type="audio/mpeg"/>
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            <pubDate>Wed, 15 Apr 2009 19:18:17 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 6: Hope, Arizona and RV&apos;ing</itunes:subtitle>
            <itunes:summary>For many retirees their senior lifestyle revolves around traveling to warm climates with an RV. Here is an example of one place and one person who has been doing that very thing for 13 years. You might like it; then again...</itunes:summary>
            <itunes:duration>9:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>112 Road Trip Part 5: Starting Out, or Actualization</title>
            <description>The day the trip starts can be filled with surprises. Our road trip across the country was no different. It seemed like the gods were planning against us, but the trip did get underway. We went from Bellingham, Washington to Sutter Creek, California in this first leg of the trip.</description>
            <link>http://retirementtalk.org/rt112.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt112.mp3" length="8985703" type="audio/mpeg"/>
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            <pubDate>Wed, 15 Apr 2009 17:52:18 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 5: Starting Out, or Actualization</itunes:subtitle>
            <itunes:summary>The day the trip starts can be filled with surprises. Our road trip across the country was no different. It seemed like the gods were planning against us, but the trip did get underway. We went from Bellingham, Washington to Sutter Creek, California in this first leg of the trip.</itunes:summary>
            <itunes:duration>9:21</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>111 Road Trip Part 4: Why Travel?</title>
            <description>Why do we always seem to want to travel? It seems to be part of retirement lifestyle.  Before we take a trip we might want to clarify in our mind just exactly what we hope to gain. Perhaps we are better off staying home.</description>
            <link>http://retirementtalk.org/rt111.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt111.mp3" length="5423855" type="audio/mpeg"/>
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            <pubDate>Wed, 15 Apr 2009 17:42:44 -0700</pubDate>
            <itunes:subtitle>Road Trip Part 5: Why Travel?</itunes:subtitle>
            <itunes:summary>Why do we always seem to want to travel? It seems to be part of retirement lifestyle.  Before we take a trip we might want to clarify in our mind just exactly what we hope to gain. Perhaps we are better off staying home.</itunes:summary>
            <itunes:duration>5:38</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>110 Road Trip Part 3:  A Place to Stay</title>
            <description>There are many ways to travel. Where to sleep each night is a particularly important consideration. Our trip plan revolves around home exchanges as established basis from which to experience general areas. Here&apos;s the plan.</description>
            <link>http://retirementtalk.org/rt110.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt110.mp3" length="7832136" type="audio/mpeg"/>
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            <pubDate>Wed, 15 Apr 2009 17:36:46 -0700</pubDate>
            <itunes:subtitle>Road Trip - A Place to Stay</itunes:subtitle>
            <itunes:summary>There are many ways to travel. Where to sleep each night is a particularly important consideration. Our trip plan revolves around home exchanges as established basis from which to experience general areas. Here&apos;s the plan.</itunes:summary>
            <itunes:duration>8:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>109 Road Trip Part 2 - The Vehicle</title>
            <description>This retirement podcast is part of a series concerning taking a road trip across America. A major consideration has to be what type of vehicle will serve the needs of an extended venture. Here is the path we took. The reasons and goals are discussed.</description>
            <link>http://retirementtalk.org/rt109.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt109.mp3" length="7465168" type="audio/mpeg"/>
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            <pubDate>Fri, 5 Dec 2008 10:33:56 -0800</pubDate>
            <itunes:subtitle>Road Trip Part 2 - The Vehicle</itunes:subtitle>
            <itunes:summary>This retirement podcast is part of a series concerning taking a road trip across America. A major consideration has to be what type of vehicle will serve the needs of an extended venture. Here is the path we took. The reasons and goals are discussed.</itunes:summary>
            <itunes:duration>7:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>108 Our True Home</title>
            <description>John McCain recently revealed the ownership of nine homes at the present time. Dick Smith had eight houses, but not all at the same time. Converting a house into a home is a trick. I&apos;m not sure it can be done with nine at a time.</description>
            <link>http://retirementtalk.org/rt108.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt108.mp3" length="6447855" type="audio/mpeg"/>
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            <pubDate>Thu, 27 Nov 2008 14:54:56 -0800</pubDate>
            <itunes:subtitle>Our True Home</itunes:subtitle>
            <itunes:summary>John McCain recently revealed the ownership of nine homes at the present time. Dick Smith had eight houses, but not all at the same time. Converting a house into a home is a trick. I&apos;m not sure it can be done with nine at a time.</itunes:summary>
            <itunes:duration>6:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>107 Road Trip USA - Planning</title>
            <description>An often heard dream of many retirees is to, &quot;Take a road trip around the America&quot;.  We are gearing up for just such a trip. We will document our venture here through several podcasts. What works and what doesn&apos;t? When you take the trip you can avoid the mistakes.</description>
            <link>http://retirementtalk.org/rt107.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt107.mp3" length="6927672" type="audio/mpeg"/>
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            <pubDate>Thu, 20 Nov 2008 10:32:28 -0800</pubDate>
            <itunes:subtitle>Road Trip USA - Planning</itunes:subtitle>
            <itunes:summary>An oft heard dream of many retirees is to, &quot;Take a road trip around the America&quot;.  We are gearing up for just such a trip. We will document our venture here through several podcasts. What works and what doesn&apos;t? When you take the trip you can avoid the mistakes.</itunes:summary>
            <itunes:duration>7:12</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>106 &quot;Because I Said So!&quot;</title>
            <description>We have all heard the words in the title of this retirement podcast. Sometimes they were said to us and sometimes we said them to others. Dick Smith believes retirement gives us time to change our mind and attitudes.</description>
            <link>http://retirementtalk.org/rt106.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt106.mp3" length="6298643" type="audio/mpeg"/>
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            <pubDate>Thu, 13 Nov 2008 19:31:13 -0800</pubDate>
            <itunes:subtitle>&quot;Because I Said So!&quot;</itunes:subtitle>
            <itunes:summary>We have all heard the words in the title of this retirement podcast. Sometimes they were said to us and sometimes we said them to others. Dick Smith believes retirement gives us time to change our mind and attitudes.</itunes:summary>
            <itunes:duration>6:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>105 Being Taken Advantage Of</title>
            <description>Being taken advantage of is a lifelong problem. Retirement does not exempt us from this difficulty. We all fall victim sometime, or we know someone who has. We can learn from sharing our stories.</description>
            <link>http://retirementtalk.org/rt105.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt105.mp3" length="7450539" type="audio/mpeg"/>
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            <pubDate>Thu, 6 Nov 2008 14:03:43 -0800</pubDate>
            <itunes:subtitle>Being Taken Advantage Of</itunes:subtitle>
            <itunes:summary>Being taken advantage of is a lifelong problem. Retirement does not exempt us from this difficulty. We all fall victim sometime, or we know someone who has. We can learn from sharing our stories.</itunes:summary>
            <itunes:duration>7:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>104 Risky Business</title>
            <description>A senior lifestyle can include taking a risk.  As we age we tend to avoid big risk taking. Sometimes we need to screw up our courage and step out on a limb. It makes life more exciting and  interesting.</description>
            <link>http://retirementtalk.org/rt104.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt104.mp3" length="5607757" type="audio/mpeg"/>
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            <pubDate>Thu, 30 Oct 2008 14:11:01 -0700</pubDate>
            <itunes:subtitle>Risky Business</itunes:subtitle>
            <itunes:summary>A senior lifestyle can include taking a risk.  As we age we tend to avoid big risk taking. Sometimes we need to screw up our courage and step out on a limb. It makes life more exciting and  interesting.</itunes:summary>
            <itunes:duration>5:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>103 Mentors</title>
            <description>We all remember people who had exceptional influence on our lives. In this memoir, Dick Smith relates some of his favorite people who played a role in making him who he is today.</description>
            <link>http://retirementtalk.org/rt103.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt103.mp3" length="5317693" type="audio/mpeg"/>
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            <pubDate>Thu, 23 Oct 2008 14:12:45 -0700</pubDate>
            <itunes:subtitle>Mentors</itunes:subtitle>
            <itunes:summary>We all remember people who had exceptional influence on our lives. In this memoir, Dick Smith relates some of his favorite people who played a role in making him who he is today.</itunes:summary>
            <itunes:duration>5:32</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>102 Guilt, Stress and Retirement</title>
            <description>Lessons learned in early life can stay with us throughout life. Guilt - unwarranted guilt - is one of those lessons that can remain undiscovered but yet produce life long stress. Overcoming stress is necessary for an enjoyable retirement lifestyle.</description>
            <link>http://retirementtalk.org/rt102.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt102.mp3" length="7144593" type="audio/mpeg"/>
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            <pubDate>Thu, 16 Oct 2008 14:42:42 -0700</pubDate>
            <itunes:subtitle>Guilt, Stress and Retirement</itunes:subtitle>
            <itunes:summary>Lessons learned in early life can stay with us throughout life. Guilt - unwarranted guilt - is one of those lessons that can remain undiscovered but yet produce life long stress. Overcoming stress is necessary for an enjoyable retirement lifestyle.</itunes:summary>
            <itunes:duration>7:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>101 Abortion, Absolutism, and Aging</title>
            <description>Jackie Spinks looks back over eighty years of personal experience related to the issue of abortion and how our values are formed. One thing about getting older; it gives us perspective. We retired folks might want to share it.</description>
            <link>http://retirementtalk.org/rt101.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt101.mp3" length="6865396" type="audio/mpeg"/>
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            <pubDate>Thu, 9 Oct 2008 13:36:43 -0700</pubDate>
            <itunes:subtitle>Abortion, Absolutism, and Aging</itunes:subtitle>
            <itunes:summary>Jackie Spinks looks back over eighty years of personal experience related to the issue of abortion and how our values are formed. One thing about getting older; it gives us perspective. We retired folks might want to share it.</itunes:summary>
            <itunes:duration>7:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>100 Retirement by Projects</title>
            <description>Retirement Talk is one hundred episodes old and still growing. The role it plays in my retired life serves as a focal point for using projects as a method of retirement living.</description>
            <link>http://retirementtalk.org/rt100.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt100.mp3" length="753410414" type="audio/mpeg"/>
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            <pubDate>Thu, 2 Oct 2008 15:03:51 -0700</pubDate>
            <itunes:subtitle>Retirement by Projects</itunes:subtitle>
            <itunes:summary>Retirement Talk is one hundred episodes old and still growing. The role it plays in my retired life serves as a focal point for using projects as a method of retirement living.</itunes:summary>
            <itunes:duration>7:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>099 Retirement and Neighbors</title>
            <description>Neighbors can make retirement miserable, or if approached with care, become tolerable if not enjoyable. Retired folks need to move cautiously when they venture into the neighborhood. Care must be taken.</description>
            <link>http://retirementtalk.org/rt099.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt099.mp3" length="6313272" type="audio/mpeg"/>
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            <pubDate>Thu, 2 Oct 2008 15:03:39 -0700</pubDate>
            <itunes:subtitle>Retirement and Neighbors</itunes:subtitle>
            <itunes:summary>Neighbors can make retirement miserable, or if approached with care, become tolerable if not enjoyable. Retired folks need to move cautiously when they venture into the neighborhood. Care must be taken.</itunes:summary>
            <itunes:duration>6:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>098 &quot;We are Here to Help You&quot;</title>
            <description>Sometimes choice of words affects us more than we are aware. Retired folks have years of experience on which to rely for clarity. We need to exercise due diligence.</description>
            <link>http://retirementtalk.org/rt098.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt098.mp3" length="6222157" type="audio/mpeg"/>
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            <pubDate>Thu, 25 Sep 2008 09:27:01 -0700</pubDate>
            <itunes:subtitle>&quot;We are Here to Help You&quot;</itunes:subtitle>
            <itunes:summary>Sometimes choice of words affects us more than we are aware. Retired folks have years of experience on which to rely for clarity. We need to exercise due diligence.</itunes:summary>
            <itunes:duration>6:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>097 Exercise - for the Brain?</title>
            <description>We know our muscles, lungs and cardiovascular system needs to get some exercise. We may not connect this exercise with the best thing in the world we can do for our brain. But, it seems to be true.</description>
            <link>http://retirementtalk.org/rt097.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt097.mp3" length="6572407" type="audio/mpeg"/>
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            <pubDate>Sat, 13 Sep 2008 17:37:43 -0700</pubDate>
            <itunes:subtitle>Exercise - for the Brain?</itunes:subtitle>
            <itunes:summary>We know our muscles, lungs and cardiovascular system needs to get some exercise. We may not connect this exercise with the best thing in the world we can do for our brain. But, it seems to be true.</itunes:summary>
            <itunes:duration>6:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>096 Government: Under the Constitution?</title>
            <description>One topic of conversation that is prevalent among the retired people I know is politics. There is a lot of experience and history among we older folks that can make for varied thoughts concerning the way we govern ourselves. This podcast offers a glimpse into a recent political discussion.</description>
            <link>http://retirementtalk.org/rt096.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt096.mp3" length="6312018" type="audio/mpeg"/>
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            <pubDate>Tue, 5 Aug 2008 21:35:16 -0700</pubDate>
            <itunes:subtitle>Government: Under the Constitution?</itunes:subtitle>
            <itunes:summary>One topic of conversation that is prevalent among the retired people I know is politics. There is a lot of experience and history among we older folks that can make for varied thoughts concerning the way we govern ourselves. This podcast is a glimpse into a recent political discussion.</itunes:summary>
            <itunes:duration>6:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>095 A Lifelong Interest - Geodesic Domes</title>
            <description>Retirement brings many topics of discussion into our lives. Some may continue on from youth. Dick Smith shares with us his everlasting interest in geodesic domes.</description>
            <link>http://retirementtalk.org/rt095.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt095.mp3" length="5940034" type="audio/mpeg"/>
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            <pubDate>Thu, 24 Jul 2008 21:00:55 -0700</pubDate>
            <itunes:subtitle>A Lifelong Interest - Geodesic Domes</itunes:subtitle>
            <itunes:summary>Retirement brings many topics of discussion into our lives. Some may continue on from youth. Dick Smith shares with us his everlasting interest in geodesic domes.</itunes:summary>
            <itunes:duration>6:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>094 Retirement and A Work of Love</title>
            <description>Some times society values what we choose to do with our life in retirement with continued income. Imagine, doing what you really want and getting paid for it? My friend, Lewis, created a perfect match.</description>
            <link>http://retirementtalk.org/rt094.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt094.mp3" length="6703228" type="audio/mpeg"/>
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            <pubDate>Thu, 17 Jul 2008 10:52:23 -0700</pubDate>
            <itunes:subtitle>Retirement and A Work of Love</itunes:subtitle>
            <itunes:summary>Some times society values what we choose to do with our life in retirement with continued income. Imagine, doing what you really want and getting paid for it? My friend, Lewis, created a perfect match.</itunes:summary>
            <itunes:duration>6:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>093 Recording Stories - &quot;On The Loose&quot;</title>
            <description>Many of us imagine ourselves recording stories of ourselves, or someone else, before it is too late.  It is a great thing to do in the retirement phase of life. In this retirement podcast, Dick Smith shares a story written in his Senior Memoirs Writing Group about doing the very thing.</description>
            <link>http://retirementtalk.org/rt093.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt093.mp3" length="6210872" type="audio/mpeg"/>
            <guid isPermaLink="false">ADCA2ADC-3AB1-4869-AB26-8D1606B42B74</guid>
            <pubDate>Thu, 10 Jul 2008 14:48:01 -0700</pubDate>
            <itunes:subtitle>Recording Stories - &quot;On the Loose&quot;</itunes:subtitle>
            <itunes:summary>Many of us imagine ourselves recording stories of ourselves, or someone else, before it is too late.  It is a great thing to do in the retirement phase of life. In this retirement podcast, Dick Smith shares a story written in his Senior Memoirs Writting Group about doing the very thing.</itunes:summary>
            <itunes:duration>6:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>092 Suicide - A Final Decision</title>
            <description>Suicide is a topic that is rarely discussed and yet remains a very real possibility. This retirement podcast is not taking an advocacy position but is just relating the story of four people I know who have chosen this path. It springs from retirement talk with some friends.</description>
            <link>http://retirementtalk.org/rt092.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt092.mp3" length="8160234" type="audio/mpeg"/>
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            <pubDate>Thu, 3 Jul 2008 10:18:41 -0700</pubDate>
            <itunes:subtitle>Suicide - A Final Decision</itunes:subtitle>
            <itunes:summary>Suicide is a topic that is rarely discussed.This retirement podcast is not taking an advocacy position but is just relating the story of four people I know who have chosen this path. It springs from retirement talk with some friends.</itunes:summary>
            <itunes:duration>8:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>091 Aging and Frustration</title>
            <description>Frustration seems to be part of life. Retirement and being a Senior Citizen doesn&apos;t make one immune to sleepless nights and worry over trivial matters.  Hopefully, with all of our life experiences, we can manage it a bit better.</description>
            <link>http://retirementtalk.org/rt091.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt091.mp3" length="6752547" type="audio/mpeg"/>
            <guid isPermaLink="false">D9F77685-AE10-4EB4-A79A-2EFF81A62D18</guid>
            <pubDate>Thu, 26 Jun 2008 10:42:45 -0700</pubDate>
            <itunes:subtitle>Aging and Frustration</itunes:subtitle>
            <itunes:summary>Frustration seems to be part of life. Retirement and being a Senior Citizen doesn&apos;t make one immune to sleepless nights and worry over trivial matters.  Hopefully, with all of our life experiences, we can manage it a bit better.</itunes:summary>
            <itunes:duration>7:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>090 The Cleanest Wash - Housekeeping Excellence</title>
            <description>Retirement gives us time to find the beauty in former daily routine. Jackie Spinks takes a moment to reflect on a time when life was hard and people were close. The Monday morning wash set the tone for neighbors, families, and towns.</description>
            <link>http://retirementtalk.org/rt090.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt090.mp3" length="6170330" type="audio/mpeg"/>
            <guid isPermaLink="false">F937EF40-501B-4C30-87DF-5171095D32B4</guid>
            <pubDate>Thu, 19 Jun 2008 14:16:10 -0700</pubDate>
            <itunes:subtitle>The Cleanest Wash - Housekeeping Excellence</itunes:subtitle>
            <itunes:summary>Retirement gives us time to find the beauty in former daily routine. Jackie Spinks takes a moment to reflect on a time when life was hard and people were close. The Monday morning wash set the tone for neighbors, families, and towns.</itunes:summary>
            <itunes:duration>6:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>089 Slow Down and Pick Up the Pace</title>
            <description>Having a retirement of our own choosing is what most of us desire. We want time in our life to do whatever we choose. Other people and events have a way of under mining this dream of independence.  We need all of our resources to live the retirement we have always imagined.</description>
            <link>http://retirementtalk.org/rt089.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt089.mp3" length="6490905" type="audio/mpeg"/>
            <guid isPermaLink="false">3B6BC049-E1F6-4A1C-BC9C-56EABE9FBCD2</guid>
            <pubDate>Thu, 12 Jun 2008 14:56:29 -0700</pubDate>
            <itunes:subtitle>Slow Down and Pick Up the Pace</itunes:subtitle>
            <itunes:summary>Having a retirement of our own choosing is what most of us desire. We want time in our life to do whatever we choose. Other people and events have a way of under mining this dream of independence.  We need all of our resources to live the retirement we have always imagined.</itunes:summary>
            <itunes:duration>6:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>088 Senior Memoirs Writing Group</title>
            <description>Retired people and seniors have experiences and knowledge that needs to be shared. We all need to be heard and we all need to listen. Dick Smith shares with us his current experience in a memoirs writing group for seniors.</description>
            <link>http://retirementtalk.org/rt088.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt088.mp3" length="5859368" type="audio/mpeg"/>
            <guid isPermaLink="false">4DC062FB-97F6-4461-A4E1-BEB9A956DA77</guid>
            <pubDate>Thu, 5 Jun 2008 12:11:27 -0700</pubDate>
            <itunes:subtitle>Senior Memoirs Writing Group</itunes:subtitle>
            <itunes:summary>Retired people and seniors have experiences and knowledge that needs to be shared. We all need to be heard and we all need to listen. Dick Smith shares with us his current experience in a memoirs writing group for seniors.</itunes:summary>
            <itunes:duration>6:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>087  Staying Fit in Retirement</title>
            <description>Staying fit is needed throughout life. Enjoyment of retirement calls for special attention to this need. Luckily, we have a head start on all other segments of society. We&apos;ve had more practice.</description>
            <link>http://retirementtalk.org/rt087.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt087.mp3" length="6003564" type="audio/mpeg"/>
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            <pubDate>Thu, 29 May 2008 17:43:40 -0700</pubDate>
            <itunes:subtitle>Staying Fit in Retirement</itunes:subtitle>
            <itunes:summary>Staying fit is needed throughout life. Enjoyment of retirement calls for special attention to this need. Luckily, we have a head start on all other segments of society. We&apos;ve had more practice.</itunes:summary>
            <itunes:duration>6:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior lifestyle, senior memoirs, boomers lifestyle</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>086 Food, Weight, and Retirement</title>
            <description>Retired people like to eat. We have time and tastes that make good eating possible. The problem: eating too much good food . It is easy to, &quot;do lunch&quot;. It is easy to linger over a good meal. It is easy to gain weight and ruin our health.</description>
            <link>http://retirementtalk.org/rt086.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt086.mp3" length="7081063" type="audio/mpeg"/>
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            <pubDate>Thu, 22 May 2008 14:19:25 -0700</pubDate>
            <itunes:subtitle>Food, Weight, and Retirement</itunes:subtitle>
            <itunes:summary>Retired people like to eat. We have time and tastes that make good eating possible. The problem: eating too much good food . It is easy to, &quot;do lunch&quot;. It is easy to linger over a good meal. It is easy to gain weight and ruin our health.</itunes:summary>
            <itunes:duration>7:12</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>085 Writing a Book - with a Young Child</title>
            <description>Dick Smith shares a story of a retirement activity that might be well used by many of us. Writing a book with a grandchild, or young child at a school, might be just the thing to create a little mystery and change our lives.</description>
            <link>http://retirementtalk.org/rt085.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt085.mp3" length="8102555" type="audio/mpeg"/>
            <guid isPermaLink="false">585F2717-4989-4C12-9EB6-E6B0BCBE7E9C</guid>
            <pubDate>Thu, 15 May 2008 09:07:42 -0700</pubDate>
            <itunes:subtitle>Writing a Book - with a Young Child</itunes:subtitle>
            <itunes:summary>Dick Smith shares a story of a retirement activity that might be well used by many of us. Writing a book with a grandchild, or young child at a school, might be just the thing to create a little mystery and change our lives</itunes:summary>
            <itunes:duration>8:26</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>084 Being Prepared - for Death</title>
            <description>Death happens to each of us.  Lying silently, tied to a container of drugs, in a nursing home for days or weeks waiting for death to finally end our pain is one way. There are many ways to die. Thinking and talking about this process is something that is in short supply</description>
            <link>http://retirementtalk.org/rt084.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt084.mp3" length="7261203" type="audio/mpeg"/>
            <guid isPermaLink="false">8DC28B51-28D7-4026-BFBC-3604C11B357F</guid>
            <pubDate>Thu, 8 May 2008 13:50:28 -0700</pubDate>
            <itunes:subtitle>Being Prepared - for Death</itunes:subtitle>
            <itunes:summary>Death happens to each of us.  Lying silently, tied to a container of drugs, in a nursing home for days or weeks waiting for death to finally end our pain is one way. There are many ways to die. Thinking and talking about this process is something that is in short supply</itunes:summary>
            <itunes:duration>7:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>083 Does Retirement Call for a Dermatologist?</title>
            <description>Physical beauty is of paramount importance most of our lives. With age comes retirement and hopefully wisdom. We learn that there are more important attributes to beauty that the physical. This may be one of retirement&apos;s greatest benefits.</description>
            <link>http://retirementtalk.org/rt083.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt083.mp3" length="6983679" type="audio/mpeg"/>
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            <pubDate>Thu, 1 May 2008 09:14:36 -0700</pubDate>
            <itunes:subtitle>Does Retirement Call for a Dermatologist?</itunes:subtitle>
            <itunes:summary>Physical beauty is of paramount importance most of our lives. With age comes retirement and hopefully wisdom. We learn that there are more important attributes to beauty that the physical. This may be one of retirement&apos;s greatest benefits.</itunes:summary>
            <itunes:duration>7:16</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>082 Looking Back - 60 years</title>
            <description>Jackie Spinks is my guest. Her recent conversation has focused on the 1940s and her memories of why she formed opinions she held at that time.</description>
            <link>http://retirementtalk.org/rt082.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt088.mp3" length="6420270" type="audio/mpeg"/>
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            <pubDate>Thu, 24 Apr 2008 14:00:39 -0700</pubDate>
            <itunes:subtitle>Looking Back - 60 years</itunes:subtitle>
            <itunes:summary>Jackie Spinks is my guest. Her recent conversation has focused on the 1940s and her memories of why she formed opinions she held at that time.</itunes:summary>
            <itunes:duration>6:41</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>081 Birds</title>
            <description>Retirement and birds; how do they fit together? When four birds are killed by flying into my windows glass during breakfast, it got me thinking. Retirement may be a great time to speak up on behalf of birds.</description>
            <link>http://retirementtalk.org/rt081.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt081.mp3" length="7002069" type="audio/mpeg"/>
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            <pubDate>Thu, 17 Apr 2008 13:56:17 -0700</pubDate>
            <itunes:subtitle>Birds</itunes:subtitle>
            <itunes:summary>Retirement and birds; how do they fit together? When four birds are killed by flying into my windows glass during breakfast, it got me thinking. Retirement may be a great time to speak up on behalf of birds</itunes:summary>
            <itunes:duration>7:17</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>080 Aging - and Music</title>
            <description>From birth to death, music is a part of life. The love of one type of music seems to be every changing. Is there yet another door into the world of music? Perhaps retirement offers us another, yet unexpected, opportunity to expand our appreciation.</description>
            <link>http://retirementtalk.org/rt080.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt080.mp3" length="7856795" type="audio/mpeg"/>
            <guid isPermaLink="false">F8F9F477-077C-448D-AEA4-53F9FF63659C</guid>
            <pubDate>Thu, 10 Apr 2008 18:52:49 -0700</pubDate>
            <itunes:subtitle>Aging - and Music</itunes:subtitle>
            <itunes:summary>From birth to death, music is a part of life. The love of one type of music seems to be every changing. Is there yet another door into the world of music? Perhaps retirement offers us another, yet unexpected, opportunity to expand our appreciation.</itunes:summary>
            <itunes:duration>8:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>079 Technology - Keeping Up</title>
            <description>Technological changes keep coming at us. Some retired folks give up, What&apos;s a person to do? Should we become exhausted chasing something that never  stops, or, kickback and let the world roll on without us? Do any of these &quot;technological gadgets&quot; really help us older folks? Or are they all for kids?</description>
            <link>http://retirementtalk.org/rt079.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt079.mp3" length="7831300" type="audio/mpeg"/>
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            <pubDate>Thu, 3 Apr 2008 10:31:17 -0700</pubDate>
            <itunes:subtitle>Technology - Keeping Up</itunes:subtitle>
            <itunes:summary>Technological changes keep coming at us. Some retired folks give up, What&apos;s a person to do? Should we become exhausted chasing something that never  stops, or, kickback and let the world roll on without us? Do any of these &quot;technological gadgets&quot; really help us older folks? Or are they all for kids?</itunes:summary>
            <itunes:duration>8:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>078 The Good Ol&apos; Days - Dentistry</title>
            <description>Jackie Spinks look back with clear vision at part of what makes up our past.  Time in the dentist&apos;s chair was all part of the &quot;good old days&quot;. Lets be honest.</description>
            <link>http://retirementtalk.org/rt078.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt078.mp3" length="5511626" type="audio/mpeg"/>
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            <pubDate>Thu, 27 Mar 2008 14:01:01 -0700</pubDate>
            <itunes:subtitle>The Good Ol&apos; Days - Dentistry</itunes:subtitle>
            <itunes:summary>Jacki Spinks look back with clear vision at part of what makes up our past.  Time in the dentist&apos;s chair was all part of the &quot;good old days&quot;. Lets be honest.</itunes:summary>
            <itunes:duration>5:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>077 Friends</title>
            <description>We all have moments when we think we don&apos;t have enough friends. Where can we get some new friends? That is a question that is often asked. Maybe if we look back we will find direction to developing new friends.</description>
            <link>http://retirementtalk.org/rt077.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt077.mp3" length="6841990" type="audio/mpeg"/>
            <guid isPermaLink="false">4D13C71B-22F7-4CB8-81D0-4F7CE96BD425</guid>
            <pubDate>Wed, 19 Mar 2008 18:21:43 -0700</pubDate>
            <itunes:subtitle>Friends</itunes:subtitle>
            <itunes:summary>We all have moments when we think we don&apos;t have enough friends. Where can we get some new friends? That is a question that is often asked. Maybe if we look back we will find direction to developing new friends.</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>DeL Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>076 Learning to Relax</title>
            <description>Retirement gives us time to examine ourselves better than ever before in our lives.  Living with tension in our body can be something that has developed over a lifetime. We may not be aware of  what has become, &quot;natural&quot;.  Learning to relax may still be within our grasp.</description>
            <link>http://retirementtalk.org/rt076.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt076.mp3" length="6553181" type="audio/mpeg"/>
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            <pubDate>Wed, 5 Mar 2008 08:56:22 -0800</pubDate>
            <itunes:subtitle>Learning to Relax</itunes:subtitle>
            <itunes:summary>Retirement gives us time to examine ourselves better than ever before in our lives.  Living with tension in our body can be something that has developed over a lifetime. We may not be aware of  what has become, &quot;natural&quot;.  Learning to relax may still be within our grasp.</itunes:summary>
            <itunes:duration>6:49</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>075 Retirement and Upkeep</title>
            <description>It is easy to let things slide. The paint on the house ages. The drapes fade and sag. The belt gets tighter around the waist. Upkeep is need for the house, furniture, body and the mind.  Neglect upkeep and the slide into old age becomes all to evident to everyone. Of course, some go beyond just keeping up to actually improving. Life get better!</description>
            <link>http://retirementtalk.org/rt075.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt075.mp3" length="7211884" type="audio/mpeg"/>
            <guid isPermaLink="false">FA1A11B2-3886-41AD-A586-6729C09B7FE3</guid>
            <pubDate>Thu, 28 Feb 2008 14:18:02 -0800</pubDate>
            <itunes:subtitle>Retirement and Upkeep</itunes:subtitle>
            <itunes:summary>It is easy to let things slide. The paint on the house ages. The drapes fade and sag. The belt gets tighter around the waist. Upkeep is need for the house, furniture, body and the mind.  Neglect upkeep and the slide into old age becomes all to evident to everyone. Of course, some go beyond just keeping up to actually improving. Life get better!</itunes:summary>
            <itunes:duration>7:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>074 War Stories - A Place and A Time</title>
            <description>Telling old stories to folks that aren&apos;t interested is an open pit for retired folks. Dick Smith talks of the need for the telling and yet the care concerning when and where the telling takes place.</description>
            <link>http://retirementtalk.org/rt074.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt074.mp3" length="5580172" type="audio/mpeg"/>
            <guid isPermaLink="false">B3C378E1-CD8C-4E7F-8A48-F1EBC863C1C8</guid>
            <pubDate>Thu, 21 Feb 2008 16:49:02 -0800</pubDate>
            <itunes:subtitle>War Stories - A Time and A Place</itunes:subtitle>
            <itunes:summary>Telling old stories to folks that aren&apos;t interested is an open pit for retired folks. Dick Smith talks of the need for the telling and yet the care concerning when and where the telling takes place.</itunes:summary>
            <itunes:duration>5:48</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, stories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>073 Alaska - Go Now!</title>
            <description>Traveling to Alaska is one activity the seems to be on many a retired person&apos;s list. The lure of the North and Arctic is well founded. And the time to go will never be better than the present moment. The journey is easier than you might think.  Retirement is the time to actualize that long held dream.</description>
            <link>http://retirementtalk.org/rt073.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt073.mp3" length="7928266" type="audio/mpeg"/>
            <guid isPermaLink="false">CED75D49-67A6-4178-8EE2-2E93E9A553C7</guid>
            <pubDate>Thu, 14 Feb 2008 18:20:13 -0800</pubDate>
            <itunes:subtitle>Alaska - Go Now!</itunes:subtitle>
            <itunes:summary>Traveling to Alaska is one activity the seems to be on many a retired person&apos;s list. The lure of the North and Arctic is well founded. And the time to go will never be better than the present moment. The journey is easier than you might think.  Retirement is the time to actualize that long held dream.</itunes:summary>
            <itunes:duration>8:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, lifestyle, memories, habits, lifestyle, travel, Alaska</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>072  Age 80 and Looking Ahead</title>
            <description>Jackie Spinks takes a shot at 2030. She paints with a broad brush. She is familiar with making mistakes and seems only sure that more will be made, What will the future look like?</description>
            <link>http://retirementtalk.org/rt072.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt072.mp3" length="7861393" type="audio/mpeg"/>
            <guid isPermaLink="false">409B21CD-B33D-4AAF-8103-D4B42397E62B</guid>
            <pubDate>Thu, 7 Feb 2008 16:53:10 -0800</pubDate>
            <itunes:subtitle>Age 80 and Looking Ahead</itunes:subtitle>
            <itunes:summary>Jackie Spinks takes a shot at 2030. She paints with a broad brush. She is familiar with making mistakes and seems only sure that more will be made, What will the future look like?</itunes:summary>
            <itunes:duration>8:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, compassion, memories, generations, habits, life-style</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>071 Relating to Grandchildren</title>
            <description>Communicating across generations is a challenge. We must all invent our own methods. Computer kids pose unique challenges. We need a plan. Grandparents have a unique position to pass on wisdom gathered from experience.</description>
            <link>http://retirementtalk.org/rt071.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt071.mp3" length="7173432" type="audio/mpeg"/>
            <guid isPermaLink="false">47357F0A-2578-4D66-AD38-8757A5F0710A</guid>
            <pubDate>Thu, 31 Jan 2008 19:38:30 -0800</pubDate>
            <itunes:subtitle>Relating to Grandchildren</itunes:subtitle>
            <itunes:summary>Communicating across generations is a challenge. We must all invent our own methods. Computer kids pose unique challenges. We need a plan. Grandparents have a unique position to pass on wisdom gathered from experience.</itunes:summary>
            <itunes:duration>7:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, compassion, memories, generations, habits, life-style</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>070 Generational Criticism</title>
            <description>Each generation seems to have its complaints concerning the generation following. Understanding this common condition may help us better manage our own views of human behavior.</description>
            <link>http://retirementtalk.org/rt070.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt070.mp3" length="9571264" type="audio/mpeg"/>
            <guid isPermaLink="false">7A18943E-8E07-4F8D-91BF-1BFD98BECF8B</guid>
            <pubDate>Thu, 24 Jan 2008 17:10:18 -0800</pubDate>
            <itunes:subtitle>Generational Criticism</itunes:subtitle>
            <itunes:summary>Each generation seems to have its complaints concerning the generation following. Understanding this common condition may help us better manage our own views of human behavior.</itunes:summary>
            <itunes:duration>9:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, compassion, memories, generations, habits, life-style</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>069 Habits</title>
            <description>By the time we reach retirement age we have almost cemented in some habits. We all have them. Yet, changing them is possible. The trick is to develop good ones rather than bad ones. Aristotle gave us some good advice on this one.</description>
            <link>http://retirementtalk.org/rt069.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt069.mp3" length="6120175" type="audio/mpeg"/>
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            <pubDate>Thu, 17 Jan 2008 16:47:13 -0800</pubDate>
            <itunes:subtitle>Habits</itunes:subtitle>
            <itunes:summary>By the time we reach retirement age we have almost cemented in some habits. We all have them. Yet, changing them is possible. The trick is to develop good ones rather than bad ones. Aristotle gave us some good advice on this one.</itunes:summary>
            <itunes:duration>6:22</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, compassion, memories, generations, habits, life-style</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>068 Politics, Truth, and Common Sense</title>
            <description>Important political issues are like Elephants running through out living room. They are massive, numerous, and completely ignored. When it comes to politics, truth and common sense have taken on these Elephant-like characteristics.</description>
            <link>http://retirementtalk.org/rt068.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt068.mp3" length="7426715" type="audio/mpeg"/>
            <guid isPermaLink="false">D3DA429B-2283-4053-9EA7-71EE068129CD</guid>
            <pubDate>Thu, 10 Jan 2008 10:28:44 -0800</pubDate>
            <itunes:subtitle>Politics, Truth, and Common Sense</itunes:subtitle>
            <itunes:summary>Important political issues are like Elephants running through out living room. They are massive, numerous, and completely ignored. When it comes to politics, truth and common sense have taken on these Elephant-like characteristics.</itunes:summary>
            <itunes:duration>7:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, compassion, memories, generations, politics</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>067 New Year&apos;s Resolutions and A Life List</title>
            <description>New Year&apos;s Resolutions are intended to guide us through the year. A Life List can do that on a much more grand scale. Retirement is a great milestone when a new list might be in order.</description>
            <link>http://retirementtalk.org/rt067.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt067.mp3" length="6899669" type="audio/mpeg"/>
            <guid isPermaLink="false">ADBFD6E0-93C7-4579-B4A3-EC284599E258</guid>
            <pubDate>Thu, 3 Jan 2008 12:59:01 -0800</pubDate>
            <itunes:subtitle>New Year&apos;s Resolutions and A Life List</itunes:subtitle>
            <itunes:summary>New Years Resolutions are intended to guide us through the year. A Life List can do that on a much more grand scale. Retirement is a great milestone when a new list might be in order.</itunes:summary>
            <itunes:duration>7:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, compassion, memories, generation, Holidays</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>066 Holidays and Getting Older</title>
            <description>Holidays can be trying times for the retired. We are suppose to enjoy them. Best that we not get caught without a plan.</description>
            <link>http://retirementtalk.org/rt066.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt066.mp3" length="7207287" type="audio/mpeg"/>
            <guid isPermaLink="false">11F24363-FFE0-4968-A48E-9A88D1660CDC</guid>
            <pubDate>Thu, 27 Dec 2007 20:28:51 -0800</pubDate>
            <itunes:subtitle>Holidays and Getting Older</itunes:subtitle>
            <itunes:summary>Holidays can be trying times for the retired. We are suppose to enjoy them. Best that we not get caught without a plan.</itunes:summary>
            <itunes:duration>7:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, compassion, memories, generation, Holidays</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>065 &quot;This Old House&quot;</title>
            <description>Time takes a toll on a house and on a person alike. Repair and maintenance are needed. Retirement is a time to become a weaver of sorts. It is a time to repair and embellish.  Dick Smith is my guest.</description>
            <link>http://retirementtalk.org/rt065.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt065.mp3" length="6452452" type="audio/mpeg"/>
            <guid isPermaLink="false">DB1BFCC8-1341-43D9-8E98-4EE899CBD397</guid>
            <pubDate>Thu, 20 Dec 2007 10:18:48 -0800</pubDate>
            <itunes:subtitle>This Old House</itunes:subtitle>
            <itunes:summary>Time takes a toll on a house and on a person alike. Repair and maintenance are needed. Retirement is a time to become a weaver of sorts. It is a time to repair and and embellish.  Dick Smith is my guest.</itunes:summary>
            <itunes:duration>6:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, maturity, compassion, memories, generation, old age</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>064 Would You Like To Be Young Again?</title>
            <description>&quot;I think old is better&quot;. Jackie Spinks has drawn some conclusions concerning various phases of life. She speaks from years of experience.</description>
            <link>http://retirementtalk.org/rt064.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt064.mp3" length="9355597" type="audio/mpeg"/>
            <guid isPermaLink="false">7D46E3C0-8D1A-4565-AA0A-34568D5F33A1</guid>
            <pubDate>Thu, 13 Dec 2007 19:44:15 -0800</pubDate>
            <itunes:subtitle>Would You Like To Be Young Again?</itunes:subtitle>
            <itunes:summary>&quot;I think old is better&quot;. Jackie Spinks has drawn some conclusions concerning various phases of life. She speaks from years of experience.</itunes:summary>
            <itunes:duration>9:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, maturity, compassion, memories, generation, old age</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>063 Getting Around</title>
            <description>Transportation can be a serious problem as we move into retirement years. We live in a car focused environment and our car days may be numbered. Getting to the store, post office, restaurant, etc. can be challenging. How do we cope with getting around as we age</description>
            <link>http://retirementtalk.org/rt063.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt063.mp3" length="7832554" type="audio/mpeg"/>
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            <pubDate>Thu, 6 Dec 2007 16:19:30 -0800</pubDate>
            <itunes:subtitle>Getting Around</itunes:subtitle>
            <itunes:summary>Transportation can be a serious problem as we move into retirement years. We live in a car focused environment and our car days may be numbered. Getting to the store, post office, restaurant, etc. can be challenging. How do we cope with getting around as we age</itunes:summary>
            <itunes:duration>8:09</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, maturity, compassion, memories, transportation, walking cities</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>062 Dredging Up Old Memories</title>
            <description>Experiences can take on new form when evaluated later in life. We may have learned to be a bit more compassionate - even to ourselves. It may be worth the time to reexamine some of our troubling thoughts.</description>
            <link>http://retirementtalk.org/rt062.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt062.mp3" length="8359182" type="audio/mpeg"/>
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            <pubDate>Fri, 30 Nov 2007 08:35:03 -0800</pubDate>
            <itunes:subtitle>Dredging Up Old Memories</itunes:subtitle>
            <itunes:summary>Experiences can take on new form when evaluated later in life. We may have learned to be a bit more compassionate - even to ourselves. It may be worth the time to reexamine some of our troubling thoughts.</itunes:summary>
            <itunes:duration>8:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, maturity, compassion, memories</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>061 My  Aumakua or Place In The World</title>
            <description>Retirement is the last act in this drama called life. What will be the nature of this - final act? New dimensions other than work will have to serve to identify us.</description>
            <link>http://retirementtalk.org/rt061.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt061.mp3" length="6158209" type="audio/mpeg"/>
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            <pubDate>Thu, 22 Nov 2007 13:59:18 -0800</pubDate>
            <itunes:subtitle>My  Aumakua or Place In The World</itunes:subtitle>
            <itunes:summary>Retirement is the last act in this drama called life. What will be the nature of this - final act? New dimensions other than work will have to serve to identify us.</itunes:summary>
            <itunes:duration>6:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, culture, philosophy ,lifestyle, memories, generations, habits, life-style, travel, Alaska</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>060 Retired and No Time To Shave</title>
            <description>Retirement can be a time of hesitation, retreat, and drift. Or, it can be a very busy time of doing exactly what you want. The key is to know what you want.</description>
            <link>http://retirementtalk.org/rt060.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt060.mp3" length="6441586" type="audio/mpeg"/>
            <guid isPermaLink="false">15E44906-69C3-408E-BDAA-172D726E74C6</guid>
            <pubDate>Thu, 15 Nov 2007 14:06:36 -0800</pubDate>
            <itunes:subtitle>Retired and No Time To Shave</itunes:subtitle>
            <itunes:summary>Retirement can be a time of hesitation, retreat, and drift. Or, it can be a very busy time of doing exactly what you want. The key is to know what you want.</itunes:summary>
            <itunes:duration>6:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, politics</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>059 Retirement: A Time for Understanding</title>
            <description>Human development is well charted for the young. There is little guidance for the retired. Retirement gives us time to come to terms with what makes us and the world go round. It also gives us time to find the center of ourselves.</description>
            <link>http://retirementtalk.org/rt059.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt059.mp3" length="6851603" type="audio/mpeg"/>
            <guid isPermaLink="false">E7A3DB68-2DF0-423E-BFAD-4E4F694449E0</guid>
            <pubDate>Thu, 8 Nov 2007 10:46:27 -0800</pubDate>
            <itunes:subtitle>Retirement: A Time for Understanding</itunes:subtitle>
            <itunes:summary>Human development is well charted for the young. There is little guidance for the retired. Retirement gives us time to come to terms with what makes us and the world go round. It also gives us time to find the center of ourselves.</itunes:summary>
            <itunes:duration>7:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, politics</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>058 Casinos</title>
            <description>Casinos have sprouted up like flowers, or weeds, - blooming all along the roads. They can be dangerous places; especially for retired folks</description>
            <link>http://retirementtalk.org/rt058.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt058.mp3" length="6849932" type="audio/mpeg"/>
            <guid isPermaLink="false">6AA3437E-EAE4-48C2-93C7-AF10DC8478F0</guid>
            <pubDate>Thu, 1 Nov 2007 10:41:00 -0700</pubDate>
            <itunes:subtitle>Casinos</itunes:subtitle>
            <itunes:summary>Casinos have sprouted up like flowers, or weeds, - blooming all along the roads. They can be dangerous places; especially for retired folks</itunes:summary>
            <itunes:duration>7:08</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, gambling, casinos, politics</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>057 Gun Control - Kenya Style</title>
            <description>Reaching retirement age has it&apos;s benefits. Life experiences help shape our thinking. Political promises can appear transparent. Gun Control is a perfect example.</description>
            <link>http://retirementtalk.org/rt057.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt057.mp3" length="12473990" type="audio/mpeg"/>
            <guid isPermaLink="false">6DC6742B-C781-49C4-8C5E-BC6C37BBC4BD</guid>
            <pubDate>Thu, 25 Oct 2007 11:34:33 -0700</pubDate>
            <itunes:subtitle>Gun Control - Kenya Style</itunes:subtitle>
            <itunes:summary>Reaching retirement age has it&apos;s benefits. Life experiences help shape our thinking. Political promises can appear transparent. Gun Control is a perfect example.</itunes:summary>
            <itunes:duration>12:59</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, gun control, politics</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>056 Retirement and Dogs</title>
            <description>Dogs give us unconditional love. This can be an invaluable addition to life at the time of retirement. There can be problems, but having a dog can bring a whole new reason for living into our life. And it gets us outside.</description>
            <link>http://retirementtalk.org/rt056.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt056.mp3" length="6830706" type="audio/mpeg"/>
            <guid isPermaLink="false">0C2F77F4-72B3-41D5-8891-45212C8A1484</guid>
            <pubDate>Wed, 17 Oct 2007 15:07:52 -0700</pubDate>
            <itunes:subtitle>Retirement and Dogs</itunes:subtitle>
            <itunes:summary>Dogs give us unconditional love. This can be an invaluable addition to life at the time of retirement. There can be problems, but having a dog can bring a whole new reason for living into our life. And it gets us outside.</itunes:summary>
            <itunes:duration>7:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, continued learning,dogs</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>055 Is the World Better Off?</title>
            <description>We would all like to leave the world a better place. We like to think that our generation will correct mistakes made by our elders. Our children will inherit a better place. I was surprised by my conclusions.</description>
            <link>http://retirementtalk.org/rt054.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt054.mp3" length="7933282" type="audio/mpeg"/>
            <guid isPermaLink="false">BC030DB0-ED65-4BDF-A787-FFD9CAECA291</guid>
            <pubDate>Thu, 11 Oct 2007 14:55:39 -0700</pubDate>
            <itunes:subtitle>Is the World Better Off?</itunes:subtitle>
            <itunes:summary>We would all like to leave the world a better place. We like to think that our generation will correct mistakes made by our elders. Our children will inherit a better place. I was surprised by my conclusions.</itunes:summary>
            <itunes:duration>8:15</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, continued learning,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>054 Social Isolation and Retirement</title>
            <description>Social isolation is a major problem in retirement. We can loose all emotional contact with people. Our dignity and sense of self worth can force us to retreat. What to do?</description>
            <link>http://retirementtalk.org/rt054.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt054.mp3" length="6843244" type="audio/mpeg"/>
            <guid isPermaLink="false">7E156DDD-1685-442E-B880-E2A2F44FCDD5</guid>
            <pubDate>Thu, 4 Oct 2007 10:08:05 -0700</pubDate>
            <itunes:subtitle>Social Isolation and Retirement</itunes:subtitle>
            <itunes:summary>Social isolation is a major problem in retirement. We can loose all emotional contact with people. Our dignity and sense of self worth can force us to retreat. What to do?</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, continued learning,social isolation</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>053 Death, Escape, Retirement</title>
            <description>Enjoying retirement is a result of many factors. The most important being that death has not snatched us away earlier. If we escape it long enough, we may enjoy retirement and a good story.</description>
            <link>http://retirementtalk.org/rt053.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt053.mp3" length="8353331" type="audio/mpeg"/>
            <guid isPermaLink="false">4082AA70-74EA-445A-9876-11884727263E</guid>
            <pubDate>Wed, 26 Sep 2007 19:23:53 -0700</pubDate>
            <itunes:subtitle>Death, Escape, Retirement</itunes:subtitle>
            <itunes:summary>Enjoying retirement is a result of many factors. The most important being that death has not snatched us away earlier. If we escape it long enough, we may enjoy retirement and a good story.</itunes:summary>
            <itunes:duration>8:42</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, continued learning</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>052 Retirement and Freedom</title>
            <description>&quot;Freedom&quot; is a word that is often used in conjunction with retirement. For some, this freedom is appreciated and liberating. Other retirees seem to drowned in it. They can&apos;t move. What makes for these apparently different results?</description>
            <link>http://retirementtalk.org/rt052.mp3</link>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt052.mp3" length="6843244" type="audio/mpeg"/>
            <guid isPermaLink="false">8B41519E-DF17-4E6E-99C2-150C8804C3BD</guid>
            <pubDate>Mon, 17 Sep 2007 17:55:11 -0700</pubDate>
            <itunes:subtitle>Retirement and Freedom</itunes:subtitle>
            <itunes:summary>&quot;Freedom&quot; is a word that is often used in conjunction with retirement. For some, this freedom is appreciated and liberating. Other retirees seem to drowned in it. They can&apos;t move. What makes for these apparently different results?</itunes:summary>
            <itunes:duration>7:07</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, philosophy ,lifestyle, continued learning</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>051 Retirement and Technology</title>
            <description>This age of technology isn&apos;t easy for some of us. It requires that we learn something new constantly. Of course, learning can be fun and the world in which we live can be very exciting. Best to keep up than die early.</description>
            <link>http://retirementtalk.org/rt051.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt051.mp3" length="6305331" type="audio/mpeg"/>
            <guid isPermaLink="false">6D647BC0-BF81-4EA0-ADA5-493B74707714</guid>
            <pubDate>Mon, 10 Sep 2007 20:25:00 -0700</pubDate>
            <itunes:subtitle>Retirement and Technology</itunes:subtitle>
            <itunes:summary>This age of technology isn&apos;t easy for some of us. It requires that we learn something new constantly. Of course, learning can be fun and the world in which we live can be very exciting. Best to keep up than die early.</itunes:summary>
            <itunes:duration>6:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, culture, techno logy,lifestyle, continued learning</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>050 Retirement and Not Looking So Hot</title>
            <description>Retirement is usually associated with growing older - and inevitable changes in our physical appearance. Our culture seems to worship youth. What are we retirees to do? Jackie Spinks shares some thoughts with us.</description>
            <link>http://retirementtalk.org/rt050.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt050.mp3" length="8710686" type="audio/mpeg"/>
            <guid isPermaLink="false">E80DE3AD-40A1-4EED-8D3D-A991F703D03C</guid>
            <pubDate>Thu, 30 Aug 2007 17:35:39 -0700</pubDate>
            <itunes:subtitle>Retirement and Not Looking So Hot</itunes:subtitle>
            <itunes:summary>Retirement is usually associated with growing older - and inevitable changes in our physical appearance. Our culture seems to worship youth. What are we retirees to do? Jackie Spinks shares some thoughts with us.</itunes:summary>
            <itunes:duration>9:04</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement, seniors, boomers, aging, appearance,  culture,</itunes:keywords>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>049 &quot;Love Trips&quot;</title>
            <description>Love Trips refer to those trips we retired folks take to see our grandchildren, children, or parents. We usually fly. Is that method a transportation destined to end in light of global warming or climate change? This threat is very  much a possibility.</description>
            <link>http://retirementtalk.org/rt049.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt049.mp3" length="6493412" type="audio/mpeg"/>
            <guid isPermaLink="false">94D7FBD9-2231-49A0-B286-3DFE2BD09323</guid>
            <pubDate>Thu, 23 Aug 2007 17:54:44 -0700</pubDate>
            <itunes:subtitle>&quot;Love Trips&quot;</itunes:subtitle>
            <itunes:summary>Love Trips refer to those trips we retired folks take to see our grandchildren, children, or parents. We usually fly. Is that method a transportation destined to end in light of global warming or climate change? This threat is very  much a possibility.</itunes:summary>
            <itunes:duration>6:45</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>048 Escaping Big Worries?</title>
            <description>Major worries seem to follow us all the days of our lives: war, pestilence, and famine.  Is retirement a time when one might be allowed a few moments of escaping this human condition?</description>
            <link>http://retirementtalk.org/rt048.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt048.mp3" length="8506722" type="audio/mpeg"/>
            <guid isPermaLink="false">16175B98-B48E-4ED5-A472-C568D0F204F3</guid>
            <pubDate>Thu, 16 Aug 2007 20:06:19 -0700</pubDate>
            <itunes:subtitle>Escaping Big Worries?</itunes:subtitle>
            <itunes:summary>Major worries seem to follow us all the days of our lives: war, pestilence, and famine.  Is retirement a time when one might be allowed a few moments of escaping this human condition?</itunes:summary>
            <itunes:duration>8:51</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>047 Killing the Wicked Witch of Time</title>
            <description>How does our concept of time change when we retire? Does it change? Roy Ingham talks of the way time has changed for him since retirement.</description>
            <link>http://retirementtalk.org/rt047.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt047.mp3" length="4212191" type="audio/mpeg"/>
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            <pubDate>Thu, 9 Aug 2007 20:20:37 -0700</pubDate>
            <itunes:subtitle>Killing the Wicked Witch of Time</itunes:subtitle>
            <itunes:summary>How does our concept of time change when we retire? Does it change? Roy Ingham talks of the way time has changed for him since retirement.</itunes:summary>
            <itunes:duration>4:23</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>046 Life as a Sandwich Board: Political Activism</title>
            <description>Retirement can give us time to do whatever we choose. Roy Ingham is 82 and is an inspiration to anyone who may choose to live a life as a true political activist.</description>
            <link>http://retirementtalk.org/rt046.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt046.mp3" length="6222157" type="audio/mpeg"/>
            <guid isPermaLink="false">5FF5A613-7580-471A-BC44-B7D1E6D5F3DB</guid>
            <pubDate>Thu, 2 Aug 2007 17:51:29 -0700</pubDate>
            <itunes:subtitle>Life as a Sandwich Board: Political Activism</itunes:subtitle>
            <itunes:summary>Retirement can give us time to do whatever we choose. Roy Ingham is 82 and is an inspiration to anyone who may choose to live a life as a true political activist.</itunes:summary>
            <itunes:duration>6:28</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>045 Planning My Funeral</title>
            <description>A recent funeral I attended drew my attention to the need, or opportunity, to plan my own funeral. It is more of a case of what you might not want than what you want to have included.</description>
            <link>http://retirementtalk.org/rt045.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt045.mp3" length="5372446" type="audio/mpeg"/>
            <guid isPermaLink="false">E570F96B-A911-476A-9293-4DC8B543989C</guid>
            <pubDate>Thu, 26 Jul 2007 20:49:21 -0700</pubDate>
            <itunes:subtitle>Planning My Funeral</itunes:subtitle>
            <itunes:summary>A recent funeral I attended drew my attention to the need, or opportunity, to plan my own funeral. It is more of a case of what you might not want than what you want to have included.</itunes:summary>
            <itunes:duration>5:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>044 Retirement and Priorities</title>
            <description>Many of us always claim that we want to get something done but just never get it done. Could it be that we just need to establish priorities? We need to shut things out of our life and make room for what we really do desire.</description>
            <link>http://retirementtalk.org/rt044.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt044.mp3" length="6265207" type="audio/mpeg"/>
            <guid isPermaLink="false">AD2EA6F1-F6E2-4085-A1BA-1A589362536B</guid>
            <pubDate>Thu, 19 Jul 2007 14:22:17 -0700</pubDate>
            <itunes:subtitle>Retirement and Priorities</itunes:subtitle>
            <itunes:summary>Many of us always claim that we want to get something done but just never get it done. Could it be that we just need to establish priorities? We need to shut things out of our life and make room for what we really do desire.</itunes:summary>
            <itunes:duration>6:31</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>043 Retirement, Alarm Clocks, and News</title>
            <description>Alarm clocks can be bashed when one retires. Life can be lived without alarms. One might also consider the onslaught of alarming news as well. Perhaps it is time to temper or tame it.</description>
            <link>http://retirementtalk.org/rt043.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt043.mp3" length="6306585" type="audio/mpeg"/>
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            <pubDate>Fri, 13 Jul 2007 10:31:20 -0700</pubDate>
            <itunes:subtitle>Retirement, Alarm Clocks, and News</itunes:subtitle>
            <itunes:summary>Alarm clocks can be bashed when one retires. Life can be lived without alarms. One might also consider the onslaught of alarming news as well. Perhaps it is time to temper or tame it.</itunes:summary>
            <itunes:duration>6:34</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>042 Death of a Son</title>
            <description>When a child dies, a difficult time faces the parent. This is true if the parent is young or retired. Dick Smith shares his experience of facing this time of tragedy at the age of 81.</description>
            <link>http://retirementtalk.org/rt042.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt042.mp3" length="5433050" type="audio/mpeg"/>
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            <pubDate>Thu, 5 Jul 2007 17:47:10 -0700</pubDate>
            <itunes:subtitle>Death of a Son</itunes:subtitle>
            <itunes:summary>When a child dies, a difficult time faces the parent. This is true if the parent is young or retired. Dick Smith shares his experience of facing this time of tragedy at the age of 81.</itunes:summary>
            <itunes:duration>5:39</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>041 Retirement, News, and Weather</title>
            <description>Why do some of us devote so much of our time to being informed about news and weather? Is this good use of our retirement time? Why do we do this? What am I doing with the rest of my life?</description>
            <link>http://retirementtalk.org/rt041%20.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt041%20.mp3" length="6941047" type="audio/mpeg"/>
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            <pubDate>Thu, 28 Jun 2007 17:42:48 -0700</pubDate>
            <itunes:subtitle>Retirement, News, and Weather</itunes:subtitle>
            <itunes:summary>Why do some of us devote so much of our time to being informed about news and weather? Is this good use of our retirement time? Why do we do this? What am I doing with the rest of my life?</itunes:summary>
            <itunes:duration>7:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>040 Health, Tai Chi, and the Lost Wallet</title>
            <description>Health and the practice of Tai Chi keep being touted in the press. Seeing the flowing beauty of actual Tai Chi can be memorable. Perhaps more memorable that loosing one&apos;s wallet.</description>
            <link>http://retirementtalk.org/rt040.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt040.mp3" length="6161135" type="audio/mpeg"/>
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            <pubDate>Fri, 22 Jun 2007 17:18:17 -0700</pubDate>
            <itunes:subtitle>Health, Tai Chi, and the Lost Wallet</itunes:subtitle>
            <itunes:summary>Health and the practice of Tai Chi keep being touted in the press. Seeing the flowing beauty of actual Tai Chi can be memorable. Perhaps more memorable that loosing one&apos;s wallet.</itunes:summary>
            <itunes:duration>6:25</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>039 Retirement and Moving to be Close to Family</title>
            <description>Retirement is often accompanied by an impulse to be close to our children. The children, and/or the parents, find themselves considering the means to reunite the family. What&apos;s to be said for moving or staying put when sit comes to reuniting the family?</description>
            <link>http://retirementtalk.org/rt039.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt039.mp3" length="5615698" type="audio/mpeg"/>
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            <pubDate>Thu, 14 Jun 2007 19:47:13 -0700</pubDate>
            <itunes:subtitle>Retirement and Moving to be Close to Family</itunes:subtitle>
            <itunes:summary>Retirement is often accompanied by an impulse to be close to our children. The children, and/or the parents, find themselves considering the means to reunite the family. What&apos;s to be said for moving or staying put when sit comes to reuniting the family?</itunes:summary>
            <itunes:duration>5:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>038 History - Learning from Other&apos;s Experience</title>
            <description>Sometimes it is better to let other&apos;s make the mistakes; listen to their stories and then move forward. Boomers and seniors have a lot to share with younger generations that might be very rewarding.</description>
            <link>http://retirementtalk.org/rt038.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt038.mp3" length="5937109" type="audio/mpeg"/>
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            <pubDate>Thu, 7 Jun 2007 21:31:04 -0700</pubDate>
            <itunes:subtitle>History - Learning from Other&apos;s Experience</itunes:subtitle>
            <itunes:summary>Sometimes it is better to let other&apos;s make the mistakes; listen to their stories and then move forward. Boomers and seniors have a lot to share with younger generations that might be very rewarding.</itunes:summary>
            <itunes:duration>6:11</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>037 Retirement and Home Exchange</title>
            <description>Retirement brings lots of new opportunities. The Home exchange network. You agree to trade the use of your residence for that of someone else&apos;s. The trade is cash free.</description>
            <link>http://retirementtalk.org/rt037.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt037.mp3" length="6050376" type="audio/mpeg"/>
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            <pubDate>Thu, 24 May 2007 14:24:59 -0700</pubDate>
            <itunes:subtitle>Retirement and Home Exchange</itunes:subtitle>
            <itunes:summary>Retirement brings lots of opportunities. The Home exchange network is one. You agree to trade the use of your residence for that of someone else&apos;s. The trade is cash free.</itunes:summary>
            <itunes:duration>6:18</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>036 Dignity, Identity, and Health Care</title>
            <description>Maintaining human dignity is a life long issue. Identity theft is a daily challenge. Our health care system sometimes makes demands on our dignity and identity that is a concern for all.</description>
            <link>http://retirementtalk.org/rt036.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt036.mp3" length="6247234" type="audio/mpeg"/>
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            <pubDate>Thu, 17 May 2007 14:38:24 -0700</pubDate>
            <itunes:subtitle>Dignity, Identity, and Health Care</itunes:subtitle>
            <itunes:summary>Maintaining human dignity is a life long issue. Identity theft is a daily challenge. Our health care system sometimes makes demands on our dignity and identity that is a concern for all.</itunes:summary>
            <itunes:duration>6:30</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>035 Owning an RV - What&apos;s It Like?</title>
            <description>How much does owning an RV cost? What is so good about it? What are major problems? What is life like in an RV?</description>
            <link>http://retirementtalk.org/rt035.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt035.mp3" length="22300629" type="audio/mpeg"/>
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            <pubDate>Thu, 10 May 2007 17:43:42 -0700</pubDate>
            <itunes:subtitle>Owning an RV - What&apos;s It Like?</itunes:subtitle>
            <itunes:summary>How much does owning an RV cost? What is so good about it? What are major problems? What is life like in an RV?</itunes:summary>
            <itunes:duration>23:13</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>034 Grandfathers, Granddaughters, and History</title>
            <description>Grandfathers should never argue with granddaughters. But, on the value of history a wide gap is developing between generations.</description>
            <link>http://retirementtalk.org/rt034.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt034.mp3" length="8020635" type="audio/mpeg"/>
            <guid isPermaLink="false">BBF2C327-7070-4A01-9DA7-F4CE63602AEA</guid>
            <pubDate>Thu, 3 May 2007 17:29:32 -0700</pubDate>
            <itunes:subtitle>Grandfathers, Granddaughters, and History</itunes:subtitle>
            <itunes:summary>Grandfathers should never argue with granddaughters. But, on the value of history a wide gape is developing between generations.</itunes:summary>
            <itunes:duration>8:21</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>033 A Career for Life - &quot;The Silver Tsunami&quot;</title>
            <description>A life goal for some of us is to retire and change our life. . Many older workers are choosing to continue work and never quit or change direction. Here is an example.</description>
            <link>http://retirementtalk.org/rt033.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt033.mp3" length="8000573" type="audio/mpeg"/>
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            <pubDate>Thu, 26 Apr 2007 16:50:40 -0700</pubDate>
            <itunes:subtitle>A Career for Life: &quot;The Silver Tsunami&quot;</itunes:subtitle>
            <itunes:summary>A life goal for some of us is to retire and change our life. . Many older workers are choosing to continue work and never quit or change direction. Here is an example.</itunes:summary>
            <itunes:duration>8:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>032 The Con</title>
            <description>&quot;The Con&quot; is something we have to be concerned with all of our life. Here a couple of examples that may remind us of the importance of not allowing ourselves to be taken to the cleaners.</description>
            <link>http://retirementtalk.org/rt032.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt032.mp3" length="6518072" type="audio/mpeg"/>
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            <pubDate>Thu, 19 Apr 2007 22:17:59 -0700</pubDate>
            <itunes:subtitle>The Con</itunes:subtitle>
            <itunes:summary>&quot;The Con&quot; is something we have to be concerned with all of our life. Here a couple of examples that may remind us of the importance of not allowing ourselves to be taken to the cleaners.</itunes:summary>
            <itunes:duration>6:47</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>031 &quot;A Ripe Old Age&quot;</title>
            <description>What does it mean to live to a ripe old age. Young Gene died at age 11 and a recent news story  talked of a man 110 years old taking a new wife - age 30. What does all this mean concerning, &quot;A ripe old age&quot;?</description>
            <link>http://retirementtalk.org/rt031.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt031.mp3" length="6658924" type="audio/mpeg"/>
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            <pubDate>Thu, 12 Apr 2007 18:57:38 -0700</pubDate>
            <itunes:subtitle>&quot;A Ripe Old Age&quot;</itunes:subtitle>
            <itunes:summary>What does it mean to live to a ripe old age. Young Gene died at age 11 and a recent news story  talked of a man 110 years old taking a new wife - age 30. What does all this mean concerning, &quot;A ripe old age&quot;?</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>030 Loneliness and Senior Citizens</title>
            <description>Loneliness is an issue for all people. Senior Citizens face a peculiar type of loneliness that may call for learning new behaviors. Jackie Spinks shares her outlook on the issue in this episode.</description>
            <link>http://retirementtalk.org/rt030.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt030.mp3" length="8360018" type="audio/mpeg"/>
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            <pubDate>Thu, 5 Apr 2007 17:48:38 -0700</pubDate>
            <itunes:subtitle>Loneliness and Senior Citizens</itunes:subtitle>
            <itunes:summary>Loneliness is an issue for all people. Senior Citizens face a peculiar type of loneliness that may call for learning new behaviors. Jackie Spinks shares her outlook on the issue in this episode.</itunes:summary>
            <itunes:duration>7:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>029 Advantages to Aging</title>
            <description>Judging character, automatic muscle movements, and accumulation of skill and knowledge are some of the recently reported advantages of aging. This is good news for those of us that are in the retirement zone. &lt;br /&gt;
&lt;a href=&quot;http://www.podcastalley.com/&quot;&gt; My Podcast Alley feed!&lt;/a&gt; {pca-7c19cfa40099da7b12115127639ad561}</description>
            <link>http://retirementtalk.org/rt029.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt029.mp3" length="6479620" type="audio/mpeg"/>
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            <pubDate>Thu, 29 Mar 2007 18:06:25 -0800</pubDate>
            <source url="http://retirementtalk.org/rt034.mp3">http://retirementtalk.org/rt034.mp3</source>
            <itunes:subtitle>Advantages to Aging</itunes:subtitle>
            <itunes:summary>Judging character, automatic muscle movements, and accumulation of skill and knowledge are some of the recently reported advantages of aging. This is good news for those of us that are in the retirement zone.</itunes:summary>
            <itunes:duration>6:44</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>028 Elderly Sex - A Personal Testimony</title>
            <description>A frank statement of sex and the elderly is shared with us by a 79 year old woman. Be prepared for honesty and openness concerning this life time concern.</description>
            <link>http://retirementtalk.org/rt028.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt028.mp3" length="9332609" type="audio/mpeg"/>
            <guid isPermaLink="false">B89A186C-BE31-4FD2-BE78-DFBDAFFA8962</guid>
            <pubDate>Thu, 22 Mar 2007 18:00:32 -0800</pubDate>
            <itunes:subtitle>Elderly Sex - A Personal Story</itunes:subtitle>
            <itunes:summary>A frank statement of sex and the elderly is shared with us by a 79 year old woman. Be prepared for honesty and openness concerning this life time concern.</itunes:summary>
            <itunes:duration>9:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>027 Mexico - Treasure of Sierra Madres</title>
            <description>Retirement and travel sometimes open unexpected opportunities. This is a story of trying to make connections with Humphrey Bogart, treasure and madness. Follow us on our trip to San Sebastian.</description>
            <link>http://retirementtalk.org/rt027.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt027.mp3" length="26618983" type="audio/mpeg"/>
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            <pubDate>Wed, 21 Mar 2007 09:48:12 -0800</pubDate>
            <itunes:subtitle>Day trip to the Sierra Madres Mountains</itunes:subtitle>
            <itunes:summary>Retirement and travel sometimes open unexpected opportunities. This is a story of trying to make connections with Humphrey Bogart, treasure and madness. Follow us on our trip to San Sebastian.</itunes:summary>
            <itunes:duration>27:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>026 Dealing with Aches and Pains</title>
            <description>Dick Smith shares ideas with us in dealing with the aches and pains that come later in life. He deals the aches and pains we have and those that others have. What to do?</description>
            <link>http://retirementtalk.org/rt026.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt026.mp3" length="5606921" type="audio/mpeg"/>
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            <pubDate>Sun, 11 Mar 2007 10:19:40 -0800</pubDate>
            <itunes:subtitle>Dealing with Aches and Pains</itunes:subtitle>
            <itunes:summary>Dick Smith shares ideas with us in dealing with the aches and pains that come later in life. He deals the aches and pains we have and those that others have. What to do?</itunes:summary>
            <itunes:duration>5:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>025 Retiring in Mexico - Two Examples</title>
            <description>Thinking of moving to Mexico? Here are two examples of people who wanted something different. They moved to off-the-road places in Mexico: sun, beaches, surf, no automobiles, - paradise?</description>
            <link>http://retirementtalk.org/rt025.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt025.mp3" length="7783234" type="audio/mpeg"/>
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            <pubDate>Sat, 3 Mar 2007 09:52:50 -0800</pubDate>
            <itunes:subtitle>Retiring in Mexico - Two Examples</itunes:subtitle>
            <itunes:summary>Thinking of moving to Mexico? Here are two examples of people who wanted something different. They moved to off-the-road places in Mexico: sun, beaches, surf, no automobiles, - paradise?</itunes:summary>
            <itunes:duration>8:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>024 Retirement and Travel by Plane - Mexico</title>
            <description>Traveling by plane can be more difficult as one gets older and as plane travel changes. Del talks of his recent journey to Mexico and the challenges and rewards.</description>
            <link>http://retirementtalk.org/rt024.mp3</link>
            <author>del@retirement.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt024.mp3" length="6452452" type="audio/mpeg"/>
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            <pubDate>Tue, 27 Feb 2007 19:22:25 -0800</pubDate>
            <itunes:subtitle>Retirement and Travel by Plane - Mexico</itunes:subtitle>
            <itunes:summary>Traveling by plane can be more difficult as one gets older and as plane travel changes. Del talks of his recent journey to Mexico and the challenges and rewards.</itunes:summary>
            <itunes:duration>6:43</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>023 Death and Decision Making: Part 2</title>
            <description>Dealing with death and the promise of eternal happiness can effect our decisions in life. This story of a swami and enlightenment can shed light on this question.</description>
            <link>http://retirementtalk.org/rt023.mp3</link>
            <author>Del@retirementtalk.org</author>
            <enclosure url="http://www.retirementtalk.org/rt029.mp3" length="6479620" type="audio/mpeg"/>
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            <pubDate>Fri, 9 Feb 2007 19:28:37 -0800</pubDate>
            <source url="http://retirementtalk.org/rt029.mp3">Del@retirementtalk.org</source>
            <itunes:subtitle>Death and Decision Making: Part 2</itunes:subtitle>
            <itunes:summary>Dealing with death and the promise of eternal happiness can effect our decisions in life. This story of a swami and enlightenment can shed light on this question.</itunes:summary>
            <itunes:duration>7:57</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>022 Telling the Truth - A Luxury of Growing Older</title>
            <description>Jackie Spinks shares her experience of telling the truth when it comes to religious preferences throughout life. Why should shame or guilt be associated with, &quot;atheist&quot;?</description>
            <link>http://retirementtalk.org/rt022.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt022.mp3" length="6801448" type="audio/mpeg"/>
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            <pubDate>Sun, 4 Feb 2007 11:06:30 -0800</pubDate>
            <itunes:subtitle>Telling the Truth - A Luxury of Growing Older</itunes:subtitle>
            <itunes:summary>Jackie Spinks shares her experience of telling the truth when it comes to religious preferences throughout life. Why should shame or guilt be associated with, &quot;atheist&quot;?</itunes:summary>
            <itunes:duration>7:05</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>021 Death and Decision Making</title>
            <description>This is the first of a series dealing our concept of death and how that influences all the decisions of our life. Hopefully this story will lead you to consider your own deep thoughts concerning this matter that takes special meaning during the later stages of our life.</description>
            <link>http://retirementtalk.org/rt021.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt021.mp3" length="8214150" type="audio/mpeg"/>
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            <pubDate>Sat, 27 Jan 2007 19:08:13 -0800</pubDate>
            <itunes:subtitle>Death and Decision Making</itunes:subtitle>
            <itunes:summary>This is the first of a series dealing our concept of death and how that influences all the decisions of our life. Hopefully this story will lead you to consider your own deep thoughts concerning this matter that takes special meaning during the later stages of our life.</itunes:summary>
            <itunes:duration>8:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>020 Worry and Getting Older.</title>
            <description>There are things we worry about when we are young and then there are things we worry about when we get older. Some are the same, but many are different. Jackie Spinks talks about worry and the role it has played in her life and her families.</description>
            <link>http://retirementtalk.org/rt020.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt020.mp3" length="8648410" type="audio/mpeg"/>
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            <pubDate>Sun, 14 Jan 2007 18:29:17 -0800</pubDate>
            <itunes:subtitle>Worry and Getting Older.</itunes:subtitle>
            <itunes:summary>There are things we worry about when we are young and then there are things we worry about when we get older. Some are the same, but many are different. Jackie Spinks talks about worry and the role it has played in her life and her families.</itunes:summary>
            <itunes:duration>9:00</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>019 Work and Play</title>
            <description>Dick Smith finds that retirement allows time for reviewing and perfecting work skills that have been gained over a lifetime. It is also a time to pray at activities that one has always dreamed of.</description>
            <link>http://retirementtalk.org/rt019.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt019.mp3" length="5355728" type="audio/mpeg"/>
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            <pubDate>Sat, 6 Jan 2007 19:19:19 -0800</pubDate>
            <itunes:subtitle>Work and Play</itunes:subtitle>
            <itunes:summary>Dick Smith finds that retirement allows time for reviewing and perfecting work skills that have been gained over a lifetime. It is also a time to pray at activities that one has always dreamed of.</itunes:summary>
            <itunes:duration>7:54</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>018: Retirement Without Guilt</title>
            <description>Many of us feel some sense of guilt when we retire. We think we should be working; doing something productive with our lives. What is to be said of the person who just wants to sit back, enjoy a few years of relaxation and assume the position of just being?</description>
            <link>http://retirementtalk.org/rt018.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt018.mp3" length="6508085" type="audio/mpeg"/>
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            <pubDate>Sun, 17 Dec 2006 15:12:52 -0800</pubDate>
            <itunes:subtitle>Retirement Without Guilt</itunes:subtitle>
            <itunes:summary>Many of us feel some sense of guilt when we retire. We think we should be working; doing something productive with our lives. What is to be said of the person who just wants to sit back, enjoy a few years of relaxation and assume the position of just being?</itunes:summary>
            <itunes:duration>6:46</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>017: A Time to Reconnect</title>
            <description>At retirement we have the opportunity to review our lives in the records and memories of our extended families. This is a good time to dig out old family pictures and reconnect with former friends and relatives that have shared our lives.</description>
            <link>http://retirementtalk.org/rt017.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt017.mp3" length="6405267" type="audio/mpeg"/>
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            <pubDate>Sat, 9 Dec 2006 21:12:14 -0800</pubDate>
            <itunes:subtitle>A Time to Reconnect</itunes:subtitle>
            <itunes:summary>At retirement we have the opportunity to review our lives in the records and memories of our extended families. This is a good time to dig out old family pictures and reconnect with former friends and relatives that have shared our lives.</itunes:summary>
            <itunes:duration>6:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>016: Health and A Second Opinion</title>
            <description>Retirement may mean many more trips to the doctor. Sometimes we don&apos;t agree with the doctor&apos;s diagnosis and desire a second opinion. This example illustrates the importance of asserting ourselves when it comes to our health.</description>
            <link>http://retirementtalk.org/rt016.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt016.mp3" length="8222972" type="audio/mpeg"/>
            <guid isPermaLink="false">F96A2205-8590-4732-864D-938BBF471597</guid>
            <pubDate>Sat, 2 Dec 2006 16:54:58 -0800</pubDate>
            <itunes:subtitle>Health and A Second Opinion</itunes:subtitle>
            <itunes:summary>Retirement may mean many more trips to the doctor. Sometimes we don&apos;t agree with the doctor&apos;s diagnosis and desire a second opinion. This example illustrates the importance of asserting ourselves when it comes to our health.</itunes:summary>
            <itunes:duration>8:33</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>015: The Man in the Mirror</title>
            <description>Retirement means that we must identify ourselves with the availability of a job title. The question, &quot;Who are we?&quot; becomes a bit more complicated. Friends can help in reflecting our new identity.</description>
            <link>http://retirementtalk.org/rt015.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt015.mp3" length="5375416" type="audio/mpeg"/>
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            <pubDate>Thu, 30 Nov 2006 17:18:37 -0800</pubDate>
            <itunes:subtitle>The Man in the Mirror</itunes:subtitle>
            <itunes:summary>Retirement means that we must identify ourselves with the availability of a job title. The question, &quot;Who are we?&quot; becomes a bit more complicated. Friends can help in reflecting our new identity.</itunes:summary>
            <itunes:duration>5:35</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>014: It&apos;s Not So Bad To Grow Old</title>
            <description>Jackie Spinks has lived over three quarters of a century. She concludes that life is not so bad as one grows older. Her gems of wisdom collected sparkle with humor.</description>
            <link>http://retirementtalk.org/rt014.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt014.mp3" length="8126005" type="audio/mpeg"/>
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            <pubDate>Sun, 19 Nov 2006 14:45:22 -0800</pubDate>
            <itunes:subtitle>It&apos;s Not So Bad To Grow Old</itunes:subtitle>
            <itunes:summary>Jackie Spinks has lived over three quarters of a century. She concludes that life is not so bad as one grows older. Her gems of wisdom collected sparkle with humor.</itunes:summary>
            <itunes:duration>8:27</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>013: What Do You Do?</title>
            <description>The question of, &quot;What do you do?&quot; is asked many times of retired people. Here is an example of how very difficult it can be to honestly answer this question. Sometimes, &quot;What we do&quot;, is not given to a short answer. We do many things.</description>
            <link>http://retirementtalk.org/rt013.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt013.mp3" length="8612928" type="audio/mpeg"/>
            <guid isPermaLink="false">D659D0A2-A092-42B8-8F43-64C61D95A875</guid>
            <pubDate>Sat, 18 Nov 2006 09:06:33 -0800</pubDate>
            <itunes:subtitle>What Do You Do?</itunes:subtitle>
            <itunes:summary>The question of, &quot;What do you do?&quot; is asked many times of retired people. Here is an example of how very difficult it can be to honestly answer this question. Sometimes, &quot;What we do&quot;, is not given to a short answer. We do many things.</itunes:summary>
            <itunes:duration>8:58</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>012: Retirement Wisdom Concerning People and Priorities</title>
            <description>Retirement affords us time for a consideration of our life. Sometimes the value of friends from the past can take on special meaning as we reflect on our time with them.</description>
            <link>http://retirementtalk.org/rt012.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt012.mp3" length="5995667" type="audio/mpeg"/>
            <guid isPermaLink="false">AB9128E1-8330-4114-9A58-10AFDF34C69D</guid>
            <pubDate>Sat, 18 Nov 2006 08:58:19 -0800</pubDate>
            <itunes:subtitle>Retirement Wisdom Concerning People and Priorities</itunes:subtitle>
            <itunes:summary>Retirement affords us time for a consideration of our life. Sometimes the value of friends from the past can take on special meaning as we reflect on our time with them.</itunes:summary>
            <itunes:duration>6:14</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>011: Taking Life As It Comes</title>
            <description>Retirement can bring many challenges to each of us. Dick Smith tells us of his manner of dealing with change by, &quot;taking life as it comes&quot;.</description>
            <link>http://retirementtalk.org/rt011.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt011.mp3" length="5808840" type="audio/mpeg"/>
            <guid isPermaLink="false">ABCA3E7C-D7FB-4BAA-A219-5996E2734F7D</guid>
            <pubDate>Sat, 18 Nov 2006 08:55:44 -0800</pubDate>
            <itunes:subtitle>Taking Life As It Comes</itunes:subtitle>
            <itunes:summary>Retirement can bring many challenges to each of us. Dick Smith tells us of his manner of dealing with change by, &quot;taking life as it comes&quot;.</itunes:summary>
            <itunes:duration>6:02</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>010: Retiring at the Same Time as Your Spouse</title>
            <description>Retiring at the same time as your spouse is often times seen as a problem - or a potential problem. Here is an example of how it seemed to have worked out very well.</description>
            <link>http://retirementtalk.org/rt010.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt010.mp3" length="8013992" type="audio/mpeg"/>
            <guid isPermaLink="false">9B76EAEB-3159-4F11-AD77-441ED5EFD354</guid>
            <pubDate>Sat, 18 Nov 2006 08:54:15 -0800</pubDate>
            <itunes:subtitle>Retiring at the Same Time as Your Spouse</itunes:subtitle>
            <itunes:summary>Retiring at the same time as your spouse is often times seen as a problem - or a potential problem. Here is an example of how it seemed to have worked out very well.</itunes:summary>
            <itunes:duration>8:20</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>009: A Relocating Alternative in Retirement</title>
            <description>Contentment with where you live and a desire for a change sometimes creates conflict for the retired. We could move if we wanted to. Or, we could stay where we are. Is it possible to do both. We have..</description>
            <link>http://retirementtalk.org/rt009.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt009.mp3" length="8500079" type="audio/mpeg"/>
            <guid isPermaLink="false">0F2F240F-3050-47EF-A0A6-724E5554978A</guid>
            <pubDate>Thu, 16 Nov 2006 17:12:52 -0800</pubDate>
            <itunes:subtitle>A Relocating Alternative in Retirement</itunes:subtitle>
            <itunes:summary>Retirement can often times bring the choice of staying where you have been living for many years, or moving. Relocating. Sometimes we are torn. We like it where we live, but - we are drawn by what we don&apos;t have; the old, &quot;grass is always greener&quot; trick.</itunes:summary>
            <itunes:duration>8:50</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>008: Tying the Past to the Present</title>
            <description>Road trips after retirement can sometimes lend insight into history, the present time, and one&apos;s own life. Dick Smith and his wife Linda Sutherland illustrate this beautifully in this story.</description>
            <link>http://retirementtalk.org/rt008.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt008.mp3" length="7608572" type="audio/mpeg"/>
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            <pubDate>Thu, 16 Nov 2006 16:59:40 -0800</pubDate>
            <itunes:subtitle>Tying the Past to the Present</itunes:subtitle>
            <itunes:summary>Road trips after retirement can sometimes lend insight into history, the present time, and one&apos;s own life. Dick Smith and his wife Linda Sutherland illustrate this beautifully in this story.</itunes:summary>
            <itunes:duration>7:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>007: A Sense of Place</title>
            <description>Developing a sense of place when moving to a new location can be a real challenge. Roy Ingham has moved twice since reaching age 65 and has made two such successful moves.</description>
            <link>http://retirementtalk.org/rt007.mp3</link>
            <author>del@retirementttalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt007.mp3" length="6379772" type="audio/mpeg"/>
            <guid isPermaLink="false">93818FBC-4807-490D-9EA9-F50B3C8436F9</guid>
            <pubDate>Thu, 16 Nov 2006 12:05:52 -0800</pubDate>
            <itunes:subtitle>A Sense of Place</itunes:subtitle>
            <itunes:summary>Developing a sense of place when moving to a new location can be a real challenge. Roy Ingham has moved twice since reaching age 65 and has made two such successful moves.</itunes:summary>
            <itunes:duration>6:38</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>006: Road Trip via Car</title>
            <description>Travel is high on the list of most recent retirees. &quot;Road trip&quot; is a favorite phrase. Hit the open road. &quot;Wouldn&apos;t it be nice to just go out and turn the key and drive away from it all.</description>
            <link>http://retirementtalk.org/rt006.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt006.mp3" length="10492908" type="audio/mpeg"/>
            <guid isPermaLink="false">9E9546F2-D5DE-4806-A37C-219E3FE40254</guid>
            <pubDate>Thu, 16 Nov 2006 12:05:52 -0800</pubDate>
            <itunes:subtitle>Road Trip via Car</itunes:subtitle>
            <itunes:summary>Travel is high on the list of most recent retirees. &quot;Road trip&quot; is a favorite phrase. Hit the open road. &quot;Wouldn&apos;t it be nice to just go out and turn the key and drive away from it all.</itunes:summary>
            <itunes:duration>10:55</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>005: Retirement and the Relocating Alternative</title>
            <description>Retirement can often times bring the choice of staying where you have been living for many years, or moving: relocating. Sometimes we are torn. We like it where we live, but - we are drawn by what we don&apos;t have; the old, &quot;grass is always greener&quot; trick.</description>
            <link>http://retirementtalk.org/rt005.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt005.mp3" length="5862756" type="audio/mpeg"/>
            <guid isPermaLink="false">4FDE2B6C-B31C-49A0-A7AD-674924FBEF9E</guid>
            <pubDate>Thu, 16 Nov 2006 12:05:52 -0800</pubDate>
            <itunes:subtitle>Retirement and the Relocating Alternative</itunes:subtitle>
            <itunes:summary>Retirement can often times bring the choice of staying where you have been living for many years, or moving: relocating. Sometimes we are torn. We like it where we live, but - we are drawn by what we don&apos;t have; the old, &quot;grass is always greener&quot; trick.</itunes:summary>
            <itunes:duration>6:06</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>004: Family and Happiness</title>
            <description>The importance of creating a happy environment for the family is the theme of Dick Smith&apos;s monologue. Retirement can offer time for special insights into this value.</description>
            <link>http://retirementtalk.org/rt004.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://www.retirementtalk.org/rt004.mp3" length="6342574" type="audio/mpeg"/>
            <guid isPermaLink="false">E4B37D50-6451-4330-81FB-6CC045823ABE</guid>
            <pubDate>Thu, 16 Nov 2006 12:05:52 -0800</pubDate>
            <itunes:subtitle>Family and Happiness</itunes:subtitle>
            <itunes:summary>The importance of creating a happy environment for the family is the theme of Dick Smith&apos;s monologue. Retirement can offer time for special insights into this value.</itunes:summary>
            <itunes:duration>6:36</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>003: What Now - Part 2</title>
            <description>On today&apos;s program I want to give you a couple of examples of the pursuit of happiness as I have experienced them. This is all in accordance with the Spinozian theory that was the topic our last program.</description>
            <link>http://retirementtalk.org/rt003.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt003.mp3" length="7375769" type="audio/mpeg"/>
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            <pubDate>Thu, 16 Nov 2006 12:05:52 -0800</pubDate>
            <itunes:subtitle>What Now - Part 2</itunes:subtitle>
            <itunes:summary>On today&apos;s program I want to give you a couple of examples of the pursuit of happiness as I have experienced them. This is all in accordance with the Spinozian theory that was the topic our last program.</itunes:summary>
            <itunes:duration>7:40</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:explicit>no</itunes:explicit>
            <itunes:block>no</itunes:block>
        </item>
        <item>
            <title>002: What Now?</title>
            <description>Now that you have decided to retire the decisions need to be made that will bring happiness into your life. What should those decisions be based upon?</description>
            <link>http://retirementtalk.org/rt002.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
            <enclosure url="http://retirementtalk.org/rt002.mp3" length="6955720" type="audio/mpeg"/>
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            <pubDate>Thu, 16 Nov 2006 12:05:52 -0800</pubDate>
            <itunes:subtitle>What Now?</itunes:subtitle>
            <itunes:summary>Now that you have decided to retire the decisions need to be made that will bring happiness into your life. What should those decisions be based upon?</itunes:summary>
            <itunes:duration>7:14</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
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            <title>001: When Should I Retire</title>
            <description>Considering retirement brings certain aspects of life and death into clear focus. It is important to come to grips with our own tenuous grip on life when considering retirement.</description>
            <link>http://retirementtalk.org/rt001.mp3</link>
            <author>del@retirementtalk.org</author>
            <comments>http://www.retirementtalk.org/</comments>
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            <pubDate>Thu, 16 Nov 2006 12:05:52 -0800</pubDate>
            <itunes:subtitle>When Should I Retire</itunes:subtitle>
            <itunes:summary>Considering retirement brings certain aspects of life and death into clear focus. It is important to come to grips with our own tenuous grip on life when considering retirement.</itunes:summary>
            <itunes:duration>6:24</itunes:duration>
            <itunes:author>Del Lowery</itunes:author>
            <itunes:keywords>retirement podcast, senior living, Del Lowery, senior life style, enjoying life</itunes:keywords>
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